Mortgage Rates in Valley Grove, West VirginiaCurrent Valley Grove, West Virginia fixed rate mortgages for a 15-Year Fixed mortgage are at 6.375% with 0.000% point(s), Current Valley Grove, West Virginia fixed rate mortgages for a 20-Year Fixed mortgage are at 6.250% with 0.000% point(s), 15-Year Fixed mortgage rates today with 0.000% point(s) in Valley Grove, West Virginia are at 6.250%. Valley Grove, West Virginia Mortgage Rates:Search and compare mortgage rates and refinance rates in Valley Grove, WV. Our rate table has a list of Valley Grove, West Virginia mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Valley Grove, West Virginia. Save money by using our free tool to find customized mortgage and refinance rates for Valley Grove, West Virginia (WV). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Valley Grove, West Virginia you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Valley Grove, West Virginia 10/1 ARM mortgage rates are at 6.750% with 0.000% point(s), Valley Grove, West Virginia 7-Year ARM mortgage rates are at 6.365% with 0.301% point(s), Adjustable rates on 10/1 ARM loans in Valley Grove, West Virginia with 0.000% point(s) are at 6.375%. Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.71%
5/6 ARM Jumbo
6.74%
Types of rates available in Valley Grove, WV include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Valley Grove, WV listed below. Mortgage Rates in Valley Grove, WV July 9, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Valley Grove, West Virginia Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in Valley Grove, West Virginia? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. Valley Grove, West Virginia Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in Valley Grove, West Virginia? You can list your company, contact information, website an logo here. Contact us to find out how. Valley Grove, WV Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of West Virginia. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Valley Grove, WV mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Valley Grove, WV mortgage loans that have been made. As a result, Valley Grove, WV mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Valley Grove, WV Super Conforming Home Loan RatesSuper conforming mortgages in Valley Grove, WV are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Valley Grove, WV Jumbo Loan Interest RatesValley Grove, WV jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Valley Grove, WV are usually 0.75 basis points higher than conforming mortgage rates in Valley Grove, WV because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Valley Grove, WV Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Valley Grove, WV. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Valley Grove, WV Adjustable Interest RatesValley Grove, WV adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Valley Grove, WV Interest Only Home Mortgage RatesValley Grove, WV interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Valley Grove, WV FHA Mortgage Mortgage RatesBorrowers in Valley Grove, WV must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Valley Grove, WV are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Valley Grove, WV Rates & ResourcesValley Grove, West Virginia Savings RatesValley Grove, West Virginia CD Rates Valley Grove, West Virginia Bank Branches Valley Grove, West Virginia Credit Union Branches Valley Grove, WV Mortgage ProductsValley Grove, West Virginia Conforming Mortgage RatesValley Grove, West Virginia Jumbo Mortgage Rates Valley Grove, West Virginia Conforming Adjustable Mortgage Rates Valley Grove, West Virginia Jumbo Adjustable Mortgage Rates Other Mortgage Rate Deals
Mortgage Rates 4/26: Current 30 Year Mortgage Rates at 4.78%, Today's 15 Year Mortgage Rates at 4.09%
Max Credit Union Mortgage Rates
Chessie Federal Credit Union Mortgage Rates
Refinance Rates Current: Refinance Rates This Week 30 Year Rates at 4.12%
Mortgage Rates 5/17: 30 Year Jumbo Mortgage Rates at 5.10% as New Home Construction Tumbles
Home Mortgage Interest Rates Today 10/24: 30 Year Mortgage Rates at 4.24%, 15 Year Mortgage Rates at 3.68%
Mortgage Rates Today at AIG Bank
Mortgage Rates Saturday, Feb 12, 2011: 30 Year Mortgage Rates and Refinancing Rates at 5.04%
First Mortgage Direct 30 Year Mortgage Rates Quoted at 4.50 Percent
3-29 Mortgage Rates and Refinance Rates Higher: 30 Year Jumbo Mortgage Rates Averaging 5.45%
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