Mortgage Rates in Spring Dale, West Virginia30-Year Fixed mortgage rates in Spring Dale, West Virginia are at 6.875% with 0.000% point(s), Current Spring Dale, West Virginia fixed rate mortgages for a 10 Year Fixed mortgage are at 5.875% with 0.000% point(s), 10-Year Fixed mortgage rates in Spring Dale, West Virginia are at 6.125% with 0.000% point(s). Spring Dale, West Virginia Mortgage Rates:Search and compare mortgage rates and refinance rates in Spring Dale, WV. Our rate table has a list of Spring Dale, West Virginia mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Spring Dale, West Virginia. Save money by using our free tool to find customized mortgage and refinance rates for Spring Dale, West Virginia (WV). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Spring Dale, West Virginia you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Adjustable rates on 10/6-Month ARM loans in Spring Dale, West Virginia with 1.000% point(s) are at 6.625%, Mortgage rates on adjustable loans include 5/1 ARM with 0.000% point(s) in Spring Dale, West Virginia at 6.125%, Spring Dale, West Virginia 5/1 ARM mortgage rates are at 6.125% with 0.000% point(s). Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.71%
5/6 ARM Jumbo
6.74%
Types of rates available in Spring Dale, WV include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Spring Dale, WV listed below. Mortgage Rates in Spring Dale, WV July 9, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Spring Dale, West Virginia Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in Spring Dale, West Virginia? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. Spring Dale, West Virginia Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in Spring Dale, West Virginia? You can list your company, contact information, website an logo here. Contact us to find out how. Spring Dale, WV Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of West Virginia. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Spring Dale, WV mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Spring Dale, WV mortgage loans that have been made. As a result, Spring Dale, WV mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Spring Dale, WV Super Conforming Home Loan RatesSuper conforming mortgages in Spring Dale, WV are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Spring Dale, WV Jumbo Loan Interest RatesSpring Dale, WV jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Spring Dale, WV are usually 0.75 basis points higher than conforming mortgage rates in Spring Dale, WV because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Spring Dale, WV Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Spring Dale, WV. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Spring Dale, WV Adjustable Interest RatesSpring Dale, WV adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Spring Dale, WV Interest Only Home Mortgage RatesSpring Dale, WV interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Spring Dale, WV FHA Mortgage Mortgage RatesBorrowers in Spring Dale, WV must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Spring Dale, WV are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Spring Dale, WV Rates & ResourcesSpring Dale, West Virginia Savings RatesSpring Dale, West Virginia CD Rates Spring Dale, West Virginia Bank Branches Spring Dale, West Virginia Credit Union Branches Spring Dale, WV Mortgage ProductsSpring Dale, West Virginia Conforming Mortgage RatesSpring Dale, West Virginia Jumbo Mortgage Rates Spring Dale, West Virginia Conforming Adjustable Mortgage Rates Spring Dale, West Virginia Jumbo Adjustable Mortgage Rates Other Mortgage Rate Deals
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