West Virginia Mortgage Rates and Refinance Rates

West Virginia Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in West Virginia. Our rate table has a list of West Virginia mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in West Virginia you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in West Virginia include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in West Virginia listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 29401, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,754
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,748
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # MLS - 1071 OTN
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $1,356
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # MLS - 1071 OTN
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $481
Thank you for your inquiry, we will be in touch shortly. 
 
e-Lend Logo
NMLS # 2826
State Lic # MLS2826
(877) 410-5082
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $1,216
 
 
e-Lend Logo
NMLS # 2826
State Lic # MLS2826
(877) 410-5082
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # MLS - 1071 OTN
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # 2925
(877) 437-3841
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,556
Thank you for your inquiry! 
 
Triumph Bank Home Loans Logo
NMLS # 258821
(877) 441-8944
at 0.875 pts
45 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $356
Thank you for your inquiry! 
 
Ally Bank Logo
NMLS # 181005
(877) 738-5335
at 0.000 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $870
 
 
Flagstar Bank Logo
NMLS # 417490
(877) 808-7051
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $744
Thank you for your inquiry! 
 
Triumph Bank Home Loans Logo
NMLS # 258821
(877) 441-8944
at 0.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $337
Thank you for your inquiry! 
 
at 0.000 pts
30 day lock rate
Est payment: $1,199.10
Fees in APR: None
 
 
Best Rate USA Logo
NMLS # 134407
State Lic # MLS-134407
(877) 381-2251
at 0.000 pts
45 day lock rate
Est payment: $912.10
Fees in APR: $995
The direct lender to call for great rates and superior service. 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
at 0.456 pts
30 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
Bank of America
4.095%
10/10/2017
4.000%
at 0.579 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $1,119
 
 
TD Bank, NA
4.043%
10/10/2017
4.000%
at 0.000 pts
45 day lock rate
Est payment: $954.83
Fees in APR: $1,026
 
 
The Fidelity Bank
4.050%
10/13/2017
4.000%
at 0.173 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $863
 
 
First Citizens Bank
3.910%
10/13/2017
3.875%
at 0.000 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $842
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





West Virginia Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of West Virginia. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

West Virginia mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell West Virginia mortgage loans that have been made. As a result, West Virginia mortgage rates today are lower than jumbo interest rates in West Virginia. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

West Virginia Super Conforming Home Loan Rates

Super conforming mortgages in West Virginia are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

West Virginia Jumbo Loan Interest Rates

West Virginia jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in West Virginia are usually 0.75 basis points higher than conforming mortgage rates in West Virginia because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

West Virginia Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in West Virginia. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

West Virginia Adjustable Interest Rates

West Virginia adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

West Virginia Interest Only Home Mortgage Rates

West Virginia interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

West Virginia FHA Mortgage Mortgage Rates

Borrowers in West Virginia must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in West Virginia are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for West Virginia Rates & Resources


Cities in West Virginia

Accoville

Adrian

Advent

Albright

Alderson

Alkol

Allen Junction

Alloy

Alma

Alum Bridge

Alum Creek

Ameagle

Amherstdale

Amherstdale-Robinette

Amigo

Amma

Anawalt

Anmoore

Ansted

Apple Grove

Arbovale

Arnett

Arnoldsburg

Arthurdale

Artie

Asbury

Ashford

Ashton

Athens

Auburn

Augusta

Aurora

Auto

Avondale

Baisden

Baker

Bakerton

Bald Knob

Ballard

Ballengee

Bancroft

Barboursville

Barrackville

Bartley

Bartow

Baxter

Bayard

Beaver

Beckley

Beech Bottom

Beeson

Belington

Belle

Belleville

Belmont

Belva

Bens Run

Bentree

Benwood

Berea

Bergoo

Berkeley Springs

Berwind

Bethany

Beverly

Bickmore

Big Bend

Big Creek

Big Run

Big Sandy

Big Springs

Bim

Birch River

Blacksville

Blair

Blandville

Bloomery

Bloomingrose

Blount

Blue Creek

Blue Jay

Bluefield

Bob White

Bolt

Bomont

Boomer

Booth

Borderland

Bowden

Bradley

Bradshaw

Bramwell

Branchland

Brandywine

Breeden

Brenton

Bretz

Bridgeport

Bristol

Brohard

Brownton

Bruceton Mills

Bruno

Buckeye

Buckhannon

Bud

Buffalo

Bunker Hill

Burlington

Burnsville

Burton

Cabin Creek

Cabins

Cairo

Caldwell

Calvin

Camden

Camden On Gauley

Cameron

Camp Creek

Cannelton

Canvas

Capels

Capon Bridge

Capon Springs

Caretta

Carolina

Cass

Cassville

Cedar Grove

Cedarville

Center Point

Centralia

Ceredo

Chapmanville

Charles Town

Charleston

Charlton Heights

Charmco

Chattaroy

Chauncey

Chester

Chloe

Circleville

Clarksburg

Clay

Clear Creek

Clear Fork

Clendenin

Cleveland

Clio

Clothier

Coal City

Coal Mountain

Coalton

Coalwood

Colcord

Colfax

Colliers

Comfort

Cool Ridge

Copen

Cora

Core

Corinne

Costa

Cottageville

Covel

Cowen

Coxs Mills

Crab Orchard

Craigsville

Crawford

Crawley

Creston

Crichton

Crum

Crumpler

Cucumber

Culloden

Cyclone

Dailey

Dallas

Danese

Daniels

Danville

Davin

Davis

Davisville

Davy

Dawes

Deep Water

Delbarton

Dellslow

Delray

Diana

Dille

Dingess

Dixie

Dorothy

Dothan

Drennen

Dry Creek

Drybranch

Dryfork

Duck

Dunbar

Dunlow

Dunmore

Durbin

East Bank

East Lynn

Eccles

Eckman

Edgarton

Edmond

Eglon

Elbert

Eleanor

Elizabeth

Elk Garden

Elkhorn

Elkins

Elkview

Ellamore

Ellenboro

Elmira

Elton

English

Enterprise

Erbacon

Eskdale

Ethel

Evans

Everettville

Exchange

Fairdale

Fairlea

Fairmont

Fairview

Falling Rock

Falling Waters

Fanrock

Farmington

Fayetteville

Fenwick

Fisher

Flat Top

Flatwoods

Flemington

Follansbee

Folsom

Forest Hill

Fort Ashby

Fort Gay

Fort Spring

Foster

Four States

Frametown

Frankford

Franklin

Fraziers Bottom

Freeman

French Creek

Frenchton

Friendly

Gallagher

Gallipolis Ferry

Galloway

Gandeeville

Gap Mills

Gary

Gassaway

Gauley Bridge

Gay

Genoa

Gerrardstown

Ghent

Gilbert

Gilboa

Gilmer

Given

Glace

Glady

Glasgow

Glen

Glen Dale

Glen Daniel

Glen Easton

Glen Ferris

Glen Fork

Glen Jean

Glen Morgan

Glen Rogers

Glen White

Glengary

Glenhayes

Glenville

Glenwood

Gordon

Gormania

Grafton

Grant Town

Grantsville

Granville

Grassy Meadows

Great Cacapon

Green Bank

Green Spring

Green Sulphur Springs

Greenville

Griffithsville

Grimms Landing

Gypsy

Hacker Valley

Halltown

Hambleton

Hamlin

Hampden

Handley

Hanover

Hansford

Harman

Harper

Harpers Ferry

Harrisville

Hartford

Harts

Havaco

Haywood

Hazelton

Heaters

Hedgesville

Helen

Helvetia

Hemphill

Henderson

Hendricks

Henlawson

Hensley

Hepzibah

Herndon

Hernshaw

Hewett

Hiawatha

Hico

High View

Hillsboro

Hilltop

Hines

Hinton

Holden

Hometown

Horner

Hugheston

Hundred

Huntington

Hurricane

Huttonsville

Iaeger

Idamay

Ikes Fork

Independence

Indore

Industrial

Institute

Inwood

Ireland

Isaban

Itmann

Ivydale

Jacksonburg

Jane Lew

Jeffrey

Jenkinjones

Jesse

Jodie

Jolo

Jonben

Josephine

Julian

Jumping Branch

Junction

Junior

Justice

Kanawha Falls

Kanawha Head

Kearneysville

Kegley

Kellysville

Kenna

Kenova

Kerens

Kermit

Keslers Cross Lanes

Keyser

Keystone

Kiahsville

Kieffer

Kilsyth

Kimball

Kimberly

Kincaid

Kingmont

Kingwood

Kistler

Kopperston

Kyle

Lahmansville

Lake

Lakin

Lanark

Lansing

Lashmeet

Lavalette

Layland

Le Roy

Leckie

Leewood

Left Hand

Leivasy

Lenore

Leon

Lerona

Lesage

Leslie

Lester

Letart

Levels

Lewisburg

Liberty

Linden

Lindside

Linn

Little Birch

Littleton

Lizemores

Lochgelly

Lockney

Logan

London

Lookout

Looneyville

Lorado

Lorentz

Lost City

Lost Creek

Lumberport

Lyburn

Lynco

Maben

Mabie

Mabscott

Mac Arthur

Macfarlan

Madison

Maidsville

Mallory

Mammoth

Man

Mannington

Marianna

Marlinton

Martinsburg

Mason

Masontown

Matewan

Matheny

Mathias

Matoaka

Maxwelton

Maybeury

Maysel

Maysville

McGraws

McMechen

Meador

Meadow Bluff

Meadow Bridge

Meadow Creek

Meadowbrook

Medley

Metz

Miami

Middlebourne

Midkiff

Midway

Milam

Mill Creek

Millstone

Millville

Millwood

Milton

Minden

Mineral Wells

Moatsville

Mohawk

Monaville

Montana Mines

Montcalm

Monterville

Montgomery

Montrose

Moorefield

Morgantown

Moundsville

Mount Alto

Mount Carbon

Mount Clare

Mount Gay

Mount Hope

Mount Lookout

Mount Nebo

Mount Olive

Mount Storm

Mount Zion

Mountain

Mullens

Munday

Myra

Nallen

Naoma

Napier

Naugatuck

Nebo

Nellis

Nemours

Neola

Nettie

New Creek

New Cumberland

New Haven

New Manchester

New Martinsville

New Milton

New Richmond

Newburg

Newell

Newhall

Newton

Newtown

Nimitz

Nitro

Nolan

Normantown

North Matewan

North Spring

Northfork

Norton

Oak Hill

Oakvale

Oceana

Odd

Ohley

Old Fields

Omar

Ona

Onego

Orgas

Orlando

Orma

Osage

Ottawa

Ovapa

Paden City

Page

Pageton

Palestine

Panther

Parkersburg

Parsons

Paw Paw

Pax

Paynesville

Peach Creek

Pecks Mill

Pence Springs

Pennsboro

Pentress

Perkins

Petersburg

Peterstown

Petroleum

Peytona

Philippi

Pickens

Piedmont

Pinch

Pine Grove

Pineville

Piney View

Pipestem

Poca

Point Pleasant

Points

Pond Gap

Pool

Porters Falls

Powellton

Powhatan

Pratt

Premier

Prichard

Prince

Princeton

Princewick

Procious

Proctor

Prosperity

Pullman

Purgitsville

Pursglove

Quinwood

Rachel

Racine

Ragland

Rainelle

Raleigh

Ramsey

Ranger

Ranson

Ravencliff

Ravenswood

Rawl

Raysal

Reader

Red Creek

Red House

Red Jacket

Redstar

Reedsville

Reedy

Renick

Reynoldsville

Rhodell

Richwood

Ridgeley

Ridgeview

Ridgeway

Rio

Ripley

Rippon

Riverton

Rivesville

Robson

Rock

Rock Cave

Rock Creek

Rock View

Rockport

Roderfield

Romney

Ronceverte

Rosedale

Rosemont

Rowlesburg

Rupert

Sabine

Saint Albans

Saint Marys

Salem

Salt Rock

Sand Fork

Sandstone

Sandyville

Sarah Ann

Saulsville

Saxon

Scarbro

Scott Depot

Secondcreek

Selbyville

Seneca Rocks

Seth

Shady Spring

Shanks

Sharon

Sharples

Shenandoah Junction

Shepherdstown

Sherman

Shinnston

Shirley

Shoals

Shock

Short Creek

Simon

Simpson

Sinks Grove

Sistersville

Skelton

Skygusty

Slab Fork

Slanesville

Slatyfork

Smithburg

Smithers

Smithfield

Smithville

Smoot

Snowshoe

Sod

Sophia

Southside

Spanishburg

Spelter

Spencer

Sprague

Spring Dale

Springfield

Spurlockville

Squire

Stanaford

Statts Mills

Stephenson

Stirrat

Stollings

Strange Creek

Sugar Grove

Sumerco

Summerlee

Summersville

Summit Point

Surveyor

Sutton

Swiss

Switchback

Switzer

Sylvester

Tad

Talcott

Tallmansville

Tariff

Teays

Terra Alta

Terry

Thacker

Thomas

Thornton

Thorpe

Thurmond

Tioga

Tornado

Triadelphia

Troy

TRUE

Tunnelton

Turtle Creek

Twilight

Twin Branch

Uneeda

Union

Upper Tract

Upperglade

Valley Bend

Valley Fork

Valley Grove

Valley Head

Van

Varney

Verdunville

Verner

Victor

Vienna

Volga

Vulcan

Wadestown

Waiteville

Walker

Walkersville

Wallace

Wallback

Walton

Wana

War

Wardensville

Warriormine

Washington

Waverly

Wayne

Wayside

Webster Springs

Weirton

Welch

Wellsburg

West Columbia

West Hamlin

West Liberty

West Milford

West Union

Weston

Wharncliffe

Wharton

Wheeling

White Oak

White Sulphur Springs

Whitesville

Whitman

Whitmer

Widen

Wilcoe

Wiley Ford

Wileyville

Wilkinson

Williamsburg

Williamson

Williamstown

Wilsie

Wilsonburg

Wilsondale

Windsor Heights

Winfield

Winifrede

Winona

Wolf Pen

Wolfcreek

Wolfe

Woodville

Worth

Worthington

Wyatt

Wyco

Wyoming

Yawkey

Yellow Spring

Yolyn

Yukon