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Washington Mortgage Rates June 2020Washington Mortgage Rates - Refinance Rates:Search and compare mortgage rates and refinance rates in Washington. Our rate table has a list of Washington mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. When you start your search for current mortgage rates in Washington you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Washington include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Washington listed below.
Lender
APR
Rate
Cost & Fees
Notes
 NMLS # 3030
06/06/2020
The Better Business Bureau gives Quicken Loans and A+ for customer service.
NMLS # 3030
06/06/2020
The Better Business Bureau gives Quicken Loans and A+ for customer service.
NMLS # 3030
06/06/2020
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 NMLS # 1907
06/06/2020
Check out our more than 140,000+ reviews from Veterans nationwide at https://www.veteransunited.com/reviews
 NMLS # 1168
06/06/2020
Get a Mortgage Rate Quote Fast
 NMLS # 1717824
06/06/2020
Put your money where you need it sooner.
NMLS # 3030
06/06/2020
The Better Business Bureau gives Quicken Loans and A+ for customer service.
NMLS # 1717824
06/06/2020
Put your money where you need it sooner.
NMLS # 1717824
06/06/2020
Put your money where you need it sooner.
NMLS # 3030
06/06/2020
The Better Business Bureau gives Quicken Loans and A+ for customer service.
NMLS # 1717824
06/06/2020
Put your money where you need it sooner.
NMLS # 1717824
06/06/2020
Put your money where you need it sooner.
Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details. Washington Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Washington. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Washington mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Washington mortgage loans that have been made. As a result, Washington mortgage rates today are lower than jumbo interest rates in Washington. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Washington Super Conforming Home Loan RatesSuper conforming mortgages in Washington are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Washington Jumbo Loan Interest RatesWashington jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Washington are usually 0.75 basis points higher than conforming mortgage rates in Washington because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Washington Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Washington. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Washington Adjustable Interest RatesWashington adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Washington Interest Only Home Mortgage RatesWashington interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Washington FHA Mortgage Mortgage RatesBorrowers in Washington must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Washington are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Cities in WashingtonAberdeenAcmeAddyAdnaAirway HeightsAlbionAllynAlmiraAmanda ParkAmboyAnacortesAnatoneAnderson IslandAppletonArdenvoirArielArlingtonAshfordAsotinAuburnBainbridge IslandBaringBattle GroundBay CenterBeaverBelfairBellevueBellinghamBelmontBengeBenton CityBeverlyBickletonBingenBlack DiamondBlaineBlakely IslandBothellBowBoydsBremertonBrewsterBridgeportBrinnonBrownstownBrush PrairieBuckleyBucodaBuenaBurbankBurleyBurlingtonBurtonCamanoCamasCamp MurrayCarbonadoCarlsborgCarltonCarnationCarrollsCarsonCashmereCastle RockCathlametCentervilleCentraliaChattaroyChehalisChelanChelan FallsCheneyChewelahChimacumChinookCinebarClallam BayClarkstonClaytonCle ElumClearlakeClintonColbertColfaxCollege PlaceColtonColvilleConconullyConcreteConnellConwayCopalis BeachCopalis CrossingCosmopolisCougarCoulee CityCoulee DamCoupevilleCowicheCrestonCunninghamCurlewCurtisCusickCusterDallesportDanvilleDarringtonDavenportDaytonDeer HarborDeer ParkDemingDesert AireDixieDotyDrydenDupontDuvallEast OlympiaEast WenatcheeEastonEastsoundEatonvilleEdmondsEdwallElbeElectric CityElkEllensburgElmaElmer CityEltopiaEndicottEntiatEnumclawEphrataEthelEvansEverettEversonFairchild Air Force BaseFairfieldFall CityFederal WayFerndaleFordForksFour LakesFox IslandFreelandFreemanFriday HarborFruitlandGalvinGarfieldGeorgeGiffordGig HarborGlenomaGlenwoodGold BarGoldendaleGoose PrairieGrahamGrand CouleeGrandviewGrangerGranite FallsGrapeviewGraylandGrays RiverGreenacresGreenbankHamiltonHansvilleHarrahHarringtonHartlineHattonHayHazel Dell NorthHeissonHobartHoodsportHooperHoquiamHumptulipsHuntersHusumIlwacoIncheliumIndexIndianolaIoneIssaquahJoyceKahlotusKalamaKapowsinKellerKelsoKenmoreKennewickKentKettle FallsKeyportKingstonKirklandKittitasKlickitatLa CenterLa ConnerLa GrandeLa PushLaceyLacrosseLake StevensLakebayLakewoodLamonaLamontLangleyLatahLaurierLeavenworthLebamLiberty LakeLilliwaupLincolnLindLittlerockLong BeachLongbranchLongmireLongviewLoomisLoon LakeLopez IslandLummi IslandLyleLymanLyndenLynnwoodMabtonMalagaMaldenMaloMaloneMalottManchesterMansfieldMansonMaple FallsMaple ValleyMarblemountMarcusMarlinMarshallMarysvilleMatlockMattawaMazamaMcclearyMckennaMeadMedical LakeMedinaMenloMercer IslandMesaMetalineMetaline FallsMethowMicaMiltonMineralMoclipsMohlerMonitorMonroeMontesanoMortonMoses LakeMossyrockMount VernonMountlake TerraceMoxeeMukilteoNachesNahcottaNapavineNaselleNeah BayNeiltonNespelemNewman LakeNewportNine Mile FallsNooksackNordlandNorth BendNorth BonnevilleNorth LakewoodNorthportOak HarborOakesdaleOakvilleOcean ParkOcean ShoresOdessaOkanoganOlallaOlgaOlympiaOmakOnalaskaOrcasOrientOrondoOrovilleOrtingOthelloOtis OrchardsOutlookOystervillePacificPacific BeachPackwoodPalisadesPalouseParadise InnParkerParklandPascoPaterosPatersonPe EllPeshastinPlymouthPoint RobertsPomeroyPort AngelesPort GamblePort HadlockPort LudlowPort OrchardPort TownsendPoulsboPrescottPrestonProsserPullmanPuyallupQuilceneQuinaultQuincyRainierRandleRavensdaleRaymondReardanRedmondRedondoRentonRepublicRetsilRiceRichlandRidgefieldRitzvilleRiversideRochesterRock IslandRockfordRockportRollingbayRonaldRooseveltRosaliaRosburgRoslynRoyRoyal CityRyderwoodSaint JohnSalkumSammamishSatsopSeabeckSeahurstSeattleSeaviewSedro WoolleySekiuSelahSequimShaw IslandSheltonShorelineSilvanaSilver CreekSilverdaleSilverlakeSkamokawaSkykomishSnohomishSnoqualmieSnoqualmie PassSoap LakeSouth BendSouth Cle ElumSouth ColbySouth PrairieSouthworthSpanawaySpangleSpokaneSpragueSpringdaleStanwoodStarbuckStartupStehekinSteilacoomSteptoeStevensonStratfordSultanSumasSumnerSunnysideSuquamishTacomaTaholahTahuyaTekoaTeninoThorntonThorpTietonTokelandToledoTonasketToppenishTouchetToutleTracytonTrout LakeTumtumTumwaterTwispUnderwoodUnionUniontownUniversity PlaceUskVaderValleyValleyfordVancouverVantageVashonVaughnVeradaleWahkiacusWaitsburgWaldronWalla WallaWallerWallulaWapatoWardenWashougalWashtucnaWatervilleWaucondaWaunaWaverlyWellpinitWenatcheeWest RichlandWestportWhite SalmonWhite SwanWilburWilkesonWilson CreekWinlockWinthropWishramWoodinvilleWoodlandYacoltYakimaYelmZillah |