Mortgage Rates in Washington

  1. Compare Mortgage Rates
  2. Washington Mortgage Rates

30-Year Fixed mortgage rates today with 0.000% point(s) in Washington are at 7.125%, Current Washington fixed rate mortgages for a 15-Year Fixed mortgage are at 6.500% with 0.000% point(s), 10-Year Fixed mortgage rates today with 0.000% point(s) in Washington are at 6.500%.

Washington Mortgage Rates:

Search and compare mortgage rates and refinance rates in Washington. Our rate table has a list of Washington mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Washington. Save money by using our free tool to find customized mortgage and refinance rates for Washington (WA). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Washington you need to first have an understanding of the types of mortgages available and their corresponding interest rates.

Mortgage rates on adjustable loans include 5/6 ARM with 0.000% point(s) in Washington at 6.125%, Mortgage rates on adjustable loans include 3/1 ARM with 0.000% point(s) in Washington at 6.125%, Washington 10/1 ARM (Jumbo) mortgage rates are at 6.625% with 0.000% point(s).

Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.94%
5/6 ARM Jumbo
6.88%

Types of rates available in Washington include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Washington listed below.

Mortgage Rates in Washington February 6, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
5.750%
5.834%
0.000
5.750%
5.844%
0.000
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
5.625%
5.884%
0.000
5.750%
5.886%
0.000
5.850%
5.891%
0.000
6.000%
5.892%
0.000
15-Year Fixed Jumbo
5.875%
5.901%
0.000
5.625%
5.929%
1.125
10 Year Fixed
5.800%
5.930%
0.000
15-Year Fixed
5.750%
5.931%
0.500
5.875%
5.945%
0.000
5.750%
5.946%
0.250
5.750%
5.960%
1.000
5.875%
5.967%
0.000
5.750%
5.977%
0.000
5.875%
5.987%
0.000
5.875%
5.989%
0.750
10-Year Fixed
5.750%
6.007%
0.500
6.000%
6.008%
0.000
5.950%
6.012%
0.000
5.625%
6.013%
2.000
5.875%
6.014%
0.000
5.875%
6.022%
0.000
15-Year Fixed
5.750%
6.030%
0.000
6.000%
6.031%
0.000
6.000%
6.049%
0.000
5.875%
6.053%
0.500
15-Year Fixed Jumbo
5.625%
6.055%
0.000
5.625%
6.055%
2.125
6.000%
6.057%
0.000
15-Year Fixed
5.950%
6.064%
0.000
6.000%
6.067%
0.000
5.875%
6.081%
0.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
5.875%
6.090%
0.000
6.000%
6.090%
0.000
6.000%
6.092%
0.750
6.000%
6.104%
0.000
6.000%
6.113%
0.000
15-Year Fixed
5.875%
6.123%
1.000
5.990%
6.129%
0.000
6.000%
6.132%
0.250
5.875%
6.133%
0.000
6.000%
6.147%
0.000
6.000%
6.149%
0.000
6.125%
6.151%
0.000
5.875%
6.155%
0.000
6.000%
6.160%
0.000
6.125%
6.164%
0.000
15-Year Fixed
6.125%
6.175%
0.000
6.000%
6.175%
0.000
5.625%
6.177%
2.000
20-Year Fixed
6.100%
6.191%
0.000
15-Year Fixed Jumbo
6.000%
6.197%
0.250
6.000%
6.201%
0.452
6.125%
6.210%
0.000
6.125%
6.212%
0.500
6.000%
6.213%
0.000
6.500%
6.218%
0.000
15-Year Fixed
6.125%
6.238%
0.000
6.125%
6.238%
0.000
15-Year Fixed Bi-weekly
6.367%
6.250%
0.000
6.621%
6.250%
0.000
6.450%
6.250%
0.000
6.250%
6.256%
0.000
6.125%
6.260%
0.000
5.000%
6.262%
0.000
15-Year Fixed
6.125%
6.269%
0.000
15-Year Fixed
6.250%
6.271%
0.000
5.875%
6.272%
0.000
6.000%
6.282%
0.000
6.000%
6.283%
0.000
6.125%
6.290%
0.000
6.250%
6.300%
0.000
6.000%
6.303%
0.000
6.125%
6.307%
0.000
15-Year Fixed
6.125%
6.307%
0.000
6.125%
6.309%
0.000
6.000%
6.316%
2.000
6.250%
6.318%
0.000
30-Year Fixed
6.250%
6.319%
0.000
15 Year Fixed
6.250%
6.319%
0.000
6.250%
6.323%
0.000
5.750%
6.324%
0.000
6.200%
6.325%
0.000
5.650%
6.326%
0.000
15-Year Fixed
6.250%
6.331%
0.000
15-Year Fixed
6.000%
6.332%
0.875
6.500%
6.334%
0.000
6.125%
6.335%
0.000
6.125%
6.339%
0.000
6.125%
6.339%
0.375
6.250%
6.343%
0.000
15-Year Fixed
6.125%
6.345%
0.000
30-Year Fixed VA
6.125%
6.347%
1.000
15 Year Fixed
6.125%
6.347%
0.000
10/1 ARM (Jumbo)
6.625%
6.350%
0.000
15-Year Fixed
6.125%
6.355%
1.000
6.250%
6.357%
0.000
15-Year Fixed
6.250%
6.361%
0.000
6.225%
6.362%
0.000
6.000%
6.363%
0.000
6.125%
6.368%
1.000
6.125%
6.369%
0.000
6.125%
6.370%
0.000
6.000%
6.374%
0.000
6.627%
6.375%
0.000
6.375%
6.375%
0.000
10-Year Fixed
6.125%
6.383%
0.000
6.250%
6.387%
0.125
6.250%
6.389%
0.000
15-Year Fixed (Jumbo)
6.375%
6.390%
0.000
30-Year Fixed
6.250%
6.390%
0.000
6.375%
6.392%
0.000
6.250%
6.393%
0.000
6.250%
6.393%
0.000
15-Year Fixed
6.250%
6.394%
0.250
6.375%
6.394%
0.000
5.875%
6.395%
0.000
15-Year Fixed
6.375%
6.396%
0.250
20-Year Fixed
6.250%
6.397%
0.500
6.000%
6.409%
0.000
10-Year Fixed
6.000%
6.409%
0.000
5.625%
6.412%
0.000
6.125%
6.416%
0.000
15-Year Fixed
6.250%
6.417%
0.000
15-Year Fixed
6.125%
6.417%
0.000
6.375%
6.417%
0.000
6.340%
6.419%
0.000
5.875%
6.421%
0.000
30-Year Fixed
6.375%
6.423%
0.000
6.000%
6.428%
0.250
6.000%
6.428%
0.250
6.000%
6.429%
0.000
6.125%
6.433%
0.000
3/5 Conforming ARM
5.750%
6.434%
0.250
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
6.000%
6.434%
0.000
6.250%
6.434%
0.000
6.375%
6.449%
0.000
6.125%
6.449%
0.000
6.250%
6.450%
0.000
6.375%
6.451%
0.000
6.250%
6.451%
1.000
6.250%
6.452%
0.000
5.625%
6.456%
0.000
15 Year Fixed
6.375%
6.460%
0.000
6.375%
6.461%
0.000
6.250%
6.461%
0.000
6.375%
6.470%
0.000
6.250%
6.470%
0.000
6.125%
6.475%
1.000
6.375%
6.478%
0.000
6.250%
6.478%
0.000
6.375%
6.478%
0.000
6.250%
6.480%
1.000
6.000%
6.484%
0.000
6.250%
6.487%
0.000
6.375%
6.488%
0.000
6.250%
6.488%
0.000
15-Year Fixed
6.000%
6.489%
0.000
15 Year Fixed
6.000%
6.490%
0.992
6.375%
6.490%
0.000
6.375%
6.491%
0.000
30-Year Fixed Jumbo
6.250%
6.492%
0.000
15-Year Fixed
6.375%
6.494%
0.000
10 Year Fixed
6.375%
6.494%
0.000
10-Year Fixed
6.500%
6.500%
0.000
15-Year Fixed (Jumbo)
6.500%
6.500%
0.000
5.750%
6.504%
0.000
6.375%
6.506%
0.000
5/6 SOFR ARM Jumbo
6.500%
6.511%
0.000
30-Year Fixed
6.500%
6.513%
0.000
6.250%
6.513%
1.000
6.125%
6.513%
0.000
6.250%
6.514%
0.000
30-Year Fixed (Power Rate)
6.375%
6.515%
0.000
6.375%
6.517%
0.000
15-Year Fixed
6.500%
6.519%
0.000
20 Year Fixed
6.375%
6.520%
0.000
15-Year Fixed
6.500%
6.521%
0.000
20-Year Fixed
6.375%
6.523%
0.000
15-Year Fixed
6.250%
6.525%
0.125
6.375%
6.525%
0.000
6.125%
6.526%
0.000
15-Year Fixed
6.375%
6.527%
0.000
6.375%
6.530%
0.000
6.375%
6.530%
0.000
6.500%
6.532%
0.000
6.500%
6.535%
0.000
6.375%
6.536%
0.000
6.375%
6.536%
0.000
15-Year Fixed
6.500%
6.537%
0.000
6.000%
6.538%
0.000
15-Year Fixed Jumbo
6.500%
6.538%
0.000
6.375%
6.541%
0.000
15 Year Fixed Jumbo
6.500%
6.541%
0.000
6.375%
6.542%
0.000
6.490%
6.542%
0.000
6.500%
6.542%
0.000
10-Year Fixed
6.375%
6.544%
0.000
5.875%
6.544%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
20-Year Fixed
6.500%
6.546%
0.000
6.500%
6.550%
0.000
15-Year Fixed
6.375%
6.551%
0.000
15-Year Fixed
6.375%
6.555%
0.000
15 Year Fixed
6.375%
6.556%
0.000
5.625%
6.560%
0.000
6.500%
6.561%
0.000
30-Year Fixed (Jumbo)
6.500%
6.561%
0.000
6.000%
6.565%
0.000
6.500%
6.566%
0.000
6.500%
6.571%
0.500
6.500%
6.572%
0.000
15-Year Fixed
6.500%
6.573%
0.000
6.500%
6.576%
0.000
6.375%
6.576%
0.000
6.375%
6.577%
0.000
5.875%
6.581%
0.000
6.375%
6.584%
0.000
6.375%
6.592%
0.000
7/1 ARM (Jumbo)
6.125%
6.593%
0.000
20-Year Fixed
6.500%
6.593%
0.000
6.500%
6.596%
0.000
15-Year Fixed Jumbo
6.540%
6.599%
0.000
15-Year Fixed
6.375%
6.599%
0.000
6.500%
6.600%
0.000
6.500%
6.610%
0.000
6.500%
6.611%
0.000
6.500%
6.611%
0.000
6.500%
6.611%
0.000
6.500%
6.611%
0.000
6.500%
6.611%
0.000
30-Year Fixed Jumbo
6.500%
6.616%
1.000
6.375%
6.616%
0.000
5.875%
6.618%
0.000
15-Year Fixed
6.250%
6.618%
0.000
15-Year Fixed
6.500%
6.620%
0.000
6.375%
6.620%
0.000
6.500%
6.621%
0.250
6.375%
6.621%
2.000
6.500%
6.623%
0.000
15-Year Fixed
6.375%
6.624%
0.000
5.750%
6.627%
0.000
6.590%
6.627%
0.000
15-Year Fixed
6.500%
6.629%
0.000
6.125%
6.629%
0.000
6.500%
6.631%
0.000
6.500%
6.632%
0.000
10-Year Fixed
6.500%
6.633%
0.000
30-Year Fixed Jumbo
6.625%
6.636%
0.000
6.590%
6.640%
0.000
6.625%
6.644%
0.000
6.125%
6.648%
0.000
6.500%
6.650%
0.000
6.500%
6.655%
1.250
20-Year Fixed
6.625%
6.655%
0.000
6.575%
6.659%
0.000
6.500%
6.659%
0.000
30-Year Fixed
6.625%
6.660%
0.000
6.500%
6.662%
0.000
6.375%
6.662%
0.000
20 Year Fixed
6.500%
6.665%
0.000
6.500%
6.667%
0.000
5.875%
6.667%
0.000
6.380%
6.670%
0.000
6.500%
6.675%
0.000
6.000%
6.677%
0.000
30 Year Fixed
6.625%
6.677%
0.000
6.500%
6.680%
0.000
6.625%
6.680%
0.000
6.375%
6.681%
0.000
6.500%
6.687%
0.000
6.500%
6.689%
1.125
6.625%
6.692%
0.000
6.625%
6.694%
0.000
6.125%
6.701%
0.000
6.125%
6.701%
1.750
6.250%
6.702%
0.000
30-Year Fixed
6.625%
6.704%
0.000
6.250%
6.707%
0.000
6.500%
6.708%
0.000
15-Year Fixed
6.625%
6.709%
0.000
6.625%
6.709%
0.000
15-Year Fixed
6.625%
6.720%
0.000
20-Year Fixed
6.500%
6.723%
0.125
6.625%
6.725%
0.000
6.625%
6.726%
0.000
5.750%
6.726%
0.000
6.375%
6.731%
2.600
30-Year Fixed
6.625%
6.733%
0.000
6.125%
6.733%
0.000
6.500%
6.736%
0.000
6.325%
6.740%
0.000
30-Year Fixed
6.625%
6.740%
0.000
6.625%
6.746%
0.000
6.500%
6.746%
0.000
6.625%
6.749%
0.000
6.625%
6.750%
0.000
30-Year Fixed
6.750%
6.751%
0.000
6.625%
6.753%
0.000
6.500%
6.755%
2.000
6.500%
6.756%
0.000
6.624%
6.758%
0.000
30-Year Fixed
6.630%
6.760%
0.000
15-Year Fixed
6.625%
6.760%
0.000
6.625%
6.760%
0.000
30-Year Fixed Jumbo
6.750%
6.766%
0.000
6.625%
6.772%
0.000
6.625%
6.772%
0.000
6.625%
6.772%
0.000
6.625%
6.772%
0.000
6.625%
6.772%
0.000
6.375%
6.773%
0.000
6.500%
6.773%
0.000
6.625%
6.773%
0.000
6.000%
6.776%
0.000
6.500%
6.776%
0.000
6.125%
6.782%
0.000
6.500%
6.783%
1.000
6.500%
6.787%
0.000
6.625%
6.788%
0.000
6.750%
6.789%
0.000
6.500%
6.790%
0.125
6.250%
6.793%
0.000
30-Year Fixed
6.750%
6.795%
0.000
6.625%
6.795%
0.000
6.750%
6.805%
0.000
6.500%
6.811%
0.000
6.750%
6.814%
0.000
15-Year Fixed Jumbo
6.750%
6.814%
0.000
6.750%
6.815%
0.000
15 Year Fixed
6.500%
6.821%
0.000
15 Year Fixed
6.250%
6.823%
0.000
30-Year Fixed
6.750%
6.824%
0.000
10 Year Fixed
6.375%
6.825%
0.000
6.750%
6.827%
0.000
6.750%
6.827%
0.000
15-Year Fixed
6.625%
6.830%
0.000
20-Year Fixed
6.625%
6.830%
0.000
6.375%
6.836%
0.000
6.750%
6.837%
0.000
6.750%
6.841%
0.000
6.625%
6.842%
1.000
6.625%
6.843%
0.000
6.750%
6.843%
0.000
6.750%
6.843%
0.000
6.750%
6.843%
0.000
30-Year Fixed
6.750%
6.845%
0.000
5/1 ARM (Jumbo)
6.500%
6.845%
0.000
20-Year Fixed
6.750%
6.846%
0.000
30-Year Fixed
6.750%
6.846%
0.000
15-Year Fixed
6.750%
6.847%
0.000
6.500%
6.848%
0.000
6.625%
6.849%
0.000
6.750%
6.857%
0.500
6.750%
6.859%
0.000
6.615%
6.862%
0.543
6.500%
6.863%
0.000
6.375%
6.863%
0.000
30-Year Fixed
6.750%
6.864%
0.500
6.625%
6.866%
0.000
5.875%
6.866%
1.750
6.625%
6.867%
0.000
6.125%
6.867%
0.000
6.750%
6.867%
0.000
15-Year Fixed
6.625%
6.869%
0.000
30-Year Fixed Jumbo
6.750%
6.873%
0.500
6.625%
6.873%
0.000
6.750%
6.874%
0.000
30-Year Fixed Bi-weekly
6.944%
6.875%
0.000
6.625%
6.875%
0.000
6.625%
6.875%
0.000
20-Year Fixed
7.137%
6.875%
0.000
6.750%
6.876%
0.000
6.750%
6.879%
0.000
6.125%
6.880%
0.000
6.750%
6.880%
0.000
6.750%
6.881%
0.000
6.875%
6.889%
0.000
30-Year Fixed
6.750%
6.889%
0.000
6.400%
6.890%
1.000
30-Year Fixed
6.750%
6.893%
0.000
20-Year Fixed
6.750%
6.893%
0.000
6.750%
6.895%
0.000
6.750%
6.897%
0.000
6.875%
6.899%
0.000
6.600%
6.900%
1.000
6.750%
6.901%
0.000
6.375%
6.904%
0.362
6.750%
6.905%
0.750
6.490%
6.905%
0.310
6.500%
6.909%
0.000
6.750%
6.914%
0.000
6.750%
6.920%
0.000
30-Year Fixed
6.750%
6.923%
0.125
30-Year Fixed
6.875%
6.926%
0.000
6.875%
6.929%
0.000
6.875%
6.930%
0.500
30-Year Fixed
6.625%
6.931%
0.000
6.625%
6.931%
0.000
20-Year Fixed
6.875%
6.935%
0.000
6.750%
6.937%
0.000
7.000%
6.938%
0.000
6.125%
6.940%
0.000
6.875%
6.940%
0.000
6.750%
6.940%
0.000
6.875%
6.942%
0.000
20 Year Fixed
6.875%
6.944%
0.000
6.500%
6.946%
1.000
20-Year Fixed
6.750%
6.948%
0.000
30-Year Fixed
6.875%
6.949%
0.000
6.125%
6.950%
0.223
6.875%
6.960%
0.000
6.875%
6.960%
0.000
6.875%
6.966%
0.000
6.875%
6.970%
0.000
6.625%
6.972%
0.000
6.875%
6.973%
0.000
30-Year Fixed
6.875%
6.978%
0.375
6.875%
6.979%
0.000
6.875%
6.982%
0.000
5/1 Adjustable
7.000%
6.985%
0.000
6.875%
6.986%
0.000
15-Year Fixed Jumbo
6.750%
6.988%
0.000
20-Year Fixed
6.875%
6.990%
0.000
6.500%
6.991%
0.000
6.875%
6.991%
0.000
20-Year Fixed
6.750%
6.995%
0.000
6.500%
6.995%
0.000
6.875%
6.997%
1.000
30-Year Fixed
7.202%
7.000%
0.000
15-Year Fixed
7.000%
7.000%
0.000
20-Year Fixed
7.000%
7.001%
0.000
15-Year Fixed
7.000%
7.002%
0.000
30 Year Fixed
6.875%
7.002%
0.000
6.850%
7.003%
0.000
6.875%
7.003%
1.000
6.875%
7.003%
0.000
6.875%
7.008%
0.000
7.000%
7.010%
0.000
6.875%
7.012%
0.375
30-Year Fixed (Jumbo)
7.000%
7.013%
0.000
6.875%
7.014%
0.000
30 Year Fixed
6.875%
7.015%
0.000
6.875%
7.017%
0.000
5/5 ARM High LTV
6.500%
7.018%
1.000
30-Year Fixed
6.875%
7.019%
1.000
30-Year Fixed Jumbo
6.875%
7.022%
0.000
6.875%
7.023%
0.000
30-Year Fixed
7.000%
7.023%
0.000
30-Year Fixed
6.875%
7.028%
0.000
6.875%
7.028%
1.000
30 Year Fixed
6.875%
7.028%
0.000
6.875%
7.029%
0.000
5-Year ARM Jumbo
5.750%
7.031%
0.000
6.125%
7.031%
0.000
6.750%
7.036%
0.000
7.000%
7.037%
0.375
6.990%
7.038%
0.000
30-Year Fixed Jumbo
7.001%
7.040%
0.000
6.991%
7.044%
0.000
30 Year Fixed
7.000%
7.044%
0.000
30-Year Fixed
6.875%
7.045%
1.000
6.875%
7.045%
0.000
6.750%
7.047%
0.000
7.000%
7.048%
0.000
6.500%
7.051%
0.000
30-Year Fixed
7.000%
7.053%
0.000
30 Year Fixed (Jumbo)
7.000%
7.056%
0.000
30-Year Fixed
6.875%
7.059%
1.000
6.875%
7.059%
0.000
7.000%
7.060%
0.000
7.000%
7.063%
0.000
30-Year Fixed
7.000%
7.073%
0.000
6.875%
7.073%
0.000
6.875%
7.073%
0.000
6.875%
7.073%
0.000
6.875%
7.073%
0.000
30 Year Fixed
6.875%
7.075%
0.000
20-Year Fixed
7.000%
7.079%
0.000
7.000%
7.080%
0.000
30-Year Fixed
6.890%
7.080%
0.000
7.000%
7.085%
0.000
7.000%
7.098%
0.000
7.000%
7.099%
0.250
30-Year Fixed
7.000%
7.103%
0.000
30-Year Fixed
6.875%
7.105%
0.000
7.000%
7.105%
0.000
30-Year Fixed
7.000%
7.108%
0.000
7.000%
7.110%
0.000
7.000%
7.111%
0.000
10/6-Month ARM
6.875%
7.114%
1.000
30 Year Fixed
7.000%
7.114%
0.000
15-Year Fixed Jumbo
7.000%
7.121%
0.000
6.375%
7.125%
0.000
7.125%
7.125%
0.125
6.625%
7.128%
0.000
30-Year Fixed Jumbo
6.875%
7.129%
0.000
6.990%
7.135%
0.000
7.000%
7.139%
0.000
30-Year Fixed (Jumbo)
7.125%
7.140%
0.000
6.750%
7.141%
0.000
6.500%
7.143%
0.000
7.125%
7.145%
0.000
30-Year Fixed Jumbo
7.125%
7.149%
0.000
30-Year Fixed
7.125%
7.149%
0.250
30-Year Fixed Jumbo
7.000%
7.151%
1.000
30-Year Fixed
7.125%
7.151%
0.000
7.000%
7.156%
0.000
6.900%
7.160%
0.000
30-Year Fixed
7.000%
7.160%
0.000
30-Year Fixed
7.000%
7.160%
0.000
7.125%
7.167%
0.000
7.000%
7.168%
0.000
6.875%
7.176%
0.000
15-Year Fixed Jumbo
6.875%
7.179%
0.000
6.875%
7.180%
0.000
7.000%
7.181%
0.000
7.000%
7.185%
0.375
7.000%
7.190%
0.000
7.000%
7.195%
0.000
7.000%
7.203%
0.000
4.740%
7.206%
0.000
4.740%
7.206%
0.000
7.000%
7.211%
0.000
30-Year Fixed
7.125%
7.214%
0.000
30-Year Fixed (FMNA)
7.000%
7.217%
0.000
7.125%
7.225%
0.000
6.999%
7.235%
0.000
7.000%
7.240%
0.000
6.500%
7.250%
0.000
6.500%
7.250%
0.000
7.250%
7.251%
0.000
7.000%
7.255%
0.000
7.000%
7.256%
0.000
7.125%
7.257%
0.000
30-Year Fixed
7.250%
7.262%
0.000
7.125%
7.282%
0.000
7.125%
7.296%
1.000
7.125%
7.298%
0.000
30-Year Fixed Jumbo
7.250%
7.307%
0.000
30 Year Fixed
7.000%
7.310%
0.968
30-Year Fixed
7.250%
7.310%
0.000
30-Year Fixed
7.250%
7.311%
0.000
5.740%
7.312%
0.000
5.740%
7.312%
0.000
7.250%
7.316%
0.000
7.250%
7.328%
0.000
7.250%
7.330%
0.000
7.000%
7.339%
0.000
7.250%
7.345%
0.000
7.125%
7.345%
0.000
7.000%
7.387%
0.995
30 Year Fixed Jumbo
7.375%
7.389%
0.000
6.240%
7.419%
0.000
7.250%
7.421%
0.000
7.250%
7.422%
0.000
7.375%
7.434%
0.000
7.375%
7.434%
0.000
7.375%
7.454%
0.000
7.375%
7.466%
0.000
7.250%
7.494%
0.000
30-Year Fixed
7.500%
7.500%
0.000
7.350%
7.547%
0.000
30 Year Fixed Jumbo
7.500%
7.592%
0.000
7.500%
7.654%
0.000
30-Year Fixed (Jumbo)
7.625%
7.655%
0.295
8.000%
7.660%
0.000
7.500%
7.694%
0.000
30-Year Fixed Jumbo
7.500%
7.694%
0.000
7.000%
7.700%
0.000
30-Year Fixed Jumbo
7.625%
7.708%
0.000
7.750%
7.832%
0.000
30-Year Fixed FHA
6.250%
7.861%
0.000
8.000%
7.864%
0.100
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Washington Lenders and Mortgage Brokers

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Washington Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Washington. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Washington mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Washington mortgage loans that have been made. As a result, Washington mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Washington Super Conforming Home Loan Rates

Super conforming mortgages in Washington are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Washington Jumbo Loan Interest Rates

Washington jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Washington are usually 0.75 basis points higher than conforming mortgage rates in Washington because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Washington Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Washington. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Washington Adjustable Interest Rates

Washington adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Washington Interest Only Home Mortgage Rates

Washington interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Washington FHA Mortgage Mortgage Rates

Borrowers in Washington must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Washington are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Washington Rates & Resources

Washington Savings Rates
Washington CD Rates


Cities in Washington

Aberdeen

Acme

Addy

Adna

Airway Heights

Albion

Allyn

Almira

Amanda Park

Amboy

Anacortes

Anatone

Anderson Island

Appleton

Ardenvoir

Ariel

Arlington

Ashford

Asotin

Auburn

Bainbridge Island

Baring

Battle Ground

Bay Center

Beaver

Belfair

Bellevue

Bellingham

Belmont

Benge

Benton City

Beverly

Bickleton

Bingen

Black Diamond

Blaine

Blakely Island

Bothell

Bow

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Bridgeport

Brinnon

Brownstown

Brush Prairie

Buckley

Bucoda

Buena

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Burlington

Burton

Camano

Camas

Camp Murray

Carbonado

Carlsborg

Carlton

Carnation

Carrolls

Carson

Cashmere

Castle Rock

Cathlamet

Centerville

Centralia

Chattaroy

Chehalis

Chelan

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Cheney

Chewelah

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Chinook

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Cle Elum

Clearlake

Clinton

Colbert

Colfax

College Place

Colton

Colville

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Concrete

Connell

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Copalis Crossing

Cosmopolis

Cougar

Coulee City

Coulee Dam

Coupeville

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Creston

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Cusick

Custer

Dallesport

Danville

Darrington

Davenport

Dayton

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Deer Park

Deming

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Dixie

Doty

Dryden

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Duvall

East Olympia

East Wenatchee

Easton

Eastsound

Eatonville

Edmonds

Edwall

Elbe

Electric City

Elk

Ellensburg

Elma

Elmer City

Eltopia

Endicott

Entiat

Enumclaw

Ephrata

Ethel

Evans

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Everson

Fairchild Air Force Base

Fairfield

Fall City

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Ford

Forks

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Fox Island

Freeland

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Friday Harbor

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George

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Greenacres

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Harrah

Harrington

Hartline

Hatton

Hay

Hazel Dell North

Heisson

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Hooper

Hoquiam

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Ilwaco

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Index

Indianola

Ione

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Joyce

Kahlotus

Kalama

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Kelso

Kenmore

Kennewick

Kent

Kettle Falls

Keyport

Kingston

Kirkland

Kittitas

Klickitat

La Center

La Conner

La Grande

La Push

Lacey

Lacrosse

Lake Stevens

Lakebay

Lakewood

Lamona

Lamont

Langley

Latah

Laurier

Leavenworth

Lebam

Liberty Lake

Lilliwaup

Lincoln

Lind

Littlerock

Long Beach

Longbranch

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Longview

Loomis

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Lummi Island

Lyle

Lyman

Lynden

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Mabton

Malaga

Malden

Malo

Malone

Malott

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Mansfield

Manson

Maple Falls

Maple Valley

Marblemount

Marcus

Marlin

Marshall

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Matlock

Mattawa

Mazama

Mccleary

Mckenna

Mead

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Medina

Menlo

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Mesa

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Methow

Mica

Milton

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Monitor

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Mossyrock

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Moxee

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Napavine

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North Bonneville

North Lakewood

Northport

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Oakville

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Omak

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Orondo

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Orting

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Quincy

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Randle

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Raymond

Reardan

Redmond

Redondo

Renton

Republic

Retsil

Rice

Richland

Ridgefield

Ritzville

Riverside

Rochester

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Rockford

Rockport

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Ronald

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Rosalia

Rosburg

Roslyn

Roy

Royal City

Ryderwood

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Salkum

Sammamish

Satsop

Seabeck

Seahurst

Seattle

Seaview

Sedro Woolley

Sekiu

Selah

Sequim

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Shelton

Shoreline

Silvana

Silver Creek

Silverdale

Silverlake

Skamokawa

Skykomish

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Snoqualmie

Snoqualmie Pass

Soap Lake

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South Colby

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Southworth

Spanaway

Spangle

Spokane

Sprague

Springdale

Stanwood

Starbuck

Startup

Stehekin

Steilacoom

Steptoe

Stevenson

Stratford

Sultan

Sumas

Sumner

Sunnyside

Suquamish

Tacoma

Taholah

Tahuya

Tekoa

Tenino

Thornton

Thorp

Tieton

Tokeland

Toledo

Tonasket

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Toutle

Tracyton

Trout Lake

Tumtum

Tumwater

Twisp

Underwood

Union

Uniontown

University Place

Usk

Vader

Valley

Valleyford

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Vantage

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Waller

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Wauna

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Wenatchee

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Westport

White Salmon

White Swan

Wilbur

Wilkeson

Wilson Creek

Winlock

Winthrop

Wishram

Woodinville

Woodland

Yacolt

Yakima

Yelm

Zillah

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