|
Washington Mortgage Rates and Refinance RatesWashington Mortgage Rates - Refinance Rates:Search and compare mortgage rates and refinance rates in Washington. Our rate table has a list of Washington mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. When you start your search for current mortgage rates in Washington you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Washington include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Washington listed below.
Lender
APR
Rate
Cost & Fees
Notes
Thank you for your inquiry!
Thanks for the inquiry!
Thank you for your inquiry, we will be in touch shortly.
Thank you for your inquiry, we will be in touch shortly.
 NMLS # 541760
Thank you for your inquiry! We look forward to working with you.
 NMLS # 472433
(877) 591-8350  NMLS # 403501
Thanks for the inquiry!
NMLS # 472433
(877) 591-8350
Thank you for your inquiry, we will be in touch shortly.
Thank you for your inquiry!
 NMLS # 330511
State Lic # CL-330511
Thank you for your quote.
Thanks for the inquiry!
NMLS # 403501
Thank you for your inquiry, we will be in touch shortly.
Thank you for your inquiry, we will be in touch shortly.
NMLS # 472433
(877) 591-8350
Thanks for the inquiry!
NMLS # 541760
Thank you for your inquiry! We look forward to working with you.
Thank you for your inquiry, we will be in touch shortly.
Peoples Bank
5.206%
10/15/2018
5.125%
at 0.573 pts
45 day lock rate Est payment: $1,633.46
Fees in APR: $1,004
Citizens Bank, NA
4.936%
10/12/2018
4.875%
at 0.375 pts
60 day lock rate Est payment: $1,587.62
Fees in APR: $948
LincolnWay Community Bank
4.907%
10/16/2018
4.875%
at 0.000 pts
30 day lock rate Est payment: $1,587.62
Fees in APR: $1,085
Union Bank
5.056%
10/17/2018
5.000%
at 0.375 pts
60 day lock rate Est payment: $1,610.46
Fees in APR: $771
BMO Harris Bank, NA
5.137%
10/18/2018
5.000%
at 1.250 pts
60 day lock rate Est payment: $1,610.46
Fees in APR: $864
Anchor Bank
5.053%
10/17/2018
5.000%
at 0.000 pts
45 day lock rate Est payment: $1,610.46
Fees in APR: $1,814
Cashmere Valley Bank
4.767%
10/18/2018
4.750%
at 0.000 pts
60 day lock rate Est payment: $1,564.94
Fees in APR: $604
The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information. Washington Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Washington. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Washington mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Washington mortgage loans that have been made. As a result, Washington mortgage rates today are lower than jumbo interest rates in Washington. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Washington Super Conforming Home Loan RatesSuper conforming mortgages in Washington are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Washington Jumbo Loan Interest RatesWashington jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Washington are usually 0.75 basis points higher than conforming mortgage rates in Washington because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Washington Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Washington. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Washington Adjustable Interest RatesWashington adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Washington Interest Only Home Mortgage RatesWashington interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Washington FHA Mortgage Mortgage RatesBorrowers in Washington must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Washington are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Cities in WashingtonAberdeenAcmeAddyAdnaAirway HeightsAlbionAllynAlmiraAmanda ParkAmboyAnacortesAnatoneAnderson IslandAppletonArdenvoirArielArlingtonAshfordAsotinAuburnBainbridge IslandBaringBattle GroundBay CenterBeaverBelfairBellevueBellinghamBelmontBengeBenton CityBeverlyBickletonBingenBlack DiamondBlaineBlakely IslandBothellBowBoydsBremertonBrewsterBridgeportBrinnonBrownstownBrush PrairieBuckleyBucodaBuenaBurbankBurleyBurlingtonBurtonCamanoCamasCamp MurrayCarbonadoCarlsborgCarltonCarnationCarrollsCarsonCashmereCastle RockCathlametCentervilleCentraliaChattaroyChehalisChelanChelan FallsCheneyChewelahChimacumChinookCinebarClallam BayClarkstonClaytonCle ElumClearlakeClintonColbertColfaxCollege PlaceColtonColvilleConconullyConcreteConnellConwayCopalis BeachCopalis CrossingCosmopolisCougarCoulee CityCoulee DamCoupevilleCowicheCrestonCunninghamCurlewCurtisCusickCusterDallesportDanvilleDarringtonDavenportDaytonDeer HarborDeer ParkDemingDesert AireDixieDotyDrydenDupontDuvallEast OlympiaEast WenatcheeEastonEastsoundEatonvilleEdmondsEdwallElbeElectric CityElkEllensburgElmaElmer CityEltopiaEndicottEntiatEnumclawEphrataEthelEvansEverettEversonFairchild Air Force BaseFairfieldFall CityFederal WayFerndaleFordForksFour LakesFox IslandFreelandFreemanFriday HarborFruitlandGalvinGarfieldGeorgeGiffordGig HarborGlenomaGlenwoodGold BarGoldendaleGoose PrairieGrahamGrand CouleeGrandviewGrangerGranite FallsGrapeviewGraylandGrays RiverGreenacresGreenbankHamiltonHansvilleHarrahHarringtonHartlineHattonHayHazel Dell NorthHeissonHobartHoodsportHooperHoquiamHumptulipsHuntersHusumIlwacoIncheliumIndexIndianolaIoneIssaquahJoyceKahlotusKalamaKapowsinKellerKelsoKenmoreKennewickKentKettle FallsKeyportKingstonKirklandKittitasKlickitatLa CenterLa ConnerLa GrandeLa PushLaceyLacrosseLake StevensLakebayLakewoodLamonaLamontLangleyLatahLaurierLeavenworthLebamLiberty LakeLilliwaupLincolnLindLittlerockLong BeachLongbranchLongmireLongviewLoomisLoon LakeLopez IslandLummi IslandLyleLymanLyndenLynnwoodMabtonMalagaMaldenMaloMaloneMalottManchesterMansfieldMansonMaple FallsMaple ValleyMarblemountMarcusMarlinMarshallMarysvilleMatlockMattawaMazamaMcclearyMckennaMeadMedical LakeMedinaMenloMercer IslandMesaMetalineMetaline FallsMethowMicaMiltonMineralMoclipsMohlerMonitorMonroeMontesanoMortonMoses LakeMossyrockMount VernonMountlake TerraceMoxeeMukilteoNachesNahcottaNapavineNaselleNeah BayNeiltonNespelemNewman LakeNewportNine Mile FallsNooksackNordlandNorth BendNorth BonnevilleNorth LakewoodNorthportOak HarborOakesdaleOakvilleOcean ParkOcean ShoresOdessaOkanoganOlallaOlgaOlympiaOmakOnalaskaOrcasOrientOrondoOrovilleOrtingOthelloOtis OrchardsOutlookOystervillePacificPacific BeachPackwoodPalisadesPalouseParadise InnParkerParklandPascoPaterosPatersonPe EllPeshastinPlymouthPoint RobertsPomeroyPort AngelesPort GamblePort HadlockPort LudlowPort OrchardPort TownsendPoulsboPrescottPrestonProsserPullmanPuyallupQuilceneQuinaultQuincyRainierRandleRavensdaleRaymondReardanRedmondRedondoRentonRepublicRetsilRiceRichlandRidgefieldRitzvilleRiversideRochesterRock IslandRockfordRockportRollingbayRonaldRooseveltRosaliaRosburgRoslynRoyRoyal CityRyderwoodSaint JohnSalkumSammamishSatsopSeabeckSeahurstSeattleSeaviewSedro WoolleySekiuSelahSequimShaw IslandSheltonShorelineSilvanaSilver CreekSilverdaleSilverlakeSkamokawaSkykomishSnohomishSnoqualmieSnoqualmie PassSoap LakeSouth BendSouth Cle ElumSouth ColbySouth PrairieSouthworthSpanawaySpangleSpokaneSpragueSpringdaleStanwoodStarbuckStartupStehekinSteilacoomSteptoeStevensonStratfordSultanSumasSumnerSunnysideSuquamishTacomaTaholahTahuyaTekoaTeninoThorntonThorpTietonTokelandToledoTonasketToppenishTouchetToutleTracytonTrout LakeTumtumTumwaterTwispUnderwoodUnionUniontownUniversity PlaceUskVaderValleyValleyfordVancouverVantageVashonVaughnVeradaleWahkiacusWaitsburgWaldronWalla WallaWallerWallulaWapatoWardenWashougalWashtucnaWatervilleWaucondaWaunaWaverlyWellpinitWenatcheeWest RichlandWestportWhite SalmonWhite SwanWilburWilkesonWilson CreekWinlockWinthropWishramWoodinvilleWoodlandYacoltYakimaYelmZillah |
Recent Mortgage Rate ArticlesLendingHome Mortgage RatesFirst Mortgage Direct 30 Year Mortgage Rates Quoted at 4.50 Percent30 Year Mortgages vs 15 Year MortgagesMortgage Rates Hit New Lows for 2014Mortgage Rates Decline as Fed Continues to TaperMortgage Rates are Stable as Fed Drops Bond and MBS Purchases to $55 Billion a MonthMortgage Rates: Average 30 Year Mortgage Rates Fall to 4.25 percentMortgage Rates Lower Due to Emerging Market Fears and Lower Bond YieldsMortgage Rates Forcasted to Move Higher in 2014 and 2015Mortgage Rates Move Lower Today: Best 15 Year Rates Just Under 3.00%Mortgage CalculatorWA Avg Mortgage Rates |
