Mortgage Rates in Virginia Beach, Virginia

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30-Year Fixed mortgage rates in Virginia Beach, Virginia are at 7.000% with 0.000% point(s), 15 Year Fixed mortgage rates in Virginia Beach, Virginia are at 6.250% with 0.125% point(s), Current Virginia Beach, Virginia fixed rate mortgages for a 15-Year Fixed mortgage are at 5.875% with 0.875% point(s).

Virginia Beach, Virginia Mortgage Rates:

Search and compare mortgage rates and refinance rates in Virginia Beach, VA. Our rate table has a list of Virginia Beach, Virginia mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Virginia Beach, Virginia. Save money by using our free tool to find customized mortgage and refinance rates for Virginia Beach, Virginia (VA). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Virginia Beach, Virginia you need to first have an understanding of the types of mortgages available and their corresponding interest rates.

Adjustable rates on 3/6 ARM Jumbo loans in Virginia Beach, Virginia with 0.000% point(s) are at 7.000%, Mortgage rates on adjustable loans include 5/1 ARM with 0.000% point(s) in Virginia Beach, Virginia at 6.000%, Mortgage rates on adjustable loans include 5/5 ARM with 0.000% point(s) in Virginia Beach, Virginia at 6.500%.

Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.71%
5/6 ARM Jumbo
6.74%

Types of rates available in Virginia Beach, VA include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Virginia Beach, VA listed below.

Mortgage Rates in Virginia Beach, VA July 9, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
5.750%
5.793%
0.000
5.750%
5.799%
0.000
15 Year Fixed
5.490%
5.799%
0.000
5.750%
5.801%
0.000
5.625%
5.802%
0.500
15-Year Fixed
5.750%
5.806%
0.000
5.750%
5.807%
0.000
15-Year Fixed
5.750%
5.810%
0.000
5.750%
5.811%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.625%
5.816%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.750%
5.844%
0.000
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
5.625%
5.851%
0.125
5.750%
5.852%
0.000
5.750%
5.866%
0.000
15-Year Fixed
5.625%
5.872%
1.000
15-Year Fixed Bi-weekly
5.994%
5.875%
0.000
15-Year Fixed
5.750%
5.885%
0.500
10-Year Fixed
5.490%
5.886%
0.000
5.700%
5.889%
0.000
5.850%
5.891%
0.000
6.000%
5.892%
0.000
5.500%
5.892%
2.000
5.750%
5.901%
0.375
5.875%
5.913%
0.000
5.750%
5.923%
0.000
15-Year Fixed
5.875%
5.925%
0.000
10 Year Fixed
5.490%
5.928%
0.000
5.625%
5.929%
1.125
10 Year Fixed
5.800%
5.930%
0.000
5.625%
5.933%
2.000
15 Year Fixed
5.875%
5.944%
0.000
5.750%
5.955%
0.000
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5.875%
5.959%
0.000
5.875%
5.962%
0.500
5.750%
5.964%
0.000
5.750%
5.964%
1.375
5.750%
5.977%
0.000
5.875%
5.989%
0.750
5.750%
5.989%
0.000
5.875%
6.002%
0.000
6.000%
6.008%
0.000
5.875%
6.014%
0.000
6.000%
6.017%
0.000
5.625%
6.019%
0.000
5.875%
6.020%
0.250
5.875%
6.022%
0.000
5.750%
6.028%
0.250
6.000%
6.031%
0.000
5.875%
6.035%
0.263
5.875%
6.057%
0.000
6.000%
6.057%
0.000
15-Year Fixed
5.950%
6.064%
0.000
5.990%
6.066%
0.000
6.000%
6.067%
0.000
5.875%
6.070%
0.625
15-Year Fixed Jumbo
5.875%
6.071%
0.250
6.000%
6.075%
0.000
15-Year Fixed
5.790%
6.075%
0.000
5.875%
6.081%
0.000
6.000%
6.083%
0.000
5.875%
6.087%
0.000
5.875%
6.090%
0.000
6.000%
6.090%
0.000
6.000%
6.092%
0.750
6.000%
6.093%
0.000
3/5 Conforming ARM
5.500%
6.094%
0.250
5.999%
6.101%
0.250
6.000%
6.102%
0.000
5.870%
6.103%
0.000
5.750%
6.104%
0.250
6.000%
6.109%
0.000
15-Year Fixed
6.000%
6.109%
0.625
15-Year Fixed
6.000%
6.111%
0.000
6.000%
6.112%
0.000
5.875%
6.112%
0.000
6.000%
6.113%
0.000
6.125%
6.124%
0.000
6.498%
6.125%
0.000
6.125%
6.125%
0.125
6.000%
6.134%
0.000
15-Year Fixed (Jumbo)
6.125%
6.140%
0.000
5.875%
6.143%
0.500
6.125%
6.144%
0.000
10/1 ARM (Jumbo)
6.625%
6.146%
0.000
5.875%
6.147%
0.000
5.875%
6.148%
0.250
6.125%
6.151%
0.000
6.000%
6.152%
0.125
5.625%
6.156%
0.000
15-Year Fixed
5.875%
6.157%
0.000
6.000%
6.160%
0.000
6.000%
6.163%
0.000
15-Year Fixed Jumbo
6.125%
6.163%
0.000
6.125%
6.166%
0.000
10-Year Fixed
6.000%
6.168%
0.000
5.750%
6.170%
0.000
15-Year Fixed
6.000%
6.174%
0.000
5.875%
6.177%
0.000
6.000%
6.179%
0.000
15 Year Fixed
6.000%
6.179%
0.000
6.000%
6.181%
0.000
15-Year Fixed
6.000%
6.181%
0.000
20-Year Fixed
6.100%
6.191%
0.000
6.125%
6.195%
0.500
6.000%
6.198%
1.000
5.500%
6.198%
0.000
15-Year Fixed
5.875%
6.206%
0.875
15-Year Fixed
6.125%
6.206%
0.000
6.000%
6.207%
0.000
15-Year Fixed
6.125%
6.208%
0.000
6.000%
6.209%
0.000
6.000%
6.209%
0.000
15 Year Fixed
6.125%
6.209%
0.000
6.500%
6.218%
0.000
6.125%
6.218%
0.000
6.125%
6.221%
0.000
15 Year Fixed
6.000%
6.221%
0.000
10 Year Fixed
6.000%
6.223%
0.000
6.125%
6.224%
0.000
6.125%
6.231%
0.000
6.000%
6.238%
2.000
5.125%
6.239%
0.000
6.000%
6.242%
1.000
6.000%
6.244%
0.000
6.504%
6.250%
0.000
15-Year Fixed
6.250%
6.250%
0.000
6.450%
6.250%
0.000
15-Year Fixed
6.250%
6.252%
0.000
10-Year Fixed
6.000%
6.256%
0.000
6.250%
6.256%
0.000
10-Year Fixed
6.125%
6.257%
0.000
6.000%
6.260%
1.000
6.125%
6.261%
0.000
6.125%
6.266%
0.000
6.125%
6.267%
0.000
15-Year Fixed
6.125%
6.268%
0.375
20 Year Fixed
6.125%
6.268%
0.000
6.125%
6.268%
0.000
15-Year Fixed
6.250%
6.271%
0.000
6.125%
6.271%
0.000
6.125%
6.278%
0.000
6.000%
6.280%
0.000
5.875%
6.283%
0.000
6.250%
6.285%
0.000
6.000%
6.290%
0.000
15 Year Fixed Jumbo
6.250%
6.290%
0.000
6.125%
6.296%
0.000
6.250%
6.297%
0.000
6.250%
6.299%
0.000
5.875%
6.301%
0.000
5.875%
6.303%
0.000
15-Year Fixed
6.250%
6.305%
0.000
15-Year Fixed Jumbo
6.250%
6.307%
0.000
5.875%
6.308%
0.000
6.125%
6.309%
0.000
6.200%
6.312%
0.000
6.250%
6.314%
0.000
5.375%
6.316%
0.000
30-Year Fixed
6.250%
6.319%
0.000
15-Year Fixed
6.250%
6.321%
0.000
15-Year Fixed
6.250%
6.323%
0.000
6.000%
6.323%
0.000
6.125%
6.324%
0.000
6.125%
6.324%
0.000
15 Year Fixed
5.875%
6.330%
0.790
5.750%
6.330%
0.000
6.250%
6.331%
0.000
15-Year Fixed
6.125%
6.338%
0.000
15 Year Fixed
6.125%
6.339%
0.000
15-Year Fixed
6.250%
6.344%
0.000
15-Year Fixed
6.125%
6.345%
0.000
6.125%
6.350%
0.000
6.250%
6.352%
0.000
5.750%
6.356%
0.000
5.750%
6.356%
0.000
20-Year Fixed
6.125%
6.357%
0.000
6.125%
6.360%
0.000
6.125%
6.361%
0.000
5.750%
6.361%
0.000
6.250%
6.362%
0.000
6.250%
6.363%
0.000
15-Year Fixed
6.000%
6.365%
0.000
5.625%
6.366%
0.000
6.125%
6.369%
0.000
15-Year Fixed
6.250%
6.369%
0.000
5.750%
6.370%
0.000
5.875%
6.371%
0.000
6.250%
6.373%
0.000
6.250%
6.373%
0.000
5.875%
6.373%
0.000
30-Year Fixed (Power Rate)
6.515%
6.375%
0.000
20-Year Fixed
6.375%
6.376%
0.000
5.500%
6.380%
0.000
5/6 SOFR ARM Jumbo
6.375%
6.386%
0.000
6.250%
6.389%
0.000
6.375%
6.394%
0.000
5.875%
6.395%
0.000
20-Year Fixed
6.250%
6.396%
0.000
15-Year Fixed
6.125%
6.398%
0.125
6.375%
6.398%
0.000
6.250%
6.400%
0.000
15-Year Fixed
6.250%
6.402%
0.000
15-Year Fixed
6.125%
6.402%
0.000
6.250%
6.410%
0.000
6.375%
6.420%
0.000
6.125%
6.422%
0.000
15-Year Fixed
6.375%
6.422%
0.000
30-Year Fixed
6.375%
6.423%
0.000
6.250%
6.424%
0.000
5.500%
6.425%
0.000
15-Year Fixed
6.250%
6.430%
0.000
6.125%
6.433%
0.000
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
6.250%
6.434%
0.000
6.250%
6.434%
0.000
6.375%
6.435%
0.000
30-Year Fixed (Jumbo)
6.375%
6.435%
0.000
6.250%
6.439%
1.625
6.375%
6.441%
0.000
15-Year Fixed
6.125%
6.443%
0.000
6.375%
6.444%
0.000
5.750%
6.444%
0.000
6.000%
6.445%
0.000
6.375%
6.447%
0.000
6.375%
6.451%
0.000
6.000%
6.454%
0.000
5.750%
6.457%
0.000
6.250%
6.460%
0.000
6.250%
6.466%
0.500
20-Year Fixed
6.250%
6.469%
0.125
5.875%
6.471%
0.000
6.250%
6.480%
1.000
6.375%
6.482%
0.000
6.375%
6.483%
0.000
6.375%
6.484%
0.000
6.375%
6.484%
0.000
6.375%
6.484%
0.000
6.375%
6.484%
0.000
6.375%
6.484%
0.000
6.250%
6.493%
0.000
6.375%
6.500%
0.000
30-Year Fixed
6.500%
6.501%
0.000
15-Year Fixed
6.375%
6.504%
0.000
15-Year Fixed
6.375%
6.505%
0.000
6.500%
6.505%
0.000
6.375%
6.506%
0.000
6.375%
6.506%
0.250
6.375%
6.510%
0.000
30-Year Fixed
6.500%
6.513%
0.000
6.500%
6.513%
0.000
15-Year Fixed
6.500%
6.519%
0.000
6.375%
6.522%
0.000
6.000%
6.524%
0.000
6.125%
6.526%
0.000
6.125%
6.532%
0.000
7/1 ARM (Jumbo)
6.125%
6.533%
0.000
6.500%
6.535%
0.000
6.375%
6.536%
0.000
6.375%
6.536%
0.000
6.375%
6.538%
0.000
6.500%
6.538%
0.000
6.250%
6.538%
0.125
6.125%
6.541%
0.000
6.375%
6.541%
0.000
6.490%
6.542%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
6.250%
6.547%
0.000
15-Year Fixed
6.250%
6.548%
0.000
6.500%
6.552%
0.000
6.500%
6.555%
0.000
6.490%
6.558%
0.000
6.500%
6.571%
0.000
6.250%
6.574%
0.000
6.375%
6.574%
0.000
6.375%
6.575%
0.000
5.750%
6.577%
0.000
6.125%
6.578%
0.000
6.250%
6.581%
0.000
6.500%
6.583%
0.000
6.500%
6.586%
0.000
15-Year Fixed Jumbo
6.500%
6.590%
0.000
6.500%
6.592%
0.000
6.000%
6.593%
0.000
20-Year Fixed
6.500%
6.593%
0.000
6.125%
6.594%
0.000
6.500%
6.598%
0.000
6.500%
6.600%
0.000
6.500%
6.601%
0.000
6.500%
6.606%
0.500
6.375%
6.610%
0.000
6.500%
6.613%
0.000
30-Year Fixed
6.500%
6.613%
0.000
30-Year Fixed Jumbo
6.500%
6.616%
1.000
6.000%
6.618%
0.000
6.250%
6.619%
0.000
15-Year Fixed
6.375%
6.620%
0.000
30-Year Fixed
6.500%
6.620%
0.000
6.375%
6.620%
0.000
6.490%
6.623%
0.000
6.500%
6.624%
0.000
6.500%
6.630%
0.000
6.500%
6.632%
0.000
30-Year Fixed (Jumbo)
6.625%
6.637%
0.000
30-Year Fixed
6.500%
6.637%
0.000
5.490%
6.637%
0.000
15-Year Fixed Jumbo
6.250%
6.638%
0.000
6.125%
6.639%
0.000
6.500%
6.640%
0.000
6.125%
6.640%
0.000
6.500%
6.641%
0.000
6.125%
6.642%
0.000
30-Year Fixed
6.500%
6.642%
0.000
6.500%
6.646%
0.500
30-Year Fixed Jumbo
6.500%
6.648%
0.000
6.375%
6.650%
0.000
6.250%
6.656%
0.000
6.000%
6.658%
0.000
6.375%
6.662%
0.000
20 Year Fixed
6.500%
6.665%
0.000
5/5 ARM High LTV
6.000%
6.666%
1.000
6.500%
6.668%
0.000
6.500%
6.668%
0.000
30 Year Fixed
6.625%
6.668%
0.000
30-Year Fixed
6.500%
6.669%
0.125
6.500%
6.670%
0.000
6.500%
6.670%
0.250
20-Year Fixed
6.625%
6.670%
0.000
20-Year Fixed
6.625%
6.671%
0.000
6.250%
6.674%
0.000
6.375%
6.675%
0.000
30-Year Fixed
6.625%
6.676%
0.000
30 Year Fixed
6.625%
6.677%
0.000
30-Year Fixed
6.500%
6.682%
0.000
6.625%
6.689%
0.000
6.500%
6.690%
0.000
6.625%
6.707%
0.000
6.625%
6.707%
0.000
6.375%
6.709%
0.000
6.365%
6.713%
0.301
6.125%
6.714%
1.875
6.240%
6.724%
0.308
6.625%
6.728%
0.000
30-Year Fixed
6.625%
6.733%
0.000
6.500%
6.736%
0.000
30 Year Fixed
6.625%
6.736%
0.000
6.625%
6.736%
0.000
6.625%
6.739%
0.000
5.750%
6.740%
0.000
6.500%
6.748%
0.000
6.375%
6.748%
2.560
6.625%
6.749%
0.000
6.500%
6.749%
0.000
10-Year Fixed
6.750%
6.750%
0.000
6.500%
6.750%
0.000
6.125%
6.750%
1.000
15-Year Fixed (Jumbo)
6.750%
6.750%
0.000
6.625%
6.750%
0.000
6.500%
6.750%
0.000
6.750%
6.751%
0.000
6.625%
6.753%
0.000
6.675%
6.760%
0.000
30-Year Fixed Jumbo
6.750%
6.766%
0.000
20-Year Fixed
6.625%
6.767%
0.000
6.500%
6.770%
2.250
5/1 ARM (Jumbo)
6.500%
6.771%
0.000
6.500%
6.773%
0.000
6.125%
6.775%
0.000
6.625%
6.775%
0.000
30-Year Fixed
6.625%
6.780%
1.000
30-Year Fixed VA
6.625%
6.780%
1.000
6.625%
6.782%
0.000
6.125%
6.784%
0.440
30-Year Fixed
6.750%
6.786%
0.000
6.625%
6.791%
0.000
6.625%
6.792%
0.500
30-Year Fixed
6.750%
6.795%
0.000
5.750%
6.800%
0.000
6.750%
6.800%
0.000
6.625%
6.803%
1.000
6.250%
6.805%
0.000
6.750%
6.805%
0.500
6.750%
6.814%
0.000
6.750%
6.816%
0.000
20 Year Fixed
6.750%
6.819%
0.000
30-Year Fixed
6.750%
6.821%
0.875
30-Year Fixed
6.750%
6.824%
0.000
20-Year Fixed
63.625%
6.830%
0.000
30-Year Fixed
6.750%
6.830%
0.000
5/1 Adjustable
6.625%
6.832%
0.000
6.750%
6.834%
0.000
6.750%
6.836%
0.000
6.750%
6.837%
0.000
6.750%
6.840%
0.000
6.750%
6.840%
0.000
6.750%
6.843%
0.000
30-Year Fixed
6.750%
6.845%
0.000
30-Year Fixed
6.750%
6.846%
0.000
6.750%
6.850%
0.000
30-Year Fixed
6.625%
6.852%
0.000
6.750%
6.859%
0.000
6.750%
6.860%
0.000
15-Year Fixed Jumbo
6.625%
6.861%
0.000
5.875%
6.861%
0.329
15-Year Fixed
6.625%
6.869%
0.000
6.750%
6.870%
1.000
30-Year Fixed
6.750%
6.872%
0.875
6.500%
6.873%
0.000
30-Year Fixed
6.625%
6.874%
1.000
30-Year Fixed Bi-weekly
6.945%
6.875%
0.000
6.625%
6.875%
0.000
6.750%
6.877%
1.000
7.000%
6.878%
0.000
5.875%
6.878%
1.875
6.750%
6.881%
0.000
30-Year Fixed Jumbo
6.875%
6.887%
0.000
30 Year Fixed
6.750%
6.889%
0.000
30-Year Fixed
6.750%
6.893%
0.000
6.750%
6.896%
0.000
30-Year Fixed Jumbo
6.750%
6.898%
0.500
30-Year Fixed Jumbo
6.750%
6.898%
1.000
30-Year Fixed Jumbo
6.875%
6.899%
0.000
6.750%
6.899%
0.000
6.750%
6.899%
0.000
69.750%
6.899%
0.000
6.750%
6.899%
0.000
6.875%
6.911%
0.000
30-Year Fixed Jumbo
6.875%
6.914%
0.000
6.875%
6.922%
0.000
6.500%
6.922%
0.000
30-Year Fixed
6.875%
6.926%
0.000
15-Year Fixed Jumbo
6.625%
6.927%
0.000
10/6-Month ARM
6.625%
6.933%
1.000
30-Year Fixed
6.875%
6.934%
0.000
20-Year Fixed
6.875%
6.935%
0.000
6.875%
6.937%
0.000
6.750%
6.937%
0.000
6.875%
6.940%
0.000
6.750%
6.940%
0.000
20-Year Fixed
6.820%
6.944%
0.000
30 Year Fixed
6.750%
6.947%
0.000
20-Year Fixed
6.750%
6.948%
0.000
30-Year Fixed
6.875%
6.949%
0.000
6.875%
6.950%
0.000
6.875%
6.952%
0.017
6.875%
6.954%
0.000
30-Year Fixed
6.750%
6.958%
0.875
30-Year Fixed
6.875%
6.960%
0.000
6.875%
6.963%
0.000
30-Year Fixed
6.875%
6.965%
0.375
6.875%
6.972%
0.000
20-Year Fixed
6.875%
6.973%
0.000
15-Year Fixed
6.875%
6.973%
0.000
30-Year Fixed
6.875%
6.977%
0.000
6.750%
6.977%
0.000
6.875%
6.979%
0.000
6.875%
6.985%
0.000
15-Year Fixed Jumbo
6.875%
6.993%
0.000
6.875%
6.993%
0.000
15-Year Fixed
7.000%
7.000%
0.000
30-Year Fixed
7.000%
7.000%
0.000
7.000%
7.000%
0.125
6.750%
7.002%
0.000
6.750%
7.002%
0.000
30-Year Fixed Jumbo
6.750%
7.002%
0.000
30 Year Fixed
6.875%
7.002%
0.000
6.875%
7.005%
0.000
6.875%
7.006%
0.000
6.875%
7.008%
0.000
30-Year Fixed (Jumbo)
7.000%
7.009%
0.088
7.000%
7.010%
0.000
30 Year Fixed
6.875%
7.012%
0.000
30 Year Fixed Jumbo
7.000%
7.014%
0.000
30-Year Fixed Jumbo
6.875%
7.022%
0.000
6.875%
7.024%
0.000
6.875%
7.028%
1.000
6.875%
7.029%
0.000
30-Year Fixed
7.000%
7.035%
0.000
7.000%
7.037%
0.375
6.875%
7.039%
0.000
6.875%
7.042%
1.000
7.000%
7.042%
0.000
30 Year Fixed (Jumbo)
7.000%
7.046%
0.000
6.875%
7.059%
0.000
7.000%
7.061%
0.000
6.875%
7.068%
0.000
30-Year Fixed
6.875%
7.069%
0.000
30-Year Fixed
6.875%
7.073%
0.000
6.875%
7.073%
0.000
6.875%
7.073%
0.000
6.875%
7.073%
0.000
6.875%
7.073%
0.000
7.000%
7.078%
0.000
6.875%
7.082%
0.000
7.000%
7.089%
0.000
7.000%
7.092%
0.000
7.000%
7.098%
0.000
6.375%
7.106%
0.802
7.000%
7.110%
0.000
7.000%
7.110%
0.000
7.000%
7.111%
0.000
6.875%
7.113%
0.000
6.990%
7.135%
0.000
30-Year Fixed
7.125%
7.137%
0.000
20-Year Fixed
6.875%
7.137%
0.000
7.000%
7.139%
0.000
30-Year Fixed (Jumbo)
7.125%
7.140%
0.000
7.125%
7.144%
0.000
7.125%
7.145%
0.000
30-Year Fixed
7.125%
7.155%
0.000
6.875%
7.157%
0.000
30-Year Fixed
7.000%
7.160%
0.000
7.000%
7.168%
0.000
30-Year Fixed
7.125%
7.170%
0.000
30 Year Fixed
6.875%
7.181%
0.960
7.000%
7.181%
0.000
7.125%
7.194%
0.000
30-Year Fixed
7.000%
7.202%
0.000
7.000%
7.203%
0.000
6.500%
7.205%
0.000
4.490%
7.206%
0.000
4.490%
7.206%
0.000
6.875%
7.227%
0.000
6.999%
7.235%
0.000
30-Year Fixed
7.250%
7.250%
0.000
7.375%
7.250%
0.000
30-Year Fixed
7.000%
7.258%
0.000
7.375%
7.287%
0.000
7.125%
7.295%
0.000
7.125%
7.298%
0.000
7.250%
7.307%
0.250
30-Year Fixed Jumbo
7.250%
7.307%
0.000
4.990%
7.312%
0.000
4.990%
7.312%
0.000
7.250%
7.315%
0.000
7.250%
7.330%
0.000
7.000%
7.339%
0.000
7.250%
7.341%
0.000
7.250%
7.384%
0.000
7.250%
7.408%
0.000
7.250%
7.441%
0.000
6.500%
7.450%
0.000
6.500%
7.450%
0.000
20-Year Fixed
7.375%
7.455%
0.000
7.375%
7.466%
0.000
7.250%
7.494%
0.000
7.350%
7.547%
0.000
30-Year Fixed
7.500%
7.562%
0.000
8.000%
7.586%
0.000
30-Year Fixed Jumbo
7.500%
7.587%
0.000
30 Year Fixed Jumbo
7.500%
7.592%
0.000
7.500%
7.654%
0.000
30-Year Fixed Jumbo
7.500%
7.694%
0.000
6.000%
7.701%
0.000
8.000%
7.825%
0.000
30-Year Fixed FHA
6.500%
8.143%
0.000
5-Year ARM Jumbo
5.625%
48.120%
0.000
6.125%
61.980%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Virginia Beach, Virginia Lenders and Mortgage Brokers

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Virginia Beach, Virginia Real Estate Agents

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Virginia Beach, VA Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Virginia. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Virginia Beach, VA mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Virginia Beach, VA mortgage loans that have been made. As a result, Virginia Beach, VA mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Virginia Beach, VA Super Conforming Home Loan Rates

Super conforming mortgages in Virginia Beach, VA are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Virginia Beach, VA Jumbo Loan Interest Rates

Virginia Beach, VA jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Virginia Beach, VA are usually 0.75 basis points higher than conforming mortgage rates in Virginia Beach, VA because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Virginia Beach, VA Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Virginia Beach, VA. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Virginia Beach, VA Adjustable Interest Rates

Virginia Beach, VA adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Virginia Beach, VA Interest Only Home Mortgage Rates

Virginia Beach, VA interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Virginia Beach, VA FHA Mortgage Mortgage Rates

Borrowers in Virginia Beach, VA must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Virginia Beach, VA are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.




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