Mortgage Rates in Montgomery Center, Vermont

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  2. Vermont Mortgage Rates
  3. Montgomery Center, VT Mortgage Rates

20-Year Fixed mortgage rates today with 0.000% point(s) in Montgomery Center, Vermont are at 7.000%, 30-Year Fixed Jumbo mortgage rates today with 1.000% point(s) in Montgomery Center, Vermont are at 6.625%, 15-Year Fixed mortgage rates in Montgomery Center, Vermont are at 6.375% with 0.000% point(s).

Montgomery Center, Vermont Mortgage Rates:

Search and compare mortgage rates and refinance rates in Montgomery Center, VT. Our rate table has a list of Montgomery Center, Vermont mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Montgomery Center, Vermont. Save money by using our free tool to find customized mortgage and refinance rates for Montgomery Center, Vermont (VT). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Montgomery Center, Vermont you need to first have an understanding of the types of mortgages available and their corresponding interest rates.

Montgomery Center, Vermont 5-Year ARM mortgage rates are at 7.000% with 0.000% point(s), Montgomery Center, Vermont 5/5 ARM mortgage rates are at 5.625% with 0.932% point(s), Adjustable rates on 3/1 ARM loans in Montgomery Center, Vermont with 0.000% point(s) are at 6.000%.

Mortgage
APR
30-Year Fixed Conforming
5.86%
15-Year Fixed Conforming
5.69%
30-Year Fixed Jumbo
5.86%
15-Year Fixed Jumbo
5.69%
5/6 ARM Conforming
7.44%
5/6 ARM Jumbo
7.60%

Types of rates available in Montgomery Center, VT include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Montgomery Center, VT listed below.

Mortgage Rates in Montgomery Center, VT February 20, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
7.000%
7.503%
0.000
7.125%
7.496%
0.000
30-Year Fixed
7.375%
7.491%
0.000
7.490%
7.490%
0.000
6.875%
7.476%
0.000
6.625%
7.450%
0.500
6.500%
7.443%
0.000
7.250%
7.439%
0.000
6.875%
7.430%
0.500
6.990%
7.423%
0.000
10Y/6M ARM
6.625%
7.402%
0.952
6.125%
7.390%
0.000
30-Year Fixed Jumbo
7.375%
7.385%
0.000
7/6-Month ARM
6.375%
7.383%
1.000
6.875%
7.370%
0.500
30-Year Fixed
7.250%
7.361%
0.000
7.250%
7.343%
0.000
30-Year Fixed
7.125%
7.334%
1.000
3-Year ARM
7.000%
7.333%
0.000
5/1 ARM Jumbo
6.375%
7.308%
0.000
6.375%
7.303%
0.000
7.000%
7.300%
1.000
30-Year Fixed
6.990%
7.294%
2.000
7/6 Month ARM
6.375%
7.288%
1.000
7/6 ARM
6.250%
7.280%
0.623
30-Year Fixed
7.250%
7.264%
0.000
5/1 Jumbo ARM
6.000%
7.262%
0.675
7.000%
7.260%
0.000
7.000%
7.249%
0.000
7.000%
7.242%
0.000
5-Year ARM
7.250%
7.234%
0.000
6.125%
7.227%
0.000
6.625%
7.217%
0.000
7.125%
7.197%
0.000
7.125%
7.188%
0.000
30-Year Fixed
6.875%
7.183%
2.125
20-Year Fixed
7.000%
7.139%
0.000
6.500%
7.138%
0.000
7/1 ARM Jumbo
6.375%
7.132%
0.000
5.500%
7.122%
0.000
10/6 ARM
6.375%
7.120%
0.864
15-Year Fixed
6.990%
7.112%
0.000
15-Year Fixed
6.750%
7.084%
1.000
7.000%
7.078%
0.000
7.000%
7.070%
0.000
7/1 Jumbo ARM
6.000%
7.062%
0.890
30-Year Fixed
7.000%
7.057%
0.875
30-Year Fixed FHA
6.250%
7.054%
1.000
5/6M SOFR ARM
7.000%
7.042%
0.000
10/6 Interest Only Jumbo ARM
6.125%
7.041%
1.000
15-Year Fixed
6.875%
7.031%
0.500
6.750%
7.029%
1.000
30 Year Fixed
6.750%
7.027%
0.814
6.875%
7.020%
0.000
30-Year Fixed
6.875%
7.019%
0.000
20-Year Fixed
6.625%
7.013%
2.000
30-Year Fixed
7.000%
7.012%
0.000
30-Year Fixed Jumbo
6.875%
7.010%
0.500
6.875%
7.001%
0.000
6.875%
6.988%
0.000
20-Year Fixed
6.625%
6.987%
0.826
6.875%
6.976%
0.000
6.875%
6.949%
0.000
6.875%
6.938%
0.000
6.750%
6.933%
0.000
6.875%
6.928%
0.250
30-Year Fixed
6.740%
6.924%
0.000
15-Year Fixed
6.750%
6.917%
0.000
30-Year Fixed
6.750%
6.900%
0.000
30-Year Fixed FHA
6.250%
6.897%
2.000
20-Year Fixed Jumbo
6.750%
6.890%
0.500
30-Year Fixed
6.750%
6.879%
0.628
6.875%
6.875%
0.000
6.875%
6.875%
0.000
6.375%
6.871%
2.000
15-Year Fixed
6.625%
6.870%
0.000
10/1 Jumbo ARM
6.125%
6.868%
0.790
30-Year Fixed Jumbo
6.750%
6.867%
1.000
30-Year Fixed FHA
5.990%
6.865%
2.000
6.750%
6.865%
0.000
6.750%
6.839%
0.000
6.750%
6.834%
0.000
6.750%
6.823%
0.000
6.625%
6.812%
0.000
6.750%
6.803%
0.000
6.750%
6.797%
0.000
15-Year Fixed
6.500%
6.795%
0.000
20-Year Fixed
6.625%
6.794%
0.000
30-Year Fixed
6.625%
6.783%
0.390
30-Year Fixed Jumbo
6.625%
6.777%
1.000
15-Year Fixed
6.750%
6.772%
0.000
6.720%
6.771%
0.000
15-Year Fixed Jumbo
6.625%
6.770%
0.500
30-Year Fixed Jumbo
6.720%
6.761%
0.000
6.625%
6.755%
0.000
6.625%
6.750%
1.000
30-Year Fixed
6.650%
6.750%
0.000
30-Year Fixed FHA
5.875%
6.748%
2.125
6.625%
6.744%
1.000
6.250%
6.730%
1.000
30-Year Fixed
6.635%
6.729%
0.000
30-Year Fixed
6.500%
6.725%
0.000
20-Year Fixed Jumbo
6.500%
6.715%
0.815
15-Year Fixed
6.500%
6.709%
0.000
6.625%
6.700%
0.500
30-Year Fixed
6.625%
6.697%
0.000
15-Year Fixed FHA
5.625%
6.691%
2.000
20-Year Fixed
6.500%
6.690%
0.000
30-Year Fixed
6.500%
6.664%
0.375
6.500%
6.661%
0.000
30-Year Fixed Jumbo
6.500%
6.646%
0.640
30-Year Fixed
6.500%
6.641%
1.000
6.500%
6.631%
0.000
30-Year Fixed
6.550%
6.627%
0.000
6.500%
6.624%
0.000
15-Year Fixed
6.250%
6.618%
0.000
15-Year Fixed
6.500%
6.616%
0.000
6.500%
6.614%
0.000
6.563%
6.613%
0.000
6.500%
6.609%
0.000
6.563%
6.603%
0.000
30-Year Fixed
6.375%
6.601%
2.000
6.500%
6.598%
0.000
15-Year Fixed
6.500%
6.591%
0.875
6.375%
6.586%
0.000
30-Year Fixed
6.500%
6.582%
0.375
30-Year Fixed
6.490%
6.581%
1.000
6.375%
6.578%
1.000
6.500%
6.576%
0.000
6.375%
6.576%
0.000
20-Year Fixed
6.375%
6.560%
0.000
30-Year Fixed (FMNA)
6.500%
6.558%
0.000
15-Year Fixed
6.375%
6.546%
0.000
30-Year Fixed Jumbo
6.500%
6.546%
0.000
6.500%
6.543%
0.000
15-Year Fixed
6.375%
6.543%
0.000
15-Year Fixed
6.375%
6.542%
0.372
30-Year Fixed
6.500%
6.541%
0.000
30-Year Fixed
6.500%
6.532%
0.000
30-Year Fixed
6.375%
6.532%
0.763
6.375%
6.526%
0.000
30-Year Fixed FHA
5.625%
6.526%
0.000
6.375%
6.524%
0.000
6.375%
6.518%
0.000
20-Year Fixed
6.500%
6.515%
0.000
6.375%
6.493%
0.000
15-Year Fixed Jumbo
6.250%
6.491%
0.650
6.250%
6.481%
0.000
15-Year Fixed Jumbo
6.371%
6.476%
0.000
20-Year Fixed
6.375%
6.475%
0.000
6.375%
6.472%
0.000
20-Year Fixed
6.375%
6.467%
0.000
30 Year Jumbo Fixed
6.250%
6.439%
1.500
30-Year Fixed Jumbo
6.250%
6.439%
1.500
6.371%
6.427%
0.000
30-Year Fixed
6.250%
6.419%
1.000
6.125%
6.419%
0.000
6.125%
6.406%
0.000
15-Year Fixed
6.250%
6.395%
0.000
30-Year Fixed
6.250%
6.390%
1.000
6.375%
6.375%
0.000
15-Year Fixed
6.250%
6.375%
0.000
6.250%
6.370%
0.500
6.370%
6.370%
0.000
6.250%
6.368%
0.000
6.250%
6.356%
0.000
6.125%
6.350%
0.000
6.250%
6.340%
0.500
6.125%
6.333%
0.000
30-Year Fixed
6.000%
6.332%
2.000
6.250%
6.331%
0.000
30-Year Fixed
6.125%
6.331%
1.000
30-Year Fixed Jumbo
6.125%
6.328%
2.000
15-Year Fixed Jumbo
5.875%
6.310%
2.000
15-Year Fixed
6.125%
6.305%
0.000
15 Year Fixed
5.875%
6.295%
0.694
5.625%
6.292%
0.932
6.125%
6.291%
0.000
6.125%
6.290%
0.500
6.125%
6.287%
0.000
15-Year Fixed
5.875%
6.280%
2.000
30-Year Power Rate Fixed
6.125%
6.266%
0.000
6.125%
6.260%
0.000
6.000%
6.246%
0.000
30-Year Fixed Jumbo
6.125%
6.237%
0.932
6.500%
6.218%
0.000
30-Year Fixed VA
5.875%
6.199%
1.000
30-Year Fixed Jumbo
6.000%
6.198%
1.250
6.125%
6.193%
0.000
6.125%
6.190%
0.000
20-Year Power Rate Fixed
6.000%
6.181%
0.000
30-Year Fixed
6.125%
6.169%
0.000
5.875%
6.157%
0.000
6.000%
6.118%
0.250
30-Year Fixed Jumbo
6.000%
6.118%
0.250
20-Year Fixed
5.875%
6.101%
0.943
5.875%
6.091%
0.000
6.000%
6.084%
0.625
5.990%
6.075%
0.000
15-Year Fixed
6.000%
6.067%
0.000
5.125%
6.055%
1.125
5.875%
6.022%
0.000
15-Year Fixed
5.750%
6.014%
0.819
5.750%
5.997%
2.000
5.875%
5.980%
0.000
15-Year Fixed
5.750%
5.977%
1.000
5.000%
5.970%
0.250
5.875%
5.967%
0.000
3/5 Conforming ARM
5.000%
5.960%
0.250
5.625%
5.950%
0.000
5.650%
5.933%
2.000
20-Year Fixed
5.875%
5.932%
0.000
15-Year Fixed
5.875%
5.928%
0.000
5.375%
5.919%
2.000
5.875%
5.914%
0.000
5.250%
5.913%
0.250
5.250%
5.913%
0.250
6.000%
5.892%
0.000
5.625%
5.857%
1.000
5.750%
5.855%
0.000
15-Year Fixed
5.625%
5.832%
0.640
15-Year Fixed
5.750%
5.822%
0.000
15-Year Fixed
5.250%
5.804%
2.125
15 Year Fixed
5.500%
5.797%
1.000
15-Year Fixed
5.625%
5.778%
1.000
5.375%
5.757%
2.000
15-Year Fixed Jumbo
5.500%
5.694%
0.250
5.385%
5.624%
0.000
15-Year Power Rate Fixed
5.375%
5.594%
0.000
10-Year Power Rate Fixed
5.250%
5.560%
0.000
15-Year Fixed
5.250%
5.523%
1.000
5.250%
5.443%
0.250
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Montgomery Center, Vermont Lenders and Mortgage Brokers

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Montgomery Center, VT Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Vermont. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Montgomery Center, VT mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Montgomery Center, VT mortgage loans that have been made. As a result, Montgomery Center, VT mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Montgomery Center, VT Super Conforming Home Loan Rates

Super conforming mortgages in Montgomery Center, VT are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Montgomery Center, VT Jumbo Loan Interest Rates

Montgomery Center, VT jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Montgomery Center, VT are usually 0.75 basis points higher than conforming mortgage rates in Montgomery Center, VT because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Montgomery Center, VT Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Montgomery Center, VT. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Montgomery Center, VT Adjustable Interest Rates

Montgomery Center, VT adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Montgomery Center, VT Interest Only Home Mortgage Rates

Montgomery Center, VT interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Montgomery Center, VT FHA Mortgage Mortgage Rates

Borrowers in Montgomery Center, VT must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Montgomery Center, VT are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.




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