Mortgage Rates in Vermont

  1. Compare Mortgage Rates
  2. Vermont Mortgage Rates

30-Year Fixed mortgage rates today with 0.000% point(s) in Vermont are at 7.250%, 30-Year Fixed mortgage rates today with 0.000% point(s) in Vermont are at 7.000%, Current Vermont fixed rate mortgages for a 20-Year Fixed mortgage are at 6.750% with 0.000% point(s).

Vermont Mortgage Rates:

Search and compare mortgage rates and refinance rates in Vermont. Our rate table has a list of Vermont mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Vermont. Save money by using our free tool to find customized mortgage and refinance rates for Vermont (VT). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Vermont you need to first have an understanding of the types of mortgages available and their corresponding interest rates.

Vermont 7/1 ARM mortgage rates are at 6.500% with 0.000% point(s), Adjustable rates on 7/1 ARM loans in Vermont with 0.000% point(s) are at 6.125%, Vermont 5/1 ARM mortgage rates are at 6.000% with 0.000% point(s).

Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.94%
5/6 ARM Jumbo
6.88%

Types of rates available in Vermont include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Vermont listed below.

Mortgage Rates in Vermont February 13, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
5.750%
5.834%
0.000
5.750%
5.844%
0.000
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
5.625%
5.884%
0.000
5.750%
5.886%
0.000
5.850%
5.891%
0.000
6.000%
5.892%
0.000
15-Year Fixed Jumbo
5.875%
5.901%
0.000
5.625%
5.929%
1.125
10 Year Fixed
5.800%
5.930%
0.000
15-Year Fixed
5.750%
5.931%
0.500
5.875%
5.945%
0.000
5.750%
5.946%
0.250
5.750%
5.960%
1.000
5.875%
5.967%
0.000
5.750%
5.977%
0.000
5.875%
5.987%
0.000
5.875%
5.989%
0.750
10-Year Fixed
5.750%
6.007%
0.500
6.000%
6.008%
0.000
5.950%
6.012%
0.000
5.625%
6.013%
2.000
5.875%
6.014%
0.000
5.875%
6.022%
0.000
15-Year Fixed
5.750%
6.030%
0.000
6.000%
6.031%
0.000
6.000%
6.049%
0.000
5.875%
6.053%
0.500
15-Year Fixed Jumbo
5.625%
6.055%
0.000
5.625%
6.055%
2.125
6.000%
6.057%
0.000
15-Year Fixed
5.950%
6.064%
0.000
6.000%
6.067%
0.000
5.875%
6.081%
0.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
5.875%
6.090%
0.000
6.000%
6.090%
0.000
6.000%
6.092%
0.750
6.000%
6.104%
0.000
6.000%
6.113%
0.000
15-Year Fixed
5.875%
6.123%
1.000
5.990%
6.129%
0.000
6.000%
6.132%
0.250
5.875%
6.133%
0.000
6.000%
6.147%
0.000
6.000%
6.149%
0.000
6.125%
6.151%
0.000
5.875%
6.155%
0.000
6.000%
6.160%
0.000
6.125%
6.164%
0.000
15-Year Fixed
6.125%
6.175%
0.000
6.000%
6.175%
0.000
5.625%
6.177%
2.000
20-Year Fixed
6.100%
6.191%
0.000
15-Year Fixed Jumbo
6.000%
6.197%
0.250
6.000%
6.201%
0.452
6.125%
6.210%
0.000
6.125%
6.212%
0.500
6.000%
6.213%
0.000
6.500%
6.218%
0.000
15-Year Fixed
6.125%
6.238%
0.000
6.125%
6.238%
0.000
15-Year Fixed Bi-weekly
6.367%
6.250%
0.000
6.621%
6.250%
0.000
6.450%
6.250%
0.000
6.250%
6.256%
0.000
6.125%
6.260%
0.000
5.000%
6.262%
0.000
15-Year Fixed
6.125%
6.269%
0.000
15-Year Fixed
6.250%
6.271%
0.000
5.875%
6.272%
0.000
6.000%
6.282%
0.000
6.000%
6.283%
0.000
6.125%
6.290%
0.000
6.250%
6.300%
0.000
6.000%
6.303%
0.000
6.125%
6.307%
0.000
15-Year Fixed
6.125%
6.307%
0.000
6.125%
6.309%
0.000
6.000%
6.316%
2.000
6.250%
6.318%
0.000
30-Year Fixed
6.250%
6.319%
0.000
15 Year Fixed
6.250%
6.319%
0.000
6.250%
6.323%
0.000
5.750%
6.324%
0.000
6.200%
6.325%
0.000
5.650%
6.326%
0.000
15-Year Fixed
6.250%
6.331%
0.000
15-Year Fixed
6.000%
6.332%
0.875
6.500%
6.334%
0.000
6.125%
6.335%
0.000
6.125%
6.339%
0.000
6.125%
6.339%
0.375
6.250%
6.343%
0.000
15-Year Fixed
6.125%
6.345%
0.000
30-Year Fixed VA
6.125%
6.347%
1.000
15 Year Fixed
6.125%
6.347%
0.000
10/1 ARM (Jumbo)
6.625%
6.350%
0.000
15-Year Fixed
6.125%
6.355%
1.000
6.250%
6.357%
0.000
15-Year Fixed
6.250%
6.361%
0.000
6.225%
6.362%
0.000
6.000%
6.363%
0.000
6.125%
6.368%
1.000
6.125%
6.369%
0.000
6.125%
6.370%
0.000
6.000%
6.374%
0.000
6.627%
6.375%
0.000
6.375%
6.375%
0.000
10-Year Fixed
6.125%
6.383%
0.000
6.250%
6.387%
0.125
6.250%
6.389%
0.000
15-Year Fixed (Jumbo)
6.375%
6.390%
0.000
30-Year Fixed
6.250%
6.390%
0.000
6.375%
6.392%
0.000
6.250%
6.393%
0.000
6.250%
6.393%
0.000
15-Year Fixed
6.250%
6.394%
0.250
6.375%
6.394%
0.000
5.875%
6.395%
0.000
15-Year Fixed
6.375%
6.396%
0.250
20-Year Fixed
6.250%
6.397%
0.500
6.000%
6.409%
0.000
10-Year Fixed
6.000%
6.409%
0.000
5.625%
6.412%
0.000
6.125%
6.416%
0.000
15-Year Fixed
6.250%
6.417%
0.000
15-Year Fixed
6.125%
6.417%
0.000
6.375%
6.417%
0.000
6.340%
6.419%
0.000
5.875%
6.421%
0.000
30-Year Fixed
6.375%
6.423%
0.000
6.000%
6.428%
0.250
6.000%
6.428%
0.250
6.000%
6.429%
0.000
6.125%
6.433%
0.000
3/5 Conforming ARM
5.750%
6.434%
0.250
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
6.000%
6.434%
0.000
6.250%
6.434%
0.000
6.375%
6.449%
0.000
6.125%
6.449%
0.000
6.250%
6.450%
0.000
6.375%
6.451%
0.000
6.250%
6.451%
1.000
6.250%
6.452%
0.000
5.625%
6.456%
0.000
15 Year Fixed
6.375%
6.460%
0.000
6.375%
6.461%
0.000
6.250%
6.461%
0.000
6.375%
6.470%
0.000
6.250%
6.470%
0.000
6.125%
6.475%
1.000
6.375%
6.478%
0.000
6.250%
6.478%
0.000
6.375%
6.478%
0.000
6.250%
6.480%
1.000
6.000%
6.484%
0.000
6.250%
6.487%
0.000
6.375%
6.488%
0.000
6.250%
6.488%
0.000
15-Year Fixed
6.000%
6.489%
0.000
15 Year Fixed
6.000%
6.490%
0.992
6.375%
6.490%
0.000
6.375%
6.491%
0.000
30-Year Fixed Jumbo
6.250%
6.492%
0.000
15-Year Fixed
6.375%
6.494%
0.000
10 Year Fixed
6.375%
6.494%
0.000
10-Year Fixed
6.500%
6.500%
0.000
15-Year Fixed (Jumbo)
6.500%
6.500%
0.000
5.750%
6.504%
0.000
6.375%
6.506%
0.000
5/6 SOFR ARM Jumbo
6.500%
6.511%
0.000
30-Year Fixed
6.500%
6.513%
0.000
6.250%
6.513%
1.000
6.125%
6.513%
0.000
6.250%
6.514%
0.000
30-Year Fixed (Power Rate)
6.375%
6.515%
0.000
6.375%
6.517%
0.000
15-Year Fixed
6.500%
6.519%
0.000
20 Year Fixed
6.375%
6.520%
0.000
15-Year Fixed
6.500%
6.521%
0.000
20-Year Fixed
6.375%
6.523%
0.000
15-Year Fixed
6.250%
6.525%
0.125
6.375%
6.525%
0.000
6.125%
6.526%
0.000
15-Year Fixed
6.375%
6.527%
0.000
6.375%
6.530%
0.000
6.375%
6.530%
0.000
6.500%
6.532%
0.000
6.500%
6.535%
0.000
6.375%
6.536%
0.000
6.375%
6.536%
0.000
15-Year Fixed
6.500%
6.537%
0.000
6.000%
6.538%
0.000
15-Year Fixed Jumbo
6.500%
6.538%
0.000
6.375%
6.541%
0.000
15 Year Fixed Jumbo
6.500%
6.541%
0.000
6.375%
6.542%
0.000
6.490%
6.542%
0.000
6.500%
6.542%
0.000
10-Year Fixed
6.375%
6.544%
0.000
5.875%
6.544%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
20-Year Fixed
6.500%
6.546%
0.000
6.500%
6.550%
0.000
15-Year Fixed
6.375%
6.551%
0.000
15-Year Fixed
6.375%
6.555%
0.000
15 Year Fixed
6.375%
6.556%
0.000
5.625%
6.560%
0.000
6.500%
6.561%
0.000
30-Year Fixed (Jumbo)
6.500%
6.561%
0.000
6.000%
6.565%
0.000
6.500%
6.566%
0.000
6.500%
6.571%
0.500
6.500%
6.572%
0.000
15-Year Fixed
6.500%
6.573%
0.000
6.500%
6.576%
0.000
6.375%
6.576%
0.000
6.375%
6.577%
0.000
5.875%
6.581%
0.000
6.375%
6.584%
0.000
6.375%
6.592%
0.000
7/1 ARM (Jumbo)
6.125%
6.593%
0.000
20-Year Fixed
6.500%
6.593%
0.000
6.500%
6.596%
0.000
15-Year Fixed Jumbo
6.540%
6.599%
0.000
15-Year Fixed
6.375%
6.599%
0.000
6.500%
6.600%
0.000
6.500%
6.610%
0.000
6.500%
6.611%
0.000
6.500%
6.611%
0.000
6.500%
6.611%
0.000
6.500%
6.611%
0.000
6.500%
6.611%
0.000
30-Year Fixed Jumbo
6.500%
6.616%
1.000
6.375%
6.616%
0.000
5.875%
6.618%
0.000
15-Year Fixed
6.250%
6.618%
0.000
15-Year Fixed
6.500%
6.620%
0.000
6.375%
6.620%
0.000
6.500%
6.621%
0.250
6.375%
6.621%
2.000
6.500%
6.623%
0.000
15-Year Fixed
6.375%
6.624%
0.000
5.750%
6.627%
0.000
6.590%
6.627%
0.000
15-Year Fixed
6.500%
6.629%
0.000
6.125%
6.629%
0.000
6.500%
6.631%
0.000
6.500%
6.632%
0.000
10-Year Fixed
6.500%
6.633%
0.000
30-Year Fixed Jumbo
6.625%
6.636%
0.000
6.590%
6.640%
0.000
6.625%
6.644%
0.000
6.125%
6.648%
0.000
6.500%
6.650%
0.000
6.500%
6.655%
1.250
20-Year Fixed
6.625%
6.655%
0.000
6.575%
6.659%
0.000
6.500%
6.659%
0.000
30-Year Fixed
6.625%
6.660%
0.000
6.500%
6.662%
0.000
6.375%
6.662%
0.000
20 Year Fixed
6.500%
6.665%
0.000
6.500%
6.667%
0.000
5.875%
6.667%
0.000
6.380%
6.670%
0.000
6.500%
6.675%
0.000
6.000%
6.677%
0.000
30 Year Fixed
6.625%
6.677%
0.000
6.500%
6.680%
0.000
6.625%
6.680%
0.000
6.375%
6.681%
0.000
6.500%
6.687%
0.000
6.500%
6.689%
1.125
6.625%
6.692%
0.000
6.625%
6.694%
0.000
6.125%
6.701%
0.000
6.125%
6.701%
1.750
6.250%
6.702%
0.000
30-Year Fixed
6.625%
6.704%
0.000
6.250%
6.707%
0.000
6.500%
6.708%
0.000
15-Year Fixed
6.625%
6.709%
0.000
6.625%
6.709%
0.000
15-Year Fixed
6.625%
6.720%
0.000
20-Year Fixed
6.500%
6.723%
0.125
6.625%
6.725%
0.000
6.625%
6.726%
0.000
5.750%
6.726%
0.000
6.375%
6.731%
2.600
30-Year Fixed
6.625%
6.733%
0.000
6.125%
6.733%
0.000
6.500%
6.736%
0.000
6.325%
6.740%
0.000
30-Year Fixed
6.625%
6.740%
0.000
6.625%
6.746%
0.000
6.500%
6.746%
0.000
6.625%
6.749%
0.000
6.625%
6.750%
0.000
30-Year Fixed
6.750%
6.751%
0.000
6.625%
6.753%
0.000
6.500%
6.755%
2.000
6.500%
6.756%
0.000
6.624%
6.758%
0.000
30-Year Fixed
6.630%
6.760%
0.000
15-Year Fixed
6.625%
6.760%
0.000
6.625%
6.760%
0.000
30-Year Fixed Jumbo
6.750%
6.766%
0.000
6.625%
6.772%
0.000
6.625%
6.772%
0.000
6.625%
6.772%
0.000
6.625%
6.772%
0.000
6.625%
6.772%
0.000
6.375%
6.773%
0.000
6.500%
6.773%
0.000
6.625%
6.773%
0.000
6.000%
6.776%
0.000
6.500%
6.776%
0.000
6.125%
6.782%
0.000
6.500%
6.783%
1.000
6.500%
6.787%
0.000
6.625%
6.788%
0.000
6.750%
6.789%
0.000
6.500%
6.790%
0.125
6.250%
6.793%
0.000
30-Year Fixed
6.750%
6.795%
0.000
6.625%
6.795%
0.000
6.750%
6.805%
0.000
6.500%
6.811%
0.000
6.750%
6.814%
0.000
15-Year Fixed Jumbo
6.750%
6.814%
0.000
6.750%
6.815%
0.000
15 Year Fixed
6.500%
6.821%
0.000
15 Year Fixed
6.250%
6.823%
0.000
30-Year Fixed
6.750%
6.824%
0.000
10 Year Fixed
6.375%
6.825%
0.000
6.750%
6.827%
0.000
6.750%
6.827%
0.000
15-Year Fixed
6.625%
6.830%
0.000
20-Year Fixed
6.625%
6.830%
0.000
6.375%
6.836%
0.000
6.750%
6.837%
0.000
6.750%
6.841%
0.000
6.625%
6.842%
1.000
6.625%
6.843%
0.000
6.750%
6.843%
0.000
6.750%
6.843%
0.000
6.750%
6.843%
0.000
30-Year Fixed
6.750%
6.845%
0.000
5/1 ARM (Jumbo)
6.500%
6.845%
0.000
20-Year Fixed
6.750%
6.846%
0.000
30-Year Fixed
6.750%
6.846%
0.000
15-Year Fixed
6.750%
6.847%
0.000
6.500%
6.848%
0.000
6.625%
6.849%
0.000
6.750%
6.857%
0.500
6.750%
6.859%
0.000
6.615%
6.862%
0.543
6.500%
6.863%
0.000
6.375%
6.863%
0.000
30-Year Fixed
6.750%
6.864%
0.500
6.625%
6.866%
0.000
5.875%
6.866%
1.750
6.625%
6.867%
0.000
6.125%
6.867%
0.000
6.750%
6.867%
0.000
15-Year Fixed
6.625%
6.869%
0.000
30-Year Fixed Jumbo
6.750%
6.873%
0.500
6.625%
6.873%
0.000
6.750%
6.874%
0.000
30-Year Fixed Bi-weekly
6.944%
6.875%
0.000
6.625%
6.875%
0.000
6.625%
6.875%
0.000
20-Year Fixed
7.137%
6.875%
0.000
6.750%
6.876%
0.000
6.750%
6.879%
0.000
6.125%
6.880%
0.000
6.750%
6.880%
0.000
6.750%
6.881%
0.000
6.875%
6.889%
0.000
30-Year Fixed
6.750%
6.889%
0.000
6.400%
6.890%
1.000
30-Year Fixed
6.750%
6.893%
0.000
20-Year Fixed
6.750%
6.893%
0.000
6.750%
6.895%
0.000
6.750%
6.897%
0.000
6.875%
6.899%
0.000
6.600%
6.900%
1.000
6.750%
6.901%
0.000
6.375%
6.904%
0.362
6.750%
6.905%
0.750
6.490%
6.905%
0.310
6.500%
6.909%
0.000
6.750%
6.914%
0.000
6.750%
6.920%
0.000
30-Year Fixed
6.750%
6.923%
0.125
30-Year Fixed
6.875%
6.926%
0.000
6.875%
6.929%
0.000
6.875%
6.930%
0.500
30-Year Fixed
6.625%
6.931%
0.000
6.625%
6.931%
0.000
20-Year Fixed
6.875%
6.935%
0.000
6.750%
6.937%
0.000
7.000%
6.938%
0.000
6.125%
6.940%
0.000
6.875%
6.940%
0.000
6.750%
6.940%
0.000
6.875%
6.942%
0.000
20 Year Fixed
6.875%
6.944%
0.000
6.500%
6.946%
1.000
20-Year Fixed
6.750%
6.948%
0.000
30-Year Fixed
6.875%
6.949%
0.000
6.125%
6.950%
0.223
6.875%
6.960%
0.000
6.875%
6.960%
0.000
6.875%
6.966%
0.000
6.875%
6.970%
0.000
6.625%
6.972%
0.000
6.875%
6.973%
0.000
30-Year Fixed
6.875%
6.978%
0.375
6.875%
6.979%
0.000
6.875%
6.982%
0.000
5/1 Adjustable
7.000%
6.985%
0.000
6.875%
6.986%
0.000
15-Year Fixed Jumbo
6.750%
6.988%
0.000
20-Year Fixed
6.875%
6.990%
0.000
6.500%
6.991%
0.000
6.875%
6.991%
0.000
20-Year Fixed
6.750%
6.995%
0.000
6.500%
6.995%
0.000
6.875%
6.997%
1.000
30-Year Fixed
7.202%
7.000%
0.000
15-Year Fixed
7.000%
7.000%
0.000
20-Year Fixed
7.000%
7.001%
0.000
15-Year Fixed
7.000%
7.002%
0.000
30 Year Fixed
6.875%
7.002%
0.000
6.850%
7.003%
0.000
6.875%
7.003%
1.000
6.875%
7.003%
0.000
6.875%
7.008%
0.000
7.000%
7.010%
0.000
6.875%
7.012%
0.375
30-Year Fixed (Jumbo)
7.000%
7.013%
0.000
6.875%
7.014%
0.000
30 Year Fixed
6.875%
7.015%
0.000
6.875%
7.017%
0.000
5/5 ARM High LTV
6.500%
7.018%
1.000
30-Year Fixed
6.875%
7.019%
1.000
30-Year Fixed Jumbo
6.875%
7.022%
0.000
6.875%
7.023%
0.000
30-Year Fixed
7.000%
7.023%
0.000
30-Year Fixed
6.875%
7.028%
0.000
6.875%
7.028%
1.000
30 Year Fixed
6.875%
7.028%
0.000
6.875%
7.029%
0.000
5-Year ARM Jumbo
5.750%
7.031%
0.000
6.125%
7.031%
0.000
6.750%
7.036%
0.000
7.000%
7.037%
0.375
6.990%
7.038%
0.000
30-Year Fixed Jumbo
7.001%
7.040%
0.000
6.991%
7.044%
0.000
30 Year Fixed
7.000%
7.044%
0.000
30-Year Fixed
6.875%
7.045%
1.000
6.875%
7.045%
0.000
6.750%
7.047%
0.000
7.000%
7.048%
0.000
6.500%
7.051%
0.000
30-Year Fixed
7.000%
7.053%
0.000
30 Year Fixed (Jumbo)
7.000%
7.056%
0.000
30-Year Fixed
6.875%
7.059%
1.000
6.875%
7.059%
0.000
7.000%
7.060%
0.000
7.000%
7.063%
0.000
30-Year Fixed
7.000%
7.073%
0.000
6.875%
7.073%
0.000
6.875%
7.073%
0.000
6.875%
7.073%
0.000
6.875%
7.073%
0.000
30 Year Fixed
6.875%
7.075%
0.000
20-Year Fixed
7.000%
7.079%
0.000
7.000%
7.080%
0.000
30-Year Fixed
6.890%
7.080%
0.000
7.000%
7.085%
0.000
7.000%
7.098%
0.000
7.000%
7.099%
0.250
30-Year Fixed
7.000%
7.103%
0.000
30-Year Fixed
6.875%
7.105%
0.000
7.000%
7.105%
0.000
30-Year Fixed
7.000%
7.108%
0.000
7.000%
7.110%
0.000
7.000%
7.111%
0.000
10/6-Month ARM
6.875%
7.114%
1.000
30 Year Fixed
7.000%
7.114%
0.000
15-Year Fixed Jumbo
7.000%
7.121%
0.000
6.375%
7.125%
0.000
7.125%
7.125%
0.125
6.625%
7.128%
0.000
30-Year Fixed Jumbo
6.875%
7.129%
0.000
6.990%
7.135%
0.000
7.000%
7.139%
0.000
30-Year Fixed (Jumbo)
7.125%
7.140%
0.000
6.750%
7.141%
0.000
6.500%
7.143%
0.000
7.125%
7.145%
0.000
30-Year Fixed Jumbo
7.125%
7.149%
0.000
30-Year Fixed
7.125%
7.149%
0.250
30-Year Fixed Jumbo
7.000%
7.151%
1.000
30-Year Fixed
7.125%
7.151%
0.000
7.000%
7.156%
0.000
6.900%
7.160%
0.000
30-Year Fixed
7.000%
7.160%
0.000
30-Year Fixed
7.000%
7.160%
0.000
7.125%
7.167%
0.000
7.000%
7.168%
0.000
6.875%
7.176%
0.000
15-Year Fixed Jumbo
6.875%
7.179%
0.000
6.875%
7.180%
0.000
7.000%
7.181%
0.000
7.000%
7.185%
0.375
7.000%
7.190%
0.000
7.000%
7.195%
0.000
7.000%
7.203%
0.000
4.740%
7.206%
0.000
4.740%
7.206%
0.000
7.000%
7.211%
0.000
30-Year Fixed
7.125%
7.214%
0.000
30-Year Fixed (FMNA)
7.000%
7.217%
0.000
7.125%
7.225%
0.000
6.999%
7.235%
0.000
7.000%
7.240%
0.000
6.500%
7.250%
0.000
6.500%
7.250%
0.000
7.250%
7.251%
0.000
7.000%
7.255%
0.000
7.000%
7.256%
0.000
7.125%
7.257%
0.000
30-Year Fixed
7.250%
7.262%
0.000
7.125%
7.282%
0.000
7.125%
7.296%
1.000
7.125%
7.298%
0.000
30-Year Fixed Jumbo
7.250%
7.307%
0.000
30 Year Fixed
7.000%
7.310%
0.968
30-Year Fixed
7.250%
7.310%
0.000
30-Year Fixed
7.250%
7.311%
0.000
5.740%
7.312%
0.000
5.740%
7.312%
0.000
7.250%
7.316%
0.000
7.250%
7.328%
0.000
7.250%
7.330%
0.000
7.000%
7.339%
0.000
7.250%
7.345%
0.000
7.125%
7.345%
0.000
7.000%
7.387%
0.995
30 Year Fixed Jumbo
7.375%
7.389%
0.000
6.240%
7.419%
0.000
7.250%
7.421%
0.000
7.250%
7.422%
0.000
7.375%
7.434%
0.000
7.375%
7.434%
0.000
7.375%
7.454%
0.000
7.375%
7.466%
0.000
7.250%
7.494%
0.000
30-Year Fixed
7.500%
7.500%
0.000
7.350%
7.547%
0.000
30 Year Fixed Jumbo
7.500%
7.592%
0.000
7.500%
7.654%
0.000
30-Year Fixed (Jumbo)
7.625%
7.655%
0.295
8.000%
7.660%
0.000
7.500%
7.694%
0.000
30-Year Fixed Jumbo
7.500%
7.694%
0.000
7.000%
7.700%
0.000
30-Year Fixed Jumbo
7.625%
7.708%
0.000
7.750%
7.832%
0.000
30-Year Fixed FHA
6.250%
7.861%
0.000
8.000%
7.864%
0.100
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Vermont Lenders and Mortgage Brokers

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Vermont Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Vermont. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Vermont mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Vermont mortgage loans that have been made. As a result, Vermont mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Vermont Super Conforming Home Loan Rates

Super conforming mortgages in Vermont are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Vermont Jumbo Loan Interest Rates

Vermont jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Vermont are usually 0.75 basis points higher than conforming mortgage rates in Vermont because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Vermont Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Vermont. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Vermont Adjustable Interest Rates

Vermont adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Vermont Interest Only Home Mortgage Rates

Vermont interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Vermont FHA Mortgage Mortgage Rates

Borrowers in Vermont must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Vermont are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Vermont Rates & Resources

Vermont Savings Rates
Vermont CD Rates


Cities in Vermont

East Ryegate

East Saint Johnsbury

East Thetford

East Wallingford

Eden

Eden Mills

Enosburg Falls

Essex

Essex Junction

Fair Haven

Fairfax

Fairfield

Fairlee

Ferrisburg

Fletcher

Florence

Forest Dale

Franklin

Gaysville

Gilman

Glover

Grafton

Granby

Grand Isle

Graniteville

Granville

Greensboro

Greensboro Bend

Groton

Guildhall

Hancock

Hardwick

Hartford

Hartland

Hartland Four Corners

Highgate Center

Highgate Springs

Hinesburg

Huntington

Hyde Park

Hydeville

Irasburg

Island Pond

Isle La Motte

Jacksonville

Jamaica

Jeffersonville

Jericho

Johnson

Jonesville

Killington

Lake Elmore

Lincoln

Londonderry

Lowell

Lower Waterford

Ludlow

Lunenburg

Lyndon

Lyndon Center

Lyndonville

Manchester

Manchester Center

Marlboro

Marshfield

McIndoe Falls

Middlebury

Middletown Springs

Milton

Monkton

Montgomery

Montgomery Center

Montpelier

Moretown

Morgan

Morrisville

Moscow

Mount Holly

New Haven

Newbury

Newfane

Newport

Newport Center

North Bennington

North Clarendon

North Concord

North Ferrisburg

North Hartland

North Hero

North Hyde Park

North Montpelier

North Pomfret

North Pownal

North Springfield

North Thetford

North Troy

Northfield

Northfield Falls

Norton

Norwich

Orleans

Orwell

Passumpsic

Pawlet

Peacham

Perkinsville

Peru

Pittsfield

Pittsford

Plainfield

Plymouth

Post Mills

Poultney

Pownal

Proctor

Proctorsville

Putney

Quechee

Randolph

Randolph Center

Reading

Readsboro

Richford

Richmond

Ripton

Rochester

Roxbury

Rupert

Rutland

Saint Albans

Saint Albans Bay

Saint Johnsbury

Saint Johnsbury Center

Salisbury

Saxtons River

Shaftsbury

Sharon

Sheffield

Shelburne

Sheldon

Sheldon Springs

Shoreham

South Barre

South Burlington

South Hero

South Londonderry

South Newfane

South Pomfret

South Royalton

South Ryegate

South Strafford

South Woodstock

Springfield

Stannard

Starksboro

Stockbridge

Stowe

Strafford

Sudbury

Sutton

Swanton

Taftsville

Thetford

Thetford Center

Townshend

Troy

Tunbridge

Underhill

Underhill Center

Vergennes

Vernon

Vershire

Waitsfield

Wallingford

Wardsboro

Warren

Washington

Waterbury

Waterbury Center

Waterville

Websterville

Wells

Wells River

West Burke

West Charleston

West Danville

West Dover

West Dummerston

West Fairlee

West Glover

West Halifax

West Hartford

West Newbury

West Pawlet

West Rupert

West Rutland

West Topsham

West Townshend

West Wardsboro

Westfield

Westford

Westminster

Westminster Station

Weston

White River Junction

Whiting

Whitingham

Wilder

Williamstown

Williamsville

Williston

Wilmington

Windsor

Winooski

Wolcott

Woodbury

Woodford

Woodstock

Worcester

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