Mortgage Rates in Vermont30-Year Fixed mortgage rates today with 0.000% point(s) in Vermont are at 7.250%, 30-Year Fixed mortgage rates today with 0.000% point(s) in Vermont are at 7.000%, Current Vermont fixed rate mortgages for a 20-Year Fixed mortgage are at 6.750% with 0.000% point(s). Vermont Mortgage Rates:Search and compare mortgage rates and refinance rates in Vermont. Our rate table has a list of Vermont mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Vermont. Save money by using our free tool to find customized mortgage and refinance rates for Vermont (VT). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Vermont you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Vermont 7/1 ARM mortgage rates are at 6.500% with 0.000% point(s), Adjustable rates on 7/1 ARM loans in Vermont with 0.000% point(s) are at 6.125%, Vermont 5/1 ARM mortgage rates are at 6.000% with 0.000% point(s). Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.94%
5/6 ARM Jumbo
6.88%
Types of rates available in Vermont include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Vermont listed below. Mortgage Rates in Vermont February 13, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Vermont Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in Vermont? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. Vermont Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in Vermont? You can list your company, contact information, website an logo here. Contact us to find out how. Vermont Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Vermont. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Vermont mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Vermont mortgage loans that have been made. As a result, Vermont mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Vermont Super Conforming Home Loan RatesSuper conforming mortgages in Vermont are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Vermont Jumbo Loan Interest RatesVermont jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Vermont are usually 0.75 basis points higher than conforming mortgage rates in Vermont because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Vermont Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Vermont. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Vermont Adjustable Interest RatesVermont adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Vermont Interest Only Home Mortgage RatesVermont interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Vermont FHA Mortgage Mortgage RatesBorrowers in Vermont must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Vermont are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Cities in VermontAdamantAlbanyAlburgArlingtonAscutneyAverillBakersfieldBarnardBarnetBarreBartonBeebe PlainBeecher FallsBellows FallsBelmontBelvidere CenterBenningtonBensonBethelBomoseenBondvilleBradfordBrandonBrattleboroBridgewaterBridgewater CornersBridportBristolBrookfieldBrownsvilleBurlingtonCabotCalaisCambridgeCambridgeportCanaanCastletonCavendishCenter RutlandCharlotteChelseaChesterChester DepotChittendenColchesterConcordCorinthCoventryCraftsburyCraftsbury CommonCuttingsvilleDanbyDanvilleDerbyDerby CenterDerby LineDorsetEast ArlingtonEast BarreEast BerkshireEast BurkeEast CalaisEast CharlestonEast CorinthEast DorsetEast DoverEast FairfieldEast HardwickEast HavenEast MiddleburyEast MontpelierEast PoultneyEast RandolphEast RyegateEast Saint JohnsburyEast ThetfordEast WallingfordEdenEden MillsEnosburg FallsEssexEssex JunctionFair HavenFairfaxFairfieldFairleeFerrisburgFletcherFlorenceForest DaleFranklinGaysvilleGilmanGloverGraftonGranbyGrand IsleGranitevilleGranvilleGreensboroGreensboro BendGrotonGuildhallHancockHardwickHartfordHartlandHartland Four CornersHighgate CenterHighgate SpringsHinesburgHuntingtonHyde ParkHydevilleIrasburgIsland PondIsle La MotteJacksonvilleJamaicaJeffersonvilleJerichoJohnsonJonesvilleKillingtonLake ElmoreLincolnLondonderryLowellLower WaterfordLudlowLunenburgLyndonLyndon CenterLyndonvilleManchesterManchester CenterMarlboroMarshfieldMcIndoe FallsMiddleburyMiddletown SpringsMiltonMonktonMontgomeryMontgomery CenterMontpelierMoretownMorganMorrisvilleMoscowMount HollyNew HavenNewburyNewfaneNewportNewport CenterNorth BenningtonNorth ClarendonNorth ConcordNorth FerrisburgNorth HartlandNorth HeroNorth Hyde ParkNorth MontpelierNorth PomfretNorth PownalNorth SpringfieldNorth ThetfordNorth TroyNorthfieldNorthfield FallsNortonNorwichOrleansOrwellPassumpsicPawletPeachamPerkinsvillePeruPittsfieldPittsfordPlainfieldPlymouthPost MillsPoultneyPownalProctorProctorsvillePutneyQuecheeRandolphRandolph CenterReadingReadsboroRichfordRichmondRiptonRochesterRoxburyRupertRutlandSaint AlbansSaint Albans BaySaint JohnsburySaint Johnsbury CenterSalisburySaxtons RiverShaftsburySharonSheffieldShelburneSheldonSheldon SpringsShorehamSouth BarreSouth BurlingtonSouth HeroSouth LondonderrySouth NewfaneSouth PomfretSouth RoyaltonSouth RyegateSouth StraffordSouth WoodstockSpringfieldStannardStarksboroStockbridgeStoweStraffordSudburySuttonSwantonTaftsvilleThetfordThetford CenterTownshendTroyTunbridgeUnderhillUnderhill CenterVergennesVernonVershireWaitsfieldWallingfordWardsboroWarrenWashingtonWaterburyWaterbury CenterWatervilleWebstervilleWellsWells RiverWest BurkeWest CharlestonWest DanvilleWest DoverWest DummerstonWest FairleeWest GloverWest HalifaxWest HartfordWest NewburyWest PawletWest RupertWest RutlandWest TopshamWest TownshendWest WardsboroWestfieldWestfordWestminsterWestminster StationWestonWhite River JunctionWhitingWhitinghamWilderWilliamstownWilliamsvilleWillistonWilmingtonWindsorWinooskiWolcottWoodburyWoodfordWoodstockWorcesterOther Mortgage Rate Deals
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