St Leo Fl, Mortgage Rates and Refinance Rates

St Leo Fl, Uncategorized Mortgage Rates - Refinance Rates

St Leo Fl, : Search and compare mortgage rates and refinance rates in St Leo Fl, . Our rate table has a list of St Leo Fl, Uncategorized mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. When you start your search for current mortgage rates in St Leo Fl, you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in St Leo Fl, include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in St Leo Fl, listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
15 yr fixed refi in 08601, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
McGlone Mortgage Group Logo
NMLS # 3232
(877) 475-4039
at 0.000 pts
40 day lock rate
Est payment: $1,405.34
Fees in APR: $395
 
 
Next button
Citibank, N. A. Logo
NMLS # 412915
(877) 693-8156
at 0.000 pts
60 day lock rate
Est payment: $1,442.07
Fees in APR: $1,505
 
 
Next button
The Loan Tree Logo
NMLS # 242165
State Lic # N000091079
at 0.000 pts
30 day lock rate
Est payment: $1,442.07
Fees in APR: $595
Local NJ Lender A+ BBB Rating Wholesale Rates 
 
Next button
Garden State Home Loans Logo
NMLS # 473163
(877) 430-1109
at 0.000 pts
31 day lock rate
Est payment: $1,405.34
Fees in APR: None
 
Next button
Garden State Home Loans Logo
NMLS # 473163
(877) 430-1109
at 0.125 pts
31 day lock rate
Est payment: $1,405.34
Fees in APR: None
 
Next button
Garden State Home Loans Logo
NMLS # 473163
(877) 430-1109
at 1.125 pts
31 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
Next button
Audubon Savings Bank
3.667%
3/23/2017
3.625%
at 0.000 pts
60 day lock rate
Est payment: $1,442.07
Fees in APR: $580
 
 
Shore Community Bank
3.700%
3/23/2017
3.625%
at 0.000 pts
30 day lock rate
Est payment: $1,442.07
Fees in APR: $1,018
 
 
Somerset Savings Bank, SLA
3.406%
3/28/2017
3.375%
at 0.000 pts
90 day lock rate
Est payment: $1,417.52
Fees in APR: $432
 
 
Manasquan Savings Bank
3.544%
3/28/2017
3.500%
at 0.000 pts
45 day lock rate
Est payment: $1,429.77
Fees in APR: $606
 
 
Metuchen Savings Bank
3.832%
3/28/2017
3.750%
at 0.500 pts
60 day lock rate
Est payment: $1,454.44
Fees in APR: $108
 
 
OceanFirst Bank
3.281%
3/28/2017
3.250%
at 0.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: $432
 
 
Magyar Bank
3.375%
3/28/2017
3.375%
at 0.000 pts
60 day lock rate
Est payment: $1,417.52
Fees in APR: None
 
 
IAB Financial Bank
3.686%
3/22/2017
3.625%
at 0.000 pts
30 day lock rate
Est payment: $1,442.07
Fees in APR: $828
 
 
Millington Savings Bank
3.523%
3/23/2017
3.500%
at 0.000 pts
30 day lock rate
Est payment: $1,429.77
Fees in APR: $316
 
 
Malvern Federal Savings Bank
3.429%
3/29/2017
3.375%
at 0.000 pts
60 day lock rate
Est payment: $1,417.52
Fees in APR: $745
 
 
Kearny Bank
3.390%
3/28/2017
3.375%
at 0.000 pts
55 day lock rate
Est payment: $1,417.52
Fees in APR: $200
 
 
LincolnWay Community Bank
3.454%
3/29/2017
3.375%
at 0.000 pts
30 day lock rate
Est payment: $1,417.52
Fees in APR: $1,085
 
 
Affinity FCU
3.507%
3/24/2017
3.500%
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: $97
 
 
TD Bank, NA
3.573%
3/24/2017
3.500%
at 0.000 pts
45 day lock rate
Est payment: $1,429.77
Fees in APR: $997
 
 
Bank of America
3.516%
3/27/2017
3.375%
at 0.541 pts
45 day lock rate
Est payment: $1,417.52
Fees in APR: $850
 
 
Santander Bank, N.A.
3.647%
3/29/2017
3.500%
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: $2,004
 
 
Raymond James Bank, NA
3.850%
3/28/2017
3.750%
at 0.000 pts
45 day lock rate
Est payment: $1,454.44
Fees in APR: $1,354
 
 
Citizens Bank, NA
3.566%
3/24/2017
3.500%
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: $904
 
 
Valley National Bank
3.542%
3/24/2017
3.500%
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: $577
 
 
Financial Resources Federal Credit Union
3.412%
3/24/2017
3.375%
at 0.000 pts
60 day lock rate
Est payment: $1,417.52
Fees in APR: $510
 
 
United Teletech Financial
3.433%
3/29/2017
3.375%
at 0.000 pts
30 day lock rate
Est payment: $1,417.52
Fees in APR: $795
 
 
Fulton Bank of New Jersey
3.559%
3/27/2017
3.500%
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: $807
 
 
Proponent Federal Credit Union
3.693%
3/24/2017
3.625%
at 0.000 pts
45 day lock rate
Est payment: $1,442.07
Fees in APR: $924
 
 
Credit Union of New Jersey
3.386%
3/24/2017
3.375%
at 0.000 pts
30 day lock rate
Est payment: $1,417.52
Fees in APR: $147
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





St Leo Fl, Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Uncategorized. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

St Leo Fl, mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell St Leo Fl, mortgage loans that have been made. As a result, St Leo Fl, mortgage rates today are lower than jumbo interest rates in St Leo Fl, . Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

St Leo Fl, Super Conforming Home Loan Rates

Super conforming mortgages in St Leo Fl, are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

St Leo Fl, Jumbo Loan Interest Rates

St Leo Fl, jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in St Leo Fl, are usually 0.75 basis points higher than conforming mortgage rates in St Leo Fl, because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

St Leo Fl, Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in St Leo Fl, . The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

St Leo Fl, Adjustable Interest Rates

St Leo Fl, adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

St Leo Fl, Interest Only Home Mortgage Rates

St Leo Fl, interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

St Leo Fl, FHA Mortgage Mortgage Rates

Borrowers in St Leo Fl, must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in St Leo Fl, are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for St Leo Fl,  Rates & Resources


St Leo Fl FDIC Insured Banks

There are no FDIC insured banks in St Leo Fl