Port St Lucie Fl, Mortgage Rates and Refinance Rates

Port St Lucie Fl, Uncategorized Mortgage Rates - Refinance Rates

Port St Lucie Fl, : Search and compare mortgage rates and refinance rates in Port St Lucie Fl, . Our rate table has a list of Port St Lucie Fl, Uncategorized mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. When you start your search for current mortgage rates in Port St Lucie Fl, you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Port St Lucie Fl, include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Port St Lucie Fl, listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
15 yr fixed refi in 08601, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Spencer Savings Bank Logo
at 0.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: $688
 
Next button
Capital One Logo
NMLS # 453156
(877) 339-6350
at 0.000 pts
60 day lock rate
Est payment: $1,442.07
Fees in APR: $990
 
 
Next button
Better Mortgage Inc Logo
NMLS # 330511
(877) 345-9069
at 0.000 pts
45 day lock rate
Est payment: $1,429.77
Fees in APR: $1,130
Thank you for your quote. 
 
Next button
Citibank, N. A. Logo
NMLS # 412915
(877) 693-8156
at 0.000 pts
60 day lock rate
Est payment: $1,442.07
Fees in APR: $1,505
 
 
Next button
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 8701663
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: $1,348
Thank you for your inquiry, we will be in touch shortly. 
 
Next button
Garden State Home Loans Logo
NMLS # 473163
(877) 430-1109
at 0.000 pts
31 day lock rate
Est payment: $1,393.22
Fees in APR: $895
 
Next button
Capital One Logo
NMLS # 453156
(877) 339-6350
at 1.000 pts
60 day lock rate
Est payment: $1,417.52
Fees in APR: $3,615
 
 
Next button
Garden State Home Loans Logo
NMLS # 473163
(877) 430-1109
at 0.375 pts
31 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
Next button
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 8701663
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: $3,206
Thank you for your inquiry, we will be in touch shortly. 
 
Next button
Sebonic Financial Logo
NMLS # 66247 Cardinal Financial
State Lic # 8701663
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $1,357.24
Fees in APR: $3,332
Thank you for your inquiry, we will be in touch shortly. 
 
Next button
Garden State Home Loans Logo
NMLS # 473163
(877) 430-1109
at 1.125 pts
31 day lock rate
Est payment: $1,381.16
Fees in APR: None
 
Next button
Capital One Logo
NMLS # 453156
(877) 339-6350
at 2.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: $5,115
 
 
Next button
Shore Community Bank
3.700%
3/23/2017
3.625%
at 0.000 pts
30 day lock rate
Est payment: $1,442.07
Fees in APR: $1,018
 
 
Audubon Savings Bank
3.667%
3/23/2017
3.625%
at 0.000 pts
60 day lock rate
Est payment: $1,442.07
Fees in APR: $580
 
 
Somerset Savings Bank, SLA
3.406%
3/21/2017
3.375%
at 0.000 pts
90 day lock rate
Est payment: $1,417.52
Fees in APR: $432
 
 
Manasquan Savings Bank
3.544%
3/21/2017
3.500%
at 0.000 pts
45 day lock rate
Est payment: $1,429.77
Fees in APR: $606
 
 
OceanFirst Bank
3.406%
3/21/2017
3.375%
at 0.000 pts
60 day lock rate
Est payment: $1,417.52
Fees in APR: $432
 
 
Magyar Bank
3.375%
3/21/2017
3.375%
at 0.000 pts
60 day lock rate
Est payment: $1,417.52
Fees in APR: None
 
 
IAB Financial Bank
3.686%
3/22/2017
3.625%
at 0.000 pts
30 day lock rate
Est payment: $1,442.07
Fees in APR: $828
 
 
Malvern Federal Savings Bank
3.429%
3/22/2017
3.375%
at 0.000 pts
60 day lock rate
Est payment: $1,417.52
Fees in APR: $745
 
 
LincolnWay Community Bank
3.454%
3/21/2017
3.375%
at 0.000 pts
30 day lock rate
Est payment: $1,417.52
Fees in APR: $1,085
 
 
Kearny Bank
3.515%
3/21/2017
3.500%
at 0.000 pts
55 day lock rate
Est payment: $1,429.77
Fees in APR: $200
 
 
Metuchen Savings Bank
3.832%
3/21/2017
3.750%
at 0.500 pts
60 day lock rate
Est payment: $1,454.44
Fees in APR: $108
 
 
Valley National Bank
3.542%
3/24/2017
3.500%
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: $577
 
 
TD Bank, NA
3.573%
3/24/2017
3.500%
at 0.000 pts
45 day lock rate
Est payment: $1,429.77
Fees in APR: $997
 
 
Citizens Bank, NA
3.566%
3/24/2017
3.500%
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: $904
 
 
Bank of America
3.787%
3/20/2017
3.625%
at 0.677 pts
45 day lock rate
Est payment: $1,442.07
Fees in APR: $850
 
 
Santander Bank, N.A.
3.647%
3/24/2017
3.500%
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: $2,004
 
 
Raymond James Bank, NA
3.975%
3/21/2017
3.875%
at 0.000 pts
45 day lock rate
Est payment: $1,466.88
Fees in APR: $1,354
 
 
Fulton Bank of New Jersey
3.809%
3/13/2017
3.750%
at 0.000 pts
60 day lock rate
Est payment: $1,454.44
Fees in APR: $807
 
 
Proponent Federal Credit Union
3.693%
3/24/2017
3.625%
at 0.000 pts
45 day lock rate
Est payment: $1,442.07
Fees in APR: $924
 
 
Credit Union of New Jersey
3.386%
3/24/2017
3.375%
at 0.000 pts
30 day lock rate
Est payment: $1,417.52
Fees in APR: $147
 
 
Financial Resources Federal Credit Union
3.412%
3/24/2017
3.375%
at 0.000 pts
60 day lock rate
Est payment: $1,417.52
Fees in APR: $510
 
 
United Teletech Financial
3.433%
3/24/2017
3.375%
at 0.000 pts
30 day lock rate
Est payment: $1,417.52
Fees in APR: $795
 
 
Affinity FCU
3.507%
3/24/2017
3.500%
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: $97
 
 
Millington Savings Bank
3.523%
3/23/2017
3.500%
at 0.000 pts
30 day lock rate
Est payment: $1,429.77
Fees in APR: $316
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Port St Lucie Fl, Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Uncategorized. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Port St Lucie Fl, mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Port St Lucie Fl, mortgage loans that have been made. As a result, Port St Lucie Fl, mortgage rates today are lower than jumbo interest rates in Port St Lucie Fl, . Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Port St Lucie Fl, Super Conforming Home Loan Rates

Super conforming mortgages in Port St Lucie Fl, are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Port St Lucie Fl, Jumbo Loan Interest Rates

Port St Lucie Fl, jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Port St Lucie Fl, are usually 0.75 basis points higher than conforming mortgage rates in Port St Lucie Fl, because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Port St Lucie Fl, Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Port St Lucie Fl, . The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Port St Lucie Fl, Adjustable Interest Rates

Port St Lucie Fl, adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Port St Lucie Fl, Interest Only Home Mortgage Rates

Port St Lucie Fl, interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Port St Lucie Fl, FHA Mortgage Mortgage Rates

Borrowers in Port St Lucie Fl, must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Port St Lucie Fl, are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Port St Lucie Fl,  Rates & Resources


Port St Lucie Fl FDIC Insured Banks

There are no FDIC insured banks in Port St Lucie Fl