Lees Summit Mo, Mortgage Rates and Refinance Rates

Lees Summit Mo, Uncategorized Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Lees Summit Mo, . Our rate table has a list of Lees Summit Mo, Uncategorized mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Lees Summit Mo, you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Lees Summit Mo, include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Lees Summit Mo, listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
eRates Mortgage Logo
NMLS # 1071
State Lic # MC-1772
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $481
Thank you for your inquiry, we will be in touch shortly. 
 
Northpointe Bank Logo
NMLS # 447490
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,650
Thank you for your inquiry! 
 
First Mortgage Direct Logo
NMLS # 244476
State Lic # MC-5877
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $782
 
 
e-Lend Logo
NMLS # 2826
State Lic # MC-3282
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $346
 
 
E-Click Lending Logo
NMLS # 1256692
State Lic # MC-5920
(877) 275-4211
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $2,915
 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # MC-1825
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,576
Thank you for your inquiry, we will be in touch shortly. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 1.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,216
 
McGlone Mortgage Group Logo
NMLS # 3232
State Lic # MC-1532
(877) 475-4039
at 0.000 pts
40 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
First Mortgage Direct Logo
NMLS # 244476
State Lic # MC-5877
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: None
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # MC-1772
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
e-Lend Logo
NMLS # 2826
State Lic # MC-3282
at 0.000 pts
30 day lock rate
Est payment: $953.68
Fees in APR: None
 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
 
E-Click Lending Logo
NMLS # 1256692
State Lic # MC-5920
(877) 275-4211
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
 
 
E-Click Lending Logo
NMLS # 1256692
State Lic # MC-5920
(877) 275-4211
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: None
 
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # MC-1875
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # MC-1825
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $554
Thank you for your inquiry, we will be in touch shortly. 
 
Northpointe Bank Logo
NMLS # 447490
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $25
Thank you for your inquiry! 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 2.000 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $2,644
 
E-Click Lending Logo
NMLS # 1256692
State Lic # MC-5920
(877) 275-4211
at 2.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $4,763
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # MC-1772
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # MC-1825
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,906
Thank you for your inquiry, we will be in touch shortly. 
 
US Wide Financial Logo
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $67
Thank you for your inquiry! 
 
Ally Bank Logo
NMLS # 181005
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $865
 
 
Republic Bank Logo
at 0.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: $795
 
 
Commonwealth Mortgage, LLC Logo
NMLS # 1023
State Lic # MC-5814
(877) 330-6018
at 0.000 pts
45 day lock rate
Est payment: $954.83
Fees in APR: None
 
 
Flagstar Bank Logo
NMLS # 417490
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $22
Thank you for your inquiry! 
 
CIT Bank Logo
NMLS # 541760
(877) 341-6056
at 0.000 pts
45 day lock rate
Est payment: $937.62
Fees in APR: $962
Thank you for your inquiry! We look forward to working with you. 
 
Commonwealth Mortgage, LLC Logo
NMLS # 1023
State Lic # MC-5814
(877) 330-6018
at 1.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $1,246
 
 
Flagstar Bank Logo
NMLS # 417490
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $2,192
Thank you for your inquiry! 
 
CIT Bank Logo
NMLS # 541760
(877) 341-6056
at 0.100 pts
45 day lock rate
Est payment: $917.74
Fees in APR: $2,940
Thank you for your inquiry! We look forward to working with you. 
 
Flagstar Bank Logo
NMLS # 417490
at 1.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,630
Thank you for your inquiry! 
 
CIT Bank Logo
NMLS # 541760
(877) 341-6056
at 1.100 pts
45 day lock rate
Est payment: $912.10
Fees in APR: $1,638
Thank you for your inquiry! We look forward to working with you. 
 
Commonwealth Mortgage, LLC Logo
NMLS # 1023
State Lic # MC-5814
(877) 330-6018
at 2.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: $2,681
 
 
LincolnWay Community Bank
4.045%
12/5/2017
4.000%
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $1,085
 
 
Bank of America
4.102%
12/6/2017
4.000%
at 0.576 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $1,289
 
 
Virginia Credit Union
4.079%
12/5/2017
4.000%
at 0.125 pts
45 day lock rate
Est payment: $954.83
Fees in APR: $1,650
 
 
Raymond James Bank, NA
4.430%
12/5/2017
4.375%
at 0.000 pts
45 day lock rate
Est payment: $998.57
Fees in APR: $1,299
 
 
State Department Federal Credit Union
4.209%
12/4/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $2,000
 
 
Bank of Charles Town
4.096%
12/4/2017
4.060%
at 0.000 pts
45 day lock rate
Est payment: $961.76
Fees in APR: $853
 
 
Apple Federal Credit Union
4.056%
12/6/2017
4.000%
at 0.500 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $352
 
 
Fulton Bank, NA
4.167%
12/5/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $1,007
 
 
Langley Federal Credit Union
3.770%
12/6/2017
3.750%
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $495
 
 
First Citizens Bank
4.131%
12/8/2017
4.000%
at 1.130 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $872
 
 
The Fidelity Bank
4.036%
12/8/2017
4.000%
at 0.001 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $863
 
 
Citizens Bank, NA
4.184%
12/8/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $1,408
 
 
Santander Bank, N.A.
4.209%
12/8/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $2,004
 
 
Bank of Oak Ridge
4.117%
12/7/2017
4.060%
at 0.250 pts
60 day lock rate
Est payment: $961.76
Fees in APR: $853
 
 
Regions Bank
4.290%
12/8/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $950
 
 
Northwest Federal Credit Union
4.045%
12/6/2017
4.000%
at 0.500 pts
45 day lock rate
Est payment: $954.83
Fees in APR: $79
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Lees Summit Mo, Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Uncategorized. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Lees Summit Mo, mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Lees Summit Mo, mortgage loans that have been made. As a result, Lees Summit Mo, mortgage rates today are lower than jumbo interest rates in Lees Summit Mo, . Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Lees Summit Mo, Super Conforming Home Loan Rates

Super conforming mortgages in Lees Summit Mo, are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Lees Summit Mo, Jumbo Loan Interest Rates

Lees Summit Mo, jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Lees Summit Mo, are usually 0.75 basis points higher than conforming mortgage rates in Lees Summit Mo, because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Lees Summit Mo, Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Lees Summit Mo, . The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Lees Summit Mo, Adjustable Interest Rates

Lees Summit Mo, adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Lees Summit Mo, Interest Only Home Mortgage Rates

Lees Summit Mo, interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Lees Summit Mo, FHA Mortgage Mortgage Rates

Borrowers in Lees Summit Mo, must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Lees Summit Mo, are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Lees Summit Mo,  Rates & Resources


Lees Summit Mo FDIC Insured Banks

There are no FDIC insured banks in Lees Summit Mo