Ho Ho Kus Nj, Mortgage Rates and Refinance Rates

Ho Ho Kus Nj, Uncategorized Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Ho Ho Kus Nj, . Our rate table has a list of Ho Ho Kus Nj, Uncategorized mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Ho Ho Kus Nj, you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Ho Ho Kus Nj, include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Ho Ho Kus Nj, listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Home Loans Today Logo
at 0.100 pts
30 day lock rate
Est payment: $969.18
Fees in APR: $1,317
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # MC-1772
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
First Mortgage Direct Logo
NMLS # 244476
State Lic # MC-5877
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $512
 
 
e-Lend Logo
NMLS # 2826
State Lic # MC-3282
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $234
 
 
E-Click Lending Logo
NMLS # 1256692
State Lic # MC-5920
(877) 275-4211
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $2,858
 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # MC-1825
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,390
Thank you for your inquiry, we will be in touch shortly. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 1.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,198
 
McGlone Mortgage Group Logo
NMLS # 3232
State Lic # MC-1532
(877) 475-4039
at 0.000 pts
40 day lock rate
Est payment: $940.47
Fees in APR: None
 
 
First Mortgage Direct Logo
NMLS # 244476
State Lic # MC-5877
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: None
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # MC-1772
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
e-Lend Logo
NMLS # 2826
State Lic # MC-3282
at 0.000 pts
30 day lock rate
Est payment: $953.68
Fees in APR: None
 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
 
E-Click Lending Logo
NMLS # 1256692
State Lic # MC-5920
(877) 275-4211
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: None
 
 
E-Click Lending Logo
NMLS # 1256692
State Lic # MC-5920
(877) 275-4211
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
 
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # MC-1875
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # MC-1825
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $368
Thank you for your inquiry, we will be in touch shortly. 
 
Citibank, N. A. Logo
NMLS # 412915
(877) 693-8156
at 0.000 pts
60 day lock rate
Est payment: $983.88
Fees in APR: $1,575
 
 
Home Loans Today Logo
at 0.000 pts
30 day lock rate
Est payment: $982.71
Fees in APR: $122
 
 
Home Loans Today Logo
at 1.100 pts
30 day lock rate
Est payment: $953.68
Fees in APR: $1,048
 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 2.000 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $2,636
 
E-Click Lending Logo
NMLS # 1256692
State Lic # MC-5920
(877) 275-4211
at 2.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $4,688
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # MC-1772
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $918
Thank you for your inquiry, we will be in touch shortly. 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # MC-1825
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,720
Thank you for your inquiry, we will be in touch shortly. 
 
US Wide Financial Logo
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $243
Thank you for your inquiry! 
 
Ally Bank Logo
NMLS # 181005
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $865
 
 
Cornerstone Home Lending Logo
NMLS # 2258
State Lic # MC-4673
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $329
 
Commonwealth Mortgage, LLC Logo
NMLS # 1023
State Lic # MC-5814
(877) 330-6018
at 0.000 pts
45 day lock rate
Est payment: $954.83
Fees in APR: None
 
 
CIT Bank Logo
NMLS # 541760
(877) 341-6056
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $960
Thank you for your inquiry! We look forward to working with you. 
 
Commonwealth Mortgage, LLC Logo
NMLS # 1023
State Lic # MC-5814
(877) 330-6018
at 1.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $1,086
 
 
Cornerstone Home Lending Logo
NMLS # 2258
State Lic # MC-4673
at 1.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $928
 
CIT Bank Logo
NMLS # 541760
(877) 341-6056
at 0.100 pts
45 day lock rate
Est payment: $920.57
Fees in APR: $2,898
Thank you for your inquiry! We look forward to working with you. 
 
CIT Bank Logo
NMLS # 541760
(877) 341-6056
at 1.100 pts
45 day lock rate
Est payment: $914.92
Fees in APR: $1,620
Thank you for your inquiry! We look forward to working with you. 
 
Commonwealth Mortgage, LLC Logo
NMLS # 1023
State Lic # MC-5814
(877) 330-6018
at 2.000 pts
45 day lock rate
Est payment: $912.10
Fees in APR: $2,572
 
 
Bank of America
4.102%
12/6/2017
4.000%
at 0.576 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $1,289
 
 
Apple Federal Credit Union
4.056%
12/6/2017
4.000%
at 0.500 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $352
 
 
LincolnWay Community Bank
4.045%
12/5/2017
4.000%
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $1,085
 
 
Northwest Federal Credit Union
4.045%
12/6/2017
4.000%
at 0.500 pts
45 day lock rate
Est payment: $954.83
Fees in APR: $79
 
 
Fulton Bank, NA
4.167%
12/5/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $1,007
 
 
Langley Federal Credit Union
3.770%
12/6/2017
3.750%
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $495
 
 
Raymond James Bank, NA
4.430%
12/5/2017
4.375%
at 0.000 pts
45 day lock rate
Est payment: $998.57
Fees in APR: $1,299
 
 
Virginia Credit Union
4.079%
12/5/2017
4.000%
at 0.125 pts
45 day lock rate
Est payment: $954.83
Fees in APR: $1,650
 
 
State Department Federal Credit Union
4.209%
12/11/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $2,000
 
 
Santander Bank, N.A.
4.209%
12/11/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $2,004
 
 
Bank of Charles Town
4.035%
12/11/2017
4.000%
at 0.000 pts
45 day lock rate
Est payment: $954.83
Fees in APR: $853
 
 
The Fidelity Bank
4.036%
12/8/2017
4.000%
at 0.001 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $863
 
 
First Citizens Bank
4.131%
12/8/2017
4.000%
at 1.130 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $872
 
 
Regions Bank
4.290%
12/8/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $950
 
 
Citizens Bank, NA
4.184%
12/8/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $1,408
 
 
Bank of Oak Ridge
4.117%
12/7/2017
4.060%
at 0.250 pts
60 day lock rate
Est payment: $961.76
Fees in APR: $853
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Ho Ho Kus Nj, Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Uncategorized. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Ho Ho Kus Nj, mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Ho Ho Kus Nj, mortgage loans that have been made. As a result, Ho Ho Kus Nj, mortgage rates today are lower than jumbo interest rates in Ho Ho Kus Nj, . Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Ho Ho Kus Nj, Super Conforming Home Loan Rates

Super conforming mortgages in Ho Ho Kus Nj, are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Ho Ho Kus Nj, Jumbo Loan Interest Rates

Ho Ho Kus Nj, jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Ho Ho Kus Nj, are usually 0.75 basis points higher than conforming mortgage rates in Ho Ho Kus Nj, because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Ho Ho Kus Nj, Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Ho Ho Kus Nj, . The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Ho Ho Kus Nj, Adjustable Interest Rates

Ho Ho Kus Nj, adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Ho Ho Kus Nj, Interest Only Home Mortgage Rates

Ho Ho Kus Nj, interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Ho Ho Kus Nj, FHA Mortgage Mortgage Rates

Borrowers in Ho Ho Kus Nj, must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Ho Ho Kus Nj, are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Ho Ho Kus Nj,  Rates & Resources


Ho Ho Kus Nj FDIC Insured Banks

There are no FDIC insured banks in Ho Ho Kus Nj