Shafter, TX Conforming Mortgage Rates

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Current Shafter, Texas fixed rate mortgages for a 30-Year Fixed FHA mortgage are at 7.250% with 0.000% point(s), 20-Year Fixed mortgage rates today with 0.000% point(s) in Shafter, Texas are at 7.250%, 15-Year Fixed mortgage rates today with 1.000% point(s) in Shafter, Texas are at 6.750%. Shafter, Texas 5Y/6M ARM mortgage rates are at 7.625% with 0.926% point(s), Mortgage rates on adjustable loans include 5/6 ARM Jumbo with 0.500% point(s) in Shafter, Texas at 6.750%, Shafter, Texas 5-Year ARM mortgage rates are at 7.000% with 0.000% point(s).
Loan Term
APR / Rate
Fees and Points
PenFed Credit Union
NMLS #401822
30-Year Fixed
$2,431 /mo
Includes 1.000 points for $4,000
Lender Fees: $4,000
PenFed Credit Union
NMLS #401822
15-Year Fixed
$3,403 /mo
Includes 0.625 points for $2,500
Lender Fees: $4,000
Bethpage Federal Credit Union
NMLS #449104
30-Year Fixed
$2,595 /mo
Includes 0.375 points for $1,500
Lender Fees: $0
Rate data provided by Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Shafter, Texas Mortgage Rates:

Search and compare mortgage rates and refinance rates in Shafter, TX. Our rate table has a list of Shafter, Texas mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Shafter, TX you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Shafter, TX include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.

Mortgage Rates in Shafter, TX December 9, 2023

30-Year Fixed FHA
30-Year Fixed
30-Year Fixed
20-Year Fixed
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

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Conforming Mortgage Rates Shafter, Texas

Compare current conforming mortgage rates and conforming refinance rates in Shafter, TX. You will find banks, credit unions and mortgage companies listed offering today's Shafter, TX conforming mortgage rates and Shafter, TX conforming refinance rates. Fixed conventional mortgages in Shafter, TX are available in terms of 40 years, 30 years, 20 years, and 15 years. Shafter, TX adjustable conforming mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Conforming mortgage rates in Shafter, Texas are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. Home loans made for Shafter, TX homes and condos that "conform" to the standards set out by the Federal Housing Finance Agency (FHFA) can be purchased by Freddie Mac, Fannie Mae and the Federal Housing Administration (FHA). Since conforming mortgages made in Shafter, TX can be sold to these government sponsored entities conforming mortgage rates are lower than jumbo mortgage rates.

Map for Shafter, TX Rates & Resources