Peggy, TX Mortgage Rates April 2019

Peggy, Texas Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Peggy, TX. Our rate table has a list of Peggy, Texas mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Peggy, TX you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Peggy, TX include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Peggy, TX listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 73344, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.258
4.250
USD
JG Wentworth Home Lending Logo
NMLS # 2925
at 0.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $299
 
 
30 yr fixed mtg refi Mortgage Loan from First State Bank
First State Bank
300000
Refinance
4.376
4.250
USD
First State Bank
4.376%
4/18/2019
4.250%
at 1.000 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $1,441
 
 
30 yr fixed mtg refi Mortgage Loan from Pinnacle Bank
Pinnacle Bank
300000
Refinance
4.508
4.375
USD
Pinnacle Bank
4.508%
4/18/2019
4.375%
at 1.250 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $898
 
 
30 yr fixed mtg refi Mortgage Loan from Happy State Bank
Happy State Bank
300000
Refinance
4.776
4.750
USD
Happy State Bank
4.776%
4/18/2019
4.750%
at 0.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: $913
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.155
4.125
USD
LincolnWay Community Bank
4.155%
4/16/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Texas Dow Employees Credit Union
Texas Dow Employees Credit Union
300000
Refinance
4.210
4.125
USD
Texas Dow Employees Credit Union
4.210%
4/17/2019
4.125%
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $17
 
 
30 yr fixed mtg refi Mortgage Loan from American Airlines Federal Credit Union
American Airlines Federal Credit Union
300000
Refinance
4.023
4.000
USD
American Airlines Federal Credit Union
4.023%
4/18/2019
4.000%
at 0.000 pts
60 day lock rate
Est payment: $1,432.25
Fees in APR: $838
 
 
30 yr fixed mtg refi Mortgage Loan from Premier Bank Texas
Premier Bank Texas
300000
Refinance
5.159
5.125
USD
Premier Bank Texas
5.159%
4/19/2019
5.125%
at 0.000 pts
30 day lock rate
Est payment: $1,633.46
Fees in APR: $1,140
 
 
30 yr fixed mtg refi Mortgage Loan from Amarillo National Bank
Amarillo National Bank
300000
Refinance
4.154
4.125
USD
Amarillo National Bank
4.154%
4/19/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,038
 
 
30 yr fixed mtg refi Mortgage Loan from Randolph-Brooks Federal Credit Union
Randolph-Brooks Federal Credit Union
300000
Refinance
4.399
4.375
USD
Randolph-Brooks Federal Credit Union
4.399%
4/19/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $864
 
 
30 yr fixed mtg refi Mortgage Loan from International Bank of Commerce
International Bank of Commerce
300000
Refinance
4.536
4.500
USD
International Bank of Commerce
4.536%
4/19/2019
4.500%
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $1,258
 
 
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
4.575
4.500
USD
First National Bank of Omaha
4.575%
4/19/2019
4.500%
at 0.625 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $752
 
 
30 yr fixed mtg refi Mortgage Loan from Security Service Federal Credit Union
Security Service Federal Credit Union
300000
Refinance
4.633
4.625
USD
Security Service Federal Credit Union
4.633%
4/19/2019
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $279
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Peggy, TX Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Texas. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Peggy, TX mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Peggy, TX mortgage loans that have been made. As a result, Peggy, TX mortgage rates today are lower than jumbo interest rates in Peggy, TX. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Peggy, TX Super Conforming Home Loan Rates

Super conforming mortgages in Peggy, TX are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Peggy, TX Jumbo Loan Interest Rates

Peggy, TX jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Peggy, TX are usually 0.75 basis points higher than conforming mortgage rates in Peggy, TX because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Peggy, TX Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Peggy, TX. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Peggy, TX Adjustable Interest Rates

Peggy, TX adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Peggy, TX Interest Only Home Mortgage Rates

Peggy, TX interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Peggy, TX FHA Mortgage Mortgage Rates

Borrowers in Peggy, TX must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Peggy, TX are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


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