Greenville, SC Mortgage Rates and Refinance Rates

Greenville, South Carolina Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Greenville, SC. Our rate table has a list of Greenville, South Carolina mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Greenville, SC you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Greenville, SC include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Greenville, SC listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 29206, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
eRates Mortgage Logo
NMLS # 1071
State Lic # MLS - 1071 OTN
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # MLS - 66247
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $3,024
Thank you for your inquiry, we will be in touch shortly. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 1.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,126
 
eRates Mortgage Logo
NMLS # 1071
State Lic # MLS - 1071 OTN
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
 
Citibank, N. A. Logo
NMLS # 412915
(877) 693-8156
at 0.000 pts
60 day lock rate
Est payment: $983.88
Fees in APR: $2,445
 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # MLS - 66247
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $310
Thank you for your inquiry, we will be in touch shortly. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 2.000 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $2,528
 
eRates Mortgage Logo
NMLS # 1071
State Lic # MLS - 1071 OTN
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # MLS - 66247
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,430
Thank you for your inquiry, we will be in touch shortly. 
 
First Internet Bank Logo
NMLS # 424182
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,540
Thank you for your inquiry! 
 
First Internet Bank Logo
NMLS # 424182
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $293
Thank you for your inquiry! 
 
Home Point Financial Logo
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
 
 
Ally Bank Logo
NMLS # 181005
at 0.000 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $870
 
 
Flagstar Bank Logo
NMLS # 417490
at 0.000 pts
30 day lock rate
Est payment: $953.68
Fees in APR: $94
Thank you for your inquiry! 
 
Home Point Financial Logo
at 0.817 pts
30 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
Flagstar Bank Logo
NMLS # 417490
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $1,968
Thank you for your inquiry! 
 
Flagstar Bank Logo
NMLS # 417490
at 1.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,042
Thank you for your inquiry! 
 
Citizens Bank, NA
4.170%
11/17/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $1,073
 
 
Regions Bank
4.290%
11/17/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $950
 
 
First Citizens Bank
4.056%
11/17/2017
4.000%
at 0.250 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $842
 
 
TD Bank, NA
4.043%
11/21/2017
4.000%
at 0.000 pts
45 day lock rate
Est payment: $954.83
Fees in APR: $1,026
 
 
The Fidelity Bank
4.066%
11/17/2017
4.000%
at 0.362 pts
30 day lock rate
Est payment: $954.83
Fees in APR: $863
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Greenville, SC Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of South Carolina. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Greenville, SC mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Greenville, SC mortgage loans that have been made. As a result, Greenville, SC mortgage rates today are lower than jumbo interest rates in Greenville, SC. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Greenville, SC Super Conforming Home Loan Rates

Super conforming mortgages in Greenville, SC are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Greenville, SC Jumbo Loan Interest Rates

Greenville, SC jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Greenville, SC are usually 0.75 basis points higher than conforming mortgage rates in Greenville, SC because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Greenville, SC Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Greenville, SC. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Greenville, SC Adjustable Interest Rates

Greenville, SC adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Greenville, SC Interest Only Home Mortgage Rates

Greenville, SC interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Greenville, SC FHA Mortgage Mortgage Rates

Borrowers in Greenville, SC must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Greenville, SC are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Greenville, SC Rates & Resources


Greenville FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Ameris Bank

20504 1614 Woodruff Road, Greenville, SC 29607

Arthur State Bank

15085 1410 N. Pleasantburg Drive, Greenville, SC 29601

Arthur State Bank

15085 1781 Woodruff Road, Greenville, SC 29607

Arthur State Bank

15085 1925 Augusta Road, Greenville, SC 29601

Bank of America, National Association

3510 1100 Pendleton Street, Greenville, SC 29601

Bank of America, National Association

3510 1601 Poinsett Highway, Greenville, SC 29609

Bank of America, National Association

3510 1790 Woodruff Road, Greenville, SC 29607

Bank of America, National Association

3510 1927 Augusta Road, Greenville, SC 29605

Bank of America, National Association

3510 20 Farr's Bridge Road, Greenville, SC 29617

Bank of America, National Association

3510 2003 Wade Hampton Boulevard, Greenville, SC 29615

Bank of America, National Association

3510 3596 Pelham Road, Greenville, SC 29615

Bank of America, National Association

3510 498 South Pleasantburg Drive, Greenville, SC 29607

Bank of America, National Association

3510 6151 Augusta Road, Greenville, SC 29605

Bank of America, National Association

3510 7 North Laurens Street, Greenville, SC 29601

Bank of America, National Association

3510 911 Haywood Road, Greenville, SC 29615

Bank of Travelers Rest

16389 201 Pelham Road, Greenville, SC 29615

Bank of Travelers Rest

16389 2021 North Pleasantburg Drive, Greenville, SC 29609

Bank of Travelers Rest

16389 217-B East Washington Street, Greenville, SC 29601

Bank of Travelers Rest

16389 6204 White Horse Road, Greenville, SC 29611

Bank of Travelers Rest

16389 Old Buncombe And Duncan Chapel Roads, Greenville, SC 29609

BankGreenville

58157 499 Woodruff Road, Greenville, SC 29607

Branch Banking and Trust Company

9846 15 Duncan Street, Greenville, SC 29601

Branch Banking and Trust Company

9846 1533 Wade Hampton Blvd, Greenville, SC 29609

Branch Banking and Trust Company

9846 1954 Cedar Lane Road, Greenville, SC 29617

Branch Banking and Trust Company

9846 2000 Woodruff Road, Greenville, SC 29607

Branch Banking and Trust Company

9846 2204 Augusta Rd, Greenville, SC 29605

Branch Banking and Trust Company

9846 265 South Pleasantburg Drive, Greenville, SC 29607

Branch Banking and Trust Company

9846 301 College St, Greenville, SC 29601

Branch Banking and Trust Company

9846 3515 East North Street, Greenville, SC 29615

Branch Banking and Trust Company

9846 3841 Pelham Road, Greenville, SC 29615

Branch Banking and Trust Company

9846 416 East North Street, Greenville, SC 29601

Branch Banking and Trust Company

9846 505 Mills Avenue, Greenville, SC 29605

Branch Banking and Trust Company

9846 701 Haywood Road, Greenville, SC 29607

CapitalBank

27426 1620 Woodruff Road, Greenville, SC 29607

Carolina First Bank

26849 101 Cleveland Street, Greenville, SC 29601

Carolina First Bank

26849 102 South Main Street, Greenville, SC 29601

Carolina First Bank

26849 1216 Woodruff Road, Greenville, SC 29607

Carolina First Bank

26849 1450 Wade Hampton Boulevard, Greenville, SC 29609

Carolina First Bank

26849 2303 Augusta Street, Greenville, SC 29605

Carolina First Bank

26849 30 East Mcbee Street, Greenville, SC 29601

Carolina First Bank

26849 917 Haywood Road, Greenville, SC 29615

Citizens Bank

1695 420 East Park Avenue, Suite 304, Greenville, SC 29601

CommunitySouth Bank and Trust

57868 2415 Laurens Road, Greenville, SC 29607

Cornerstone National Bank

35179 45 Farrs Bridge Road, Greenville, SC 29617

Countybank

9155 201 West Mcbee Avenue, Greenville, SC 29601

First Citizens Bank and Trust Company, Inc.

15504 10 State Park Road, Greenville, SC 29609

First Citizens Bank and Trust Company, Inc.

15504 2201 Augusta Street, Greenville, SC 29605

First Citizens Bank and Trust Company, Inc.

15504 2420 Laurens Road, Greenville, SC 29607

First Citizens Bank and Trust Company, Inc.

15504 325 W Mcbee Street, Greenville, SC 29601

First Citizens Bank and Trust Company, Inc.

15504 800 East North Street, Greenville, SC 29601

First Citizens Bank and Trust Company, Inc.

15504 928 North Pleasantburg Drive, Greenville, SC 29607

First South Bank

34222 1068 North Church Street, Greenville, SC 29601

GrandSouth Bank

34812 381 Halton Road, Greenville, SC 29606

Independence National Bank

57951 500 East Washington, Greenville, SC 29601

Independence National Bank

57951 500 East Washington Street, Greenville, SC 29601

NAFH National Bank

59049 3401 Pelham Road, Greenville, SC 29615

Pinnacle Bank of South Carolina

58179 937 North Pleasantburg Drive, Greenville, SC 29607

RBC Bank (USA)

33184 531 South Main Street, Suite 100, Greenville, SC 29601

Regions Bank

12368 101 East Washington Street, Greenville, SC 29601

Regions Bank

12368 290 South Pleasantburg Drive, Greenville, SC 29615

Regions Bank

12368 652 Haywood Road, Greenville, SC 29607

SCBT National Association

13425 200 East Broad Street, Greenville, SC 29601

SCBT National Association

13425 3622 Pelham Road, Greenville, SC 29615

SCBT National Association

13425 501 New Commerce Court, Greenville, SC 29607

Southern First Bank, National Association

35295 100 Verdae Boulevard, Suite 100, Greenville, SC 29607

Southern First Bank, National Association

35295 1900 Woodruff Rd, Greenville, SC 29607

Southern First Bank, National Association

35295 2121 Augusta Road, Greenville, SC 29605

SunTrust Bank

867 1610 Woodruff Road, Greenville, SC 29607

SunTrust Bank

867 1715 Augusta Rd, Greenville, SC 29605

SunTrust Bank

867 201 S Pleasantburg Drive, Greenville, SC 29607

SunTrust Bank

867 2111 North Pleasantburg Drive, Greenville, SC 29609

SunTrust Bank

867 2111 Wade Hampton Blvd, Greenville, SC 29615

SunTrust Bank

867 2435 East North Street, Greenville, SC 29615

SunTrust Bank

867 2600 Anderson Rd, Greenville, SC 29611

SunTrust Bank

867 300 East Mcbee Avenue, Greenville, SC 29601

SunTrust Bank

867 55 Farrs Bridge Rd, Greenville, SC 29617

SunTrust Bank

867 770 Pelham Road, Suite 150, Greenville, SC 29615

Synovus Bank

873 201 East Mcbee Avenue, Greenville, SC 29601

Synovus Bank

873 3431 Pelham Road, Greenville, SC 29615

The Palmetto Bank

8997 1180 Haywood Road, Greenville, SC 29615

The Palmetto Bank

8997 2101 Woodruff Road, Greenville, SC 29607

The Palmetto Bank

8997 267 Old Sulpher Springs Road, Greenville, SC 29607

The Palmetto Bank

8997 306 East North Street, Greenville, SC 29601

The Palmetto Bank

8997 470 Haywood Road, Greenville, SC 29615

The Palmetto Bank

8997 722 Grove Road, Greenville, SC 29605

The Peoples National Bank

26753 300 Mills Avenue, Greenville, SC 29605

The Peoples National Bank

26753 45 East Antrim Drive, Greenville, SC 29607

Wells Fargo Bank, National Association

3511 1174 Woodruff Road, Greenville, SC 29607

Wells Fargo Bank, National Association

3511 137 South Pleasantburg Drive, Greenville, SC 29607

Wells Fargo Bank, National Association

3511 15 South Main Street, Greenville, SC 29601

Wells Fargo Bank, National Association

3511 1720 Woodruff Road, Greenville, SC 29607

Wells Fargo Bank, National Association

3511 19 West Lewis Plaza, Greenville, SC 29605

Wells Fargo Bank, National Association

3511 2312 West Parker Road, Greenville, SC 29617

Wells Fargo Bank, National Association

3511 2616 Wade Hampton Blvd, Greenville, SC 29615

Wells Fargo Bank, National Association

3511 302 E North St, Greenville, SC 29601

Wells Fargo Bank, National Association

3511 3043 White Horse Road, Greenville, SC 29611

Wells Fargo Bank, National Association

3511 3217 North Pleasantburg Drive, Greenville, SC 29609

Wells Fargo Bank, National Association

3511 3600 Pelham Road, Greenville, SC 29615

Wells Fargo Bank, National Association

3511 702 Haywood Road, Greenville, SC 29607

Wells Fargo Bank, National Association

3511 901 Grove Rd, Greenville, SC 29605