South Carolina Mortgage Rates January 2019

South Carolina Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in South Carolina. Our rate table has a list of South Carolina mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in South Carolina you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in South Carolina include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in South Carolina listed below.

Loan Type Purchase Refinance	Location State/City Zip Code	Loan Amt	Points	FICO	% Down
		$

30 yr fixed refi in 29206, All points, Credit score: 740+ Sort by:

Lender

APR

Rate

Cost & Fees

Notes

NMLS # 181005
(844) 365 - 0613

4.353%

1/22/2019

4.250%

at 0.100 pts
45 day lock rate

Est payment: $1,475.82

Fees in APR: $3,356

Thanks for the inquiry!

4.771%

1/22/2019

4.625%

at 0.100 pts
30 day lock rate

Est payment: $1,542.42

Fees in APR: $4,748

Thanks for the inquiry!

NMLS # 66247
State Lic # MLS - 66247
(877) 388 - 9671

4.204%

1/22/2019

4.115%

at 0.100 pts
30 day lock rate

Est payment: $1,452.21

Fees in APR: $2,867

Thank you for your inquiry, we will be in touch shortly.

NMLS # 541760

9.277%

1/22/2019

9.125%

at 0.100 pts
45 day lock rate

Est payment: $2,440.90

Fees in APR: $3,690

Thank you for your inquiry! We look forward to working with you.

NMLS # 403501

4.416%

1/22/2019

4.250%

at 1.000 pts
30 day lock rate

Est payment: $1,475.82

Fees in APR: $2,841

4.875%

1/22/2019

4.875%

at 0.000 pts
30 day lock rate

Est payment: $1,587.62

Fees in APR: None

Thanks for the inquiry!

NMLS # 181005
(844) 365 - 0613

4.511%

1/22/2019

4.500%

at 0.000 pts
45 day lock rate

Est payment: $1,520.06

Fees in APR: $389

Thanks for the inquiry!

NMLS # 403501

4.500%

1/22/2019

4.500%

at 0.000 pts
30 day lock rate

Est payment: $1,520.06

Fees in APR: None

NMLS # 66247
State Lic # MLS - 66247
(877) 388 - 9671

4.278%

1/22/2019

4.240%

at 0.000 pts
30 day lock rate

Est payment: $1,474.06

Fees in APR: $1,349

Thank you for your inquiry, we will be in touch shortly.

NMLS # 399805

4.676%

1/22/2019

4.625%

at 0.000 pts
45 day lock rate

Est payment: $1,542.42

Fees in APR: $1,767

4.571%

1/22/2019

4.375%

at 1.100 pts
30 day lock rate

Est payment: $1,497.86

Fees in APR: $3,537

Thanks for the inquiry!

NMLS # 541760

9.490%

1/22/2019

9.125%

at 1.100 pts
45 day lock rate

Est payment: $2,440.90

Fees in APR: $6,162

Thank you for your inquiry! We look forward to working with you.

NMLS # 66247
State Lic # MLS - 66247
(877) 388 - 9671

4.053%

1/22/2019

3.865%

at 1.100 pts
30 day lock rate

Est payment: $1,409.00

Fees in APR: $3,467

Thank you for your inquiry, we will be in touch shortly.

Citizens Bank, NA

4.677%

1/18/2019

4.625%

at 0.250 pts
60 day lock rate

Est payment: $1,542.42

Fees in APR: $1,073

Bank of America

4.350%

1/22/2019

4.250%

at 0.801 pts
60 day lock rate

Est payment: $1,475.82

Fees in APR: $1,119

TD Bank, NA

4.529%

1/22/2019

4.500%

at 0.000 pts
45 day lock rate

Est payment: $1,520.06

Fees in APR: $1,026

Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.

South Carolina Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of South Carolina. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

South Carolina mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell South Carolina mortgage loans that have been made. As a result, South Carolina mortgage rates today are lower than jumbo interest rates in South Carolina. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

South Carolina Super Conforming Home Loan Rates

Super conforming mortgages in South Carolina are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

South Carolina Jumbo Loan Interest Rates

South Carolina jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in South Carolina are usually 0.75 basis points higher than conforming mortgage rates in South Carolina because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

South Carolina Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in South Carolina. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

South Carolina Adjustable Interest Rates

South Carolina adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

South Carolina Interest Only Home Mortgage Rates

South Carolina interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

South Carolina FHA Mortgage Mortgage Rates

Borrowers in South Carolina must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in South Carolina are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.

South Carolina Rates & Resources

South Carolina Savings Rates
South Carolina CD Rates

South Carolina Mortgage Rates January 2019

South Carolina Mortgage Rates - Refinance Rates:

South Carolina Conforming Mortgage Rates

South Carolina Super Conforming Home Loan Rates

South Carolina Jumbo Loan Interest Rates

South Carolina Fixed Rate Mortgages

South Carolina Adjustable Interest Rates

South Carolina Interest Only Home Mortgage Rates

South Carolina FHA Mortgage Mortgage Rates

South Carolina Rates & Resources

Cities in South Carolina

Abbeville

Adams Run

Aiken

Alcolu

Allendale

Anderson

Andrews

Arcadia

Awendaw

Aynor

Ballentine

Bamberg

Barnwell

Batesburg

Batesburg-Leesville

Bath

Beaufort

Beech Island

Belton

Bennettsville

Bethera

Bethune

Bishopville

Blacksburg

Blackstock

Blackville

Blair

Blenheim

Bluffton

Blythewood

Bonneau

Bowling Green

Bowman

Bradley

Branchville

Brunson

Buffalo

Cades

Calhoun Falls

Camden

Cameron

Campobello

Canadys

Carlisle

Cassatt

Catawba

Cayce

Centenary

Central

Chapin

Chappells

Charleston

Charleston AFB

Cheraw

Chesnee

Chester

Chesterfield

Clarks Hill

Clearwater

Clemson

Cleveland

Clifton

Clinton

Clio

Clover

Columbia

Conestee

Converse

Conway