Mortgage Rates in South Carolina30-Year Fixed mortgage rates today with 0.125% point(s) in South Carolina are at 6.875%, 15-Year Fixed mortgage rates in South Carolina are at 6.000% with 0.250% point(s), 10-Year Fixed mortgage rates in South Carolina are at 5.250% with 2.000% point(s). South Carolina Mortgage Rates:Search and compare mortgage rates and refinance rates in South Carolina. Our rate table has a list of South Carolina mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in South Carolina. Save money by using our free tool to find customized mortgage and refinance rates for South Carolina (SC). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in South Carolina you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Adjustable rates on 7/1 ARM loans in South Carolina with 0.000% point(s) are at 7.000%, South Carolina 5/1 ARM mortgage rates are at 6.500% with 0.000% point(s), Mortgage rates on adjustable loans include 5-Year ARM with 0.000% point(s) in South Carolina at 5.625%. Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.45%
5/6 ARM Jumbo
6.83%
Types of rates available in South Carolina include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in South Carolina listed below. Mortgage Rates in South Carolina March 23, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. South Carolina Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in South Carolina? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. South Carolina Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in South Carolina? You can list your company, contact information, website an logo here. Contact us to find out how. South Carolina Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of South Carolina. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. South Carolina mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell South Carolina mortgage loans that have been made. As a result, South Carolina mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. South Carolina Super Conforming Home Loan RatesSuper conforming mortgages in South Carolina are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. South Carolina Jumbo Loan Interest RatesSouth Carolina jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in South Carolina are usually 0.75 basis points higher than conforming mortgage rates in South Carolina because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. South Carolina Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in South Carolina. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. South Carolina Adjustable Interest RatesSouth Carolina adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. South Carolina Interest Only Home Mortgage RatesSouth Carolina interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. South Carolina FHA Mortgage Mortgage RatesBorrowers in South Carolina must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in South Carolina are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Cities in South CarolinaAbbevilleAdams RunAikenAlcoluAllendaleAndersonAndrewsArcadiaAwendawAynorBallentineBambergBarnwellBatesburgBatesburg-LeesvilleBathBeaufortBeech IslandBeltonBennettsvilleBetheraBethuneBishopvilleBlacksburgBlackstockBlackvilleBlairBlenheimBlufftonBlythewoodBonneauBowling GreenBowmanBradleyBranchvilleBrunsonBuffaloCadesCalhoun FallsCamdenCameronCampobelloCanadysCarlisleCassattCatawbaCayceCentenaryCentralChapinChappellsCharlestonCharleston AFBCherawChesneeChesterChesterfieldClarks HillClearwaterClemsonClevelandCliftonClintonClioCloverColumbiaConesteeConverseConwayCoosawatchieCopeCordesvilleCordovaCottagevilleCowardCowpensCrocketvilleCrossCross AnchorCross HillDaleDalzellDarlingtonDaufuskie IslandDavis StationDenmarkDillonDonaldsDorchesterDraytonDue WestDuncanEarly BranchEasleyEastoverEdgefieldEdgemoorEdisto IslandEffinghamEhrhardtElginElkoElliottElloreeEnoreeEstillEutawvilleFair PlayFairfaxFairforestFingervilleFlorenceFloyd DaleFolly BeachForkFort LawnFort MillFountain InnFurmanGableGadsdenGaffneyGalivants FerryGarden CityGarnettGastonGeorgetownGiffordGilbertGlendaleGlovervilleGoose CreekGramlingGranitevilleGray CourtGreat FallsGreeleyvilleGreen PondGreen SeaGreenvilleGreenwoodGreerGreshamGroverHamerHamptonHardeevilleHarleyvilleHartsvilleHeath SpringsHemingwayHickory GroveHildaHilton Head IslandHodgesHolly HillHollywoodHonea PathHopkinsHoratioHugerInmanIrmoIslandtonIsle Of PalmsIvaJacksonJacksonboroJamestownJeffersonJenkinsvilleJoannaJohns IslandJohnsonvilleJohnstonJonesvilleKershawKinardsKingstreeLa FranceLadsonLake CityLake ViewLamarLancasterLandoLandrumLaneLangleyLattaLaurensLeesvilleLexingtonLibertyLiberty HillLittle MountainLittle RiverLittle RockLobecoLockhartLodgeLong CreekLongsLorisLowndesvilleLugoffLurayLydiaLymanLynchburgManningMariettaMarionMartinMauldinMayesvilleMayoMcBeeMcClellanvilleMcCollMcConnellsMcCormickMileyMinturnModocMoncks CornerMonettaMonticelloMontmorenciMooreMount CarmelMount CroghanMount PleasantMountain RestMountvilleMullinsMurrells InletMyrtle BeachNeesesNesmithNew EllentonNew ZionNewberryNewryNicholsNinety SixNorrisNorthNorth AugustaNorth CharlestonNorth Myrtle BeachNorwayOlantaOlarOrangeburgPacoletPacolet MillsPagelandPamplicoParksvillePatrickPaulinePawleys IslandPeakPelionPelzerPendletonPerryPickensPiedmontPinelandPinevillePinewoodPinopolisPlum BranchPomariaPort RoyalProsperityRainsRavenelReevesvilleReidvilleRembertRichburgRichlandRidge SpringRidgelandRidgevilleRidgewayRionRock HillRoebuckRound ORowesvilleRubyRuffinRussellvilleSaint GeorgeSaint Helena IslandSaint MatthewsSaint StephenSalemSalleySaltersSaludaSandy SpringsSanteeSardiniaScotiaScrantonSeabrookSellersSenecaSharonShaw A F BSheldonSilverstreetSimpsonvilleSix MileSlaterSmoaksSmyrnaSocasteeSociety HillSpartanburgSpringfieldStarrStartexState ParkSullivans IslandSummertonSummervilleSumterSunsetSwanseaSycamoreTamasseeTatumTaylorsTigervilleTillmanTimmonsvilleTownvilleTravelers RestTrentonTroyTurbevilleUlmerUnaUnionVan WyckVanceVarnvilleVaucluseWadmalaw IslandWagenerWalhallaWallaceWalterboroWardWare ShoalsWarrenvilleWaterlooWedgefieldWellfordWest ColumbiaWest UnionWestminsterWestvilleWhite OakWhite RockWhite StoneWhitmireWilliamsWilliamstonWillistonWindsorWinnsboroWoodruffYemasseeYorkOther Mortgage Rate Deals
Refinance Rates Higher: 30 Year Refinance Rates at 4.95%, 15 Year Refinance Rates at 4.35%
Refinance Rates This Weekend: 30 Year Refinance Rates at 4.02%
Blue Spot Home Loans Mortgage Rates
Mortgage Rates: Current Mortgage Rates Higher: 30 Year Rates Shoot up 5.16%
Home Loan Mortgage Rates Today 10/28: 30 Year Conventional Mortgage Rates at 4.27%, 30 Year Jumbo Mortgage Rates at 4.90%
Mortgage Refinance Rates Currently Lower: 15 Year Rates at 3.35%
Mortgage Rates at Lowest Point in History: 30 Year Mortgage Rates at 3.94%
Home Mortgage Loan Rates Today 10/2: 30 Year Mortgage Rates at 4.30%, 15 Year Mortgage Rates at 3.76%
Amplify Credit Union Mortgage Rates
Mortgage Rates Today are Mixed: 30 Year Mortgage Rates at 4.02%
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