Old Zionsville, PA Mortgage Rates August 2019

Old Zionsville, Pennsylvania Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Old Zionsville, PA. Our rate table has a list of Old Zionsville, Pennsylvania mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Old Zionsville, PA you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Old Zionsville, PA include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Old Zionsville, PA listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 17101, 0, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from NASB
NASB
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111114.gif
300000
Purchase
3.750%
3.750%
USD
NASB Logo
NMLS # 400039
08/22/2019
at 0.000 pts
30 day lock rate
Est payment: $1,390
Fees in APR: None
Since 1927, NASB has been a trusted lender.
 
PERIOD_FIXED_30YEARS Mortgage Loan from AimLoan.com
AimLoan.com
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112335.gif
300000
Purchase
3.750%
3.750%
USD
AimLoan.com Logo
NMLS # 2890
State Lic # 32890
08/22/2019
at -0.125 pts
30 day lock rate
Est payment: $1,390
Fees in APR: ($258)
Internet direct lender since 1998. View rates & fees, apply/lock online 24/7
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Old Zionsville, PA Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Pennsylvania. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Old Zionsville, PA mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Old Zionsville, PA mortgage loans that have been made. As a result, Old Zionsville, PA mortgage rates today are lower than jumbo interest rates in Old Zionsville, PA. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Old Zionsville, PA Super Conforming Home Loan Rates

Super conforming mortgages in Old Zionsville, PA are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Old Zionsville, PA Jumbo Loan Interest Rates

Old Zionsville, PA jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Old Zionsville, PA are usually 0.75 basis points higher than conforming mortgage rates in Old Zionsville, PA because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Old Zionsville, PA Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Old Zionsville, PA. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Old Zionsville, PA Adjustable Interest Rates

Old Zionsville, PA adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Old Zionsville, PA Interest Only Home Mortgage Rates

Old Zionsville, PA interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Old Zionsville, PA FHA Mortgage Mortgage Rates

Borrowers in Old Zionsville, PA must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Old Zionsville, PA are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


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