Mortgage Rates in Oregon15-Year Fixed mortgage rates today with 0.000% point(s) in Oregon are at 6.500%, 15-Year Fixed mortgage rates in Oregon are at 6.250% with 0.000% point(s), Current Oregon fixed rate mortgages for a 30 Year Fixed mortgage are at 5.875% with 0.000% point(s). Oregon Mortgage Rates:Search and compare mortgage rates and refinance rates in Oregon. Our rate table has a list of Oregon mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Oregon. Save money by using our free tool to find customized mortgage and refinance rates for Oregon (OR). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Oregon you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Oregon 5/1 ARM mortgage rates are at 5.750% with 0.000% point(s), Mortgage rates on adjustable loans include 10/1 ARM with 0.000% point(s) in Oregon at 5.500%, Oregon 5/5 ARM mortgage rates are at 4.500% with 0.875% point(s). Mortgage
APR
30-Year Fixed Conforming
5.42%
15-Year Fixed Conforming
5.03%
30-Year Fixed Jumbo
5.42%
15-Year Fixed Jumbo
5.03%
5/6 ARM Conforming
5.95%
5/6 ARM Jumbo
7.24%
Types of rates available in Oregon include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Oregon listed below. Mortgage Rates in Oregon November 5, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Oregon Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in Oregon? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. Oregon Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in Oregon? You can list your company, contact information, website an logo here. Contact us to find out how. Oregon Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Oregon. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Oregon mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Oregon mortgage loans that have been made. As a result, Oregon mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Oregon Super Conforming Home Loan RatesSuper conforming mortgages in Oregon are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Oregon Jumbo Loan Interest RatesOregon jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Oregon are usually 0.75 basis points higher than conforming mortgage rates in Oregon because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Oregon Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Oregon. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Oregon Adjustable Interest RatesOregon adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Oregon Interest Only Home Mortgage RatesOregon interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Oregon FHA Mortgage Mortgage RatesBorrowers in Oregon must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Oregon are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Cities in OregonAdamsAdelAdrianAgnessAlbanyAlleganyAlseaAlvadoreAmityAntelopeArch CapeArlingtonArockAshlandAshwoodAstoriaAthenaAumsvilleAuroraAzaleaBaker CityBandonBanksBatesBay CityBeattyBeaverBeavercreekBeavertonBendBlachlyBlodgettBlue RiverBlyBoardmanBonanzaBoringBridal VeilBridgeportBrightwoodBroadbentBroganBrookingsBrothersBrownsvilleBurnsButte FallsBuxtonCamas ValleyCamp ShermanCanbyCannon BeachCanyon CityCanyonvilleCarltonCascade LocksCascadiaCave JunctionCayuseCentral PointChemultCheshireChiloquinChristmas ValleyClackamasClatskanieCloverdaleColtonColumbia CityCondonCoos BayCoquilleCorbettCorneliusCorvallisCottage GroveCoveCrabtreeCraneCrater LakeCrawfordsvilleCrescentCrescent LakeCreswellCulp CreekCulverCurtinDairyDallasDays CreekDaytonDayvilleDeadwoodDeer IslandDepoe BayDetroitDexterDiamondDillardDonaldDorenaDrainDrewseyDufurDundeeDurkeeEagle CreekEagle PointEchoEddyvilleElginElktonElmiraEnterpriseEstacadaEugeneFairviewFall CreekFalls CityFieldsFlorenceForest GroveFort KlamathFort RockFossilFosterFoxFrenchglenGales CreekGardinerGaribaldiGastonGatesGervaisGilchristGladstoneGlendaleGleneden BeachGlideGold BeachGold HillGovernment CampGrand RondeGrants PassGrass ValleyGreshamHainesHalfwayHalseyHammondHarperHarrisburgHeboHelixHeppnerHerefordHermistonHillsboroHinesHood RiverHubbardHuntingtonIdanhaIdleyld ParkImblerImnahaIndependenceIoneIronsideIrrigonJacksonvilleJamiesonJeffersonJohn DayJosephJunction CityJunturaKeizerKenoKentKerbyKimberlyKlamath FallsLa GrandeLa PineLafayetteLake OswegoLakesideLakeviewLangloisLawenLebanonLexingtonLincoln CityLogsdenLong CreekLoraneLostineLowellLyonsMadrasMalinManningManzanitaMapletonMarcolaMarionMarylhurstMaupinMcminnvilleMeachamMedfordMehamaMerlinMerrillMidlandMikkaloMill CityMilton FreewaterMitchellMolallaMonmouthMonroeMonumentMoroMosierMount AngelMount Hood ParkdaleMount VernonMulinoMurphyMyrtle CreekMyrtle PointNehalemNeotsuNeskowinNetartsNewbergNewportNorth BendNorth PlainsNorth PowderNorwayNotiO BrienOaklandOakridgeOceansideOdellOntarioOphirOregon CityOtisOtter RockOxbowPacific CityPaisleyPaulinaPendletonPhilomathPhoenixPilot RockPleasant HillPlushPort OrfordPortlandPostPowell ButtePowersPrairie CityPrincetonPrinevilleProspectRainierRaleigh HillsRedmondReedsportRemoteRhododendronRichlandRickreallRiddleRileyRitterRiversideRockaway BeachRogue RiverRose LodgeRoseburgRoseburg NorthRufusSaginawSaint BenedictSaint HelensSaint PaulSalemSandyScappooseScioScotts MillsScottsburgSeal RockSeasideSelmaSenecaShady CoveShanikoSheddSheridanSherwoodSiletzSilver LakeSilvertonSistersSixesSouth BeachSprague RiverSpraySpringfieldStanfieldStaytonSublimitySummer LakeSummervilleSumpterSutherlinSweet HomeSwisshomeTalentTangentTenmileTerrebonneThe DallesThurstonTidewaterTillamookTillerTimberToledoTolovana ParkTrailTroutdaleTualatinTurnerTygh ValleyUkiahUmatillaUmpquaUnionUnityValeVenetaVernoniaVidaWaldportWallowaWaltervilleWaltonWarm SpringsWarrenWarrentonWascoWedderburnWelchesWest LinnWestfallWestfirWestlakeWestonWheelerWhite CityWilburWildervilleWillaminaWilliamsWilsonvilleWinchesterWinstonWolf CreekWoodburnYachatsYamhillYoncallaOther Mortgage Rate Deals
First Mortgage Direct Mortgage Rates
Mortgage Rates: Today's Mortgage Rates
Home Mortgage Interest Rates Today 10/27: 30 Year Mortgage Rates at 4.25%, 15 Year Mortgage Rates at 3.54%
Record Low Mortgage Rates Fuel Refinance Mortgage Applications
Happy State Bank Mortgage Rates
Consumer Direct Mortgage Rates
Nationwide Bank Home Equity Line of Credit Rates
Chase Bank Mortgage Rates and Reviews
Mortgage Rates Mostly Higher: 30 Year Mortgage Rates at 4.02%
Mortgage Rates Above All-Time Low: 30 Year Mortgage Rates at 4.76%, 15 Year Mortgage Rates at 4.21%
|