Oregon Mortgage Rates October 2020

Oregon Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Oregon. Our rate table has a list of Oregon mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Oregon you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Oregon include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Oregon listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 97303, All points, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from Willamette Falls Financial
Willamette Falls Financial
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111725.gif
300000
Purchase
2.768%
2.750%
USD
Willamette Falls Financial Logo
NMLS # 264970
State Lic # ML-3866
10/21/2020
at 0.000 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $695
Let Us Help You Lower Your Monthly Payments!!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Willamette Falls Financial
Willamette Falls Financial
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111725.gif
300000
Purchase
2.671%
2.625%
USD
Willamette Falls Financial Logo
NMLS # 264970
State Lic # ML-3866
10/21/2020
at 0.375 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $1,820
Let Us Help You Lower Your Monthly Payments!!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corporation
AmeriSave Mortgage Corporation
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111333.gif
300000
Purchase
3.138%
3.125%
USD
AmeriSave Mortgage Corporation Logo
NMLS # 1168
State Lic # ML-2676
10/21/2020
at 0.000 pts
30 day lock rate
Est payment: $1,286
Fees in APR: $500
Direct Lender. Billions Funded.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Willamette Falls Financial
Willamette Falls Financial
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111725.gif
300000
Purchase
3.855%
2.500%
USD
Willamette Falls Financial Logo
NMLS # 264970
State Lic # ML-3866
10/21/2020
at -0.125 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $5,570
Let Us Help You Lower Your Monthly Payments!!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
3.646%
2.250%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # ML-4386
10/21/2020
at 0.250 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $6,517
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from Willamette Falls Financial
Willamette Falls Financial
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111725.gif
300000
Purchase
3.774%
2.375%
USD
Willamette Falls Financial Logo
NMLS # 264970
State Lic # ML-3866
10/21/2020
at 0.375 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $7,070
Let Us Help You Lower Your Monthly Payments!!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
3.728%
2.375%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # ML-4386
10/21/2020
at -0.250 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $5,056
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.437%
2.250%
USD
First Internet Bank Logo
NMLS # 424182
10/21/2020
at 2.500 pts
60 day lock rate
Est payment: $1,147
Fees in APR: $7,527
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.314%
3.125%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $7,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
5.006%
3.625%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2020
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $9,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
2.334%
2.125%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # ML-4386
10/21/2020
at 2.625 pts
45 day lock rate
Est payment: $1,128
Fees in APR: $8,506
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.604%
3.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $12,500
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.697%
3.250%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2020
at 2.000 pts
45 day lock rate
Est payment: $1,306
Fees in APR: $17,150
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.568%
3.125%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2020
at 2.000 pts
45 day lock rate
Est payment: $1,286
Fees in APR: $17,150
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from AmeriSave Mortgage Corp
AmeriSave Mortgage Corp
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111245.gif
300000
Purchase
USD
AmeriSave Mortgage Corp Logo
NMLS # 1168
10/21/2020
at 0.000 pts
0 day lock rate
Est payment:
Fees in APR:
Get a Mortgage Rate Quote Fast
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
2.538%
2.250%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # ML-4386
10/21/2020
at 0.375 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $11,662
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
2.635%
2.375%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # ML-4386
10/21/2020
at 0.000 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $10,450
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
3.693%
3.500%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2020
at 2.000 pts
45 day lock rate
Est payment: $1,348
Fees in APR: $7,250
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.132%
2.625%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2020
at 2.000 pts
45 day lock rate
Est payment: $1,205
Fees in APR: $12,500
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Willamette Falls Financial
Willamette Falls Financial
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111725.gif
300000
Purchase
3.701%
2.250%
USD
Willamette Falls Financial Logo
NMLS # 264970
State Lic # ML-3866
10/21/2020
at 1.000 pts
30 day lock rate
Est payment: $1,147
Fees in APR: $8,945
Let Us Help You Lower Your Monthly Payments!!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.511%
2.375%
USD
First Internet Bank Logo
NMLS # 424182
10/21/2020
at 1.875 pts
60 day lock rate
Est payment: $1,166
Fees in APR: $5,451
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
2.537%
2.500%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # ML-4386
10/21/2020
at 0.250 pts
45 day lock rate
Est payment: $1,186
Fees in APR: $1,477
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.777%
2.750%
USD
New American Funding Logo
NMLS # 6606
10/21/2020
at 0.375 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $1,062
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Willamette Falls Financial
Willamette Falls Financial
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111725.gif
300000
Purchase
2.671%
2.625%
USD
Willamette Falls Financial Logo
NMLS # 264970
State Lic # ML-3866
10/21/2020
at 0.375 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $1,820
Let Us Help You Lower Your Monthly Payments!!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Willamette Falls Financial
Willamette Falls Financial
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111725.gif
300000
Purchase
2.768%
2.750%
USD
Willamette Falls Financial Logo
NMLS # 264970
State Lic # ML-3866
10/21/2020
at 0.000 pts
30 day lock rate
Est payment: $1,225
Fees in APR: $695
Let Us Help You Lower Your Monthly Payments!!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.875%
2.875%
USD
New American Funding Logo
NMLS # 6606
10/21/2020
at 0.000 pts
30 day lock rate
Est payment: $1,245
Fees in APR: None
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
2.625%
2.625%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # ML-4386
10/21/2020
at -0.250 pts
45 day lock rate
Est payment: $1,205
Fees in APR: ($86)
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.875%
2.875%
USD
First Internet Bank Logo
NMLS # 424182
10/21/2020
at -0.125 pts
60 day lock rate
Est payment: $1,245
Fees in APR: ($387)
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_30YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.783%
2.750%
USD
First Internet Bank Logo
NMLS # 424182
10/21/2020
at 0.375 pts
60 day lock rate
Est payment: $1,225
Fees in APR: $1,266
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_30YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.676%
2.625%
USD
First Internet Bank Logo
NMLS # 424182
10/21/2020
at 0.625 pts
60 day lock rate
Est payment: $1,205
Fees in APR: $2,004
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_30YEARS Mortgage Loan from First Internet Bank
First Internet Bank
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111131.gif
300000
Purchase
2.589%
2.500%
USD
First Internet Bank Logo
NMLS # 424182
10/21/2020
at 1.125 pts
60 day lock rate
Est payment: $1,186
Fees in APR: $3,543
FDIC Insured and A+ on Better Business Bureau. Jumbo, FHA, VA and Home Equity loans available
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.593%
2.500%
USD
New American Funding Logo
NMLS # 6606
10/21/2020
at 1.250 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,666
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
2.402%
2.250%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # ML-4386
10/21/2020
at 1.875 pts
45 day lock rate
Est payment: $1,147
Fees in APR: $6,109
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from HighTechHomeLoans
HighTechHomeLoans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112330.gif
300000
Purchase
2.474%
2.375%
USD
HighTechHomeLoans Logo
NMLS # 7147
State Lic # ML-4386
10/21/2020
at 1.125 pts
45 day lock rate
Est payment: $1,166
Fees in APR: $3,955
HighTechLending is Here To Help
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
3.739%
3.625%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2020
at 1.000 pts
45 day lock rate
Est payment: $1,369
Fees in APR: $4,250
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.685%
2.625%
USD
New American Funding Logo
NMLS # 6606
10/21/2020
at 0.750 pts
30 day lock rate
Est payment: $1,205
Fees in APR: $2,358
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Willamette Falls Financial
Willamette Falls Financial
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111725.gif
300000
Purchase
2.584%
2.500%
USD
Willamette Falls Financial Logo
NMLS # 264970
State Lic # ML-3866
10/21/2020
at 0.875 pts
30 day lock rate
Est payment: $1,186
Fees in APR: $3,320
Let Us Help You Lower Your Monthly Payments!!!
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
2.517%
2.375%
USD
New American Funding Logo
NMLS # 6606
10/21/2020
at 1.875 pts
30 day lock rate
Est payment: $1,166
Fees in APR: $5,685
Direct lender specializing in helping you save money on your home loan.
 
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.


Oregon Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Oregon. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Oregon mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Oregon mortgage loans that have been made. As a result, Oregon mortgage rates today are lower than jumbo interest rates in Oregon. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Oregon Super Conforming Home Loan Rates

Super conforming mortgages in Oregon are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Oregon Jumbo Loan Interest Rates

Oregon jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Oregon are usually 0.75 basis points higher than conforming mortgage rates in Oregon because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Oregon Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Oregon. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Oregon Adjustable Interest Rates

Oregon adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Oregon Interest Only Home Mortgage Rates

Oregon interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Oregon FHA Mortgage Mortgage Rates

Borrowers in Oregon must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Oregon are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


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