Mortgage Rates in Oregon

  1. Compare Mortgage Rates
  2. Oregon Mortgage Rates

15-Year Fixed mortgage rates today with 0.000% point(s) in Oregon are at 6.500%, 15-Year Fixed mortgage rates in Oregon are at 6.250% with 0.000% point(s), Current Oregon fixed rate mortgages for a 30 Year Fixed mortgage are at 5.875% with 0.000% point(s).

Oregon Mortgage Rates:

Search and compare mortgage rates and refinance rates in Oregon. Our rate table has a list of Oregon mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Oregon. Save money by using our free tool to find customized mortgage and refinance rates for Oregon (OR). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Oregon you need to first have an understanding of the types of mortgages available and their corresponding interest rates.

Oregon 5/1 ARM mortgage rates are at 5.750% with 0.000% point(s), Mortgage rates on adjustable loans include 10/1 ARM with 0.000% point(s) in Oregon at 5.500%, Oregon 5/5 ARM mortgage rates are at 4.500% with 0.875% point(s).

Mortgage
APR
30-Year Fixed Conforming
5.42%
15-Year Fixed Conforming
5.03%
30-Year Fixed Jumbo
5.42%
15-Year Fixed Jumbo
5.03%
5/6 ARM Conforming
5.95%
5/6 ARM Jumbo
7.24%

Types of rates available in Oregon include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Oregon listed below.

Mortgage Rates in Oregon November 5, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
5.000%
5.178%
0.000
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
5.250%
5.341%
0.000
5.125%
5.354%
0.000
5.250%
5.381%
0.000
5.000%
5.401%
0.000
5.250%
5.401%
0.500
5.125%
5.409%
0.684
5.375%
5.414%
0.000
5.250%
5.415%
0.875
5.375%
5.415%
0.000
15-Year Fixed
5.250%
5.420%
0.000
5.275%
5.420%
0.000
5.125%
5.421%
0.000
5.375%
5.426%
0.000
5.375%
5.426%
0.000
5.125%
5.437%
0.000
5.250%
5.439%
1.000
5.125%
5.440%
0.000
5.250%
5.445%
0.000
15 Year Fixed
5.000%
5.447%
0.837
5.250%
5.451%
1.875
5.250%
5.452%
0.000
5.250%
5.452%
0.000
5.375%
5.452%
0.000
5.375%
5.457%
0.000
5.375%
5.460%
0.500
15 Year Fixed
5.250%
5.461%
0.000
5.250%
5.467%
0.000
5.375%
5.478%
0.000
5.250%
5.487%
1.000
5.375%
5.490%
0.000
5.375%
5.496%
0.500
15-Year Fixed (Jumbo)
5.250%
5.500%
1.000
5.375%
5.502%
0.000
5.375%
5.506%
0.375
5.375%
5.508%
0.000
5.375%
5.511%
0.500
5.000%
5.513%
0.250
5.000%
5.513%
0.250
5.490%
5.514%
0.000
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
5.375%
5.521%
0.000
5.375%
5.523%
0.000
5.375%
5.526%
0.000
3/5 Conforming ARM
4.750%
5.527%
0.250
5.500%
5.527%
0.000
20-Year Fixed
5.500%
5.528%
0.000
5.500%
5.535%
0.000
15-Year Fixed
5.500%
5.536%
0.000
4.750%
5.537%
0.250
10-Year Fixed
5.375%
5.540%
0.500
5.125%
5.547%
0.000
15 Year Fixed
5.375%
5.550%
0.000
5.500%
5.560%
0.000
5.500%
5.568%
0.500
30-Year Fixed VA
5.250%
5.570%
1.000
5.500%
5.573%
0.000
5.500%
5.581%
0.000
5.500%
5.581%
0.000
5.125%
5.585%
0.000
5.375%
5.587%
0.000
5.250%
5.592%
1.000
5.500%
5.595%
0.000
15-Year Fixed
5.375%
5.600%
1.000
30-Year Fixed
5.500%
5.601%
0.000
5.375%
5.605%
0.000
15-Year Fixed
5.500%
5.611%
0.250
5.525%
5.611%
0.000
5.500%
5.614%
0.000
5.375%
5.617%
0.000
10 Year Fixed
5.500%
5.617%
0.000
5.500%
5.618%
0.000
5.500%
5.619%
0.000
15-Year Fixed
5.500%
5.622%
0.000
15-Year Fixed
5.625%
5.627%
0.000
5.375%
5.631%
0.000
5.500%
5.633%
0.000
5.500%
5.636%
0.000
5.500%
5.639%
0.000
20 Year Fixed
5.500%
5.640%
0.000
5.500%
5.643%
0.000
5.375%
5.646%
1.000
15-Year Fixed
5.375%
5.650%
0.000
5.375%
5.651%
0.000
5.500%
5.651%
0.000
5.625%
5.658%
0.000
20 Year Fixed
5.500%
5.659%
0.000
5.500%
5.660%
1.000
5.625%
5.663%
0.000
5.500%
5.663%
0.000
15 Year Fixed Jumbo
5.625%
5.665%
0.000
5.125%
5.669%
2.000
4.500%
5.669%
0.875
30-Year Fixed
5.625%
5.671%
0.000
5.500%
5.673%
0.000
15-Year Fixed
5.500%
5.676%
0.000
5.500%
5.682%
0.000
5.500%
5.683%
0.250
10-Year Fixed (Power Rate)
5.375%
5.687%
0.000
30-Year Fixed
5.625%
5.687%
0.625
15-Year Fixed
5.625%
5.691%
0.000
30-Year Fixed Jumbo
5.500%
5.693%
0.000
15 Year Fixed
5.625%
5.695%
0.677
15-Year Fixed
5.625%
5.697%
0.000
5.625%
5.697%
0.000
5.625%
5.699%
0.000
5.625%
5.700%
0.000
5.625%
5.701%
0.000
5.500%
5.704%
0.000
20-Year Fixed
5.625%
5.710%
0.000
5.500%
5.716%
0.500
5.625%
5.717%
0.000
5.500%
5.718%
0.000
5.625%
5.718%
0.000
5.500%
5.719%
0.000
5.500%
5.719%
0.000
5.625%
5.721%
0.000
5.625%
5.726%
0.000
5.625%
5.726%
0.000
5.625%
5.731%
0.000
5.500%
5.737%
0.000
15-Year Fixed
5.625%
5.742%
0.500
5.625%
5.747%
0.000
5.750%
5.756%
0.000
5.375%
5.757%
2.000
15-Year Fixed Bi-weekly
5.625%
5.757%
0.000
20-Year Fixed
5.625%
5.762%
0.000
5.625%
5.763%
0.000
5.625%
5.766%
0.771
30-Year Fixed (Jumbo)
6.250%
5.766%
0.232
30-Year Fixed Jumbo
5.750%
5.767%
0.000
5.750%
5.768%
0.000
5.625%
5.769%
0.750
5.500%
5.771%
1.850
5.625%
5.772%
0.000
5.500%
5.775%
1.811
5.625%
5.776%
0.000
15-Year Fixed
5.625%
5.785%
0.000
5.625%
5.787%
0.375
5.625%
5.787%
0.000
30-Year Fixed
5.750%
5.793%
0.000
5.750%
5.793%
0.000
30-Year Fixed
5.500%
5.794%
0.000
20-Year Fixed
5.750%
5.795%
0.000
5.500%
5.798%
2.000
5.625%
5.800%
0.000
5.625%
5.800%
0.000
5.625%
5.800%
0.000
5.750%
5.800%
0.000
15-Year Fixed
5.750%
5.802%
0.000
5.375%
5.804%
0.000
10 Year Fixed
5.375%
5.808%
0.000
5.625%
5.810%
0.000
5.625%
5.815%
0.000
5.500%
5.816%
0.000
20 Year Fixed
5.750%
5.816%
0.000
5.625%
5.817%
0.000
20-Year Fixed
5.625%
5.820%
0.000
5.500%
5.820%
0.000
5.625%
5.829%
1.000
15 Year Fixed
5.750%
5.833%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.500%
5.839%
1.000
5.625%
5.840%
0.000
5.750%
5.841%
0.000
30 Year Jumbo Fixed
5.625%
5.844%
1.875
5.950%
5.845%
0.000
5.625%
5.846%
0.000
5.625%
5.846%
0.000
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
5.700%
5.850%
0.000
5.750%
5.851%
0.500
5.625%
5.853%
0.000
5.750%
5.853%
0.000
5.750%
5.855%
0.000
15-Year Fixed
5.750%
5.856%
0.000
5.750%
5.859%
1.000
15-Year Fixed
5.500%
5.860%
0.000
5.750%
5.860%
0.000
5.750%
5.861%
0.000
5.750%
5.865%
1.000
5.625%
5.866%
0.000
6.433%
5.875%
0.000
30-Year Fixed
5.875%
5.876%
0.000
20-Year Fixed
5.875%
5.876%
0.000
30-Year Fixed
5.750%
5.886%
0.000
5.875%
5.887%
0.125
20-Year Fixed
5.790%
5.888%
0.000
5.750%
5.888%
0.000
5.750%
5.891%
0.000
6.000%
5.892%
0.000
5.625%
5.894%
0.000
5.875%
5.898%
0.000
5.750%
5.900%
0.000
30-Year Fixed
5.875%
5.909%
0.000
30 Year Fixed
5.750%
5.916%
0.000
5.625%
5.917%
0.000
30 Year Fixed
5.875%
5.917%
0.309
5.849%
5.924%
0.000
30 Year Fixed
5.875%
5.925%
0.000
30-Year Fixed
5.750%
5.927%
1.000
5.875%
5.927%
0.500
20-Year Fixed
5.690%
5.928%
0.000
5.750%
5.928%
0.000
5.625%
5.929%
0.000
20-Year Fixed
5.875%
5.932%
0.000
5.875%
5.933%
0.000
5.875%
5.934%
0.000
5.875%
5.935%
0.000
5.750%
5.938%
1.500
5.375%
5.942%
0.000
5.375%
5.944%
0.000
30-Year Fixed
5.875%
5.945%
0.750
5.875%
5.947%
0.000
5.875%
5.947%
0.000
30-Year Fixed
5.875%
5.949%
0.000
5.825%
5.949%
0.000
5.750%
5.953%
0.000
5.875%
5.957%
0.000
5.875%
5.963%
0.000
15-Year Fixed
5.750%
5.964%
0.000
20-Year Fixed
5.875%
5.968%
0.500
5.875%
5.968%
0.000
15-Year Fixed
5.880%
5.970%
0.000
15-Year Fixed
5.750%
5.970%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.750%
5.971%
0.000
30-Year Fixed
5.875%
5.972%
0.000
5.750%
5.972%
0.000
5.250%
5.973%
0.000
5.875%
5.976%
0.000
5.750%
5.977%
2.000
5.750%
5.978%
0.000
5.875%
5.979%
0.000
15-Year Fixed
5.875%
5.985%
0.000
30-Year Fixed Jumbo
5.875%
5.987%
1.000
15-Year Fixed
5.690%
5.990%
0.000
15-Year Fixed
5.750%
5.990%
0.000
5.750%
5.990%
0.000
5.875%
5.993%
0.000
5.875%
5.993%
0.000
5.875%
5.996%
0.500
5.875%
5.996%
0.000
15-Year Fixed
5.875%
5.997%
0.000
5.875%
5.997%
1.000
5.875%
5.998%
0.000
5.875%
5.998%
0.000
5.875%
5.999%
0.000
5.875%
6.000%
0.000
5.875%
6.001%
0.000
30-Year Fixed
5.875%
6.008%
0.000
5.756%
6.008%
0.000
5.875%
6.010%
0.000
5.500%
6.010%
0.000
5.875%
6.010%
0.000
5.875%
6.010%
0.000
5.875%
6.010%
0.000
5.750%
6.012%
0.000
6.000%
6.013%
0.000
10-Year Fixed
5.590%
6.013%
0.000
30-Year Fixed Jumbo
5.875%
6.015%
0.500
20-Year Fixed
6.000%
6.015%
0.000
5.875%
6.015%
0.000
5.875%
6.015%
0.000
5.990%
6.016%
0.000
6.000%
6.017%
0.000
5.875%
6.019%
1.000
6.000%
6.019%
0.000
6.000%
6.021%
0.000
30-Year Fixed
6.000%
6.022%
0.000
6.000%
6.024%
0.000
6.250%
6.025%
0.000
5.500%
6.026%
0.000
5.875%
6.030%
0.000
30-Year Fixed (Jumbo)
5.875%
6.030%
1.000
5.875%
6.031%
0.000
5.875%
6.032%
0.000
5.875%
6.032%
0.000
15-Year Fixed (Jumbo)
6.000%
6.034%
0.000
5.990%
6.035%
0.000
6.000%
6.035%
0.375
6.000%
6.037%
0.000
5.875%
6.037%
0.000
5.990%
6.037%
0.000
5.750%
6.039%
0.000
30-Year Fixed
6.000%
6.040%
0.000
6.000%
6.044%
0.000
5.875%
6.048%
0.000
6.000%
6.051%
0.000
5.875%
6.054%
0.000
5.875%
6.055%
0.000
5.875%
6.055%
0.000
5.875%
6.055%
0.000
6.000%
6.062%
0.000
6.000%
6.062%
0.000
15-Year Fixed Jumbo
6.000%
6.065%
0.000
30-Year Fixed
6.125%
6.067%
0.000
6.000%
6.070%
0.000
30-Year Fixed
6.000%
6.071%
0.500
5.875%
6.073%
0.000
6.000%
6.074%
0.500
6.000%
6.079%
0.000
6.000%
6.079%
0.000
5.750%
6.079%
0.000
6.000%
6.080%
0.250
5.000%
6.081%
0.750
30-Year Fixed Bi-weekly
6.000%
6.082%
0.000
5.875%
6.085%
0.000
30-Year Fixed (FMNA)
6.000%
6.086%
0.000
15-Year Fixed
5.875%
6.090%
0.000
6.000%
6.092%
0.000
5.500%
6.093%
0.000
5/5 ARM High LTV
5.500%
6.094%
1.000
6.000%
6.099%
0.000
30-Year Fixed
6.000%
6.100%
0.000
6.000%
6.100%
0.000
10/1 ARM (Jumbo)
5.875%
6.101%
0.000
5.875%
6.105%
0.000
6.000%
6.105%
0.000
30 Year Fixed
6.000%
6.107%
0.000
6.000%
6.108%
0.000
5.250%
6.111%
0.000
5.750%
6.113%
0.000
15 Year Fixed
5.875%
6.113%
0.000
15-Year Fixed
6.000%
6.114%
0.000
5.875%
6.117%
0.000
6.000%
6.118%
0.000
15-Year Fixed
5.875%
6.120%
0.000
30-Year Fixed Jumbo
6.000%
6.120%
1.000
6.000%
6.122%
0.000
20 Year Fixed
5.875%
6.122%
0.000
30 Year Fixed
6.000%
6.122%
0.000
6.000%
6.125%
0.375
20-Year Fixed
5.875%
6.127%
0.000
10-Year Fixed
5.875%
6.129%
0.000
30 Year Fixed
6.000%
6.130%
0.000
10-Year Fixed
6.000%
6.132%
0.000
6.125%
6.135%
0.000
30-Year Fixed
6.000%
6.137%
1.000
6.000%
6.137%
0.000
6.000%
6.137%
0.000
6.000%
6.137%
0.000
30-Year Fixed (Jumbo)
6.125%
6.140%
0.000
15-Year Fixed
6.000%
6.143%
0.000
20-Year Fixed
6.000%
6.144%
0.000
6.000%
6.146%
0.000
6.000%
6.147%
0.000
5.875%
6.155%
0.000
5.875%
6.158%
0.000
5.875%
6.158%
0.000
15 Year Jumbo
6.125%
6.161%
0.000
4.875%
6.163%
0.000
6.000%
6.165%
0.000
6.000%
6.169%
0.000
5.875%
6.173%
0.000
6.000%
6.175%
0.000
5.750%
6.180%
0.000
15-Year Fixed
6.000%
6.181%
0.000
15-Year Fixed Jumbo
6.000%
6.181%
1.000
6.125%
6.182%
0.000
6.000%
6.182%
0.000
6.125%
6.184%
0.000
15 Year Fixed
5.875%
6.186%
0.000
6.125%
6.189%
0.000
6.125%
6.191%
0.000
6.125%
6.192%
0.000
30-Year Fixed
6.125%
6.193%
0.250
6.000%
6.199%
0.000
30-Year Fixed
6.125%
6.201%
0.000
6.125%
6.211%
0.000
6.000%
6.217%
0.000
6.500%
6.218%
0.000
30-Year Fixed
6.000%
6.218%
0.000
15-Year Fixed
6.125%
6.218%
0.000
6.125%
6.218%
0.000
6.125%
6.219%
0.000
6.125%
6.221%
0.000
5.750%
6.223%
0.000
5.750%
6.223%
0.000
5.750%
6.228%
0.000
6.000%
6.229%
0.000
15-Year Fixed
6.000%
6.232%
0.000
6.125%
6.234%
0.000
5.125%
6.235%
0.000
6.000%
6.239%
1.000
6.000%
6.244%
0.000
6.210%
6.245%
0.000
15-Year Fixed Jumbo
6.190%
6.246%
0.000
6.125%
6.246%
0.000
5.625%
6.249%
0.000
6.000%
6.250%
0.000
6.000%
6.250%
0.000
6.000%
6.250%
0.000
6.125%
6.252%
0.000
5.875%
6.253%
0.000
5.875%
6.253%
0.000
5.875%
6.254%
0.000
6.250%
6.256%
0.000
6.210%
6.259%
0.000
30-Year Fixed
6.125%
6.259%
0.000
30-Year Fixed Jumbo
6.125%
6.262%
0.000
30 Year Fixed Jumbo
6.250%
6.264%
0.000
30-Year Fixed (Jumbo)
6.250%
6.265%
0.000
5.125%
6.265%
0.000
30-Year Fixed (Jumbo)
6.250%
6.267%
0.000
30-Year Fixed
6.125%
6.270%
0.000
30 Year Fixed
6.200%
6.270%
0.000
15-Year Fixed
6.250%
6.271%
0.000
30-Year Fixed FHA
5.250%
6.273%
0.000
30-Year Fixed Jumbo
6.250%
6.273%
0.000
15-Year Fixed
6.125%
6.275%
0.000
6.125%
6.280%
0.000
6.250%
6.281%
0.000
30-Year Fixed
6.250%
6.282%
0.000
6.125%
6.284%
0.000
6.125%
6.285%
0.000
6.000%
6.286%
0.000
15-Year Fixed
6.000%
6.289%
0.000
6.000%
6.293%
0.000
5.625%
6.293%
0.000
5.625%
6.293%
0.000
30 Year Fixed (Jumbo)
6.250%
6.301%
0.000
6.125%
6.305%
0.000
6.125%
6.305%
0.000
15-Year Fixed
6.125%
6.308%
0.500
6.125%
6.310%
0.000
20-Year Fixed
6.125%
6.312%
0.000
30-Year Fixed
6.250%
6.315%
0.000
6.250%
6.315%
0.000
30-Year Fixed
6.125%
6.317%
0.000
6.250%
6.326%
0.000
5.125%
6.326%
0.000
5.500%
6.329%
0.000
5.500%
6.332%
0.000
6.250%
6.340%
0.000
5.750%
6.340%
0.000
30-Year Fixed
6.250%
6.340%
0.000
20-Year Fixed
6.250%
6.341%
0.000
30-Year Fixed
6.250%
6.345%
0.000
15-Year Fixed
6.125%
6.350%
0.000
15-Year Fixed Jumbo
6.125%
6.354%
0.000
30-Year Fixed
6.250%
6.361%
0.000
30-Year Fixed
6.190%
6.366%
0.000
6.250%
6.367%
0.000
6.000%
6.368%
0.000
6.250%
6.371%
0.000
6.125%
6.371%
0.000
40-Year Fixed (Jumbo)
6.375%
6.375%
0.000
6.250%
6.377%
0.000
5.615%
6.382%
0.862
10-Year Fixed
6.125%
6.384%
0.500
30-Year Fixed Jumbo
6.375%
6.385%
0.000
5/6 SOFR ARM Jumbo
6.375%
6.385%
0.000
6.250%
6.386%
0.000
30 Year Jumbo
6.375%
6.387%
0.000
6.250%
6.389%
0.000
6.250%
6.393%
0.000
6.375%
6.394%
0.000
15 Year Fixed
6.000%
6.395%
0.000
6.125%
6.397%
0.000
6.125%
6.402%
0.125
6.375%
6.413%
0.000
30-Year Fixed Jumbo
6.375%
6.415%
0.000
6.125%
6.417%
0.000
6.250%
6.424%
0.000
15-Year Fixed Jumbo
6.125%
6.425%
0.000
10 Year Fixed
5.875%
6.430%
0.000
5.635%
6.431%
0.842
5.625%
6.431%
0.000
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
6.375%
6.435%
0.000
30-Year Fixed (Jumbo)
6.375%
6.435%
0.000
6.250%
6.436%
0.000
6.375%
6.438%
0.125
30-Year Fixed
6.250%
6.438%
0.000
6.250%
6.447%
0.000
5.625%
6.450%
0.000
6.375%
6.460%
0.000
6.250%
6.460%
1.000
6.375%
6.472%
0.000
6.375%
6.473%
0.000
6.375%
6.476%
0.000
5.625%
6.477%
0.000
15-Year Fixed Jumbo
6.375%
6.480%
0.000
30-Year Fixed
6.375%
6.487%
0.500
30-Year Fixed FHA
5.625%
6.491%
2.000
5.750%
6.496%
0.000
15-Year Fixed Jumbo
6.375%
6.496%
0.000
10-Year Fixed
6.500%
6.500%
0.000
6.375%
6.500%
0.000
15 Year Fixed
6.400%
6.500%
0.000
30 Year Fixed
6.250%
6.504%
0.568
5.750%
6.507%
0.000
30-Year Fixed
6.500%
6.513%
0.000
6.250%
6.513%
1.000
30-Year Fixed (Power Rate)
6.375%
6.515%
0.000
5.875%
6.521%
0.000
20-Year Fixed
6.375%
6.522%
0.500
20-Year Fixed
6.125%
6.524%
2.000
5.750%
6.524%
0.000
15-Year Fixed
6.250%
6.525%
0.125
6.125%
6.526%
0.000
6.125%
6.527%
0.000
6.250%
6.529%
0.000
30-Year Fixed
6.375%
6.529%
0.000
6.491%
6.541%
0.000
30-Year Fixed
6.500%
6.557%
0.000
30-Year Fixed Jumbo
6.375%
6.558%
0.000
30 Year Fixed
6.375%
6.565%
0.000
30-Year Fixed Jumbo
6.490%
6.570%
0.000
30-Year Fixed
6.500%
6.570%
0.000
5.625%
6.571%
0.000
6.500%
6.575%
0.000
6.375%
6.580%
0.000
5.500%
6.581%
0.000
6.500%
6.581%
0.000
6.500%
6.587%
0.000
10 Year Fixed
6.450%
6.590%
0.000
20-Year Fixed
6.375%
6.596%
0.125
6.500%
6.598%
0.000
5.500%
6.602%
0.000
6.500%
6.606%
0.000
30-Year Fixed
6.500%
6.611%
0.000
5.625%
6.617%
0.000
30 Year Fixed
6.375%
6.618%
0.000
30-Year Fixed (Jumbo)
6.500%
6.621%
0.000
6.500%
6.622%
0.000
30-Year Fixed Jumbo
6.375%
6.623%
0.000
6.125%
6.627%
0.000
5.750%
6.628%
0.000
6.500%
6.628%
0.000
30-Year Fixed
6.625%
6.637%
0.000
5.625%
6.637%
1.000
30-Year Fixed
6.500%
6.638%
0.000
6.500%
6.640%
0.000
6.125%
6.644%
0.000
30-Year Fixed
6.500%
6.647%
0.000
30-Year Fixed
6.500%
6.648%
0.000
6.490%
6.650%
0.000
6.000%
6.651%
0.000
6.250%
6.656%
0.000
6.500%
6.661%
0.000
6.375%
6.662%
0.000
6.250%
6.666%
0.000
6.625%
6.666%
0.000
30-Year Fixed
6.500%
6.669%
0.125
6.625%
6.672%
0.000
6.625%
6.675%
0.000
6.500%
6.680%
0.000
5.875%
6.682%
0.000
6.000%
6.687%
0.000
30-Year Fixed
6.375%
6.694%
2.125
6.000%
6.694%
0.000
5.625%
6.697%
0.000
6.500%
6.701%
0.000
6.625%
6.708%
0.000
6.250%
6.716%
0.000
6.125%
6.717%
0.000
7/1 ARM (Jumbo)
6.500%
6.726%
0.000
6.500%
6.726%
0.000
30-Year Fixed Jumbo
6.691%
6.729%
0.000
15-Year Fixed
6.500%
6.744%
0.000
5 Year Balloon
6.500%
6.750%
0.000
6.125%
6.755%
0.000
5/1 ARM (Jumbo)
6.500%
6.771%
0.000
6.500%
6.777%
0.000
5.375%
6.780%
0.000
6.375%
6.783%
0.000
5.875%
6.784%
0.000
6.625%
6.790%
0.000
5.375%
6.794%
0.000
30-Year Fixed (Jumbo)
6.750%
6.797%
0.000
6.750%
6.803%
0.000
6.750%
6.812%
0.000
6.000%
6.815%
0.000
20-Year Fixed
6.625%
6.821%
0.000
6.750%
6.823%
0.000
15-Year Fixed (Jumbo)
6.625%
6.824%
0.000
6.750%
6.827%
0.000
15 Year Fixed Jumbo
6.375%
6.832%
0.000
6.125%
6.855%
0.000
6.125%
6.864%
0.000
6.250%
6.873%
0.000
6.750%
6.874%
0.000
6.400%
6.890%
1.000
5.500%
6.895%
1.000
6.600%
6.900%
1.000
6.750%
6.904%
0.000
6.500%
6.939%
0.000
6.125%
6.946%
0.000
6.500%
6.947%
0.000
5.625%
6.950%
0.000
6.625%
6.962%
0.000
30-Year Fixed FHA
5.500%
6.995%
0.000
15-Year Fixed
7.000%
7.000%
0.000
6.750%
7.002%
0.000
5.625%
7.010%
0.000
6.500%
7.012%
0.000
6.875%
7.028%
0.000
7.000%
7.041%
0.000
6.875%
7.042%
1.000
7/6-Month ARM Jumbo
5.875%
7.044%
1.000
6.500%
7.058%
0.000
7.000%
7.075%
0.000
30-Year Fixed Jumbo
7.000%
7.081%
0.000
6.250%
7.087%
0.000
5.750%
7.093%
0.000
6.500%
7.104%
0.000
6.990%
7.135%
0.000
6.375%
7.143%
0.000
7.000%
7.155%
0.000
5.375%
7.156%
1.000
6.900%
7.160%
0.000
7.000%
7.168%
0.000
6.500%
7.195%
0.000
30-Year Fixed
7.200%
7.200%
0.000
30-Year Fixed Jumbo
6.875%
7.204%
1.000
4.990%
7.206%
0.000
4.990%
7.206%
0.000
6.625%
7.218%
0.000
6.250%
7.220%
0.750
6.999%
7.235%
0.000
5.625%
7.240%
0.000
30-Year Fixed Jumbo
7.250%
7.255%
0.000
5.750%
7.275%
0.365
5.500%
7.275%
0.000
7.125%
7.283%
0.000
5.625%
7.300%
0.000
5.990%
7.312%
0.000
5.990%
7.312%
0.000
7.000%
7.339%
0.000
7.250%
7.362%
0.000
7/6-Month ARM
6.375%
7.380%
1.000
6.240%
7.419%
0.000
6.875%
7.451%
0.100
7.250%
7.454%
0.000
5-Year ARM Jumbo
4.750%
7.458%
0.000
7.375%
7.484%
0.000
7.375%
7.487%
0.000
7.250%
7.490%
0.000
7.250%
7.494%
0.000
5.375%
7.516%
0.000
7.350%
7.547%
0.000
7.500%
7.614%
0.000
7.250%
7.628%
0.000
6.250%
7.636%
0.839
7.500%
7.654%
0.000
5/1 Adjustable
7.125%
7.696%
0.000
7.000%
7.700%
0.000
6.675%
7.760%
0.000
6.750%
8.450%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Oregon Lenders and Mortgage Brokers

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Oregon Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Oregon. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Oregon mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Oregon mortgage loans that have been made. As a result, Oregon mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Oregon Super Conforming Home Loan Rates

Super conforming mortgages in Oregon are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Oregon Jumbo Loan Interest Rates

Oregon jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Oregon are usually 0.75 basis points higher than conforming mortgage rates in Oregon because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Oregon Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Oregon. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Oregon Adjustable Interest Rates

Oregon adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Oregon Interest Only Home Mortgage Rates

Oregon interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Oregon FHA Mortgage Mortgage Rates

Borrowers in Oregon must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Oregon are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Oregon Rates & Resources

Oregon Savings Rates
Oregon CD Rates


Cities in Oregon

Adams

Adel

Adrian

Agness

Albany

Allegany

Alsea

Alvadore

Amity

Antelope

Arch Cape

Arlington

Arock

Ashland

Ashwood

Astoria

Athena

Aumsville

Aurora

Azalea

Baker City

Bandon

Banks

Bates

Bay City

Beatty

Beaver

Beavercreek

Beaverton

Bend

Blachly

Blodgett

Blue River

Bly

Boardman

Bonanza

Boring

Bridal Veil

Bridgeport

Brightwood

Broadbent

Brogan

Brookings

Brothers

Brownsville

Burns

Butte Falls

Buxton

Camas Valley

Camp Sherman

Canby

Cannon Beach

Canyon City

Canyonville

Carlton

Cascade Locks

Cascadia

Cave Junction

Cayuse

Central Point

Chemult

Cheshire

Chiloquin

Christmas Valley

Clackamas

Clatskanie

Cloverdale

Colton

Columbia City

Condon

Coos Bay

Coquille

Corbett

Cornelius

Corvallis

Cottage Grove

Cove

Crabtree

Crane

Crater Lake

Crawfordsville

Crescent

Crescent Lake

Creswell

Culp Creek

Culver

Curtin

Dairy

Dallas

Days Creek

Dayton

Dayville

Deadwood

Deer Island

Depoe Bay

Detroit

Dexter

Diamond

Dillard

Donald

Dorena

Drain

Drewsey

Dufur

Dundee

Durkee

Eagle Creek

Eagle Point

Echo

Eddyville

Elgin

Elkton

Elmira

Enterprise

Estacada

Eugene

Fairview

Fall Creek

Falls City

Fields

Florence

Forest Grove

Fort Klamath

Fort Rock

Fossil

Foster

Fox

Frenchglen

Gales Creek

Gardiner

Garibaldi

Gaston

Gates

Gervais

Gilchrist

Gladstone

Glendale

Gleneden Beach

Glide

Gold Beach

Gold Hill

Government Camp

Grand Ronde

Grants Pass

Grass Valley

Gresham

Haines

Halfway

Halsey

Hammond

Harper

Harrisburg

Hebo

Helix

Heppner

Hereford

Hermiston

Hillsboro

Hines

Hood River

Hubbard

Huntington

Idanha

Idleyld Park

Imbler

Imnaha

Independence

Ione

Ironside

Irrigon

Jacksonville

Jamieson

Jefferson

John Day

Joseph

Junction City

Juntura

Keizer

Keno

Kent

Kerby

Kimberly

Klamath Falls

La Grande

La Pine

Lafayette

Lake Oswego

Lakeside

Lakeview

Langlois

Lawen

Lebanon

Lexington

Lincoln City

Logsden

Long Creek

Lorane

Lostine

Lowell

Lyons

Madras

Malin

Manning

Manzanita

Mapleton

Marcola

Marion

Marylhurst

Maupin

Mcminnville

Meacham

Medford

Mehama

Merlin

Merrill

Midland

Mikkalo

Mill City

Milton Freewater

Mitchell

Molalla

Monmouth

Monroe

Monument

Moro

Mosier

Mount Angel

Mount Hood Parkdale

Mount Vernon

Mulino

Murphy

Myrtle Creek

Myrtle Point

Nehalem

Neotsu

Neskowin

Netarts

Newberg

Newport

North Bend

North Plains

North Powder

Norway

Noti

O Brien

Oakland

Oakridge

Oceanside

Odell

Ontario

Ophir

Oregon City

Otis

Otter Rock

Oxbow

Pacific City

Paisley

Paulina

Pendleton

Philomath

Phoenix

Pilot Rock

Pleasant Hill

Plush

Port Orford

Portland

Post

Powell Butte

Powers

Prairie City

Princeton

Prineville

Prospect

Rainier

Raleigh Hills

Redmond

Reedsport

Remote

Rhododendron

Richland

Rickreall

Riddle

Riley

Ritter

Riverside

Rockaway Beach

Rogue River

Rose Lodge

Roseburg

Roseburg North

Rufus

Saginaw

Saint Benedict

Saint Helens

Saint Paul

Salem

Sandy

Scappoose

Scio

Scotts Mills

Scottsburg

Seal Rock

Seaside

Selma

Seneca

Shady Cove

Shaniko

Shedd

Sheridan

Sherwood

Siletz

Silver Lake

Silverton

Sisters

Sixes

South Beach

Sprague River

Spray

Springfield

Stanfield

Stayton

Sublimity

Summer Lake

Summerville

Sumpter

Sutherlin

Sweet Home

Swisshome

Talent

Tangent

Tenmile

Terrebonne

The Dalles

Thurston

Tidewater

Tillamook

Tiller

Timber

Toledo

Tolovana Park

Trail

Troutdale

Tualatin

Turner

Tygh Valley

Ukiah

Umatilla

Umpqua

Union

Unity

Vale

Veneta

Vernonia

Vida

Waldport

Wallowa

Walterville

Walton

Warm Springs

Warren

Warrenton

Wasco

Wedderburn

Welches

West Linn

Westfall

Westfir

Westlake

Weston

Wheeler

White City

Wilbur

Wilderville

Willamina

Williams

Wilsonville

Winchester

Winston

Wolf Creek

Woodburn

Yachats

Yamhill

Yoncalla

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