Oklahoma Mortgage Rates and Refinance Rates

Oklahoma Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Oklahoma. Our rate table has a list of Oklahoma mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Oklahoma you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Oklahoma include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Oklahoma listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 73101, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.587
4.500
USD
Ally Bank Logo
at 0.100 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $2,723
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.203
4.115
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # ML010197
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $1,452.21
Fees in APR: $2,852
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.356
4.125
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $5,144
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.521
4.375
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 1.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $2,100
 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.468
4.375
USD
Flagstar Bank Logo
NMLS # 417490
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $2,961
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from McGlone Mortgage Group
McGlone Mortgage Group
https://www.brimg.net/system/img/inst/2125_logo.gif
300000
Refinance
4.400
4.375
USD
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $895
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.273
4.240
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # ML010197
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $1,474.06
Fees in APR: $1,181
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.750
4.750
USD
Ally Bank Logo
at 0.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: None
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.659
4.625
USD
Flagstar Bank Logo
NMLS # 417490
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $1,193
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.306
4.250
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,995
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.500
4.500
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.246
3.875
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 2.000 pts
30 day lock rate
Est payment: $1,410.71
Fees in APR: $7,087
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.410
4.250
USD
Flagstar Bank Logo
NMLS # 417490
at 1.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,325
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.063
3.865
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # ML010197
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $1,409.00
Fees in APR: $3,794
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.512
4.375
USD
Ally Bank Logo
at 1.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,492
Thanks for the inquiry! 
 
30 yr fixed mtg refi Mortgage Loan from Arvest Bank
Arvest Bank
300000
Refinance
4.862
4.750
USD
Arvest Bank
4.862%
8/9/2018
4.750%
at 1.000 pts
45 day lock rate
Est payment: $1,564.94
Fees in APR: $854
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.607
4.500
USD
Bank of America
4.607%
8/14/2018
4.500%
at 0.974 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $824
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.790
4.750
USD
Citizens Bank, NA
4.790%
8/10/2018
4.750%
at 0.125 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $998
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Oklahoma Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Oklahoma. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Oklahoma mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Oklahoma mortgage loans that have been made. As a result, Oklahoma mortgage rates today are lower than jumbo interest rates in Oklahoma. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Oklahoma Super Conforming Home Loan Rates

Super conforming mortgages in Oklahoma are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Oklahoma Jumbo Loan Interest Rates

Oklahoma jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Oklahoma are usually 0.75 basis points higher than conforming mortgage rates in Oklahoma because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Oklahoma Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Oklahoma. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Oklahoma Adjustable Interest Rates

Oklahoma adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Oklahoma Interest Only Home Mortgage Rates

Oklahoma interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Oklahoma FHA Mortgage Mortgage Rates

Borrowers in Oklahoma must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Oklahoma are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Oklahoma Rates & Resources

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Google Map for Oklahoma Rates & Resources


Cities in Oklahoma

Achille

Ada

Adair

Adams

Addington

Afton

Agra

Albany

Albert

Albion

Alderson

Alex

Aline

Allen

Altus

Altus AFB

Alva

Amber

Ames

Amorita

Anadarko

Antlers

Apache

Arapaho

Arcadia

Ardmore

Arkoma

Arnett

Asher

Atoka

Atwood

Avant

Balko

Barnsdall

Bartlesville

Battiest

Beaver

Beggs

Bennington

Bessie

Bethany

Bethel

Big Cabin

Billings

Binger

Bison

Bixby

Blackwell

Blair

Blanchard

Blanco

Blocker

Bluejacket

Boise City

Bokchito

Bokoshe

Boley

Boswell

Bowlegs

Bowring

Boynton

Bradley

Braggs

Braman

Bray

Bristow

Broken Arrow

Broken Bow

Bromide

Buffalo

Bunch

Burbank

Burlington

Burneyville

Burns Flat

Butler

Byars

Cache

Caddo

Calera

Calumet

Calvin

Camargo

Cameron

Canadian

Caney

Canton

Canute

Cardin

Carmen

Carnegie

Carney

Carrier

Carter

Cartwright

Cashion

Castle

Catoosa

Cement

Centrahoma

Chandler

Chattanooga

Checotah

Chelsea

Cherokee

Chester

Cheyenne

Chickasha

Choctaw

Chouteau

Claremore

Clarita

Clayton

Cleo Springs

Cleveland

Clinton

Coalgate

Colbert

Colcord

Coleman

Collinsville

Colony

Comanche

Commerce

Concho

Connerville

Cookson

Copan

Cordell

Corn

Council Hill

Countyline

Covington

Coweta

Coyle

Crawford

Crescent

Cromwell

Crowder

Cushing

Custer City

Cyril

Dacoma

Daisy

Davenport

Davidson

Davis

Deer Creek

Delaware

Depew

Devol

Dewar

Dewey

Dibble

Dill City

Disney

Dodge

Dougherty

Douglas

Dover

Drummond

Drumright

Duke

Duncan

Durant

Durham

Dustin

Eagletown

Eakly

Earlsboro

Edmond

El Reno

Eldorado

Elgin

Elk City

Elmer

Elmore City

Enid

Erick

Eucha

Eufaula

Fairfax

Fairland

Fairmont

Fairview

Fanshawe

Fargo

Faxon

Fay

Felt

Finley

Fittstown

Fitzhugh

Fletcher

Forgan

Fort Cobb

Fort Gibson

Fort Sill

Fort Supply

Fort Towson

Foss

Foster

Fox

Foyil

Francis

Frederick

Freedom

Gage

Gans

Garber

Garvin

Gate

Geary

Gene Autry

Geronimo

Glencoe

Glenpool

Golden

Goltry

Goodwell

Gore

Gotebo

Gould

Gowen

Gracemont

Graham

Grandfield

Granite

Grant

Greenfield

Grove

Guthrie

Guymon

Haileyville

Hallett

Hammon

Hanna

Hardesty

Harrah

Hartshorne

Haskell

Hastings

Haworth

Headrick

Healdton

Heavener

Helena

Hendrix

Hennepin

Hennessey

Henryetta

Hillsdale

Hinton

Hitchcock

Hitchita

Hobart

Hodgen

Holdenville

Hollis

Hollister

Hominy

Honobia

Hooker

Hopeton

Howe

Hoyt

Hugo

Hulbert

Hunter

Hydro

Idabel

Indiahoma

Indianola

Inola

Isabella

Jay

Jenks

Jennings

Jet

Jones

Kansas

Kaw City

Kellyville

Kemp

Kenefic

Kenton

Keota

Kerrick

Ketchum

Keyes

Kiefer

Kingfisher

Kingston

Kinta

Kiowa

Knowles

Konawa

Krebs

Kremlin

Lahoma

Lamar

Lamont

Lane

Langley

Langston

Laverne

Lawton

Lebanon

Leedey

Leflore

Lehigh

Lenapah

Leon

Leonard

Lequire

Lexington

Lindsay

Loco

Locust Grove

Lone Grove

Lone Wolf

Longdale

Lookeba

Loveland

Loyal

Lucien

Luther

Macomb

Madill

Manchester

Mangum

Manitou

Mannford

Mannsville

Maramec

Marble City

Marietta

Marland

Marlow

Marshall

Martha

Maud

May

Mayfield

Maysville

Mazie

Mcalester

McCord

Mccurtain

Mcloud

Mead

Medford

Medicine Park

Meeker

Meers

Meno

Meridian

Miami

Milburn

Milfay

Mill Creek

Millerton

Minco

Moffett

Monroe

Moodys

Mooreland

Morris

Morrison

Mounds

Mountain Park

Mountain View

Moyers

Muldrow

Mulhall

Muse

Muskogee

Mustang

Mutual

Nardin

Nash

Nashoba

Newalla

Newcastle

Newkirk

Nicoma Park

Ninnekah

Noble

Norman

North Miami

Nowata

Oakhurst

Oaks

Oakwood

Ochelata

Oilton

Okarche

Okay

Okeene

Okemah

Oklahoma City

Okmulgee

Oktaha

Olustee

Omega

Oologah

Orlando

Osage

Oscar

Overbrook

Owasso

Paden

Panama

Panola

Paoli

Park Hill

Pauls Valley

Pawhuska

Pawnee

Peggs

Perkins

Pernell

Perry

Picher

Pickens

Piedmont

Pittsburg

Platter

Pocasset

Pocola

Ponca City

Pond Creek

Porter

Porum

Poteau

Prague

Preston

Proctor

Prue

Pryor

Purcell

Putnam

Quapaw

Quinton

Ralston

Ramona

Randlett

Ratliff City

Rattan

Ravia

Red Oak

Red Rock

Redbird

Rentiesville

Reydon

Ringling

Ringold

Ringwood

Ripley

Rocky

Roff

Roland

Roosevelt

Rose

Rosston

Rufe

Rush Springs

Ryan

S Coffeyville

Saint Louis

Salina

Sallisaw

Sand Springs

Sapulpa

Sasakwa

Savanna

Sawyer

Sayre

Schulter

Seiling

Seminole

Sentinel

Shady Point

Shamrock

Sharon

Shattuck

Shawnee

Shidler

Skiatook

Slick

Smithville

Snow

Snyder

Soper

Southard

Sparks

Spavinaw

Spencer

Spencerville

Sperry

Spiro

Springer

Sterling

Stidham

Stigler

Stillwater

Stilwell

Stonewall

Strang

Stratford

Stringtown

Stroud

Stuart

Sulphur

Sweetwater

Swink

Taft

Tahlequah

Talala

Talihina

Taloga

Tatums

Tecumseh

Temple

Terlton

Terral

Texhoma

Texola

Thackerville

Thomas

Tipton

Tishomingo

Tonkawa

Tryon

Tullahassee

Tulsa

Tupelo

Turpin

Tuskahoma

Tussy

Tuttle

Twin Oaks

Tyrone

Union City

Valliant

Velma

Vera

Verden

Vian

Vici

Vinita

Vinson

Wagoner

Wainwright

Wakita

Walters

Wanette

Wann

Wapanucka

Wardville

Warner

Washington

Washita

Watonga

Watson

Watts

Waukomis

Waurika

Wayne

Waynoka

Weatherford

Webbers Falls

Welch

Weleetka

Welling

Wellston

Westville

Wetumka

Wewoka

Wheatland

Whitefield

Whitesboro

Wilburton

Willow

Wilson

Wister

Woodward

Wright City

Wyandotte

Wynnewood

Wynona

Yale

Yukon