Mortgage Rates in OklahomaCurrent Oklahoma fixed rate mortgages for a 15 Year Fixed mortgage are at 6.375% with 0.000% point(s), 15-Year Fixed mortgage rates today with 0.000% point(s) in Oklahoma are at 6.250%, 30-Year Fixed mortgage rates in Oklahoma are at 6.250% with 0.000% point(s). Oklahoma Mortgage Rates:Search and compare mortgage rates and refinance rates in Oklahoma. Our rate table has a list of Oklahoma mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Oklahoma. Save money by using our free tool to find customized mortgage and refinance rates for Oklahoma (OK). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Oklahoma you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Oklahoma 5/6 ARM mortgage rates are at 5.875% with 0.218% point(s), Adjustable rates on 7/1 ARM loans in Oklahoma with 0.000% point(s) are at 6.500%, Oklahoma 7-Year ARM mortgage rates are at 6.000% with 0.000% point(s). Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.45%
5/6 ARM Jumbo
6.83%
Types of rates available in Oklahoma include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Oklahoma listed below. Mortgage Rates in Oklahoma March 23, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Oklahoma Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in Oklahoma? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. Oklahoma Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in Oklahoma? You can list your company, contact information, website an logo here. Contact us to find out how. Oklahoma Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Oklahoma. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Oklahoma mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Oklahoma mortgage loans that have been made. As a result, Oklahoma mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Oklahoma Super Conforming Home Loan RatesSuper conforming mortgages in Oklahoma are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Oklahoma Jumbo Loan Interest RatesOklahoma jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Oklahoma are usually 0.75 basis points higher than conforming mortgage rates in Oklahoma because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Oklahoma Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Oklahoma. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Oklahoma Adjustable Interest RatesOklahoma adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Oklahoma Interest Only Home Mortgage RatesOklahoma interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Oklahoma FHA Mortgage Mortgage RatesBorrowers in Oklahoma must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Oklahoma are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Cities in OklahomaAchilleAdaAdairAdamsAddingtonAftonAgraAlbanyAlbertAlbionAldersonAlexAlineAllenAltusAltus AFBAlvaAmberAmesAmoritaAnadarkoAntlersApacheArapahoArcadiaArdmoreArkomaArnettAsherAtokaAtwoodAvantBalkoBarnsdallBartlesvilleBattiestBeaverBeggsBenningtonBessieBethanyBethelBig CabinBillingsBingerBisonBixbyBlackwellBlairBlanchardBlancoBlockerBluejacketBoise CityBokchitoBokosheBoleyBoswellBowlegsBowringBoyntonBradleyBraggsBramanBrayBristowBroken ArrowBroken BowBromideBuffaloBunchBurbankBurlingtonBurneyvilleBurns FlatButlerByarsCacheCaddoCaleraCalumetCalvinCamargoCameronCanadianCaneyCantonCanuteCardinCarmenCarnegieCarneyCarrierCarterCartwrightCashionCastleCatoosaCementCentrahomaChandlerChattanoogaChecotahChelseaCherokeeChesterCheyenneChickashaChoctawChouteauClaremoreClaritaClaytonCleo SpringsClevelandClintonCoalgateColbertColcordColemanCollinsvilleColonyComancheCommerceConchoConnervilleCooksonCopanCordellCornCouncil HillCountylineCovingtonCowetaCoyleCrawfordCrescentCromwellCrowderCushingCuster CityCyrilDacomaDaisyDavenportDavidsonDavisDeer CreekDelawareDepewDevolDewarDeweyDibbleDill CityDisneyDodgeDoughertyDouglasDoverDrummondDrumrightDukeDuncanDurantDurhamDustinEagletownEaklyEarlsboroEdmondEl RenoEldoradoElginElk CityElmerElmore CityEnidErickEuchaEufaulaFairfaxFairlandFairmontFairviewFanshaweFargoFaxonFayFeltFinleyFittstownFitzhughFletcherForganFort CobbFort GibsonFort SillFort SupplyFort TowsonFossFosterFoxFoyilFrancisFrederickFreedomGageGansGarberGarvinGateGearyGene AutryGeronimoGlencoeGlenpoolGoldenGoltryGoodwellGoreGoteboGouldGowenGracemontGrahamGrandfieldGraniteGrantGreenfieldGroveGuthrieGuymonHaileyvilleHallettHammonHannaHardestyHarrahHartshorneHaskellHastingsHaworthHeadrickHealdtonHeavenerHelenaHendrixHennepinHennesseyHenryettaHillsdaleHintonHitchcockHitchitaHobartHodgenHoldenvilleHollisHollisterHominyHonobiaHookerHopetonHoweHoytHugoHulbertHunterHydroIdabelIndiahomaIndianolaInolaIsabellaJayJenksJenningsJetJonesKansasKaw CityKellyvilleKempKeneficKentonKeotaKerrickKetchumKeyesKieferKingfisherKingstonKintaKiowaKnowlesKonawaKrebsKremlinLahomaLamarLamontLaneLangleyLangstonLaverneLawtonLebanonLeedeyLefloreLehighLenapahLeonLeonardLequireLexingtonLindsayLocoLocust GroveLone GroveLone WolfLongdaleLookebaLovelandLoyalLucienLutherMacombMadillManchesterMangumManitouMannfordMannsvilleMaramecMarble CityMariettaMarlandMarlowMarshallMarthaMaudMayMayfieldMaysvilleMazieMcalesterMcCordMccurtainMcloudMeadMedfordMedicine ParkMeekerMeersMenoMeridianMiamiMilburnMilfayMill CreekMillertonMincoMoffettMonroeMoodysMoorelandMorrisMorrisonMoundsMountain ParkMountain ViewMoyersMuldrowMulhallMuseMuskogeeMustangMutualNardinNashNashobaNewallaNewcastleNewkirkNicoma ParkNinnekahNobleNormanNorth MiamiNowataOakhurstOaksOakwoodOchelataOiltonOkarcheOkayOkeeneOkemahOklahoma CityOkmulgeeOktahaOlusteeOmegaOologahOrlandoOsageOscarOverbrookOwassoPadenPanamaPanolaPaoliPark HillPauls ValleyPawhuskaPawneePeggsPerkinsPernellPerryPicherPickensPiedmontPittsburgPlatterPocassetPocolaPonca CityPond CreekPorterPorumPoteauPraguePrestonProctorPruePryorPurcellPutnamQuapawQuintonRalstonRamonaRandlettRatliff CityRattanRaviaRed OakRed RockRedbirdRentiesvilleReydonRinglingRingoldRingwoodRipleyRockyRoffRolandRooseveltRoseRosstonRufeRush SpringsRyanS CoffeyvilleSaint LouisSalinaSallisawSand SpringsSapulpaSasakwaSavannaSawyerSayreSchulterSeilingSeminoleSentinelShady PointShamrockSharonShattuckShawneeShidlerSkiatookSlickSmithvilleSnowSnyderSoperSouthardSparksSpavinawSpencerSpencervilleSperrySpiroSpringerSterlingStidhamStiglerStillwaterStilwellStonewallStrangStratfordStringtownStroudStuartSulphurSweetwaterSwinkTaftTahlequahTalalaTalihinaTalogaTatumsTecumsehTempleTerltonTerralTexhomaTexolaThackervilleThomasTiptonTishomingoTonkawaTryonTullahasseeTulsaTupeloTurpinTuskahomaTussyTuttleTwin OaksTyroneUnion CityValliantVelmaVeraVerdenVianViciVinitaVinsonWagonerWainwrightWakitaWaltersWanetteWannWapanuckaWardvilleWarnerWashingtonWashitaWatongaWatsonWattsWaukomisWaurikaWayneWaynokaWeatherfordWebbers FallsWelchWeleetkaWellingWellstonWestvilleWetumkaWewokaWheatlandWhitefieldWhitesboroWilburtonWillowWilsonWisterWoodwardWright CityWyandotteWynnewoodWynonaYaleYukonOther Mortgage Rate Deals
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