Ohio Mortgage Rates and Refinance Rates

Ohio Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Ohio. Our rate table has a list of Ohio mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Ohio you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Ohio include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Ohio listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 43201, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,754
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,748
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # SM.501717.000
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $1,531
Thank you for your inquiry, we will be in touch shortly. 
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # MBMB.850063.000
(877) 437-3841
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # SM.501717.000
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # SM.501717.000
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $656
Thank you for your inquiry, we will be in touch shortly. 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $356
Thank you for your inquiry! 
 
at 0.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $337
Thank you for your inquiry! 
 
Ally Bank Logo
NMLS # 181005
(877) 738-5335
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $870
 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,556
Thank you for your inquiry! 
 
at 0.875 pts
45 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
United Fidelity Bank, fsb
4.158%
10/11/2017
4.125%
at 0.000 pts
45 day lock rate
Est payment: $969.30
Fees in APR: $795
 
 
IAB Financial Bank
4.285%
10/11/2017
4.250%
at 0.000 pts
30 day lock rate
Est payment: $983.88
Fees in APR: $828
 
 
Citizens Bank, NA
4.088%
10/11/2017
4.000%
at 0.375 pts
60 day lock rate
Est payment: $954.83
Fees in APR: $1,348
 
 
LincolnWay Community Bank
3.920%
10/17/2017
3.875%
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $1,085
 
 
Raymond James Bank, NA
4.305%
10/17/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $1,299
 
 
The Richwood Banking Company, Inc.
4.259%
10/12/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $212
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Ohio Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Ohio. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Ohio mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Ohio mortgage loans that have been made. As a result, Ohio mortgage rates today are lower than jumbo interest rates in Ohio. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Ohio Super Conforming Home Loan Rates

Super conforming mortgages in Ohio are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Ohio Jumbo Loan Interest Rates

Ohio jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Ohio are usually 0.75 basis points higher than conforming mortgage rates in Ohio because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Ohio Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Ohio. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Ohio Adjustable Interest Rates

Ohio adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Ohio Interest Only Home Mortgage Rates

Ohio interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Ohio FHA Mortgage Mortgage Rates

Borrowers in Ohio must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Ohio are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Ohio Rates & Resources


Cities in Ohio

Aberdeen

Ada

Adamsville

Addyston

Adelphi

Adena

Adrian

Akron

Albany

Alexandria

Alger

Alledonia

Alliance

Alpha

Alvada

Alvordton

Amanda

Amelia

Amesville

Amherst

Amlin

Amsden

Amsterdam

Andover

Anna

Ansonia

Antwerp

Apple Creek

Arcadia

Arcanum

Archbold

Arlington

Ashland

Ashley

Ashtabula

Ashville

Athens

Attica

Atwater

Augusta

Aurora

Austinburg

Ava

Avon

Avon Lake

Bainbridge

Bakersville

Baltic

Baltimore

Bannock

Barberton

Barlow

Barnesville

Bartlett

Barton

Bascom

Batavia

Bath

Bay Village

Beach City

Beachwood

Beallsville

Beaver

Beaverdam

Bedford

Bellaire

Bellbrook

Belle Center

Belle Valley

Bellefontaine

Bellevue

Bellville

Belmont

Belmore

Beloit

Belpre

Benton Ridge

Bentonville

Berea

Bergholz

Berkey

Berlin

Berlin Center

Berlin Heights

Bethel

Bethesda

Bettsville

Beverly

Bidwell

Big Prairie

Birmingham

Blacklick

Bladensburg

Blaine

Blakeslee

Blanchester

Blissfield

Bloomdale

Bloomingburg

Bloomingdale

Bloomville

Blue Creek

Blue Rock

Bluffton

Bolivar

Botkins

Bourneville

Bowerston

Bowersville

Bowling Green

Bradford

Bradner

Brady Lake

Brecksville

Bremen

Brewster

Brice

Bridgeport

Brilliant

Brinkhaven

Bristolville

Broadview Heights

Broadway

Brookfield

Brookpark

Brookville

Brownsville

Brunswick

Bryan

Buchtel

Buckeye Lake

Buckland

Bucyrus

Buffalo

Buford

Burbank

Burghill

Burgoon

Burkettsville

Burton

Butler

Byesville

Cable

Cadiz

Cairo

Caldwell

Caledonia

Cambridge

Camden

Cameron

Camp Dennison

Campbell

Canal Fulton

Canal Winchester

Canfield

Canton

Carbon Hill

Carbondale

Cardington

Carey

Carroll

Carrollton

Casstown

Castalia

Catawba

Cecil

Cedarville

Celina

Center

Centerburg

Chagrin Falls

Chandlersville

Chardon

Charm

Chatfield

Chauncey

Cherry Fork

Chesapeake

Cheshire

Chester

Chesterhill

Chesterland

Chesterville

Chickasaw

Chillicothe

Chilo

Chippewa Lake

Christiansburg

Cincinnati

Circleville

Clarington

Clarksburg

Clarksville

Clay Center

Clayton

Cleveland

Cleves

Clifton

Clinton

Cloverdale

Clyde

Coal Run

Coalton

Coldwater

Colerain

College Corner

Collins

Collinsville

Colton

Columbia

Columbia Station

Columbiana

Columbus

Columbus Grove

Commercial Point

Conesville

Conneaut

Conover

Continental

Convoy

Coolville

Corning

Cortland

Coshocton

Covington

Crane

Creola

Crestline

Creston

Crooksville

Croton

Crown City

Cuba

Cumberland

Curtice

Custar

Cutler

Cuyahoga Falls

Cygnet

Cynthiana

Dalton

Damascus

Danbury

Danville

Dayton

De Graff

Decatur

Deerfield

Deersville

Defiance

Delaware

Dellroy

Delphos

Delta

Dennison

Derby

Derwent

Deshler

Dexter City

Diamond

Dillonvale

Dola

Donnelsville

Dorset

Dover

Doylestown

Dresden

Dublin

Dunbridge

Duncan Falls

Dundee

Dunkirk

Dupont

East Claridon

East Fultonham

East Liberty

East Liverpool

East Palestine

East Rochester

East Sparta

East Springfield

Eastlake

Eaton

Edgerton

Edison

Edon

Eldorado

Elgin

Elkton

Ellsworth

Elmore

Elyria

Empire

Englewood

Enon

Etna

Euclid

Evansport

Fairborn

Fairfield

Fairpoint

Fairview

Farmdale

Farmer

Farmersville

Fayette

Fayetteville

Feesburg

Felicity

Findlay

Flat Rock

Fleming

Fletcher

Flushing

Forest

Fort Jennings

Fort Loramie

Fort Recovery

Fostoria

Fowler

Frankfort

Franklin

Franklin Furnace

Frazeysburg

Fredericksburg

Fredericktown

Freeport

Fremont

Fresno

Friendship

Fulton

Fultonham

Galena

Galion

Gallipolis

Galloway

Gambier

Garrettsville

Gates Mills

Geneva

Genoa

Georgetown

Germantown

Gettysburg

Gibsonburg

Girard

Glandorf

Glencoe

Glenford

Glenmont

Glouster

Gnadenhutten

Gomer

Gordon

Goshen

Grafton

Grand Rapids

Grand River

Granville

Gratiot

Gratis

Graysville

Graytown

Green

Green Camp

Green Springs

Greenfield

Greenford

Greentown

Greenville

Greenwich

Grelton

Grove City

Groveport

Grover Hill

Guysville

Gypsum

Hallsville

Hamden

Hamersville

Hamilton

Hamler

Hammondsville

Hannibal

Hanoverton

Harbor View

Harlem Springs

Harpster

Harrisburg

Harrison

Harrisville

Harrod

Hartford

Hartville

Harveysburg

Haskins

Haverhill

Haviland

Haydenville

Hayesville

Heath

Hebron

Helena

Hicksville

Higginsport

Highland

Hilliard

Hillsboro

Hinckley

Hiram

Hockingport

Holgate

Holland

Hollansburg

Holloway

Holmesville

Homer

Homerville

Homeworth

Hooven

Hopedale

Hopewell

Houston

Howard

Hoytville

Hubbard

Hudson

Huntsburg

Huntsville

Huron

Iberia

Independence

Irondale

Ironton

Irwin

Isle Saint George

Jackson

Jackson Center

Jacksontown

Jacksonville

Jacobsburg

Jamestown

Jasper

Jefferson

Jeffersonville

Jenera

Jeromesville

Jerry City

Jerusalem

Jewell

Jewett

Johnstown

Junction City

Kalida

Kansas

Keene

Kelleys Island

Kensington

Kent

Kenton

Kerr

Kettlersville

Kidron

Kilbourne

Killbuck

Kimbolton

Kings Mills

Kingston

Kingsville

Kinsman

Kipling

Kipton

Kirby

Kirkersville

Kitts Hill

Kunkle

La Rue

Lacarne

Lafayette

Lafferty

Lagrange

Laings

Lake Milton

Lakemore

Lakeside Marblehead

Lakeview

Lakeville

Lakewood

Lancaster

Langsville

Lansing

Latham

Latty

Laura

Laurelville

Leavittsburg

Lebanon

Lees Creek

Leesburg

Leesville

Leetonia

Leipsic

Lemoyne

Lewis Center

Lewisburg

Lewistown

Lewisville

Liberty Center

Lima

Limaville

Lindsey

Lisbon

Litchfield

Lithopolis

Little Hocking

Lockbourne

Lodi

Logan

London

Londonderry

Long Bottom

Lorain

Lore City

Loudonville

Louisville

Loveland

Lowell

Lowellville

Lower Salem

Lucas

Lucasville

Luckey

Ludlow Falls

Lynchburg

Lynx

Lyons

Macedonia

Macksburg

Madison

Magnetic Springs

Magnolia

Maineville

Malaga

Malinta

Malta

Malvern

Manchester

Mansfield

Mantua

Maple Heights

Maplewood

Marathon

Marengo

Maria Stein

Marietta

Marion

Mark Center

Marshallville

Martel

Martin

Martins Ferry

Martinsburg

Martinsville

Marysville

Mason

Massillon

Masury

Maumee

Maximo

Maynard

McArthur

McClure

McComb

McConnelsville

McCutchenville

McDermott

McDonald

McGuffey

Mechanicsburg

Mechanicstown

Medina

Medway

Melmore

Melrose

Mendon

Mentor

Mesopotamia

Metamora

Miamisburg

Miamitown

Miamiville

Middle Bass

Middle Point

Middlebranch

Middleburg

Middlefield

Middleport

Middletown

Midland

Midvale

Milan

Milford

Milford Center

Millbury

Milledgeville

Miller City

Millersburg

Millersport

Millfield

Milton Center

Mineral City

Mineral Ridge

Minerva

Minford

Mingo

Mingo Junction

Minster

Mogadore

Monclova

Monroe

Monroeville

Montezuma

Montpelier

Montville

Morgan

Morral

Morristown

Morrow

Moscow

Mount Blanchard

Mount Cory

Mount Eaton

Mount Gilead

Mount Hope

Mount Liberty

Mount Orab

Mount Perry

Mount Pleasant

Mount Saint Joseph

Mount Sterling

Mount Vernon

Mount Victory

Mowrystown

Moxahala

Munroe Falls

Murray City

Nankin

Napoleon

Nashport

Nashville

Navarre

Neapolis

Neffs

Negley

Nelsonville

Nevada

Neville

New Albany

New Athens

New Bavaria

New Bloomington

New Bremen

New Carlisle

New Concord

New Hampshire

New Haven

New Holland

New Knoxville

New Lebanon

New Lexington

New London

New Madison

New Marshfield

New Matamoras

New Middletown

New Paris

New Philadelphia

New Plymouth

New Richmond

New Riegel

New Rumley

New Springfield

New Straitsville

New Vienna

New Washington

New Waterford

New Weston

Newark

Newbury

Newcomerstown

Newport

Newton Falls

Newtonsville

Ney

Niles

Noble

North Baltimore

North Bend

North Benton

North Bloomfield

North Fairfield

North Georgetown

North Hampton

North Jackson

North Kingsville

North Lawrence

North Lewisburg

North Lima

North Olmsted

North Ridgeville

North Robinson

North Royalton

North Star

Northfield

Northwood

Norwalk

Norwich

Nova

Novelty

Oak Harbor

Oak Hill

Oakwood

Oberlin

Oceola

Ohio City

Okeana

Okolona

Old Fort

Old Washington

Olmsted Falls

Ontario

Orangeville

Oregon

Oregonia

Orient

Orrville

Orwell

Osgood

Ostrander

Ottawa

Ottoville

Otway

Overpeck

Owensville

Oxford

Painesville

Paint

Palestine

Pandora

Paris

Parkman

Pataskala

Patriot

Paulding

Payne

Pedro

Peebles

Pemberton

Pemberville

Peninsula

Perry

Perrysburg

Perrysville

Petersburg

Pettisville

Phillipsburg

Philo

Pickerington

Piedmont

Pierpont

Piketon

Piney Fork

Pioneer

Piqua

Pitsburg

Plain City

Plainfield

Pleasant City

Pleasant Hill

Pleasant Plain

Pleasantville

Plymouth

Polk

Pomeroy

Port Clinton

Port Jefferson

Port Washington

Port William

Portage

Portland

Portsmouth

Potsdam

Powell

Powhatan Point

Proctorville

Prospect

Put In Bay

Quaker City

Quincy

Racine

Radnor

Randolph

Rarden

Ravenna

Rawson

Ray

Rayland

Raymond

Reedsville

Reesville

Reno

Republic

Reynoldsburg

Richfield

Richland

Richmond

Richmond Dale

Richwood

Ridgeville

Ridgeville Corners

Ridgeway

Rio Grande

Ripley

Risingsun

Rittman

Robertsville

Rock Camp

Rock Creek

Rockbridge

Rockford

Rocky Ridge

Rocky River

Rogers

Rome

Rootstown

Roseville

Rosewood

Ross

Rossburg

Rossford

Roundhead

Rudolph

Rushsylvania

Rushville

Russells Point

Russellville

Russia

Rutland

Sabina

Saint Clairsville

Saint Henry

Saint Johns

Saint Louisville

Saint Marys

Saint Paris

Salem

Salesville

Salineville

Sandusky

Sandyville

Sarahsville

Sardinia

Sardis

Savannah

Scio

Scioto Furnace

Scott

Scottown

Seaman

Sebring

Sedalia

Senecaville

Seven Mile

Seville

Shade

Shadyside

Shandon

Sharon Center

Sharpsburg

Shauck

Shawnee

Sheffield Lake

Shelby

Sherrodsville

Sherwood

Shiloh

Short Creek

Shreve

Sidney

Sinking Spring

Smithfield

Smithville

Solon

Somerdale

Somerset

Somerville

South Bloomingville

South Charleston

South Lebanon

South Point

South Salem

South Solon

South Vienna

South Webster

Southington

Sparta

Spencer

Spencerville

Spring Valley

Springboro

Springfield

Stafford

Sterling

Steubenville

Stewart

Stillwater

Stockdale

Stockport

Stokes

Stone Creek

Stony Ridge

Stout

Stoutsville

Stow

Strasburg

Stratton

Streetsboro

Strongsville

Struthers

Stryker

Sugar Grove

Sugarcreek

Sullivan

Sulphur Springs

Summerfield

Summit Station

Summitville

Sunbury

Swanton

Sycamore

Sycamore Valley

Sylvania

Syracuse

Tallmadge

Tarlton

Terrace Park

The Plains

Thompson

Thornville

Thurman

Thurston

Tiffin

Tiltonsville

Tipp City

Tippecanoe

Tiro

Toledo

Tontogany

Torch

Toronto

Tremont City

Trenton

Trimble

Trinway

Troy

Tuppers Plains

Tuscarawas

Twinsburg

Uhrichsville

Union

Union City

Union Furnace

Unionport

Uniontown

Unionville

Unionville Center

Uniopolis

Upper Sandusky

Urbana

Utica

Valley City

Van Buren

Van Wert

Vandalia

Vanlue

Vaughnsville

Venedocia

Vermilion

Verona

Versailles

Vickery

Vienna

Vincent

Vinton

Wadsworth

Wakefield

Wakeman

Walbridge

Waldo

Walhonding

Walnut Creek

Wapakoneta

Warnock

Warren

Warsaw

Washington Court House

Washingtonville

Waterford

Waterloo

Watertown

Waterville

Wauseon

Waverly

Wayland

Wayne

Waynesburg

Waynesfield

Waynesville

Wellington

Wellston

Wellsville

West Alexandria

West Chester

West Elkton

West Farmington

West Jefferson

West Lafayette

West Liberty

West Manchester

West Mansfield

West Millgrove

West Milton

West Point

West Portsmouth

West Rushville

West Salem

West Union

West Unity

Westerville

Westfield Center

Westlake

Weston

Westville

Wharton

Wheelersburg

Whipple

White Cottage

Whitehouse

Wickliffe

Wilberforce

Wilkesville

Willard

Williamsburg

Williamsfield

Williamsport

Williamstown

Williston

Willoughby

Willow Wood

Willshire

Wilmington

Wilmot

Winchester

Windham

Windsor

Winesburg

Wingett Run

Winona

Wolf Run

Woodsfield

Woodstock

Woodville

Wooster

Wren

Xenia

Yellow Springs

Yorkshire

Yorkville

Youngstown

Zaleski

Zanesfield

Zanesville

Zoar