West Winfield, NY Conforming Mortgage Rates

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20-Year Fixed mortgage rates today with 0.000% point(s) in West Winfield, New York are at 8.150%, Current West Winfield, New York fixed rate mortgages for a 30-Year Fixed mortgage are at 8.000% with 0.000% point(s), Current West Winfield, New York fixed rate mortgages for a 30-Year Fixed mortgage are at 6.750% with 1.000% point(s). Adjustable rates on 3-Year ARM loans in West Winfield, New York with 0.000% point(s) are at 6.875%., West Winfield, New York 10/6 ARM Jumbo mortgage rates are at 7.125% with 0.500% point(s), Adjustable rates on 7/6 ARM Jumbo loans in West Winfield, New York with 0.500% point(s) are at 6.750%..
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
District Lending
NMLS #598623
5.432%
15-Year Fixed
5.250%
$3,216 /mo
$4,780
Includes 0.945 points for $3,780
Lender Fees: $1,000
PADDIO
NMLS #1907
5.778%
15-Year Fixed
5.500%
$3,269 /mo
$7,252
Includes 0.938 points for $3,752
Lender Fees: $3,500
West Coast Mortgage Group
NMLS #5084
5.942%
15-Year Fixed
5.750%
$3,322 /mo
$4,971
Includes 0.919 points for $3,676
Lender Fees: $1,295
PenFed Credit Union
NMLS #401822
6.292%
15-Year Fixed
6.000%
$3,376 /mo
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
PenFed Credit Union
NMLS #401822
6.312%
30-Year Fixed
6.125%
$2,431 /mo
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
District Lending
NMLS #598623
6.344%
30-Year Fixed
6.250%
$2,463 /mo
$4,000
Includes 0.750 points for $3,000
Lender Fees: $1,000
District Lending
NMLS #598623
6.594%
5-Year ARM
6.500%
$2,529 /mo
$3,900
Includes 0.725 points for $2,900
Lender Fees: $1,000
West Coast Mortgage Group
NMLS #5084
6.615%
30-Year Fixed
6.500%
$2,529 /mo
$4,795
Includes 0.875 points for $3,500
Lender Fees: $1,295
PADDIO
NMLS #1907
6.800%
30-Year Fixed
6.625%
$2,562 /mo
$7,252
Includes 0.938 points for $3,752
Lender Fees: $3,500
West Coast Mortgage Group
NMLS #5084
6.997%
5-Year ARM
6.875%
$2,628 /mo
$4,983
Includes 0.922 points for $3,688
Lender Fees: $1,295
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

West Winfield, New York Mortgage Rates:

Search and compare mortgage rates and refinance rates in West Winfield, NY. Our rate table has a list of West Winfield, New York mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in West Winfield, NY you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in West Winfield, NY include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.

Mortgage Rates in West Winfield, NY December 11, 2023

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

West Winfield, New York Lenders and Mortgage Brokers

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Conforming Mortgage Rates West Winfield, New York

Compare current conforming mortgage rates and conforming refinance rates in West Winfield, NY. You will find banks, credit unions and mortgage companies listed offering today's West Winfield, NY conforming mortgage rates and West Winfield, NY conforming refinance rates. Fixed conventional mortgages in West Winfield, NY are available in terms of 40 years, 30 years, 20 years, and 15 years. West Winfield, NY adjustable conforming mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Conforming mortgage rates in West Winfield, New York are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. Home loans made for West Winfield, NY homes and condos that "conform" to the standards set out by the Federal Housing Finance Agency (FHFA) can be purchased by Freddie Mac, Fannie Mae and the Federal Housing Administration (FHA). Since conforming mortgages made in West Winfield, NY can be sold to these government sponsored entities conforming mortgage rates are lower than jumbo mortgage rates.


Map for West Winfield, NY Rates & Resources