West Sayville, NY Conforming Mortgage Rates

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Current West Sayville, New York fixed rate mortgages for a 15-Year Fixed FHA mortgage are at 6.125% with 2.000% point(s), 30-Year Fixed Jumbo mortgage rates in West Sayville, New York are at 6.875% with 1.000% point(s), 20-Year Fixed mortgage rates today with 0.000% point(s) in West Sayville, New York are at 6.500%. Mortgage rates on adjustable loans include 7/6-Month ARM with 1.000% point(s) in West Sayville, New York at 6.500%, West Sayville, New York 10/1 Jumbo ARM mortgage rates are at 6.875% with 0.840% point(s), Mortgage rates on adjustable loans include 5/1 ARM with 0.000% point(s) in West Sayville, New York at 5.500%.
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
District Lending
NMLS #598623
5.384%
15-Year Fixed
5.250%
$3,216 /mo
$3,504
Includes 0.876 points for $3,504
Lender Fees: $0
District Lending
NMLS #598623
6.333%
30-Year Fixed
6.250%
$2,463 /mo
$3,504
Includes 0.876 points for $3,504
Lender Fees: $0
PenFed Credit Union
NMLS #401822
6.579%
15-Year Fixed
6.500%
$3,485 /mo
$2,000
Includes -0.500 points for ($2,000)
Lender Fees: $4,000
PenFed Credit Union
NMLS #401822
6.596%
30-Year Fixed
6.500%
$2,529 /mo
$4,000
Includes 0.000 points for $0
Lender Fees: $4,000
District Lending
NMLS #598623
6.694%
5-Year ARM
6.625%
$2,562 /mo
$2,844
Includes 0.711 points for $2,844
Lender Fees: $0
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

West Sayville, New York Mortgage Rates:

Search and compare mortgage rates and refinance rates in West Sayville, NY. Our rate table has a list of West Sayville, New York mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in West Sayville, NY you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in West Sayville, NY include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.

Mortgage Rates in West Sayville, NY December 2, 2023

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

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Conforming Mortgage Rates West Sayville, New York

Compare current conforming mortgage rates and conforming refinance rates in West Sayville, NY. You will find banks, credit unions and mortgage companies listed offering today's West Sayville, NY conforming mortgage rates and West Sayville, NY conforming refinance rates. Fixed conventional mortgages in West Sayville, NY are available in terms of 40 years, 30 years, 20 years, and 15 years. West Sayville, NY adjustable conforming mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Conforming mortgage rates in West Sayville, New York are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. Home loans made for West Sayville, NY homes and condos that "conform" to the standards set out by the Federal Housing Finance Agency (FHFA) can be purchased by Freddie Mac, Fannie Mae and the Federal Housing Administration (FHA). Since conforming mortgages made in West Sayville, NY can be sold to these government sponsored entities conforming mortgage rates are lower than jumbo mortgage rates.


Map for West Sayville, NY Rates & Resources