Mortgage Rates in West Point, New York30-Year Fixed mortgage rates in West Point, New York are at 6.625% with 0.000% point(s), Current West Point, New York fixed rate mortgages for a 30 Year Fixed mortgage are at 6.625% with 0.000% point(s), Current West Point, New York fixed rate mortgages for a 15-Year Fixed mortgage are at 5.375% with 0.750% point(s). West Point, New York Mortgage Rates:Search and compare mortgage rates and refinance rates in West Point, NY. Our rate table has a list of West Point, New York mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in West Point, New York. Save money by using our free tool to find customized mortgage and refinance rates for West Point, New York (NY). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in West Point, New York you need to first have an understanding of the types of mortgages available and their corresponding interest rates. West Point, New York 5/1 ARM mortgage rates are at 6.500% with 0.000% point(s), West Point, New York 10/1 ARM mortgage rates are at 6.500% with 0.000% point(s), West Point, New York 5/6 ARM mortgage rates are at 6.500% with 0.000% point(s). Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.58%
5/6 ARM Jumbo
7.22%
Types of rates available in West Point, NY include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in West Point, NY listed below. Mortgage Rates in West Point, NY December 11, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. West Point, New York Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in West Point, New York? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. West Point, New York Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in West Point, New York? You can list your company, contact information, website an logo here. Contact us to find out how. West Point, NY Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of New York. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. West Point, NY mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell West Point, NY mortgage loans that have been made. As a result, West Point, NY mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. West Point, NY Super Conforming Home Loan RatesSuper conforming mortgages in West Point, NY are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. West Point, NY Jumbo Loan Interest RatesWest Point, NY jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in West Point, NY are usually 0.75 basis points higher than conforming mortgage rates in West Point, NY because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. West Point, NY Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in West Point, NY. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. West Point, NY Adjustable Interest RatesWest Point, NY adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. West Point, NY Interest Only Home Mortgage RatesWest Point, NY interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. West Point, NY FHA Mortgage Mortgage RatesBorrowers in West Point, NY must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in West Point, NY are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. West Point, NY Rates & ResourcesWest Point, New York Savings RatesWest Point, New York CD Rates West Point, New York Bank Branches West Point, New York Credit Union Branches West Point, NY Mortgage ProductsWest Point, New York Conforming Mortgage RatesWest Point, New York Jumbo Mortgage Rates West Point, New York Conforming Adjustable Mortgage Rates West Point, New York Jumbo Adjustable Mortgage Rates Other Mortgage Rate Deals
Mortgage Rates and Refi Rates 4-3: 30 Year Mortgage Rates Averaging 4.85%, 30 Year Jumbo Mortgage Rates Averaging 5.32%
Refinance Rates Today at Record Lows: Current 30 Year Mortgage Refinance Rates at 3.39%
Current Mortgage Rates: 30 Year Mortgage Rates averaging 4.95%
Mortgage Rates Hit All Time Low: 30 Year Mortgage Rates at 4.67%
Home Mortgage Rates 10-8: 30 Year Mortgage Rates at 4.25%, 15 Year Mortgage Rates at 3.72%
Mortgage Rates 6/24: 30 Year Mortgage Rates at 4.43% as Bond Yields Break 2.90%
AimLoan.com Current Mortgage Rates: 30 Year Mortgage Rates at 4.125%
Jumbo Mortgage Rates Saturday, February 04, 2012
Northwest Hills Credit Union Current Mortgage Rates
Virtual Bank Mortgage Rates
|