West Hempstead, NY Jumbo Mortgage Rates

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Current West Hempstead, New York fixed rate mortgages for a 30 Year Fixed mortgage are at 7.250% with 0.939% point(s), Current West Hempstead, New York fixed rate mortgages for a 15-Year Fixed mortgage are at 7.350% with 0.000% point(s), Current West Hempstead, New York fixed rate mortgages for a 20-Year Fixed mortgage are at 7.000% with 0.000% point(s). Adjustable rates on 5-Year ARM FHA loans in West Hempstead, New York with 2.000% point(s) are at 5.750%., West Hempstead, New York 7/1 Jumbo ARM mortgage rates are at 6.500% with 0.690% point(s), West Hempstead, New York 5/5 ARM mortgage rates are at 5.250% with 0.250% point(s).
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
PenFed Credit Union
NMLS #401822
6.312%
30-Year Fixed
6.125%
$2,431 /mo
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
PenFed Credit Union
NMLS #401822
6.379%
15-Year Fixed
6.125%
$3,403 /mo
$6,500
Includes 0.625 points for $2,500
Lender Fees: $4,000
Bethpage Federal Credit Union
NMLS #449104
6.786%
30-Year Fixed
6.750%
$2,595 /mo
$1,500
Includes 0.375 points for $1,500
Lender Fees: $0
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

West Hempstead, New York Mortgage Rates:

Search and compare mortgage rates and refinance rates in West Hempstead, NY. Our rate table has a list of West Hempstead, New York mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in West Hempstead, NY you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in West Hempstead, NY include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.

Mortgage Rates in West Hempstead, NY December 9, 2023

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

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Jumbo Mortgage Rates West Hempstead, New York

Compare current jumbo mortgage rates in West Hempstead, NY and jumbo refinance rates in West Hempstead, NY. You will find banks, credit unions and mortgage companies listed with today’s West Hempstead, NY jumbo mortgage rates and West Hempstead, NY jumbo refinance rates. Jumbo mortgages in West Hempstead, NY are available in terms of 40 years, 30 years, 20 years, and 15 years. West Hempstead, NY adjustable jumbo mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

West Hempstead, New York jumbo mortgage rates are rates on mortgage loans that are higher than the conforming loan limits set the Federal Housing Finance Agency. Jumbo mortgage loans made for West Hempstead, NY homes and condos have a higher interest rate than conforming West Hempstead, NY mortgage loans. The reason being is banks, credit unions and mortgage companies sell these loans to private investors instead of the government sponsored entities. As a result private investors require a higher rate of return because of the risk involved.


Map for West Hempstead, NY Rates & Resources