Santa Rosa, NM Conforming Mortgage Rates

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Current Santa Rosa, New Mexico fixed rate mortgages for a 20-Year Fixed mortgage are at 7.500% with 1.000% point(s), Current Santa Rosa, New Mexico fixed rate mortgages for a 30-Year Fixed FHA mortgage are at 6.375% with 2.000% point(s), 15-Year Fixed mortgage rates today with 0.000% point(s) in Santa Rosa, New Mexico are at 6.875%. Mortgage rates on adjustable loans include 5-Year ARM FHA with 2.000% point(s) in Santa Rosa, New Mexico at 5.750%, Mortgage rates on adjustable loans include 7-Year ARM with 0.000% point(s) in Santa Rosa, New Mexico at 7.500%, Santa Rosa, New Mexico 10/6 Interest Only Jumbo ARM mortgage rates are at 6.375% with 1.000% point(s).
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
PADDIO
NMLS #1907
6.252%
15-Year Fixed
5.990%
$3,374 /mo
$6,752
Includes 0.813 points for $3,252
Lender Fees: $3,500
PADDIO
NMLS #1907
7.281%
30-Year Fixed
7.125%
$2,695 /mo
$6,252
Includes 0.688 points for $2,752
Lender Fees: $3,500
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Santa Rosa, New Mexico Mortgage Rates:

Search and compare mortgage rates and refinance rates in Santa Rosa, NM. Our rate table has a list of Santa Rosa, New Mexico mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Santa Rosa, NM you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Santa Rosa, NM include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.

Mortgage Rates in Santa Rosa, NM December 3, 2023

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

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Conforming Mortgage Rates Santa Rosa, New Mexico

Compare current conforming mortgage rates and conforming refinance rates in Santa Rosa, NM. You will find banks, credit unions and mortgage companies listed offering today's Santa Rosa, NM conforming mortgage rates and Santa Rosa, NM conforming refinance rates. Fixed conventional mortgages in Santa Rosa, NM are available in terms of 40 years, 30 years, 20 years, and 15 years. Santa Rosa, NM adjustable conforming mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Conforming mortgage rates in Santa Rosa, New Mexico are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. Home loans made for Santa Rosa, NM homes and condos that "conform" to the standards set out by the Federal Housing Finance Agency (FHFA) can be purchased by Freddie Mac, Fannie Mae and the Federal Housing Administration (FHA). Since conforming mortgages made in Santa Rosa, NM can be sold to these government sponsored entities conforming mortgage rates are lower than jumbo mortgage rates.


Map for Santa Rosa, NM Rates & Resources