Santa Cruz, NM Jumbo Mortgage Rates

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30-Year Fixed mortgage rates today with 0.000% point(s) in Santa Cruz, New Mexico are at 7.125%, Current Santa Cruz, New Mexico fixed rate mortgages for a 30-Year Fixed mortgage are at 6.875% with 0.704% point(s), 15-Year Fixed mortgage rates in Santa Cruz, New Mexico are at 6.000% with 1.000% point(s). Mortgage rates on adjustable loans include 10Y/6M ARM with 0.864% point(s) in Santa Cruz, New Mexico at 7.500%, Adjustable rates on 7/6-Month ARM Jumbo loans in Santa Cruz, New Mexico with 1.000% point(s) are at 6.375%., Santa Cruz, New Mexico 5-Year ARM mortgage rates are at 6.750% with 0.000% point(s).
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
District Lending
NMLS #598623
5.384%
15-Year Fixed
5.250%
$3,216 /mo
$3,504
Includes 0.876 points for $3,504
Lender Fees: $0
District Lending
NMLS #598623
6.333%
30-Year Fixed
6.250%
$2,463 /mo
$3,504
Includes 0.876 points for $3,504
Lender Fees: $0
PenFed Credit Union
NMLS #401822
6.579%
15-Year Fixed
6.500%
$3,485 /mo
$2,000
Includes -0.500 points for ($2,000)
Lender Fees: $4,000
PenFed Credit Union
NMLS #401822
6.596%
30-Year Fixed
6.500%
$2,529 /mo
$4,000
Includes 0.000 points for $0
Lender Fees: $4,000
District Lending
NMLS #598623
6.694%
5-Year ARM
6.625%
$2,562 /mo
$2,844
Includes 0.711 points for $2,844
Lender Fees: $0
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Santa Cruz, New Mexico Mortgage Rates:

Search and compare mortgage rates and refinance rates in Santa Cruz, NM. Our rate table has a list of Santa Cruz, New Mexico mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Santa Cruz, NM you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Santa Cruz, NM include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.

Mortgage Rates in Santa Cruz, NM December 2, 2023

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

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Jumbo Mortgage Rates Santa Cruz, New Mexico

Compare current jumbo mortgage rates in Santa Cruz, NM and jumbo refinance rates in Santa Cruz, NM. You will find banks, credit unions and mortgage companies listed with today’s Santa Cruz, NM jumbo mortgage rates and Santa Cruz, NM jumbo refinance rates. Jumbo mortgages in Santa Cruz, NM are available in terms of 40 years, 30 years, 20 years, and 15 years. Santa Cruz, NM adjustable jumbo mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Santa Cruz, New Mexico jumbo mortgage rates are rates on mortgage loans that are higher than the conforming loan limits set the Federal Housing Finance Agency. Jumbo mortgage loans made for Santa Cruz, NM homes and condos have a higher interest rate than conforming Santa Cruz, NM mortgage loans. The reason being is banks, credit unions and mortgage companies sell these loans to private investors instead of the government sponsored entities. As a result private investors require a higher rate of return because of the risk involved.


Map for Santa Cruz, NM Rates & Resources