San Ysidro, NM Conforming Mortgage Rates

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Current San Ysidro, New Mexico fixed rate mortgages for a 30-Year Fixed mortgage are at 7.125% with 1.000% point(s), 20-Year Fixed mortgage rates in San Ysidro, New Mexico are at 7.125% with 0.000% point(s), Current San Ysidro, New Mexico fixed rate mortgages for a 15-Year Fixed mortgage are at 6.750% with 0.000% point(s). Adjustable rates on 5/6 ARM loans in San Ysidro, New Mexico with 0.000% point(s) are at 7.625%., San Ysidro, New Mexico 7/6 ARM mortgage rates are at 6.750% with 0.500% point(s), Mortgage rates on adjustable loans include 5/1 Jumbo ARM with 0.690% point(s) in San Ysidro, New Mexico at 6.750%.
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
PenFed Credit Union
NMLS #401822
6.289%
30-Year Fixed
6.125%
$2,431 /mo
$7,000
Includes 0.750 points for $3,000
Lender Fees: $4,000
PenFed Credit Union
NMLS #401822
6.292%
15-Year Fixed
6.000%
$3,376 /mo
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
Bethpage Federal Credit Union
NMLS #449104
6.786%
30-Year Fixed
6.750%
$2,595 /mo
$1,500
Includes 0.375 points for $1,500
Lender Fees: $0
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

San Ysidro, New Mexico Mortgage Rates:

Search and compare mortgage rates and refinance rates in San Ysidro, NM. Our rate table has a list of San Ysidro, New Mexico mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in San Ysidro, NM you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in San Ysidro, NM include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.

Mortgage Rates in San Ysidro, NM December 7, 2023

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

San Ysidro, New Mexico Lenders and Mortgage Brokers

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Conforming Mortgage Rates San Ysidro, New Mexico

Compare current conforming mortgage rates and conforming refinance rates in San Ysidro, NM. You will find banks, credit unions and mortgage companies listed offering today's San Ysidro, NM conforming mortgage rates and San Ysidro, NM conforming refinance rates. Fixed conventional mortgages in San Ysidro, NM are available in terms of 40 years, 30 years, 20 years, and 15 years. San Ysidro, NM adjustable conforming mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Conforming mortgage rates in San Ysidro, New Mexico are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. Home loans made for San Ysidro, NM homes and condos that "conform" to the standards set out by the Federal Housing Finance Agency (FHFA) can be purchased by Freddie Mac, Fannie Mae and the Federal Housing Administration (FHA). Since conforming mortgages made in San Ysidro, NM can be sold to these government sponsored entities conforming mortgage rates are lower than jumbo mortgage rates.


Map for San Ysidro, NM Rates & Resources