Ruidoso Downs, NM Conforming Mortgage Rates

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10-Year Fixed mortgage rates today with 0.000% point(s) in Ruidoso Downs, New Mexico are at 7.250%, 10-Year Fixed mortgage rates today with 0.500% point(s) in Ruidoso Downs, New Mexico are at 7.000%, 15-Year Fixed mortgage rates in Ruidoso Downs, New Mexico are at 6.750% with 0.000% point(s). Ruidoso Downs, New Mexico 7/6 ARM mortgage rates are at 7.000% with 0.000% point(s), Ruidoso Downs, New Mexico 5-Year ARM mortgage rates are at 6.750% with 0.000% point(s), Adjustable rates on 3/1 ARM loans in Ruidoso Downs, New Mexico with 0.000% point(s) are at 6.000%..
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
PADDIO
NMLS #1907
6.252%
15-Year Fixed
5.990%
$3,374 /mo
$6,752
Includes 0.813 points for $3,252
Lender Fees: $3,500
PADDIO
NMLS #1907
7.281%
30-Year Fixed
7.125%
$2,695 /mo
$6,252
Includes 0.688 points for $2,752
Lender Fees: $3,500
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Ruidoso Downs, New Mexico Mortgage Rates:

Search and compare mortgage rates and refinance rates in Ruidoso Downs, NM. Our rate table has a list of Ruidoso Downs, New Mexico mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Ruidoso Downs, NM you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Ruidoso Downs, NM include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.

Mortgage Rates in Ruidoso Downs, NM December 1, 2023

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Ruidoso Downs, New Mexico Lenders and Mortgage Brokers

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Ruidoso Downs, New Mexico Real Estate Agents

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Conforming Mortgage Rates Ruidoso Downs, New Mexico

Compare current conforming mortgage rates and conforming refinance rates in Ruidoso Downs, NM. You will find banks, credit unions and mortgage companies listed offering today's Ruidoso Downs, NM conforming mortgage rates and Ruidoso Downs, NM conforming refinance rates. Fixed conventional mortgages in Ruidoso Downs, NM are available in terms of 40 years, 30 years, 20 years, and 15 years. Ruidoso Downs, NM adjustable conforming mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Conforming mortgage rates in Ruidoso Downs, New Mexico are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. Home loans made for Ruidoso Downs, NM homes and condos that "conform" to the standards set out by the Federal Housing Finance Agency (FHFA) can be purchased by Freddie Mac, Fannie Mae and the Federal Housing Administration (FHA). Since conforming mortgages made in Ruidoso Downs, NM can be sold to these government sponsored entities conforming mortgage rates are lower than jumbo mortgage rates.


Map for Ruidoso Downs, NM Rates & Resources