Peralta, NM Jumbo Mortgage Rates

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20-Year Fixed mortgage rates in Peralta, New Mexico are at 7.250% with 0.000% point(s), 30-Year Fixed mortgage rates today with 0.390% point(s) in Peralta, New Mexico are at 6.750%, 30-Year Fixed Jumbo mortgage rates today with 2.000% point(s) in Peralta, New Mexico are at 6.500%. Mortgage rates on adjustable loans include 5-Year ARM with 2.000% point(s) in Peralta, New Mexico at 6.250%, Adjustable rates on 5/1 ARM loans in Peralta, New Mexico with 0.725% point(s) are at 6.750%., Mortgage rates on adjustable loans include 7/6 ARM Jumbo with 0.500% point(s) in Peralta, New Mexico at 6.750%.
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
District Lending
NMLS #598623
5.432%
15-Year Fixed
5.250%
$3,216 /mo
$4,780
Includes 0.945 points for $3,780
Lender Fees: $1,000
PADDIO
NMLS #1907
5.778%
15-Year Fixed
5.500%
$3,269 /mo
$7,252
Includes 0.938 points for $3,752
Lender Fees: $3,500
West Coast Mortgage Group
NMLS #5084
5.942%
15-Year Fixed
5.750%
$3,322 /mo
$4,971
Includes 0.919 points for $3,676
Lender Fees: $1,295
PenFed Credit Union
NMLS #401822
6.292%
15-Year Fixed
6.000%
$3,376 /mo
$7,500
Includes 0.875 points for $3,500
Lender Fees: $4,000
PenFed Credit Union
NMLS #401822
6.312%
30-Year Fixed
6.125%
$2,431 /mo
$8,000
Includes 1.000 points for $4,000
Lender Fees: $4,000
District Lending
NMLS #598623
6.344%
30-Year Fixed
6.250%
$2,463 /mo
$4,000
Includes 0.750 points for $3,000
Lender Fees: $1,000
District Lending
NMLS #598623
6.594%
5-Year ARM
6.500%
$2,529 /mo
$3,900
Includes 0.725 points for $2,900
Lender Fees: $1,000
West Coast Mortgage Group
NMLS #5084
6.615%
30-Year Fixed
6.500%
$2,529 /mo
$4,795
Includes 0.875 points for $3,500
Lender Fees: $1,295
PADDIO
NMLS #1907
6.800%
30-Year Fixed
6.625%
$2,562 /mo
$7,252
Includes 0.938 points for $3,752
Lender Fees: $3,500
West Coast Mortgage Group
NMLS #5084
6.997%
5-Year ARM
6.875%
$2,628 /mo
$4,983
Includes 0.922 points for $3,688
Lender Fees: $1,295
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Peralta, New Mexico Mortgage Rates:

Search and compare mortgage rates and refinance rates in Peralta, NM. Our rate table has a list of Peralta, New Mexico mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Peralta, NM you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Peralta, NM include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below.

Mortgage Rates in Peralta, NM December 11, 2023

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Peralta, New Mexico Lenders and Mortgage Brokers

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Jumbo Mortgage Rates Peralta, New Mexico

Compare current jumbo mortgage rates in Peralta, NM and jumbo refinance rates in Peralta, NM. You will find banks, credit unions and mortgage companies listed with today’s Peralta, NM jumbo mortgage rates and Peralta, NM jumbo refinance rates. Jumbo mortgages in Peralta, NM are available in terms of 40 years, 30 years, 20 years, and 15 years. Peralta, NM adjustable jumbo mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Peralta, New Mexico jumbo mortgage rates are rates on mortgage loans that are higher than the conforming loan limits set the Federal Housing Finance Agency. Jumbo mortgage loans made for Peralta, NM homes and condos have a higher interest rate than conforming Peralta, NM mortgage loans. The reason being is banks, credit unions and mortgage companies sell these loans to private investors instead of the government sponsored entities. As a result private investors require a higher rate of return because of the risk involved.


Map for Peralta, NM Rates & Resources