New Jersey Mortgage Rates and Refinance Rates

New Jersey Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in New Jersey. Our rate table has a list of New Jersey mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in New Jersey you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in New Jersey include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in New Jersey listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 08601, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Garden State Home Loans
Garden State Home Loans
https://www.brimg.net/system/img/inst/7950_logo.gif
300000
Refinance
4.139
4.000
USD
Garden State Home Loans Logo
NMLS # 473163
(877) 430-1109
at 0.100 pts
30 day lock rate
Est payment: $1,432.25
Fees in APR: $4,662
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.221
4.125
USD
Northpointe Bank Logo
NMLS # 447490
at 0.100 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $3,124
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from First Mortgage Direct
First Mortgage Direct
https://www.brimg.net/system/img/inst/10212_logo.gif
300000
Refinance
4.371
4.250
USD
First Mortgage Direct Logo
NMLS # 244476
State Lic # 244476
at 1.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,270
 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
4.287
4.210
USD
Sol Mortgage Logo
at 0.100 pts
30 day lock rate
Est payment: $1,468.80
Fees in APR: $2,421
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.222
4.115
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # 8701663
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $1,452.21
Fees in APR: $3,527
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.190
4.050
USD
CIT Bank Logo
NMLS # 541760
(877) 341-6056
at 0.100 pts
45 day lock rate
Est payment: $1,440.91
Fees in APR: $4,687
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.356
4.125
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 1.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $5,144
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.521
4.375
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 1.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $2,100
 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.468
4.375
USD
Flagstar Bank Logo
NMLS # 417490
at 0.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $2,961
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.564
4.500
USD
Ally Bank Logo
NMLS # 181005
at 0.100 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: $1,944
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from McGlone Mortgage Group
McGlone Mortgage Group
https://www.brimg.net/system/img/inst/2125_logo.gif
300000
Refinance
4.400
4.375
USD
McGlone Mortgage Group Logo
NMLS # 3232
(877) 475-4039
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $895
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.499
4.490
USD
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # 2925
at 0.000 pts
45 day lock rate
Est payment: $1,518.27
Fees in APR: $299
 
 
30 yr fixed Mortgage Loan from First Mortgage Direct
First Mortgage Direct
https://www.brimg.net/system/img/inst/10212_logo.gif
300000
Refinance
4.500
4.500
USD
First Mortgage Direct Logo
NMLS # 244476
State Lic # 244476
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.659
4.625
USD
Flagstar Bank Logo
NMLS # 417490
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $1,193
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.342
4.275
USD
CIT Bank Logo
NMLS # 541760
(877) 341-6056
at 0.000 pts
45 day lock rate
Est payment: $1,480.21
Fees in APR: $2,370
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.306
4.250
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,995
 
30 yr fixed Mortgage Loan from Better Mortgage Inc
Better Mortgage Inc
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.289
4.250
USD
Better Mortgage Inc Logo
NMLS # 330511
(877) 699-1832
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,389
Thank you for your quote. 
 
30 yr fixed Mortgage Loan from Garden State Home Loans
Garden State Home Loans
https://www.brimg.net/system/img/inst/7950_logo.gif
300000
Refinance
4.220
4.125
USD
Garden State Home Loans Logo
NMLS # 473163
(877) 430-1109
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $3,375
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.635
4.625
USD
Ally Bank Logo
NMLS # 181005
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $358
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Philadelphia Mortgage Advisors, Inc.
Philadelphia Mortgage Advisors, Inc.
https://www.brimg.net/system/img/inst/9280_logo.gif
300000
Refinance
4.500
4.500
USD
Philadelphia Mortgage Advisors, Inc. Logo
NMLS # 128570
State Lic # 0748692
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: None
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
4.359
4.335
USD
Sol Mortgage Logo
at 0.000 pts
30 day lock rate
Est payment: $1,490.79
Fees in APR: $860
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from HomeDirect Mortgage
HomeDirect Mortgage
https://www.brimg.net/system/img/inst/10447_logo.gif
300000
Refinance
4.500
4.500
USD
HomeDirect Mortgage Logo
NMLS # 403501
at 0.000 pts
30 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Columbia Bank
Columbia Bank
https://www.brimg.net/system/img/inst/8764_logo.gif
300000
Refinance
4.524
4.500
USD
Columbia Bank Logo
NMLS # 504284
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $833
 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.371
4.365
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # 8701663
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $1,496.09
Fees in APR: $230
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed Mortgage Loan from Northpointe Bank
Northpointe Bank
https://www.brimg.net/system/img/inst/10077_logo.gif
300000
Refinance
4.375
4.375
USD
Northpointe Bank Logo
NMLS # 447490
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: None
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Garden State Home Loans
Garden State Home Loans
https://www.brimg.net/system/img/inst/7950_logo.gif
300000
Refinance
9.613
9.125
USD
Garden State Home Loans Logo
NMLS # 473163
(877) 430-1109
at 1.100 pts
30 day lock rate
Est payment: $2,440.90
Fees in APR: $9,225
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.246
3.875
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 2.000 pts
30 day lock rate
Est payment: $1,410.71
Fees in APR: $7,087
 
30 yr fixed Mortgage Loan from Sol Mortgage
Sol Mortgage
https://www.brimg.net/system/img/inst/10262_logo.gif
300000
Refinance
9.565
9.125
USD
Sol Mortgage Logo
at 1.100 pts
30 day lock rate
Est payment: $2,440.90
Fees in APR: $8,034
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from Flagstar Bank
Flagstar Bank
https://www.brimg.net/system/img/inst/6546_logo.gif
300000
Refinance
4.410
4.250
USD
Flagstar Bank Logo
NMLS # 417490
at 1.100 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $2,325
Thank you for your inquiry! 
 
30 yr fixed Mortgage Loan from Ally Bank
Ally Bank
https://www.brimg.net/system/img/inst/10271_logo.gif
300000
Refinance
4.489
4.375
USD
Ally Bank Logo
NMLS # 181005
at 1.100 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $712
Thanks for the inquiry! 
 
30 yr fixed Mortgage Loan from CIT Bank
CIT Bank
https://www.brimg.net/system/img/inst/10026_logo.gif
300000
Refinance
4.100
3.900
USD
CIT Bank Logo
NMLS # 541760
(877) 341-6056
at 1.100 pts
45 day lock rate
Est payment: $1,415.00
Fees in APR: $3,845
Thank you for your inquiry! We look forward to working with you. 
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
4.158
3.990
USD
Sebonic Financial Logo
NMLS # 66247
State Lic # 8701663
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $1,430.52
Fees in APR: $2,708
Thank you for your inquiry, we will be in touch shortly. 
 
30 yr fixed mtg refi Mortgage Loan from Financial Resources Federal Credit Union
Financial Resources Federal Credit Union
300000
Refinance
4.515
4.500
USD
Financial Resources Federal Credit Union
4.515%
8/10/2018
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $510
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.913
4.875
USD
Raymond James Bank, NA
4.913%
8/14/2018
4.875%
at 0.000 pts
45 day lock rate
Est payment: $1,587.62
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.656
4.625
USD
LincolnWay Community Bank
4.656%
8/14/2018
4.625%
at 0.000 pts
30 day lock rate
Est payment: $1,542.42
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Proponent Federal Credit Union
Proponent Federal Credit Union
300000
Refinance
4.526
4.500
USD
Proponent Federal Credit Union
4.526%
8/10/2018
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $924
 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank of New Jersey
Fulton Bank of New Jersey
300000
Refinance
4.784
4.750
USD
Fulton Bank of New Jersey
4.784%
8/13/2018
4.750%
at 0.125 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $807
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.662
4.625
USD
Citizens Bank, NA
4.662%
8/10/2018
4.625%
at 0.125 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $904
 
 
30 yr fixed mtg refi Mortgage Loan from Manasquan Bank
Manasquan Bank
300000
Refinance
4.636
4.625
USD
Manasquan Bank
4.636%
8/14/2018
4.625%
at 0.000 pts
45 day lock rate
Est payment: $1,542.42
Fees in APR: $394
 
 
30 yr fixed mtg refi Mortgage Loan from Credit Union of New Jersey
Credit Union of New Jersey
300000
Refinance
4.879
4.875
USD
Credit Union of New Jersey
4.879%
8/10/2018
4.875%
at 0.000 pts
30 day lock rate
Est payment: $1,587.62
Fees in APR: $147
 
 
30 yr fixed mtg refi Mortgage Loan from Affinity FCU
Affinity FCU
300000
Refinance
4.753
4.750
USD
Affinity FCU
4.753%
8/10/2018
4.750%
at 0.000 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $97
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.540
4.500
USD
TD Bank, NA
4.540%
8/10/2018
4.500%
at 0.125 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $1,016
 
 
30 yr fixed mtg refi Mortgage Loan from Malvern Federal Savings Bank
Malvern Federal Savings Bank
300000
Refinance
4.271
4.250
USD
Malvern Federal Savings Bank
4.271%
8/15/2018
4.250%
at 0.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $745
 
 
30 yr fixed mtg refi Mortgage Loan from Schuyler Savings Bank
Schuyler Savings Bank
300000
Refinance
4.880
4.875
USD
Schuyler Savings Bank
4.880%
8/16/2018
4.875%
at 0.000 pts
60 day lock rate
Est payment: $1,587.62
Fees in APR: $170
 
 
30 yr fixed mtg refi Mortgage Loan from Shore Community Bank
Shore Community Bank
300000
Refinance
4.879
4.875
USD
Shore Community Bank
4.879%
8/16/2018
4.875%
at 0.000 pts
30 day lock rate
Est payment: $1,587.62
Fees in APR: $126
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.808
4.750
USD
Santander Bank, N.A.
4.808%
8/16/2018
4.750%
at 0.000 pts
60 day lock rate
Est payment: $1,564.94
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from Audubon Savings Bank
Audubon Savings Bank
300000
Refinance
4.892
4.875
USD
Audubon Savings Bank
4.892%
8/16/2018
4.875%
at 0.000 pts
60 day lock rate
Est payment: $1,587.62
Fees in APR: $580
 
 
30 yr fixed mtg refi Mortgage Loan from Somerset Savings Bank, SLA
Somerset Savings Bank, SLA
300000
Refinance
4.387
4.375
USD
Somerset Savings Bank, SLA
4.387%
8/14/2018
4.375%
at 0.000 pts
90 day lock rate
Est payment: $1,497.86
Fees in APR: $432
 
 
30 yr fixed mtg refi Mortgage Loan from Metuchen Savings Bank
Metuchen Savings Bank
300000
Refinance
4.546
4.500
USD
Metuchen Savings Bank
4.546%
8/14/2018
4.500%
at 0.500 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $108
 
 
30 yr fixed mtg refi Mortgage Loan from OceanFirst Bank
OceanFirst Bank
300000
Refinance
4.527
4.500
USD
OceanFirst Bank
4.527%
8/14/2018
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $952
 
 
30 yr fixed mtg refi Mortgage Loan from Magyar Bank
Magyar Bank
300000
Refinance
4.500
4.500
USD
Magyar Bank
4.500%
8/14/2018
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: None
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.606
4.500
USD
Bank of America
4.606%
8/14/2018
4.500%
at 0.951 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $850
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





New Jersey Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of New Jersey. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

New Jersey mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell New Jersey mortgage loans that have been made. As a result, New Jersey mortgage rates today are lower than jumbo interest rates in New Jersey. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

New Jersey Super Conforming Home Loan Rates

Super conforming mortgages in New Jersey are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

New Jersey Jumbo Loan Interest Rates

New Jersey jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in New Jersey are usually 0.75 basis points higher than conforming mortgage rates in New Jersey because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

New Jersey Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in New Jersey. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

New Jersey Adjustable Interest Rates

New Jersey adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

New Jersey Interest Only Home Mortgage Rates

New Jersey interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

New Jersey FHA Mortgage Mortgage Rates

Borrowers in New Jersey must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in New Jersey are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


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Cities in New Jersey

Absecon

Adelphia

Allamuchy

Allendale

Allenhurst

Allentown

Allenwood

Alloway

Alpine

Andover

Annandale

Asbury

Asbury Park

Atco

Atlantic City

Atlantic Highlands

Audubon

Augusta

Avalon

Avenel

Avon By The Sea

Baptistown

Barnegat

Barnegat Light

Barrington

Basking Ridge

Bass River

Bayonne

Bayville

Beach Haven

Beachwood

Bedminster

Belford

Belle Mead

Belleville

Bellmawr

Belmar

Belvidere

Bergenfield

Berkeley

Berkeley Heights

Berlin

Bernards

Bernardsville

Beverly

Birmingham

Blackwood

Blairstown

Blawenburg

Bloomfield

Bloomingdale

Bloomsbury

Bogota

Boonton

Bordentown

Bound Brook

Bradley Beach

Branchville

Brick

Bridgeport

Bridgeton

Bridgewater

Brielle

Brigantine

Broadway

Brookside

Browns Mills

Budd Lake

Buena

Burlington

Butler

Buttzville

Caldwell

Califon

Camden

Cape May

Cape May Court House

Cape May Point

Carlstadt

Carteret

Cedar Brook

Cedar Grove

Cedar Knolls

Cedarville

Changewater

Chatham

Chatsworth

Cherry Hill

Chester

Clark

Clarksboro

Clarksburg

Clayton

Clementon

Cliffside Park

Cliffwood

Clifton

Clinton

Closter

Collingswood

Cologne

Colonia

Colts Neck

Columbia

Columbus

Cookstown

Cranbury

Cranford

Cream Ridge

Cresskill

Crosswicks

Dayton

Deal

Deepwater

Deerfield Street

Delaware

Delmont

Demarest

Dennisville

Denville

Dividing Creek

Dorchester

Dorothy

Dover

Downe

Dumont

Dunellen

East Amwell

East Brunswick

East Hanover

East Orange

East Rutherford

Eatontown

Edgewater

Edison

Egg Harbor City

Egg Harbor Township

Elizabeth

Elmer

Elmwood Park

Elwood

Elwood-Magnolia

Emerson

Englewood

Englewood Cliffs

Englishtown

Essex Fells

Estell Manor

Ewan

Fair Haven

Fair Lawn

Fairfield

Fairton

Fairview

Fanwood

Far Hills

Farmingdale

Flagtown

Flanders

Flemington

Florence

Florham Park

Fords

Forked River

Fort Lee

Fort Monmouth

Fortescue

Franklin

Franklin Lakes

Franklin Park

Franklinville

Freehold

Frenchtown

Garfield

Garwood

Gibbsboro

Gibbstown

Gillette

Gladstone

Glassboro

Glasser

Glen Gardner

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