New Hampshire Mortgage Rates and Refinance Rates

New Hampshire Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in New Hampshire. Our rate table has a list of New Hampshire mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in New Hampshire you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in New Hampshire include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in New Hampshire listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 03302, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,754
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,748
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 10192-MB
(877) 210-6855
at 1.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $1,356
Thank you for your inquiry, we will be in touch shortly. 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 10192-MB
(877) 210-6855
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $481
Thank you for your inquiry, we will be in touch shortly. 
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # 13620-MB
(877) 437-3841
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 10192-MB
(877) 210-6855
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
Institution for Savings Logo
NMLS # 409410
(877) 686-4790
at 0.000 pts
60 day lock rate
Est payment: $940.47
Fees in APR: $760
 
 
at 0.000 pts
30 day lock rate
Est payment: $1,199.10
Fees in APR: None
 
 
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $337
Thank you for your inquiry! 
 
Commonwealth Mortgage, LLC Logo
NMLS # 1023
State Lic # Lic NH Bank.Dpt
(877) 330-6018
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: None
 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $356
Thank you for your inquiry! 
 
at 0.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
Best Rate USA Logo
NMLS # 134407
State Lic # 15658-MB
(877) 381-2251
at 0.000 pts
45 day lock rate
Est payment: $912.10
Fees in APR: $995
The direct lender to call for great rates and superior service. 
 
Flagstar Bank Logo
NMLS # 417490
(877) 808-7051
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $744
Thank you for your inquiry! 
 
at 0.875 pts
45 day lock rate
Est payment: $912.10
Fees in APR: None
 
 
Commonwealth Mortgage, LLC Logo
NMLS # 1023
State Lic # Lic NH Bank.Dpt
(877) 330-6018
at 1.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: $1,650
 
 
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,556
Thank you for your inquiry! 
 
Commonwealth Mortgage, LLC Logo
NMLS # 1023
State Lic # Lic NH Bank.Dpt
(877) 330-6018
at 2.000 pts
45 day lock rate
Est payment: $912.10
Fees in APR: $2,971
 
 
Raymond James Bank, NA
4.305%
10/10/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $1,299
 
 
TD Bank, NA
3.991%
10/10/2017
3.875%
at 0.875 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $1,043
 
 
Optima Bank & Trust Company
3.906%
10/13/2017
3.875%
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $754
 
 
Santander Bank, N.A.
4.209%
10/17/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $2,004
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





New Hampshire Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of New Hampshire. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

New Hampshire mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell New Hampshire mortgage loans that have been made. As a result, New Hampshire mortgage rates today are lower than jumbo interest rates in New Hampshire. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

New Hampshire Super Conforming Home Loan Rates

Super conforming mortgages in New Hampshire are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

New Hampshire Jumbo Loan Interest Rates

New Hampshire jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in New Hampshire are usually 0.75 basis points higher than conforming mortgage rates in New Hampshire because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

New Hampshire Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in New Hampshire. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

New Hampshire Adjustable Interest Rates

New Hampshire adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

New Hampshire Interest Only Home Mortgage Rates

New Hampshire interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

New Hampshire FHA Mortgage Mortgage Rates

Borrowers in New Hampshire must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in New Hampshire are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


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