Nevada Mortgage Rates and Refinance Rates

Nevada Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Nevada. Our rate table has a list of Nevada mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Nevada you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Nevada include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Nevada listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 89721, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Northpointe Bank Logo
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,962
Thank you for your inquiry! 
 
e-Lend Logo
NMLS # 2826
State Lic # 3671
(877) 410-5082
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $1,378
 
 
Sol Mortgage Logo
at 0.100 pts
30 day lock rate
Est payment: $896.97
Fees in APR: $2,954
Thanks for the inquiry! 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # 3968
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $3,174
Thank you for your inquiry, we will be in touch shortly. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 1.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,500
 
e-Lend Logo
NMLS # 2826
State Lic # 3671
(877) 410-5082
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # 3968
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $2,126
Thank you for your inquiry, we will be in touch shortly. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
 
Sol Mortgage Logo
at 0.000 pts
30 day lock rate
Est payment: $925.10
Fees in APR: None
Thanks for the inquiry! 
 
Northpointe Bank Logo
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $337
Thank you for your inquiry! 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 2.000 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $2,856
 
Sebonic Financial Logo
NMLS # 66247
State Lic # 3968
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,856
Thank you for your inquiry, we will be in touch shortly. 
 
Sol Mortgage Logo
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,702
Thanks for the inquiry! 
 
Ally Bank Logo
NMLS # 181005
at 0.000 pts
60 day lock rate
Est payment: $983.88
Fees in APR: $865
 
 
QuickenLoans Logo
NMLS # 3030
at 1.100 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $2,950
 
 
QuickenLoans Logo
NMLS # 3030
at 0.100 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $2,950
 
 
QuickenLoans Logo
NMLS # 3030
at 0.000 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $1,150
 
 
Raymond James Bank, NA
4.305%
12/12/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $1,299
 
 
Bank of America, NA
4.233%
12/12/2017
4.125%
at 0.714 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $1,139
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Nevada Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Nevada. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Nevada mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Nevada mortgage loans that have been made. As a result, Nevada mortgage rates today are lower than jumbo interest rates in Nevada. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Nevada Super Conforming Home Loan Rates

Super conforming mortgages in Nevada are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Nevada Jumbo Loan Interest Rates

Nevada jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Nevada are usually 0.75 basis points higher than conforming mortgage rates in Nevada because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Nevada Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Nevada. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Nevada Adjustable Interest Rates

Nevada adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Nevada Interest Only Home Mortgage Rates

Nevada interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Nevada FHA Mortgage Mortgage Rates

Borrowers in Nevada must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Nevada are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Nevada Rates & Resources


Cities in Nevada