Nebraska Mortgage Rates and Refinance Rates

Nebraska Mortgage Rates - Refinance Rates:

Search and compare mortgage rates and refinance rates in Nebraska. Our rate table has a list of Nebraska mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current mortgage rates in Nebraska you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Nebraska include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Nebraska listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 68516, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 1071
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
Northpointe Bank Logo
at 0.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,962
Thank you for your inquiry! 
 
First Mortgage Direct Logo
NMLS # 244476
State Lic # 2122
at 1.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $361
 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # NE66247
(877) 407-3813
at 0.100 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $2,996
Thank you for your inquiry, we will be in touch shortly. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 1.000 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $1,500
 
First Mortgage Direct Logo
NMLS # 244476
State Lic # 2122
at 0.000 pts
30 day lock rate
Est payment: $954.83
Fees in APR: None
 
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 1071
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
Thank you for your inquiry, we will be in touch shortly. 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 0.000 pts
30 day lock rate
Est payment: $940.47
Fees in APR: None
 
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # 1994
(877) 437-3841
at 0.000 pts
45 day lock rate
Est payment: $940.47
Fees in APR: $299
 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # NE66247
(877) 407-3813
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $266
Thank you for your inquiry, we will be in touch shortly. 
 
Northpointe Bank Logo
at 0.000 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $337
Thank you for your inquiry! 
 
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 790396
at 2.000 pts
30 day lock rate
Est payment: $898.09
Fees in APR: $2,856
 
eRates Mortgage Logo
NMLS # 1071
State Lic # 1071
at 1.100 pts
30 day lock rate
Est payment: $912.10
Fees in APR: $700
Thank you for your inquiry, we will be in touch shortly. 
 
Sebonic Financial Logo
NMLS # 66247
State Lic # NE66247
(877) 407-3813
at 1.100 pts
30 day lock rate
Est payment: $884.19
Fees in APR: $2,324
Thank you for your inquiry, we will be in touch shortly. 
 
at 0.000 pts
45 day lock rate
Est payment: $926.23
Fees in APR: None
 
 
Flagstar Bank Logo
NMLS # 417490
at 0.000 pts
30 day lock rate
Est payment: $953.68
Fees in APR: $94
Thank you for your inquiry! 
 
Flagstar Bank Logo
NMLS # 417490
at 0.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $2,768
Thank you for your inquiry! 
 
Flagstar Bank Logo
NMLS # 417490
at 1.100 pts
30 day lock rate
Est payment: $926.23
Fees in APR: $812
Thank you for your inquiry! 
 
QuickenLoans Logo
NMLS # 3030
at 1.100 pts
30 day lock rate
Est payment: $940.47
Fees in APR: $2,950
 
 
QuickenLoans Logo
NMLS # 3030
at 0.000 pts
30 day lock rate
Est payment: $998.57
Fees in APR: $1,150
 
 
QuickenLoans Logo
NMLS # 3030
at 0.100 pts
30 day lock rate
Est payment: $969.30
Fees in APR: $2,950
 
 
Raymond James Bank, NA
4.305%
12/12/2017
4.250%
at 0.000 pts
45 day lock rate
Est payment: $983.88
Fees in APR: $1,299
 
 
OneWest Bank, FSB
3.764%
12/8/2017
3.675%
at 0.168 pts
60 day lock rate
Est payment: $917.74
Fees in APR: $1,832
 
 
Central Bank
4.109%
12/14/2017
4.000%
at 1.000 pts
45 day lock rate
Est payment: $954.83
Fees in APR: $603
 
 
Citizens Bank, NA
4.292%
12/15/2017
4.250%
at 0.000 pts
60 day lock rate
Est payment: $983.88
Fees in APR: $998
 
 
First National Bank of Omaha
4.156%
12/14/2017
4.125%
at 0.000 pts
60 day lock rate
Est payment: $969.30
Fees in APR: $752
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Nebraska Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Nebraska. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Nebraska mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Nebraska mortgage loans that have been made. As a result, Nebraska mortgage rates today are lower than jumbo interest rates in Nebraska. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Nebraska Super Conforming Home Loan Rates

Super conforming mortgages in Nebraska are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Nebraska Jumbo Loan Interest Rates

Nebraska jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Nebraska are usually 0.75 basis points higher than conforming mortgage rates in Nebraska because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Nebraska Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Nebraska. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Nebraska Adjustable Interest Rates

Nebraska adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Nebraska Interest Only Home Mortgage Rates

Nebraska interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Nebraska FHA Mortgage Mortgage Rates

Borrowers in Nebraska must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Nebraska are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Nebraska Rates & Resources


Cities in Nebraska

Abie

Adams

Ainsworth

Albion

Alda

Alexandria

Allen

Alliance

Alma

Alvo

Amelia

Ames

Amherst

Angora

Anselmo

Ansley

Arapahoe

Arcadia

Archer

Arlington

Arnold

Arthur

Ashby

Ashland

Ashton

Atkinson

Atlanta

Auburn

Aurora

Avoca

Axtell

Ayr

Bancroft

Barneston

Bartlett

Bartley

Bassett

Battle Creek

Bayard

Beatrice

Beaver City

Beaver Crossing

Bee

Beemer

Belden

Belgrade

Bellevue

Bellwood

Belvidere

Benedict

Benkelman

Bennet

Bennington

Bertrand

Berwyn

Big Springs

Bingham

Bladen

Blair

Bloomfield

Bloomington

Blue Hill

Blue Springs

Boelus

Boys Town

Bradshaw

Brady

Brainard

Brewster

Bridgeport

Bristow

Broadwater

Brock

Broken Bow

Brownville

Brule

Bruning

Bruno

Brunswick

Burchard

Burr

Burwell

Bushnell

Butte

Byron

Cairo

Callaway

Cambridge

Campbell

Carleton

Carroll

Cedar Bluffs

Cedar Creek

Cedar Rapids

Center

Central City

Ceresco

Chadron

Chambers

Champion

Chapman

Chappell

Chester

Clarks

Clarkson

Clatonia

Clay Center

Clearwater

Cody

Coleridge

Colon

Columbus

Comstock

Concord

Cook

Cordova

Cortland

Cozad

Crab Orchard

Craig

Crawford

Creighton

Creston

Crete

Crofton

Crookston

Culbertson

Curtis

Dakota City

Dalton

Danbury

Dannebrog

Davenport

Davey

David City

Dawson

Daykin

De Witt

Decatur

Denton

Deshler

Deweese

Dickens

Diller

Dix

Dixon

Dodge

Doniphan

Dorchester

Douglas

Du Bois

Dunbar

Duncan

Dunning

Dwight

Eagle

Eddyville

Edgar

Edison

Elba

Elgin

Elk Creek

Elkhorn

Ellsworth

Elm Creek

Elmwood

Elsie

Elsmere

Elwood

Elyria

Emerson

Emmet

Enders

Endicott

Ericson

Eustis

Ewing

Exeter

Fairbury

Fairfield

Fairmont

Falls City

Farnam

Farwell

Filley

Firth

Fordyce

Fort Calhoun

Foster

Franklin

Fremont

Friend

Fullerton

Funk

Garland

Geneva

Genoa

Gering

Gibbon

Gilead

Giltner

Glenvil

Goehner

Gordon

Gothenburg

Grafton

Grand Island

Grant

Greeley

Greenwood

Gresham

Gretna

Guide Rock

Gurley

Hadar

Haigler

Hallam

Halsey

Hamlet

Hampton

Hardy

Harrisburg

Harrison

Hartington

Harvard

Hastings

Hay Springs

Hayes Center

Hazard

Heartwell

Hebron

Hemingford

Henderson

Hendley

Henry

Herman

Hershey

Hickman

Hildreth

Holbrook

Holdrege

Holmesville

Holstein

Homer

Hooper

Hordville

Hoskins

Howells

Hubbard

Hubbell

Humboldt

Humphrey

Hyannis

Imperial

Inavale

Indianola

Inland

Inman

Ithaca

Jackson

Jansen

Johnson

Johnstown

Juniata

Kearney

Kenesaw

Kennard

Keystone

Kilgore

Kimball

La Vista

Lakeside

Laurel

Lawrence

Lebanon

Leigh

Lemoyne

Leshara

Lewellen

Lewiston

Lexington

Liberty

Lincoln

Lindsay

Linwood

Lisco

Litchfield

Lodgepole

Long Pine

Loomis

Lorton

Louisville

Loup City

Lyman

Lynch

Lyons

Macy

Madison

Madrid

Magnet

Malcolm

Malmo

Manley

Marquette

Marsland

Martell

Martin

Maskell

Mason City

Max

Maxwell

Maywood

McCook

McCool Junction

Mcgrew

Mclean

Mead

Meadow Grove

Melbeta

Memphis

Merna

Merriman

Milford

Miller

Milligan

Mills

Minatare

Minden

Mitchell

Monroe

Moorefield

Morrill

Morse Bluff

Mullen

Murdock

Murray

Naper

Naponee

Nebraska City

Nehawka

Neligh

Nelson

Nemaha

Nenzel

Newcastle

Newman Grove

Newport

Nickerson

Niobrara

Norfolk

Norman

North Bend

North Loup

North Platte

Oak

Oakdale

Oakland

Oconto

Odell

Odessa

Offutt A F B

Ogallala

Ohiowa

Omaha

Oneill

Ong

Orchard

Ord

Orleans

Osceola

Oshkosh

Osmond

Otoe

Overton

Oxford

Page

Palisade

Palmer

Palmyra

Panama

Papillion

Parks

Pawnee City

Paxton

Pender

Peru

Petersburg

Phillips

Pickrell

Pierce

Pilger

Pine Bluffs

Plainview

Platte Center

Plattsmouth

Pleasant Dale

Pleasanton

Plymouth

Polk

Ponca

Potter

Prague

Primrose

Purdum

Ragan

Randolph

Ravenna

Raymond

Red Cloud

Republican City

Reynolds

Richfield

Rising City

Riverdale

Riverton

Roca

Rockville

Rogers

Rosalie

Rose

Roseland

Royal

Rulo

Rushville

Ruskin

Saint Edward

Saint Helena

Saint Libory

Saint Paul

Salem

Sargent

Saronville

Schuyler

Scotia

Scottsbluff

Scribner

Seneca

Seward

Shelby

Shelton

Shickley

Shubert

Sidney

Silver Creek

Smithfield

Snyder

South Bend

South Sioux City

Spalding

Sparks

Spencer

Sprague

Springfield

Springview

St Columbans

Stamford

Stanton

Staplehurst

Stapleton

Steele City

Steinauer

Stella

Sterling

Stockville

Strang

Stratton

Stromsburg

Stuart

Sumner

Superior

Surprise

Sutherland

Sutton

Swanton

Syracuse

Table Rock

Talmage

Taylor

Tecumseh

Tekamah

Thedford

Thurston

Tilden

Tobias

Trenton

Trumbull

Tryon

Uehling

Ulysses

Unadilla

Union

Upland

Utica

Valentine

Valley

Valparaiso

Venango

Verdel

Verdigre

Verdon

Virginia

Waco

Wahoo

Wakefield

Wallace

Walthill

Walton

Washington

Waterbury

Waterloo

Wauneta

Wausa

Waverly

Wayne

Weeping Water

Weissert

Wellfleet

West Point

Western

Westerville

Weston

Whiteclay

Whitman

Whitney

Wilber

Wilcox

Willow Island

Wilsonville

Winnebago

Winnetoon

Winside

Winslow

Wisner

Wolbach

Wood Lake

Wood River

Wymore

Wynot

York

Yutan