Mortgage Rates in Nebraska15-Year Fixed mortgage rates in Nebraska are at 7.125% with 0.000% point(s), Current Nebraska fixed rate mortgages for a 15 Year Fixed mortgage are at 6.500% with 0.844% point(s), Current Nebraska fixed rate mortgages for a 30-Year Fixed Jumbo mortgage are at 6.500% with 2.000% point(s). Adjustable rates on 5-Year ARM FHA loans in Nebraska with 2.000% point(s) are at 6.625%., Adjustable rates on 10-Year ARM loans in Nebraska with 0.000% point(s) are at 8.000%., Adjustable rates on 7/1 ARM loans in Nebraska with 0.000% point(s) are at 7.000%..
Lender
APR / Rate
Payment
Fees and Points
 NMLS #1907
6.233%
15-Year Fixed
6.125%
$3,403 /mo
$2,752
Includes 0.688 points for $2,752
Lender Fees: $0
NMLS #1907
7.319%
30-Year Fixed
7.250%
$2,729 /mo
$2,752
Includes 0.688 points for $2,752
Lender Fees: $0
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Nebraska Mortgage Rates:Search and compare mortgage rates and refinance rates in Nebraska. Our rate table has a list of Nebraska mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. When you start your search for current mortgage rates in Nebraska you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Nebraska include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in $regionName listed below. Mortgage Rates in Nebraska November 28, 2023Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Nebraska Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in Nebraska? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. Nebraska Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in Nebraska? You can list your company, contact information, website an logo here. Contact us to find out how. Nebraska Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Nebraska. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Nebraska mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Nebraska mortgage loans that have been made. As a result, Nebraska mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Nebraska Super Conforming Home Loan RatesSuper conforming mortgages in Nebraska are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Nebraska Jumbo Loan Interest RatesNebraska jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Nebraska are usually 0.75 basis points higher than conforming mortgage rates in Nebraska because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Nebraska Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Nebraska. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Nebraska Adjustable Interest RatesNebraska adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Nebraska Interest Only Home Mortgage RatesNebraska interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Nebraska FHA Mortgage Mortgage RatesBorrowers in Nebraska must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Nebraska are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Cities in NebraskaAbieAdamsAinsworthAlbionAldaAlexandriaAllenAllianceAlmaAlvoAmeliaAmesAmherstAngoraAnselmoAnsleyArapahoeArcadiaArcherArlingtonArnoldArthurAshbyAshlandAshtonAtkinsonAtlantaAuburnAuroraAvocaAxtellAyrBancroftBarnestonBartlettBartleyBassettBattle CreekBayardBeatriceBeaver CityBeaver CrossingBeeBeemerBeldenBelgradeBellevueBellwoodBelvidereBenedictBenkelmanBennetBenningtonBertrandBerwynBig SpringsBinghamBladenBlairBloomfieldBloomingtonBlue HillBlue SpringsBoelusBoys TownBradshawBradyBrainardBrewsterBridgeportBristowBroadwaterBrockBroken BowBrownvilleBruleBruningBrunoBrunswickBurchardBurrBurwellBushnellButteByronCairoCallawayCambridgeCampbellCarletonCarrollCedar BluffsCedar CreekCedar RapidsCenterCentral CityCerescoChadronChambersChampionChapmanChappellChesterClarksClarksonClatoniaClay CenterClearwaterCodyColeridgeColonColumbusComstockConcordCookCordovaCortlandCozadCrab OrchardCraigCrawfordCreightonCrestonCreteCroftonCrookstonCulbertsonCurtisDakota CityDaltonDanburyDannebrogDavenportDaveyDavid CityDawsonDaykinDe WittDecaturDentonDeshlerDeweeseDickensDillerDixDixonDodgeDoniphanDorchesterDouglasDu BoisDunbarDuncanDunningDwightEagleEddyvilleEdgarEdisonElbaElginElk CreekElkhornEllsworthElm CreekElmwoodElsieElsmereElwoodElyriaEmersonEmmetEndersEndicottEricsonEustisEwingExeterFairburyFairfieldFairmontFalls CityFarnamFarwellFilleyFirthFordyceFort CalhounFosterFranklinFremontFriendFullertonFunkGarlandGenevaGenoaGeringGibbonGileadGiltnerGlenvilGoehnerGordonGothenburgGraftonGrand IslandGrantGreeleyGreenwoodGreshamGretnaGuide RockGurleyHadarHaiglerHallamHalseyHamletHamptonHardyHarrisburgHarrisonHartingtonHarvardHastingsHay SpringsHayes CenterHazardHeartwellHebronHemingfordHendersonHendleyHenryHermanHersheyHickmanHildrethHolbrookHoldregeHolmesvilleHolsteinHomerHooperHordvilleHoskinsHowellsHubbardHubbellHumboldtHumphreyHyannisImperialInavaleIndianolaInlandInmanIthacaJacksonJansenJohnsonJohnstownJuniataKearneyKenesawKennardKeystoneKilgoreKimballLa VistaLakesideLaurelLawrenceLebanonLeighLemoyneLesharaLewellenLewistonLexingtonLibertyLincolnLindsayLinwoodLiscoLitchfieldLodgepoleLong PineLoomisLortonLouisvilleLoup CityLymanLynchLyonsMacyMadisonMadridMagnetMalcolmMalmoManleyMarquetteMarslandMartellMartinMaskellMason CityMaxMaxwellMaywoodMcCookMcCool JunctionMcgrewMcleanMeadMeadow GroveMelbetaMemphisMernaMerrimanMilfordMillerMilliganMillsMinatareMindenMitchellMonroeMoorefieldMorrillMorse BluffMullenMurdockMurrayNaperNaponeeNebraska CityNehawkaNelighNelsonNemahaNenzelNewcastleNewman GroveNewportNickersonNiobraraNorfolkNormanNorth BendNorth LoupNorth PlatteOakOakdaleOaklandOcontoOdellOdessaOffutt A F BOgallalaOhiowaOmahaOneillOngOrchardOrdOrleansOsceolaOshkoshOsmondOtoeOvertonOxfordPagePalisadePalmerPalmyraPanamaPapillionParksPawnee CityPaxtonPenderPeruPetersburgPhillipsPickrellPiercePilgerPine BluffsPlainviewPlatte CenterPlattsmouthPleasant DalePleasantonPlymouthPolkPoncaPotterPraguePrimrosePurdumRaganRandolphRavennaRaymondRed CloudRepublican CityReynoldsRichfieldRising CityRiverdaleRivertonRocaRockvilleRogersRosalieRoseRoselandRoyalRuloRushvilleRuskinSaint EdwardSaint HelenaSaint LiborySaint PaulSalemSargentSaronvilleSchuylerScotiaScottsbluffScribnerSenecaSewardShelbySheltonShickleyShubertSidneySilver CreekSmithfieldSnyderSouth BendSouth Sioux CitySpaldingSparksSpencerSpragueSpringfieldSpringviewSt ColumbansStamfordStantonStaplehurstStapletonSteele CitySteinauerStellaSterlingStockvilleStrangStrattonStromsburgStuartSumnerSuperiorSurpriseSutherlandSuttonSwantonSyracuseTable RockTalmageTaylorTecumsehTekamahThedfordThurstonTildenTobiasTrentonTrumbullTryonUehlingUlyssesUnadillaUnionUplandUticaValentineValleyValparaisoVenangoVerdelVerdigreVerdonVirginiaWacoWahooWakefieldWallaceWalthillWaltonWashingtonWaterburyWaterlooWaunetaWausaWaverlyWayneWeeping WaterWeissertWellfleetWest PointWesternWestervilleWestonWhiteclayWhitmanWhitneyWilberWilcoxWillow IslandWilsonvilleWinnebagoWinnetoonWinsideWinslowWisnerWolbachWood LakeWood RiverWymoreWynotYorkYutan |
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