U.S. Bank Mortgage Rates

U.S. Bank mortgage rates on 30 year home loans are very low right now. 30 year mortgage rates at U.S. Bank are currently at 4.625 percent with an APR of 4.69 percent. The APR, or annual percentage rate, is always higher than the rate because fees are also factored into the cost of a home loan.

Other fixed U.S. Bank mortgage rates are also very good right now. 20 year mortgage rates are quoted at 4.375 percent with an APR of 4.476 percent. There are very few lenders who offering 20 year mortgage loans but if you can afford the higher payments you'll save a lot of money in interest charges over the life of the loan.

15 year conforming mortgage rates from U.S. Bank are even lower at 4.125 percent with an APY of 4.253 percent. Even more of a rarity, U.S. Bank is offering a 10 year fixed mortgage, this isn't an adjustable loan that adjusts in the eleventh year,  this is actually just a 10 year loan. The current 10 year mortgage rate from U.S. Bank is at 4.25 percent with an APR of 4.43 percent.

U.S. Bank also offers several other mortgages, including adjustable mortgages, FHA mortgages, VA mortgages and jumbo mortgages all with competitive rates. See how other lender's rates compare with U.S. Bank mortgage rates to get the best deal today.