Current mortgage rates on 30 year conforming home mortgage loans are averaging 4.07%, an increase from an average 30 year mortgage rate of 4.00%. Mortgage rates on 15 year conforming mortgage loans are averaging 3.35%, up from an average 15 year rate of 3.34%.  

Compare today's mortgage rates from several lenders by using our rate tables here: Today's Mortgage Rates . Unlike most websites, no personal information is needed to view a list of mortgage rates.



30 year jumbo mortgage rates are averaging 4.48% an increase from an average 30 year jumbo mortgage rate of 4.45%. Mortgage rates today on 15 year jumbo home loans are averaging 3.77%, down from an average 15 year jumbo mortgage rate of 3.78%.

Today's Mortgage Rates

Conforming Adjustable Home Loans – Current Mortgage Rates

1 year home loan adjustable mortgage rates currently are averaging 3.76%, an increase from last week’s average 1 year adjustable mortgage rate of 3.67%.

3 year adjustable bank mortgage rates today are averaging 2.74%, an increase from last week’s average 3 year adjustable mortgage rate of 2.60%.

5 year adjustable mortgage rates are averaging 2.77%, an increase from the prior week’s average 5 year adjustable rate of 2.73%.

Current 7 year adjustable mortgage rates are averaging 3.06%, an increase from the previous week’s average 7 year adjustable mortgage rate of 3.30%.

10 year adjustable mortgage rates currently are averaging 3.57%, up from last week’s average 10 year adjustable rate of 3.53%.

Adjustable Jumbo Home Mortgage Loans – Mortgage Rates Today

Current 1 year jumbo adjustable mortgage rates are averaging 4.50%,  unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.39%, down from last week’s average 3 year jumbo adjustable rate of 3.41%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.01%, up from last week’s average jumbo adjustable rate of 2.94%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.47%, up from last week’s average 7 year adjustable home loan rate of 3.44%.

10 year jumbo loan rates and refi rates are averaging 3.89%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.95%.

Conforming Interest Only Adjustable Home Mortgage Loans - Current Mortgage Rates

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.93%, up from last week’s average interest only mortgage loan rate of 2.87%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.86%, up from last week’s average five year interest only mortgage rate of 2.84%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.07%, down from last week’s average 7 year interest-only mortgage interest rate of 3.16%.

Interest Only Jumbo Home Mortgage Loans – Today's Mortgage Rates

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.56%, down from last week’s average jumbo adjustable interest only rate of 3.65%

Current 5 year adjustable jumbo interest only rates are averaging 3.34%, a decrease from last week’s average IO home mortgage interest rate of 3.38%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.70%, up from last week’s average jumbo 7 year home mortgage loan rate 3.65%.

Home Equity Loan – Rates Today

10 year home equity loan rates are averaging 6.43%, down from last week’s average home equity loan rate of 6.48%.

15 year home equity rates are averaging 6.39%, unchanged from last week’s average home equity loan rate.

Home Equity Line of Credit - Today's Rates

Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

Free Mortgage Calculator

Monitor Bank Rates offers a free mortgage calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage calculator under our “Calculators” section.

Loan Type

Purchase Refinance with Cash out Refinance

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FICO Score

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Loan Amount

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Points

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LTV

%

Loan Term

 15-Year Fixed  20-Year Fixed  30-Year Fixed  5-Year ARM  7-Year ARM  10-Year ARM

Mortgage Rates December 3, 2023