Today’s Mortgage Rates: 30 Year Mortgage Rates at 5.14% & 15 Year Mortgage Rates at 4.48%

Today's mortgage rates are lower after nearing a high for 2010 eariler this week.  Mortgage rates started heading higher when the Federal Reserve wound up its purchase of mortgage-backed securities (MBS). Since then conforming mortgage rates have settled back down about 10 basis points. Today's 30 year mortgage rates are currently averaging 5.14 percent, down slightly from 5.17 percent eariler this week.

Current 15 year fixed mortgage rates are also lower. 15 year mortgage interest rates are once again below 4.50 percent at 4.48 percent, down from an average rate of 4.54 percent on Monday.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.687%
3.500%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/23/2019
at 2.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.687%
3.500%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/23/2019
at 2.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/23/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.





Looking for current mortgage rates and refinance rates? Search our mortgage rate tables here: MortgageRates.MonitorBankRates.com


Jumbo Mortgage Rates, Current


Current 30 year jumbo mortgage rates are averaging  5.65 percent, up from an average jumbo mortgage loan rate of 5.59 percent. Current jumbo refinance rates are also averaging 5.65 percent.

Current 15 year jumbo mortgage rates are averaging 5.13 percent, an increase from last week’s average jumbo rate of  5.10. 15 year jumbo refinance rates are also averaging 5.13 percent.

Current Adjustable Mortgage Rates


1 year conforming adjustable mortgage rates are averaging 4.67 percent, unchanged from Monday's average 1 year home loan rate of 4.63 percent. 1 year mortgage refinance rates are also unchanged at 4.67 percent.

Today's 3 year conforming adjustable mortgage rate is at 4.52 percent, down from an average home mortgage rate of 4.61 percent. 3 year refinance rates are also averaging 4.52 percent.

Current 5 year conforming adjustable mortgage interest rates are averaging 3.91 percent, down from last week’s average home loan rate of 4.01 percent. Today's 5 year mortgage refinance rates are also down, the average 5 year refi rate is 3.91 percent.

7 year conforming ARMs are currently averaging 4.42 percent,down from an average 7 year loan interest rate of 4.55 percent. 7 year mortgage refinance rates are also averaging 4.42 percent this week.

Conforming 10 year adjustable mortgage rates are averaging 4.79 percent this week, a decrease from last week’s average mortgage interest rate of 4.84 percent. 10 year home loan refinance rates are also averaging 4.47 percent this week.

Current Jumbo Adjustable Mortgage Rates


Current 1 year jumbo ARMs are averaging in at 5.59 percent, unchanged from Monday's average mortgage interest rate.

Current 3 year jumbo adjustable loans are averaging 5.34 percent, up from an average home loan rate of 5.28 percent. Today's 3 year home refinance rates are also averaging 5.34 percent.

Today's 5 year jumbo ARMs are averaging 4.59 percent, a decrease from an average mortgage rate of 4.61 percent. Current 5 year refinance loan rates are averaging 4.59 percent.

7 year jumbo ARMs are averaging 5.54 percent, down from an average loan mortgage rate of 5.58 percent.7 year loan refinance rates are also averaging 5.54 percent.

10 year jumbo mortgage interest rates are averaging 6.01 percent, unchanged from Monday's average 10 year jumbo rate. 10 year jumbo refinance loan rates are also unchanged at 6.01 percent.

Today's Interest Only Mortgage Rates


The average conforming 3 year interest only mortgage rate is at 4.61%, down from an average mortgage interest rate of 4.70%.

The average 5 year interest only home loan is at 3.97%, down from an average five year interest only mortgage rate of 4.06%.

7 year IO home loans are averaging 4.56%, down from an average interest rate of 4.70%.

3 year jumbo IO loans are averaging 5.90 percent, an increase from Monday's average jumbo interest mortgage rate of 5.78%.

The average 5 year jumbo IO loan rate is at 5.26%, up from an average IO mortgage rate of 5.12%.

The average 7 year jumbo IO loan is at 6.09%, up from an average jumbo 7 year rate of 6.05%.

Home Equity Loan Rates


10 year home equity loan rates are averaging 7.440 percent, unchanged from Monday's average home equity loan rate. 15 year home equity rates averaged 7.620 percent, unchanged from Monday's average home equity rate.

Home Equity Line of Credit Rates (HELOC)


Average home equity line of credit rates are at 4.675 percent, unchanged from Monday's average HELOC rate.
 
 
Author: Robert Till
April 22nd, 2010
Posted in: Mortgage Rates