Texas Lending Mortgage Rates and Review
Texas Lending (texaslending.com) is offering very competitive mortgage rates and refinance rates. Advertised current mortgage rates include fixed mortgage rates on both conforming and jumbo mortgages. Adjustable conforming mortgage rates and FHA mortgage rates.
Today's mortgage rates on 30 year conforming loans are advertised at 3.375 percent with an annual percentage rate (APR) of 3.65 percent with 1 mortgage origination point.
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Mortgage rates today on 15 year conforming home loans are currently advertised at 2.75 percent with an APR of 3.19 percent with 1 point. This is an incredibly low mortgage rate and lower than the current national average 15 year rate of 3.04 percent.
Texas Lending is also offering 10 year mortgages which isn't a loan term available that widely. Mortgage rates current on 10 year conventional fixed mortgages are advertised at 2.75 percent with an APR of 3.24 percent with 1 mortgage point.
Conventional 5 year adjustable mortgage rates today are offered at 2.50 percent with an APR of 2.89 percent with 1 point. I never thought I'd see a 2.50 percent mortgage rate or refinance rate on a 1 year loan let alone a 5 year loan. Wonder if we'll see 15 year mortgage rates at 2.50 percent this year.
FHA mortgage rates and VA mortgage rates are advertised at 3.25 percent with an APR of 3.89 percent with 1 point. These FHA/VA mortgage rates are also a very competitive.
Current mortgage rates on 30 year jumbo loan loans are advertised at 4.125 percent with an APR of 4.225 percent with 1 point. Jumbo mortgage rates today on 15 year loans are advertised at 3.375 percent with an APY of 3.57 percent with 1 point.
The mortgage rates listed above are on a loan amount of $165,000 with 80 percent financing. The rates listed at texaslending.com also have a 45 day lock period. Your credit score also will determine the rate you are qouted by Texas Lending.
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