Rocket Mortgage Rates

Rocket Mortgage Rates TodayRocket mortgage rates are very competitive right now on fixed conforming loans. Currently, 30-year fixed Rocket mortgage rates are at 3.375 percent with zero points. Rocket's 30-year mortgage rate is almost 50 basis points lower than the current national average rate of 3.85 percent.

Rocket Mortgage Rates

If you're willing to pay mortgage points upfront, you can get an even better rate from Rocket mortgage. 30-year Rocket mortgage rates today are at 3.125 percent with 1.375 mortgage points, almost 75 basis points lower than the national average.

30-year mortgage rate at 3.125 percent isn't the lowest rate available from Rocket. If you pay 2.625 points up front, you can get a 30-year rate of 2.875 percent. A 30-year mortgage rate under 3.00 percent is incredible, you're into 15-year mortgage rate territory under 3.00 percent.

Rocket Mortgage Rates

  • 30-year no points 3.375%
  • 30-year 1.375 points 3.125%
  • 30-year 2.625 points 2.875%
  • VA 30-year 2 points 2.50%
  • FHA 30-year 1.875 points 2.375%
  • 15-year minus .125 points 2.875%
  • 15-year 1.75 points 2.375%
  • 15-year 2.75 points 2.125%
  • Apply for a mortgage loan

Conclusion

Rocket mortgage rates are very competitive right now for loans with points and without points. Mortgage rates for both home purchases and refinancing have been near historical lows for years now and are likely to continue to stay low. You can compare the Rocket mortgage rates listed above with other lender's rates here: mortgage rates.

If you're in the market to purchase a home, low mortgage rates allow you to afford a more expensive home. If you're refinancing a mortgage, the general rule is to refinance with a mortgage rate at least 1 percent lower, for the refinance to make financial sense. You can use a mortgage calculator to find out if paying points upfront on a loan, or refinancing makes sense.

 
Author: Brian McKay
October 6th, 2021

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