Refinance Rates This Weekend: 30 Year Refinance Rates at 4.02%

Refinance rates decreased this weekend. Refinance rates today on 30 year home loans are averaging 4.02%, a decrease from yesterday’s average 15 year refinance rate of 4.023%. Current refinance rates on 15 year home loans are averaging 3.30%, down from yesterday’s average 15 year refinance rate of 3.35%.

Compare refinance rates from many lenders by using our refinance rate table here: MortgageRates.MonitorBankRates. Unlike most websites, no personal information is needed to view a list of refinance rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
in 95816, 2, 740    Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.560%
3.375%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from HomePlus Mortgage
HomePlus Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111128.gif
300000
Purchase
3.560%
3.375%
USD
HomePlus Mortgage Logo
NMLS # 78669
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,995
Personal service - one point of contact from start to finish – available nights and weekends
 
PERIOD_FIXED_30YEARS Mortgage Loan from Rocket Mortgage
Rocket Mortgage
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111574.gif
300000
Purchase
4.039%
3.875%
USD
Rocket Mortgage Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,411
Fees in APR: $6,000
From the lender: We can close your loan in less than a month!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Quicken Loans NMLS #3030
Quicken Loans NMLS #3030
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111724.gif
300000
Purchase
4.291%
4.125%
USD
Quicken Loans NMLS #3030 Logo
NMLS # 3030
10/21/2019
at 2.000 pts
45 day lock rate
Est payment: $1,454
Fees in APR: $6,000
The Better Business Bureau gives Quicken Loans and A+ for customer service.
 
PERIOD_FIXED_30YEARS Mortgage Loan from New American Funding
New American Funding
https:https://mortgagerates.icanbuy.com/images/lenderslogos/111741.gif
300000
Purchase
3.514%
3.375%
USD
New American Funding Logo
NMLS # 6606
10/21/2019
at 1.750 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $5,250
Direct lender specializing in helping you save money on your home loan.
 
PERIOD_FIXED_30YEARS Mortgage Loan from Interest Smart Home Loans
Interest Smart Home Loans
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112369.gif
300000
Purchase
3.702%
3.500%
USD
Interest Smart Home Loans Logo
NMLS # 1157416
10/21/2019
at 2.000 pts
30 day lock rate
Est payment: $1,348
Fees in APR: $7,618
SPEAK WITH ONE OF OUR LICENSED MORTGAGE BANKERS NOW!
 
PERIOD_FIXED_30YEARS Mortgage Loan from Apple Financial Network, Inc
Apple Financial Network, Inc
https:https://mortgagerates.icanbuy.com/images/lenderslogos/112378.gif
300000
Purchase
3.556%
3.375%
USD
Apple Financial Network, Inc Logo
NMLS # 1846010
State Lic # 01527337
10/21/2019
at 1.625 pts
30 day lock rate
Est payment: $1,327
Fees in APR: $6,972
Be ready to buy. Get pre-approved by a local lender
 

Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.






30 year jumbo refinance rates are averaging 4.47%, down from yesterday’s average 30 year jumbo refinance rate of 4.352%. Refinance rates on 15 year jumbo home loans are averaging 3.71%, down from yesterday’s average 15 year jumbo refinance rate of 3.75%.

Refinance Rates


Conforming Adjustable Home Loans –Current Refinance Rates


1 year adjustable refinance rates today are averaging 3.63%, down from last week’s average 1 year adjustable jumbo refinance rate of 3.71%.

3 year adjustable refinance rates current are averaging 2.74%, an increase from last week’s average 3 year adjustable refinance rate of 2.69%.

5 year adjustable refinancing rates are averaging 2.68%, an decrease from the prior week’s average 5 year adjustable refinance rate 2.76%.

Current 7 year adjustable refi rates are averaging 3.01%, down from the previous week’s average 7 year adjustable refinance rateof 3.03%.

10 year adjustable refi rates currently are averaging 3.52%, a decline from last week’s average 10 year adjustable rate of 3.55%.

Adjustable Jumbo Loans – Today’s Refinance Rates


Current 1 year adjustable jumbo refinance rates are at 4.50%, unchanged from last week’s average adjustable jumbo refinance rate.

3 year adjustable jumbo refinance rates today are averaging lower at 3.30%, up from last week’s average 3 year jumbo adjustable refinance rate of 3.26%.

5 year adjustable jumbo refinance rates currently are averaging 2.99%, a decrease from last week’s average jumbo adjustable refinance loans rate of 3.01%.

7 year jumbo adjustable refinance home loan rates today are averaging 3.34%, down from last week’s average 7 year adjustable refinance home rate of 3.51%.

10 year jumbo home refinance rates are averaging 3.91%, up from the prior week’s average 10 year jumbo refinance rates of 3.84%.

Conventional Adjustable IO Adjustable Home Loans – Refinance Rates Today


3 year interest only adjustable refinance rates and are averaging 2.97% up from last week’s average interest only refinance rate of 2.90%.

5 year IO adjustable loan refinance rates today are averaging 2.83%, a decrease from last week’s average five year interest only home refinance rate of 2.88%.

7 year interest only adjustable loan refinance rates are averaging 3.16%, down from last week’s average 7 year interest-only refinance rates of 3.17%.

Adjustable IO Jumbo Loans – Current Refinance Rates


Today’s 3 year jumbo refinancing rates are averaging 3.46%, down from last week’s average jumbo adjustable interest only refinance rate of 3.53%.

Current 5 year adjustable jumbo interest only refinance rates are averaging 3.41%, down from last week’s average IO home refinance rate of 3.44%.

Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.59%, down from last week’s average jumbo 7 year home refinance  loan rate of 3.70%.

Refinance Calculator


Monitor Bank Rates offers a free refinance calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the refinance calculator under our “Calculators” section.

Refinance Rate Widget


Monitor Bank Rates also offers several free refinance rates widgets including state average refinance rates that are automatically updated daily. Our refinance rate widgets are free for anyone to use on their website, you can find the refinance rate widgets under our “Widgets” section.



 
 
Author: Robert Till
December 17th, 2011
Posted in: Mortgage Rates