Refinance Rates: Lower Lender Refinance Rates Overnight

Refinance rates are mostly lower overnight. Refinance rates today on 30 year refinance loans are averaging 4.10%, down from yesterday's average 30 year refinance rate of 4.13%. Refinance rates today on 15 year conforming loans are averaging 3.36%, down from yesterday's average 15 year refinance rate of 3.42%.

Get a list of current refinance rates from from many lenders by using our refinance rates table here: Today’s Refinance Rates. Unlike most websites, no personal information is needed to view a list of refinance rates.

Today’s refinance rates on 30 year jumbo loans are averaging 4.54%, a decrease from yesterday's average 30 year jumbo refinancing rate of 4.61%. Current refinancing rates on 15 year jumbo loans are averaging 3.72%, down from last week’s average 15 year jumbo refi rate of 3.87%.

Refinance Rates

Conforming Adjustable Loans – Today's Refinancing Rates

1 year adjustable refinance rates today are averaging 3.79%, up from last week’s average 1 year adjustable jumbo refinance rate of 3.77%.

3 year adjustable refinance rates current are averaging 2.60%, a decline from last week’s average 3 year adjustable refinance rate of 2.74%.

5 year adjustable refinancing rates are averaging 2.78%, down decrease from the prior week’s average 5 year adjustable refinance rate of 2.82%.

Current 7 year adjustable refi rates are averaging 3.12%, uncahnged from the previous week’s average 7 year adjustable refinancing  rate.

10 year adjustable refi rates currently are averaging 3.60%, no change from last week’s average 10 year adjustable rate.

Adjustable Jumbo Loans – Refinance Rates Current

Current 1 year jumbo adjustable refinance rates are at 4.50%, an increase from last week’s average adjustable jumbo refinance rate of 4.05%.

3 year adjustable jumbo refinance rates today are averaging lower at 3.42%, a decline from last week’s average 3 year jumbo adjustable refinance rate of 3.49%.

5 year adjustable jumbo refinance rates currently are averaging 3.03%, an increase last week’s average jumbo adjustable refinance loans rate of 3.02%.

7 year jumbo adjustable refinance home loan rates today are averaging 3.57%, no change from last week’s average 7 year adjustable refinance home rate.

10 year jumbo home refinance rates are averaging 3.97%, an increase from the prior week’s average 10 year jumbo refinance rates of 3.96%.

Adjustable Interest Only Conforming Adjustable Loans – Refinance Rates Todays

3 year interest only adjustable refinance rates and are averaging 2.85%, a decline from last week’s average interest only refinance rate of 3.15%.

5 year IO adjustable loan refinance rates today are averaging 2.93%, a decline from last week’s average five year interest only  home refinance rate of 3.18%.

7 year interest only adjustable loan refinance rates are averaging 3.44%, a decline from last week’s average 7 year interest-only refinance rates of 3.54%.

Adjustable Interest Only Jumbo – Today's Refinance Rates

Today’s 3 year jumbo refinancing rates are averaging 3.58%, a decline from last week’s average jumbo adjustable interest only refinance rate of 3.67%.

Current 5 year adjustable jumbo interest only refinance rates are averaging 3.43%, down from last week’s average IO home refinance rate of 3.44%.

 
Author: Jason P. Jones
November 1st, 2011

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