Refinance Rates: 30 Year Refinance Rates at 3.92%![]() Compare current refinance rates today from many lenders by using our refinance rate table here: Refinance Rates Today. Unlike most websites, no personal information is needed to view a list of refinance rates.
Lender
APR
Rate
Cost & Fees
Notes
Thank you for your quote.
The Guilford Savings Bank
4.542%
2/15/2019
4.500%
at 0.250 pts
60 day lock rate Est payment: $1,520.06
Fees in APR: $719
Savings Bank of Danbury
4.523%
2/15/2019
4.500%
at 0.000 pts
60 day lock rate Est payment: $1,520.06
Fees in APR: $790
Citizens Bank, NA
4.550%
2/15/2019
4.500%
at 0.250 pts
60 day lock rate Est payment: $1,520.06
Fees in APR: $998
Union Savings Bank
4.649%
2/15/2019
4.625%
at 0.000 pts
60 day lock rate Est payment: $1,542.42
Fees in APR: $852
Liberty Bank
4.419%
2/15/2019
4.375%
at 0.250 pts
60 day lock rate Est payment: $1,497.86
Fees in APR: $814
UniBank for Savings
4.786%
2/15/2019
4.750%
at 0.250 pts
60 day lock rate Est payment: $1,564.94
Fees in APR: $500
First National Bank of Omaha
4.815%
2/21/2019
4.750%
at 0.500 pts
60 day lock rate Est payment: $1,564.94
Fees in APR: $752
TD Bank, NA
4.405%
2/20/2019
4.375%
at 0.000 pts
45 day lock rate Est payment: $1,497.86
Fees in APR: $1,043
Santander Bank, N.A.
4.683%
2/21/2019
4.625%
at 0.000 pts
60 day lock rate Est payment: $1,542.42
Fees in APR: $2,004
The Washington Trust Company
4.280%
2/19/2019
4.250%
at 0.000 pts
30 day lock rate Est payment: $1,475.82
Fees in APR: $1,083
United Bank
4.401%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate Est payment: $1,497.86
Fees in APR: $911
LincolnWay Community Bank
4.406%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate Est payment: $1,497.86
Fees in APR: $1,085
Bank of America
4.373%
2/18/2019
4.250%
at 0.998 pts
60 day lock rate Est payment: $1,475.82
Fees in APR: $1,351
The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information. 30 year jumbo refinance rates currently are averaging 4.44%, a decline from yesterday’s average 30 year jumbo refinance rate of 4.50%. Today’s refinance rates today on 15 year jumbo loans are averaging 3.79%, a slight decrease from yesterday’s average 15 year jumbo refinance rate of 3.79%. Refinance RatesConforming Adjustable Home Loans –Current Refinance Rates1 year adjustable refinance mortgage rates today are averaging 3.63%, down from last week’s average 1 year adjustable jumbo refinance rate of 3.71%. 3 year adjustable refinance rates current are averaging 2.74%, an increase from last week’s average 3 year adjustable refinance rate of 2.69%. 5 year adjustable refinancing rates are averaging 2.68%, an decrease from the prior week’s average 5 year adjustable refinance rate 2.76%. Current 7 year adjustable refi rates are averaging 3.01%, down from the previous week’s average 7 year adjustable refinance rateof 3.03%. 10 year adjustable refi rates currently are averaging 3.52%, a decline from last week’s average 10 year adjustable rate of 3.55%. Adjustable Jumbo Mortgage Loans – Today's Refinance RatesCurrent 1 year adjustable jumbo refinance rates are at 4.50%, unchanged from last week’s average adjustable jumbo refinance rate. 3 year adjustable jumbo refinance rates today are averaging lower at 3.30%, up from last week’s average 3 year jumbo adjustable refinance rate of 3.26%. 5 year adjustable jumbo refinance rates currently are averaging 2.99%, a decrease from last week’s average jumbo adjustable refinance loans rate of 3.01%. 7 year jumbo adjustable refinance home loan rates today are averaging 3.34%, down from last week’s average 7 year adjustable refinance home rate of 3.51%. 10 year jumbo home refinance rates are averaging 3.91%, up from the prior week’s average 10 year jumbo refinance rates of 3.84%. Conventional Adjustable IO Adjustable Home Loans – Current Refinance Rates3 year interest only adjustable refinance rates and are averaging 2.97% up from last week’s average interest only refinance rate of 2.90%. 5 year IO adjustable loan refinance rates today are averaging 2.83%, a decrease from last week’s average five year interest only home refinance rate of 2.88%. 7 year interest only adjustable loan refinance rates are averaging 3.16%, down from last week’s average 7 year interest-only refinance rates of 3.17%. Adjustable IO Jumbo Home Loans – Refinance Rates CurrentlyToday’s 3 year jumbo refinancing rates are averaging 3.46%, down from last week’s average jumbo adjustable interest only refinance rate of 3.53%. Current 5 year adjustable jumbo interest only refinance rates are averaging 3.41%, down from last week’s average IO home refinance rate of 3.44%. Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.59%, down from last week’s average jumbo 7 year home refinance loan rate of 3.70%. Mortgage Refinance Rate CalculatorMonitor Bank Rates offers a free refinance calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the refinance calculator under our “Calculators” section. Refinance Rate WidgetMonitor Bank Rates also offers several free refinance rate widgets including state average refinance rates that are automatically updated daily. Our refinance rate widgets are free for anyone to use on their website, you can find the refinance rate widgets under our “Widgets” section. |
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