Refinance Rates: 30 Year Mortgage Refinance Rates at 4.92%

Refinance rates were down this week over last, continuing the downtrend of the past couple of weeks. 30 year fixed conforming refinance mortgage rates are averaging 4.92%, down from the prior week’s average refinance rate of 5.07%. 15 year mortgage refinance rates are averaging 4.30%, down from last week’s average refinance rate of 4.39%.

30 year jumbo mortgage refinance rates are also down 19 basis points this week over last. 30 year jumbo refinance rates are averaging 5.57%, down from the prior week's average refinance rate of 5.76%.

15 year jumbo refinance rates are now under 5.00 percent. 15 year jumbo mortgage refinance rates are at 4.98%, down from the prior week's average refi rate of 5.13 percent.

Looking for refinance rates? Use our mortgage rate tables to find rates. MortgageRates.MonitorBankRates.com.

Refinance Adjustable Mortgage Rates - Conforming

The average conforming 1 year adjustable refinance loan rate is at 4.40% this week, a decrease from last week when 1 year refinance loan rates averaged 4.67%.

The average conforming 3 year adjustable refinance rate is at 4.44% this week, down from last week’s mortgage loan refinance rate of 4.63%.

5 year adjustable refinance interest mortgage rates are averaging 3.88% this week, a decrease from last week’s average mortgage refinance interest rate of 4.01%.

7 year conforming mortgage refinance rates are at 4.38%, down from last week’s average mortgage refinance rate of 4.50%.

10 year refinance mortgage rates are averaging 4.77%, down from last week’s home equity refinance rate of 4.80%.

Jumbo Adjustable Refinance Mortgage Rates

1 year jumbo adjustable refinance rates are at 5.59%, unchanged from last week’s average refinance rate.

The average refinance rate for a 3 year jumbo ARM is at 5.18%, down from last week’s average adjustable refinance loan rate of 5.36%.

5 year jumbo refinance interest rates are at 4.58% this week, a decrease from last week’s average bank refinance rate of 4.70%.

The average 7 year jumbo refinance home loan rate is at 5.46% this week, down from the prior week’s average refinance home loan rate of 5.75%.

10 year home refinance rates are averaging 5.81% this week, a decrease from the previous week’s average 10 year home refinance rate of 5.96%.