Refinance rates are mixed after several days of rates heading lower. Conforming refinance rates are mixed while jumbo refinance rates are higher. Today's refinance rates 30 year loans are averaging 4.19%, up from yesterday’s average 30 year refinance rate of 4.12%. 15 year refinance rates currently are down to 3.41%, down from yesterday's average 15 year refinance rate of 3.45%.
Get a list of refinance rates from several lenders by using our refinancing rate tables here: Refinance Rates. Unlike most websites, no personal information is needed to view a list of refi rates.
Refinance rates today on 30 year jumbo loans are averaging 4.54%, up from Thursday's average 30 year jumbo refinance rate of 4.51%. 15 year jumbo mortgage rates today are averaging 3.77%, up from yesterday’s average 15 year jumbo mortgage rate of 3.76%.
Following is a more in-depth refinance rate report released Monday by Monitor Bank Rates.
Refinance Rates
Conventional Adjustable Todays Refinance Rates
1 year adjustable refinance rates are averaging 3.75%, up from last week’s average 1 year adjustable jumbo refinance rate of 3.72%.
3 year adjustable refinance rates today are averaging 2.75%, down from last week’s average 3 year adjustable refinance rate of 2.76%.
5 year adjustable refinancing rates are averaging 3.06%, a decrease from the prior week’s average 5 year adjustable refinance rate of 3.15%.
Current 7 year adjustable refi rates are averaging 3.11%, down from the previous week’s average 7 year adjustable refi rate of 3.19%.
10 year adjustable refinancing rates currently are averaging 3.58%, down from last week’s average 10 year adjustable rate of 3.60%.
Adjustable Jumbo Current Refinance Rates
Current 1 year jumbo adjustable loan refinance rates are at 4.05%, no change from last week’s average adjustable jumbo refinance rate.
3 year adjustable jumbo refinance rates today are averaging lower at 3.56%, an increase from last week’s average 3 year jumbo adjustable refinance rate of 3.40%.
5 year adjustable jumbo refinance rates currently are averaging 3.02%, down from last week’s average jumbo adjustable refinance loans rate of 3.11%.
7 year jumbo adjustable refinance home loan rates today are averaging 3.66%, down from last week’s average 7 year adjustable refinance home rate of 3.69%.
10 year jumbo home refinance rates are averaging 3.97%, down from the prior week’s average 10 year jumbo refinance rates of 4.02%.
Conventional IO Adjustable Refinance Rates Today
3 year interest only adjustable refinance rates and are averaging 3.11%, down from last week’s average interest only refinance rate of 3.31%.
5 year IO adjustable loan refinance rates today are averaging 3.24%, down from last week’s average five year interest only home refinance rate of 3.45%.
7 year interest only adjustable loan refinance rates are averaging 3.45%, down from last week’s average 7 year interest-only refinance rates of 3.47%.
Jumbo Interest Only Current Refinance Rates
Today’s 3 year jumbo refinancing rates are averaging 3.78%, down from last week’s average jumbo adjustable interest only refinance rate of 3.57%.
Current 5 year adjustable jumbo interest only refinance rates are averaging 3.53%, up from last week’s average IO home refinance rate of 3.52%.
Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.88%, up from last week’s average jumbo 7 year home refinance loan rate of 3.82%.