Obama Housing Scorecard Progresses in January as Low Mortgage Rates Help Housing Recover

The Department of Housing and Urban Development and the U.S. Department of the Treasury release a monthly report on the health of the housing market. The January 2013 report points to a housing market that is recovering as sales of existing homes increased 12.8 and sales of new homes increased 8.8 percent from December last year.

In addition to home sales increasing, home prices are moving higher as well. Home prices are up more than 5 percent from levels a year ago. As a result of higher home prices, the number of homeowners coming out from underwater on their home continues to rise. The Obama Administration's foreclosure preventive actions continue to help the housing market. 1.5 million homeowner assistance actions have taken place through the Making Home Affordable Program and the FHA has offered more than 1.5 million loss mitigation and early delinquency interventions to homeowners.

The Obama Administration's Home Affordable Modification Program (HAMP) has also helped more than 1 million homeowners keep their home. As of December, more than 1.1 million homeowners have received a permanent modification allowing them to save approximately $545 on average on their mortgage payments each month.

Low refinance rates have also enticed more than 20 million homeowners refinance their mortgage since April 1, 2009. Refinance rates today on 30 year conforming loans are averaging 3.60 percent, less than 40 basis points above above the all-time record low of 3.27 percent.

 

If you have been waiting for home prices or mortgage rates to fall further to buy a home you shouldn't wait any more. Home prices and  mortgage rates have probably bottomed out the past year and will head higher. While both prices and rates will move higher, the increases will be small. Regardless, with home affordability at the highest point in 40 years, now is the time to buy.

If you're thinking about refinancing a loan, now is the time to do so. Refinancing a loan makes sense if the new rate you receive is around 1.00 percent less and if you plan to stay in your home for more than three years. Refinancing to a shorter-term mortgage will save you even more money if you can afford the higher monthly mortgage payments.

 
Author: Brian McKay
February 12th, 2013

Mortgage Rates July 15, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
5.875%
5.979%
0.000
20 Year Fixed Jumbo
6.000%
6.018%
0.000
5.875%
6.031%
0.000
5.990%
6.032%
0.000
5.750%
6.035%
1.000
6.000%
6.039%
0.000
30 Year Fixed
6.000%
6.041%
0.000
6.000%
6.043%
0.000
15-Year Fixed
6.000%
6.050%
0.000
5.875%
6.053%
0.500
6.000%
6.056%
0.000
6.000%
6.057%
0.000
6.000%
6.062%
0.000
15-Year Fixed
6.000%
6.067%
0.000
10-Year Fixed (Power Rate)
5.750%
6.068%
0.000
6.000%
6.078%
0.000
6.000%
6.079%
0.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
6.000%
6.094%
0.000
15-Year Fixed (Power Rate)
5.875%
6.101%
0.000
5.375%
6.112%
0.250
5.375%
6.112%
0.250
6.000%
6.121%
0.000
5.875%
6.121%
0.000
5.875%
6.128%
0.000
5.875%
6.132%
0.000
6.000%
6.132%
0.250
30-Year Fixed
6.000%
6.138%
0.000
20 Year Fixed
6.000%
6.142%
0.000
5.950%
6.149%
0.000
6.125%
6.153%
0.000
15-Year Fixed
6.000%
6.157%
0.875
6.000%
6.163%
0.000
6.125%
6.164%
0.000
20-Year Fixed
6.125%
6.170%
0.000
5.700%
6.173%
1.000
3/5 Conforming ARM
5.125%
6.176%
0.250
15 Year Fixed
6.000%
6.179%
0.000
15-Year Fixed
6.125%
6.182%
0.000
5.125%
6.186%
0.250
10/1 ARM (Jumbo)
6.750%
6.190%
0.000
15-Year Fixed Jumbo
6.000%
6.197%
0.250
6.125%
6.199%
0.000
5.875%
6.209%
3.000
6.500%
6.218%
0.000
6.125%
6.226%
0.500
5.750%
6.226%
0.000
15-Year Fixed
6.000%
6.229%
1.000
6.000%
6.229%
0.000
6.125%
6.233%
0.000
6.000%
6.241%
0.000
6.000%
6.242%
1.000
6.125%
6.248%
0.500
15-Year Fixed Bi-weekly
6.384%
6.250%
0.000
6.125%
6.252%
0.500
6.125%
6.255%
0.000
6.125%
6.256%
0.000
6.250%
6.258%
0.000
6.125%
6.261%
0.000
6.125%
6.265%
0.000
6.125%
6.267%
0.000
6.000%
6.269%
0.000
5.875%
6.270%
2.000
6.125%
6.275%
0.250
6.125%
6.275%
0.000
6.125%
6.279%
0.000
6.000%
6.280%
0.000
5.875%
6.283%
0.000
6.125%
6.283%
0.000
15-Year Fixed
6.000%
6.284%
0.000
20 Year Fixed
6.125%
6.288%
0.000
15-Year Fixed
6.000%
6.289%
0.000
15-Year Fixed
6.125%
6.290%
0.000
6.000%
6.290%
0.000
6.125%
6.290%
0.000
30-Year Fixed
6.250%
6.298%
0.000
15-Year Fixed
6.125%
6.300%
0.000
6.000%
6.303%
0.000
5.750%
6.305%
2.000
15-Year Fixed
6.000%
6.307%
0.000
6.125%
6.309%
0.000
6.250%
6.315%
0.000
6.000%
6.316%
2.000
15-Year Fixed
6.250%
6.317%
0.000
5.990%
6.322%
0.000
15-Year Fixed
6.250%
6.323%
0.000
6.250%
6.326%
0.000
6.250%
6.326%
0.000
6.000%
6.330%
0.000
20-Year Fixed
6.125%
6.332%
0.780
30-Year Fixed VA
6.000%
6.335%
1.000
6.250%
6.343%
0.500
15 Year Fixed
6.125%
6.347%
0.000
6.250%
6.349%
0.000
6.000%
6.349%
1.000
6.250%
6.353%
0.000
15-Year Fixed
6.250%
6.357%
0.000
6.125%
6.358%
0.000
6.250%
6.358%
0.500
15-Year Fixed
6.250%
6.365%
0.000
30-Year Fixed
6.190%
6.366%
0.000
6.250%
6.367%
0.000
6.250%
6.368%
0.000
20-Year Fixed
6.125%
6.371%
0.000
6.375%
6.375%
0.079
6.340%
6.376%
0.000
6.250%
6.385%
0.000
6.340%
6.389%
0.000
15-Year Fixed (Jumbo)
6.125%
6.390%
1.000
6.375%
6.392%
0.000
6.250%
6.394%
0.500
6.375%
6.395%
0.000
6.250%
6.397%
0.000
6.375%
6.399%
0.000
6.375%
6.403%
0.000
15-Year Fixed Jumbo
6.375%
6.404%
0.000
6.125%
6.404%
1.000
20-Year Fixed
6.375%
6.404%
0.000
30-Year Fixed
6.375%
6.410%
0.000
6.375%
6.413%
0.000
6.375%
6.413%
0.000
15-Year Fixed Jumbo
6.000%
6.417%
2.000
30-Year Fixed
6.375%
6.419%
0.000
6.125%
6.420%
1.500
6.250%
6.427%
0.000
15-Year Fixed
6.000%
6.428%
2.000
15-Year Fixed
6.375%
6.428%
0.000
6.000%
6.429%
0.000
10-Year Fixed
6.000%
6.434%
0.000
6.375%
6.435%
0.000
10-Year Fixed
6.250%
6.443%
0.000
15 Year Fixed
6.375%
6.447%
0.659
6.375%
6.448%
0.000
6.250%
6.451%
1.000
6.375%
6.451%
0.000
6.375%
6.457%
0.500
6.375%
6.460%
0.000
6.375%
6.472%
0.000
15-Year Fixed
6.250%
6.473%
0.000
15-Year Fixed
6.250%
6.473%
0.000
6.375%
6.475%
0.000
6.375%
6.478%
0.000
30-Year Fixed
6.375%
6.481%
0.000
6.250%
6.483%
0.000
20-Year Fixed
6.375%
6.485%
0.000
6.250%
6.487%
0.000
15-Year Fixed (Jumbo)
6.375%
6.490%
0.000
30-Year Fixed Jumbo
6.375%
6.491%
1.000
6.375%
6.495%
0.000
6.250%
6.498%
0.000
6.375%
6.499%
0.000
15-Year Fixed
6.375%
6.500%
0.000
6.375%
6.500%
0.000
15 Year Fixed
6.400%
6.500%
0.000
6.500%
6.501%
0.060
5/6 SOFR ARM Jumbo
6.500%
6.510%
0.000
6.375%
6.510%
0.250
6.500%
6.513%
0.000
6.375%
6.513%
0.000
15-Year Fixed
6.375%
6.513%
0.000
20-Year Fixed
6.500%
6.515%
0.000
6.375%
6.515%
0.000
20-Year Fixed
6.375%
6.516%
0.000
6.375%
6.517%
0.000
6.375%
6.517%
0.000
6.500%
6.519%
0.000
6.500%
6.520%
0.000
15-Year Fixed
6.500%
6.521%
0.000
6.125%
6.523%
0.000
6.375%
6.525%
0.000
6.500%
6.526%
0.000
6.125%
6.526%
0.000
6.375%
6.528%
0.000
6.375%
6.530%
0.000
6.375%
6.530%
0.000
6.375%
6.535%
0.000
6.500%
6.535%
0.000
6.375%
6.536%
0.000
6.500%
6.536%
0.000
15-Year Fixed
6.500%
6.537%
0.000
15-Year Fixed
6.250%
6.538%
0.943
6.375%
6.540%
0.000
15 Year Fixed Jumbo
6.500%
6.541%
0.000
6.490%
6.542%
0.000
6.375%
6.547%
0.000
6.500%
6.548%
0.000
6.375%
6.550%
1.000
6.375%
6.552%
0.000
6.375%
6.554%
0.000
20-Year Fixed
6.500%
6.559%
0.000
15-Year Fixed
6.375%
6.560%
0.500
6.500%
6.560%
0.000
6.125%
6.560%
0.000
6.500%
6.563%
0.000
6.375%
6.563%
0.000
30-Year Fixed
6.250%
6.566%
2.125
30-Year Fixed
6.500%
6.569%
0.625
20 Year Fixed
6.375%
6.570%
0.000
20 Year Fixed
6.375%
6.570%
0.000
6.375%
6.576%
0.000
6.450%
6.577%
0.000
6.500%
6.580%
0.000
6.500%
6.580%
0.000
5.865%
6.580%
0.000
6.500%
6.581%
0.250
30-Year Fixed
6.375%
6.583%
1.000
15 Year Fixed
6.500%
6.585%
0.000
6.500%
6.586%
0.000
6.375%
6.586%
0.000
6.375%
6.586%
0.000
6.375%
6.588%
0.000
6.375%
6.589%
1.000
10 Year Fixed
6.450%
6.590%
0.000
6.000%
6.592%
0.000
20-Year Fixed
6.500%
6.592%
0.000
6.375%
6.592%
0.000
6.500%
6.593%
0.000
6.470%
6.594%
0.000
20-Year Fixed
6.500%
6.596%
0.500
6.500%
6.600%
0.000
20-Year Fixed
6.500%
6.601%
0.000
6.500%
6.601%
0.000
30-Year Fixed
6.500%
6.603%
0.000
6.375%
6.603%
2.000
6.375%
6.604%
0.000
6.375%
6.604%
0.000
30 Year Jumbo Fixed
6.375%
6.608%
1.875
30 Year Fixed
6.500%
6.610%
0.000
6.500%
6.611%
0.000
6.375%
6.611%
0.000
6.500%
6.611%
0.000
6.500%
6.611%
0.000
6.500%
6.611%
0.000
6.500%
6.611%
0.000
6.500%
6.611%
0.000
6.500%
6.613%
0.000
6.500%
6.614%
0.000
6.375%
6.615%
0.000
10 Year Fixed
6.500%
6.619%
0.000
15-Year Fixed
6.500%
6.620%
0.500
6.375%
6.621%
2.000
6.500%
6.623%
0.000
6.375%
6.623%
0.000
15-Year Fixed Jumbo
6.500%
6.630%
0.000
6.500%
6.630%
0.000
6.500%
6.631%
0.000
5.875%
6.631%
0.000
15-Year Fixed
6.500%
6.632%
0.000
10-Year Fixed
6.500%
6.633%
0.000
10-Year Fixed
6.375%
6.635%
0.500
15-Year Fixed
6.375%
6.635%
0.000
30-Year Fixed
6.500%
6.638%
0.000
20-Year Fixed (Jumbo)
6.625%
6.640%
0.500
30-Year Fixed (Jumbo)
6.625%
6.641%
0.000
5.875%
6.643%
0.000
6.500%
6.644%
0.000
6.500%
6.645%
0.000
6.500%
6.648%
0.002
6.625%
6.649%
0.000
15-Year Fixed
6.375%
6.650%
0.000
6.500%
6.650%
1.000
6.375%
6.651%
1.670
15-Year Fixed
6.500%
6.654%
0.000
6.250%
6.660%
1.000
6.500%
6.661%
0.000
15 Year Jumbo
6.625%
6.661%
0.000
6.375%
6.662%
0.000
30-Year Fixed
6.375%
6.663%
2.000
6.500%
6.666%
0.000
6.500%
6.667%
0.000
6.250%
6.667%
0.000
10-Year Fixed
6.500%
6.669%
0.500
30 Year Fixed
6.625%
6.669%
0.079
6.500%
6.670%
0.000
6.625%
6.671%
0.000
6.500%
6.672%
0.000
6.500%
6.673%
0.000
6.000%
6.674%
0.000
6.375%
6.675%
0.000
6.625%
6.675%
0.000
30 Year Fixed
6.625%
6.677%
0.000
6.500%
6.680%
0.000
6.500%
6.680%
0.000
15-Year Fixed Jumbo
6.500%
6.684%
1.000
30-Year Fixed
6.625%
6.686%
1.000
20-Year Fixed (Power Rate)
6.500%
6.687%
0.000
6.500%
6.687%
0.000
6.625%
6.689%
0.000
6.500%
6.690%
0.000
6.500%
6.691%
0.000
6.500%
6.691%
0.000
6.500%
6.691%
0.000
6.500%
6.691%
0.000
6.500%
6.691%
0.000
5.750%
6.696%
0.000
30-Year Fixed
6.625%
6.698%
0.500
6.500%
6.700%
0.000
20-Year Fixed
6.500%
6.700%
0.000
30-Year Fixed
6.625%
6.702%
0.000
6.625%
6.702%
0.000
15-Year Fixed
6.500%
6.711%
0.000
6.625%
6.711%
0.000
30-Year Fixed
6.625%
6.711%
0.000
6.625%
6.714%
0.000
6.625%
6.715%
0.000
6.625%
6.717%
0.000
6.625%
6.718%
0.375
6.625%
6.718%
0.000
15-Year Fixed
6.500%
6.720%
0.000
15-Year Fixed
6.625%
6.720%
0.000
6.625%
6.721%
0.000
30-Year Fixed Jumbo
6.625%
6.724%
0.000
6.625%
6.724%
0.000
6.500%
6.724%
0.000
6.500%
6.725%
0.000
30-Year Fixed Jumbo
6.625%
6.725%
1.000
15 Year Fixed
6.250%
6.730%
0.931
6.625%
6.734%
0.000
6.625%
6.736%
0.000
6.625%
6.736%
0.500
6.500%
6.738%
0.000
15-Year Fixed
6.625%
6.740%
0.250
6.625%
6.740%
0.000
6.250%
6.741%
0.000
6.125%
6.742%
0.000
6.500%
6.749%
0.000
5 Year Balloon
6.500%
6.750%
0.000
30 Year Fixed
6.625%
6.750%
0.000
20 Year Fixed
6.500%
6.751%
0.000
6.500%
6.752%
0.000
6.625%
6.753%
0.000
6.500%
6.753%
0.000
6.625%
6.756%
0.000
6.750%
6.756%
0.000
6.500%
6.760%
0.000
30-Year Fixed
6.880%
6.760%
0.000
30 Year Fixed
6.625%
6.762%
0.000
30-Year Fixed
6.625%
6.763%
0.000
6.500%
6.766%
1.000
6.500%
6.766%
0.000
20-Year Fixed
6.500%
6.766%
0.000
30-Year Fixed
6.625%
6.767%
1.000
6.625%
6.768%
0.000
30-Year Fixed (Power Rate)
6.625%
6.769%
0.000
6.625%
6.770%
0.000
6.750%
6.770%
0.000
15-Year Fixed
6.625%
6.771%
0.000
30-Year Fixed Jumbo
6.625%
6.772%
0.500
6.625%
6.772%
0.000
6.625%
6.772%
0.000
6.625%
6.772%
0.000
6.625%
6.772%
0.000
6.625%
6.772%
0.000
6.625%
6.772%
0.000
30-Year Fixed (Jumbo)
6.750%
6.773%
0.000
20-Year Fixed Jumbo
6.750%
6.774%
0.000
15 Year Fixed
6.375%
6.776%
0.000
6.625%
6.778%
0.000
6.500%
6.780%
0.000
6.625%
6.787%
0.000
5/5 ARM High LTV
6.125%
6.790%
1.000
6.625%
6.790%
1.000
6.625%
6.794%
0.000
30-Year Fixed
6.625%
6.796%
0.875
6.750%
6.797%
0.000
6.500%
6.797%
0.000
30-Year Fixed (Jumbo)
6.750%
6.797%
0.000
6.625%
6.799%
0.000
20-Year Fixed
6.630%
6.800%
0.000
6.750%
6.803%
0.000
20 Year Fixed
6.750%
6.809%
0.510
6.750%
6.810%
0.000
6.500%
6.811%
0.000
10 Year Fixed
6.250%
6.812%
0.000
15-Year Fixed Jumbo
6.750%
6.816%
0.000
30-Year Fixed
6.750%
6.817%
0.000
6.240%
6.818%
0.000
30-Year Fixed
6.750%
6.821%
0.000
30-Year Fixed
6.625%
6.821%
0.000
6.750%
6.823%
0.000
6.750%
6.827%
0.000
6.500%
6.829%
0.000
30-Year Fixed Jumbo
6.750%
6.830%
0.000
6.625%
6.830%
0.000
30-Year Fixed
6.750%
6.834%
0.000
6.500%
6.835%
0.000
30-Year Fixed Bi-weekly
6.750%
6.837%
0.000
6.750%
6.845%
0.000
6.750%
6.848%
0.000
6.625%
6.850%
0.000
6.750%
6.851%
0.000
15-Year Fixed
6.625%
6.853%
0.000
6.750%
6.859%
0.000
5.750%
6.860%
0.000
6.375%
6.861%
0.000
6.750%
6.864%
0.000
6.000%
6.866%
0.000
15-Year Fixed
6.625%
6.869%
0.000
6.625%
6.869%
1.000
15-Year Fixed
6.625%
6.869%
0.000
6.750%
6.870%
1.000
15-Year Fixed
6.500%
6.871%
0.000
15 Year Fixed
6.625%
6.872%
0.000
30 Year Fixed
6.625%
6.872%
0.000
6.500%
6.875%
1.000
15-Year Fixed (Jumbo)
6.875%
6.875%
0.000
6.625%
6.876%
0.000
15-Year Fixed Jumbo
6.771%
6.877%
0.000
6.750%
6.877%
1.000
6.750%
6.885%
0.000
6.875%
6.886%
0.115
6.500%
6.886%
0.000
30-Year Fixed Jumbo
6.625%
6.887%
2.000
6.625%
6.889%
0.000
6.400%
6.890%
1.000
6.750%
6.891%
0.000
6.750%
6.892%
0.000
6.750%
6.893%
0.000
6.750%
6.897%
0.000
6.875%
6.897%
0.000
30-Year Fixed
6.875%
6.898%
0.000
6.500%
6.900%
0.000
6.625%
6.906%
0.000
30-Year Fixed
6.875%
6.908%
0.000
6.625%
6.909%
0.000
6.750%
6.910%
0.000
6.750%
6.910%
0.000
6.875%
6.912%
0.375
30-Year Fixed
6.875%
6.917%
0.000
30-Year Fixed
6.875%
6.917%
0.000
6.750%
6.918%
0.000
6.625%
6.922%
0.000
6.500%
6.934%
0.000
6.875%
6.937%
0.000
6.750%
6.937%
0.000
6.875%
6.939%
0.000
30-Year Fixed Jumbo
6.875%
6.939%
0.000
15-Year Fixed
6.750%
6.940%
0.000
15 Year Fixed
6.625%
6.941%
0.000
10 Year Fixed
6.500%
6.942%
0.000
6.875%
6.942%
0.000
20 Year Fixed
6.875%
6.944%
0.000
6.875%
6.944%
0.000
6.875%
6.946%
0.000
20-Year Fixed
6.750%
6.948%
0.000
30-Year Fixed
7.000%
6.949%
0.000
6.875%
6.949%
0.000
6.875%
6.953%
0.000
6.750%
6.953%
0.000
30-Year Fixed
6.875%
6.959%
0.375
6.625%
6.960%
0.000
6.750%
6.960%
0.000
6.875%
6.960%
0.000
6.875%
6.963%
0.000
30-Year Fixed (FMNA)
6.875%
6.965%
0.000
6.750%
6.966%
1.000
6.875%
6.967%
0.000
20-Year Fixed
6.875%
6.971%
0.000
6.875%
6.972%
0.000
30-Year Fixed
6.875%
6.973%
0.000
6.250%
6.973%
0.000
6.250%
6.974%
0.000
30-Year Fixed
6.875%
6.977%
0.000
6.875%
6.979%
0.000
6.875%
6.984%
0.000
6.875%
6.985%
0.000
6.750%
6.986%
0.000
6.875%
6.986%
0.000
6.875%
6.989%
0.000
6.500%
6.989%
0.000
6.500%
6.989%
0.000
5.875%
6.994%
0.000
15-Year Fixed
6.875%
6.995%
0.000
30-Year Fixed FHA
5.990%
6.999%
0.000
7.000%
7.000%
0.038
10-Year Fixed
7.000%
7.000%
0.000
6.875%
7.000%
0.000
7.000%
7.000%
0.000
6.875%
7.001%
0.000
6.875%
7.001%
0.000
6.875%
7.001%
0.108
7/1 ARM (Jumbo)
6.750%
7.002%
0.000
6.875%
7.003%
0.000
6.875%
7.003%
0.000
15-Year Fixed Jumbo
6.750%
7.005%
0.720
6.875%
7.007%
0.000
7.000%
7.010%
0.000
30-Year Fixed
7.000%
7.012%
0.000
30-Year Fixed
7.000%
7.013%
0.000
30 Year Jumbo
7.000%
7.013%
0.000
30-Year Fixed
6.875%
7.020%
0.000
7.000%
7.020%
0.000
40 Year Jumbo
7.000%
7.020%
0.000
6.250%
7.022%
0.000
6.750%
7.026%
0.000
30-Year Fixed
6.875%
7.028%
0.000
20-Year Fixed
6.875%
7.029%
0.000
6.875%
7.029%
0.000
6.875%
7.029%
0.000
6.875%
7.030%
0.000
6.375%
7.030%
0.000
6.750%
7.030%
2.000
7.000%
7.032%
0.000
30-Year Fixed Jumbo
7.000%
7.041%
0.000
7.000%
7.041%
0.000
6.875%
7.041%
0.000
6.875%
7.042%
0.000
7.000%
7.042%
0.094
6.875%
7.046%
0.250
5.750%
7.047%
0.000
6.125%
7.048%
0.000
7.000%
7.048%
0.000
6.875%
7.049%
0.000
6.125%
7.049%
0.000
30-Year Fixed
6.875%
7.050%
0.000
6.875%
7.059%
0.000
30-Year Fixed
7.000%
7.059%
0.000
7.000%
7.060%
0.000
30-Year Fixed (Jumbo)
7.000%
7.060%
0.000
6.125%
7.060%
0.000
6.875%
7.063%
0.000
5.875%
7.064%
0.000
7.000%
7.066%
0.000
6.875%
7.067%
0.000
6.875%
7.068%
0.000
6.500%
7.070%
0.000
7.000%
7.071%
0.000
20-Year Fixed
6.875%
7.073%
0.000
6.875%
7.077%
0.000
5.875%
7.078%
0.000
30-Year Fixed Jumbo
7.000%
7.080%
0.000
7/1 ARM (Jumbo)
6.500%
7.083%
0.000
30-Year Fixed Jumbo
7.040%
7.083%
0.000
6.125%
7.084%
0.000
7.040%
7.093%
0.000
30-Year Fixed
7.000%
7.097%
0.000
6.375%
7.099%
0.000
7.000%
7.100%
0.000
6.250%
7.100%
1.625
15-Year Fixed
6.875%
7.104%
0.000
6.625%
7.104%
0.000
30-Year Fixed
6.875%
7.105%
0.000
7.000%
7.108%
2.000
6.000%
7.110%
0.000
7.000%
7.111%
0.000
15-Year Fixed
6.990%
7.112%
0.000
7.000%
7.116%
0.000
6.625%
7.117%
0.000
30-Year Fixed
7.000%
7.120%
0.000
30-Year Fixed (Jumbo)
7.000%
7.125%
0.000
6.875%
7.126%
0.000
15-Year Fixed Jumbo
7.000%
7.128%
0.000
6.875%
7.129%
0.000
15-Year Fixed
6.875%
7.130%
0.000
6.990%
7.135%
0.000
30 Year Fixed
7.000%
7.138%
0.000
30 Year Fixed
7.000%
7.138%
0.000
30-Year Fixed Jumbo
7.250%
7.143%
0.000
6.750%
7.146%
0.000
6.750%
7.146%
0.000
6.875%
7.147%
0.000
30-Year Fixed Jumbo
7.125%
7.150%
0.000
7.000%
7.150%
0.000
6.900%
7.160%
0.000
30-Year Fixed
7.000%
7.160%
0.000
30 Year Fixed
6.875%
7.162%
0.795
6.125%
7.162%
0.000
6.750%
7.162%
0.000
20-Year Fixed
6.750%
7.163%
2.000
7.125%
7.167%
0.000
7.000%
7.168%
0.000
7.125%
7.170%
0.000
30-Year Fixed
7.000%
7.170%
0.000
6.625%
7.170%
1.000
30 Year Fixed (Jumbo)
7.125%
7.172%
0.000
30 Year Fixed Jumbo
7.125%
7.172%
0.000
7.125%
7.179%
0.000
6.500%
7.180%
0.000
7.125%
7.190%
0.000
30-Year Fixed
7.000%
7.190%
0.000
7.125%
7.193%
0.000
6.375%
7.195%
0.000
6.500%
7.197%
0.000
30 Year Fixed
7.000%
7.197%
0.000
6.900%
7.200%
1.000
6.000%
7.201%
0.000
6.250%
7.202%
0.000
6.750%
7.203%
0.000
7.125%
7.205%
0.000
6.375%
7.206%
0.000
4.990%
7.206%
0.000
4.990%
7.206%
0.000
30-Year Fixed
7.000%
7.210%
0.000
6.875%
7.212%
0.000
6.125%
7.214%
1.000
7.125%
7.215%
0.000
6.125%
7.218%
0.000
6.750%
7.219%
0.000
20-Year Fixed Jumbo
7.000%
7.223%
0.840
7.125%
7.228%
0.000
5.750%
7.230%
0.000
6.999%
7.235%
0.000
6.000%
7.236%
0.000
5.625%
7.239%
0.000
7.125%
7.240%
0.000
6.000%
7.241%
0.000
6.625%
7.242%
0.000
6.625%
7.247%
0.000
6.625%
7.247%
0.000
40-Year Fixed (Jumbo)
7.250%
7.250%
0.000
15-Year Fixed
7.250%
7.252%
0.000
7.125%
7.258%
0.000
6.875%
7.259%
0.000
30-Year Fixed Jumbo
7.250%
7.260%
0.000
6.750%
7.261%
0.000
6.750%
7.263%
0.000
6.625%
7.263%
0.000
6.250%
7.277%
0.000
30-Year Fixed Jumbo
7.125%
7.278%
1.000
6.500%
7.278%
0.000
30-Year Fixed
7.125%
7.279%
0.000
30-Year Fixed Jumbo
7.125%
7.282%
0.965
6.750%
7.290%
0.000
10/6 Interest Only Jumbo ARM
6.500%
7.294%
0.000
6.375%
7.294%
0.000
7.125%
7.296%
1.000
6.625%
7.298%
0.000
6.750%
7.300%
0.000
7.250%
7.304%
0.250
6.750%
7.304%
0.000
7.250%
7.305%
0.000
7.000%
7.308%
0.000
7/6-Month ARM Jumbo
6.375%
7.309%
1.000
6.750%
7.312%
0.000
5.990%
7.312%
0.000
5.990%
7.312%
0.000
7.125%
7.316%
0.000
6.250%
7.320%
0.500
6.250%
7.320%
0.500
6.750%
7.325%
0.000
15-Year Fixed (Jumbo)
7.125%
7.328%
0.000
6.750%
7.337%
0.000
7.000%
7.339%
0.000
15-Year Fixed
7.250%
7.340%
0.000
6.375%
7.340%
0.000
7/6 Month ARM
6.500%
7.342%
0.000
6.500%
7.345%
0.000
6.740%
7.346%
0.000
6.750%
7.350%
0.000
6.250%
7.354%
0.000
5/1 ARM (Jumbo)
6.500%
7.358%
0.000
7.250%
7.362%
0.000
7.250%
7.368%
0.000
15 Year Fixed
7.125%
7.372%
0.000
30-Year Fixed (Jumbo)
7.375%
7.375%
0.000
6.500%
7.375%
0.000
6.500%
7.375%
0.000
6.625%
7.378%
0.000
6.490%
7.380%
0.000
6.500%
7.380%
1.000
5-Year ARM
7.250%
7.381%
0.000
15-Year Fixed Jumbo
6.625%
7.381%
0.000
30-Year Fixed
7.250%
7.383%
0.000
6.500%
7.395%
0.000
6.500%
7.396%
0.000
5-Year ARM (Jumbo)
6.375%
7.405%
0.000
7/6-Month ARM
6.375%
7.407%
1.000
6.625%
7.408%
0.000
7.250%
7.408%
0.000
7.250%
7.408%
0.000
30-Year Fixed FHA
6.490%
7.409%
2.000
6.625%
7.415%
0.000
6.240%
7.419%
0.000
30-Year Fixed
7.750%
7.421%
0.000
3-Year ARM
7.000%
7.424%
0.000
7.250%
7.437%
0.000
7.000%
7.442%
0.000
7/6 ARM
6.500%
7.446%
0.990
7.250%
7.450%
0.000
5.875%
7.452%
0.000
6.375%
7.454%
0.000
7.375%
7.462%
0.000
6.500%
7.476%
0.000
6.000%
7.484%
1.625
7.375%
7.484%
0.000
7.375%
7.487%
0.000
7.250%
7.494%
0.000
30-Year Fixed
7.375%
7.494%
0.500
15-Year Fixed
7.500%
7.500%
0.000
20-Year Fixed
7.500%
7.502%
0.000
6.250%
7.510%
0.500
7.250%
7.510%
0.000
6.125%
7.516%
0.000
6.750%
7.523%
1.000
7.375%
7.527%
0.000
20-Year Fixed
7.375%
7.528%
0.500
7.125%
7.530%
0.000
30 Year Fixed
7.375%
7.531%
0.000
6.500%
7.541%
0.000
7.375%
7.548%
0.000