Mortgage refinance rates are currently lower this afternoon. Today's mortgage refinance rates on 30 year conventional mortgage loans are averaging 4.06%, a decline from yesterday’s average 30 year refinance mortgage rate of 4.13%. Refinance mortgage rates today on 15 year conventional home loans are averaging 3.35%, down from yesterday’s average 15 year rate of 3.39%.  



Search and compare refinance mortgage rates from many lenders by using our rate tables here: Refinance Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Jumbo refinance mortgage rates on 30 year jumbo refi loans are averaging 4.49% a decline from yesterday’s average 30 year jumbo refinance mortgage rate of 4.54%. 15 year jumbo mortgage refinance rates are averaging 3.79%, unchanged from yesterday’s average 15 year jumbo mortgage refinance rate.

Mortgage Refinance Rates

Conforming Adjustable Loans – Current Refinance Mortgage Rates Today

1 year adjustable mortgage refinance rates today are averaging 3.76%, up from last week’s average 1 year adjustable jumbo refinance rate of 3.67%.

3 year adjustable refinance mortgage rates current are averaging 2.74%, an increase from last week’s average 3 year adjustable refinance rate of 2.60%.

5 year adjustable mortgage refinancing rates are averaging 2.77%, an increase from the prior week’s average 5 year adjustable mortgage refinance rate of 2.73%.

Current 7 year adjustable refi mortgage rates are averaging 3.06%, a decline from the previous week’s average 7 year adjustable refinancing mortgage rate of 3.30%.

10 year adjustable mortgage refi rates currently are averaging 3.57%, an increase from last week’s average 10 year adjustable mortgage refinance rate of 3.53%.

Adjustable Jumbo Home mortgage Loans – Current Refinance Mortgage Rates

Current 1 year jumbo adjustable refinance rates are at 4.50%, unchanged from last week’s average adjustable jumbo refinance rate.

3 year adjustable jumbo mortgage refinance rates today are averaging lower at 3.39%, a decline from last week’s average 3 year jumbo adjustable refinance rate of 3.46%.

5 year adjustable jumbo refinance mortgage rates currently are averaging 3.01%, an increase from last week’s average jumbo mortgage adjustable refinance loan rate of 2.94%.

7 year jumbo adjustable refinance home loan mortgage rates today are averaging 3.47%, an increase from last week’s average 7 year adjustable refinance home mortgage rate of 3.44%.

10 year jumbo home refinance mortgage rates are averaging 3.89%, down from the prior week’s average 10 year jumbo mortgage refinance rate of 3.96%.

Conventional Adjustable IO Adjustable Home Loans – Today’s mMortgage Refinance Rates

3 year interest only adjustable mortgage refinance rates and are averaging 2.93%, up from last week’s average interest only refinance mortgage rate of 2.87%.

5 year IO adjustable loan mortgage refinance rates today are averaging 2.86%, up from last week’s average five year interest only home mortgage refinance rate of 2.84%.

7 year interest only adjustable loan mortgage refinance rates are averaging 3.07%, a decline from last week’s average 7 year interest-only refinance mortgage rates of 3.16%.

Adjustable Interest Only Jumbo – Mortgage Refinance Rates Current

Today’s 3 year jumbo mortgage refinancing rates are averaging 3.56%, down from last week’s average jumbo adjustable interest only refinance mortgage rate of 3.65%.

Current 5 year adjustable jumbo interest only refinance mortgage rates are averaging 3.34%, down from last week’s average IO home mortgage refinance rate of 3.38%.

Today’s 7 year jumbo interest only adjustable refinance mortgage rates are averaging 3.70%, an increase from last week’s average jumbo 7 year home refinance mortgage rate of 3.65%.

Mortgage Refinance Calculator

Monitor Bank Rates offers a free mortgage refinance calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage refinance calculator under our “Calculators” section.

The lenders whose rates and other terms appear on this chart are ICBs advertising partners they provide their rate information to our data partner RateUpdatecom Unless adjusted by the consumer advertisers are sorted by APR lowest to highest For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart Advertising partners may not pay to improve the frequency priority or prominence of their display The interest rates annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums The actual payment obligation will be greater if taxes and insurance are included Although our data partner RateUpdatecom collects the information from the financial institutions themselves the accuracy of the data cannot be guaranteed Rates may change without notice and can change intraday Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders Please verify the rates and offers before applying for a loan with the financial institution themselves No rate is binding until locked by a lender

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.