Mortgage Rates Unchanged This Morning: 30 Year Jumbo Mortgage Rates and Refinance Rates at 5.42%

After the relentless run-up of the past month mortgage rates are currently unchanged. 30 year mortgage rates and mortgage refinance rates are averaging 4.79 percent, unchanged from yesterday's average 30 year mortgage rate and refinance rate. 30 year mortgage rates and mortgage refinance rates in New Hampshire are higher averaging 4.89 percent.

30 year jumbo mortgage rates and jumbo refinance rates are averaging 5.42 percent, unchanged from yesterday's average rate. Current 30 year jumbo refinance rates and jumbo mortgage rates in New Jersey are lower averaging 5.25 percent.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.981
4.750
USD
E-Click Lending Logo
NMLS # 227765
State Lic # MC-5920
(877) 387 - 3899
at 1.000 pts
30 day lock rate
Est payment: $1,564.94
Fees in APR: $4,835
 
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.168
3.990
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 1.000 pts
30 day lock rate
Est payment: $1,430.52
Fees in APR: $3,359
 
30 yr fixed Mortgage Loan from ConsumerDirect Mortgage, a division of First Bank
ConsumerDirect Mortgage, a division of First Bank
https://www.brimg.net/system/img/inst/8087_logo.gif
300000
Refinance
4.269
4.250
USD
ConsumerDirect Mortgage, a division of First Bank Logo
NMLS # 472433
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $675
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
5.179
5.125
USD
E-Click Lending Logo
NMLS # 227765
State Lic # MC-5920
(877) 387 - 3899
at 0.000 pts
30 day lock rate
Est payment: $1,633.46
Fees in APR: $1,825
 
 
30 yr fixed Mortgage Loan from JG Wentworth Home Lending
JG Wentworth Home Lending
https://www.brimg.net/system/img/inst/10054_logo.gif
300000
Refinance
4.375
4.375
USD
JG Wentworth Home Lending Logo
NMLS # 2925
State Lic # MC-1875
at 0.000 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: None
 
 
30 yr fixed Mortgage Loan from Citibank, N. A.
Citibank, N. A.
https://www.brimg.net/system/img/inst/8189_logo.gif
300000
Refinance
4.672
4.625
USD
Citibank, N. A. Logo
NMLS # 412915
(877) 387 - 1820
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $1,635
 
 
30 yr fixed Mortgage Loan from E-Click Lending
E-Click Lending
https://www.brimg.net/system/img/inst/4213_logo.gif
300000
Refinance
4.877
4.490
USD
E-Click Lending Logo
NMLS # 227765
State Lic # MC-5920
(877) 387 - 3899
at 2.000 pts
30 day lock rate
Est payment: $1,518.27
Fees in APR: $7,176
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.662
4.625
USD
Raymond James Bank, NA
4.662%
2/19/2019
4.625%
at 0.000 pts
45 day lock rate
Est payment: $1,542.42
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
4.686
4.625
USD
Fulton Bank, NA
4.686%
2/19/2019
4.625%
at 0.375 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $1,007
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.665
4.625
USD
Citizens Bank, NA
4.665%
2/15/2019
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $1,408
 
 
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
Virginia Credit Union
300000
Refinance
4.465
4.375
USD
Virginia Credit Union
4.465%
2/19/2019
4.375%
at 0.500 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $1,650
 
 
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.557
4.500
USD
State Department Federal Credit Union
4.557%
2/18/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,000
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.683
4.625
USD
Santander Bank, N.A.
4.683%
2/21/2019
4.625%
at 0.000 pts
60 day lock rate
Est payment: $1,542.42
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
4.295
4.250
USD
Bank of Oak Ridge
4.295%
2/21/2019
4.250%
at 0.250 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $853
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.238
4.125
USD
Bank of America
4.238%
2/20/2019
4.125%
at 0.913 pts
60 day lock rate
Est payment: $1,453.95
Fees in APR: $1,289
 
 
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.470
4.375
USD
Apple Federal Credit Union
4.470%
2/20/2019
4.375%
at 1.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $352
 
 
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.545
4.500
USD
Northwest Federal Credit Union
4.545%
2/20/2019
4.500%
at 0.500 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $79
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.406
4.375
USD
LincolnWay Community Bank
4.406%
2/19/2019
4.375%
at 0.000 pts
30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,085
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.






15 year conforming mortgage rates and refinance rates are averaging 4.17 percent, unchanged from yesterday's average 15 year conforming mortgage rate and 15 year conforming refinance rate. 15 year rates and refi rates in  Colorado are higher averaging 4.26 percent.

15 year jumbo refinance rates and mortgage rates are averaging 4.60 percent, no change from yesterday's average 15 year jumbo home loan rate and 15 year home loan refinance rate. Today's 15 year jumbo rates in Pennsylvania are higher averaging 4.65 percent.

Following is a more in-depth home mortgage rates report released by MonitorBankRates.com this past Monday:

Mortgage Rates and Refinance Rates


Today's 30 year mortgage rates and mortgage refinance rates are averaging 4.79 percent, up from last week’s average 30 year home mortgage rate and refinance rate of 4.77 percent. 30 year mortgage rates and mortgage refinance rates in North Carolina are higher than the national average 30 year rate. Today's 30 year mortgage rates and refinance rates in North Carolina are averaging 4.86 percent.

15 year conforming refinance rates and mortgage rates are averaging 4.17 percent, down from the prior week’s average 15 year mortgage loan rate and refinance loan rate of 4.10 percent. Current 15 year home mortgage loan rates and refinance rates today in Maryland are slightly lower than the national average 15 year rate. Current 15 year rates in Maryland are averaging 4.11 percent.

Current 30 year jumbo mortgage rates and 30 year jumbo refinance rates today are averaging 5.42 percent, up from last week’s  average jumbo mortgage rate and jumbo refinance rate of 5.35 percent. 30 year jumbo refinance mortgage rates and mortgage rates in Minnesota are higher averaging 5.43 percent.

Current 15 year jumbo home mortgage rates and jumbo refinance mortgage rates are averaging at 4.60 percent, down from the prior week’s average jumbo mortgage loan rate of 4.78 percent. Current 15 year jumbo mortgage loan rates and mortgage refinance rates in Georgia are higher averaging 4.71 percent.

Conforming Adjustable Mortgage Rates Current and Refinance Rates Current


1 year adjustable rates: Current refinancing rates and mortgage rates today are averaging 3.11 percent, unchanged from last week’s average 1 year adjustable home mortgage refinance rate and mortgage loan rate.

3 year adjustable mortgage rates and current refinancing mortgage rates are averaging 3.30 percent, up from last week’s average 3 year adjustable mortgage loan rate of 3.26 percent.

5 year adjustable mortgage loan rates today are averaging 3.64 percent, up from the prior week’s average mortgage rate of 3.42 percent. Current refinance rates are also averaging 3.64 percent.

7 year adjustable mortgage loan interest rates today are averaging 3.84 percent, down from the previous week’s average 7 year home mortgage rate of 3.93 percent. Current refinance mortgage rates are also lower, averaging 3.84 percent.

10 year adjustable mortgage loan rates today are averaging 4.39 percent this week, down from last week’s average 10 year adjustable mortgage rate of 4.57 percent. Current mortgage refinance rates for 10 year home loans are also averaging 4.39 percent.

Adjustable Jumbo Refinance Rates Today and Mortgage Rates Today


1 year jumbo adjustable loan rates are averaging 3.39 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. Today refinance rates on 1 year jumbo refinance loan mortgage rates today are also unchanged at 3.39 percent.

3 year adjustable jumbo mortgage rates today are higher averaging 4.31 percent, down from last week’s average 3 year jumbo adjustable loan rate of 4.33 percent. Today’s refinance interest rates on 3 year jumbo adjustable mortgage loans are also lower averaging 4.31 percent.

5 year adjustable jumbo mortgage rates today are averaging 3.85 percent, down from last week’s average mortgage rate of 3.91 percent. Current refinance mortgage rates on 5 year jumbo home loans are also averaging 3.85 percent.

7 year jumbo adjustable mortgage rates today are averaging 4.62 percent, down from last week’s average 7 year home mortgage loan rate of 4.67 percent. 7 year jumbo refinance mortgage rates today are also lower at 4.62  percent.

10 year jumbo loan interest rates are averaging 5.23 percent, down from the prior week’s average 10 year jumbo home mortgage rate of 5.33 percent. 10 year jumbo home loan refinance interest rates today are also lower averaging 5.23 percent.

Conforming Interest Only Adjustable Refinance Mortgage Rates and Interest Only Adjustable Mortgage Rates


3 year interest only adjustable mortgage loan rates today are averaging 3.53 percent, up from last week’s average interest only mortgage loan rate of 3.48 percent. 3 year interest only adjustable refinance mortgage rates are also higher at 3.53 percent.

5 year interest only adjustable loan rates are averaging 3.59 percent, down from last week’s average five year interest only mortgage loan rate of 3.63 percent. Current 5 year interest only adjustable refinance mortgage rates are also averaging 3.59 percent.

7 year interest only adjustable mortgage loan rates are averaging 4.03 percent, down from last week’s average 7 year interest-only mortgage interest rate of 4.14 percent. 7 year adjustable refinance rate mortgages today are averaging 4.03 percent.

Interest Only Adjustable Jumbo Mortgage Refinance Rates and Jumbo Interest Only Mortgage Rates Today


3 year jumbo interest only adjustable mortgage rates today are averaging 4.83 percent, unchanged from last week’s average jumbo adjustable interest only mortgage rate. 3 year interest only adjustable jumbo refinance rates today are also unchanged averaging 4.83 percent.

5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.38 percent, up from last week’s average IO home mortgage interest rate of 4.34 percent. 5 year jumbo adjustable IO loan rates are also averaging higher at 4.38 percent.

7 year jumbo interest only adjustable mortgage rates are averaging 4.82 percent, down from an average jumbo 7 year home mortgage rate of 4.89 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.82 percent.

Home Equity Loan Rates


Current 10 year home equity loan rates are averaging 6.705 percent, unchanged from last week’s average home equity rate.

Today’s 15 year home equity rates are averaging 7.093 percent, up from last week’s average home equity rate of 7.072 percent.

HELOC Rates


Home equity line of credit rates are averaging 5.15 percent, unchanged from last week’s average HELOC rate.
 
 
Author: Brian McKay
December 28th, 2010
Posted in: Mortgage Rates