Mortgage rates today are higher as debt talks go nowhere as we approach the August 2nd deadline. Current fixed conforming 30 year mortgage rates are averaging 4.57%, up from yesterday's average mortgage rate of 4.48%. Current 15 year conforming mortgage rates are averaging 3.70%, an increase from the previous week’s average 15 year mortgage rate of 3.68%.

Search and compare current mortgage rates by searching our mortgage rate tables here: Current Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

30 year jumbo mortgage rates are averaging 4.95%, up from the prior day's average 30 year jumbo mortgage rate of 4.91%.  15 year jumbo mortgage rates are averaging 4.21%, up from yesterday's average 15 year jumbo rate of 4.18%.

Following is a more in-depth mortgage rate report released by MonitorBankRates.com yesterday:

Mortgage Rates

Today's Conforming Adjustable Mortgage Rates

1 year adjustable mortgage rates are averaging 3.55%, down from last week’s average 1 year adjustable jumbo mortgage rate of 3.66%.

3 year adjustable mortgage refinance rates and adjustable mortgage rates today are averaging 3.01%, up from last week’s average 3 year adjustable mortgage rate of 2.89%.

5 year adjustable mortgages are averaging 3.26%, down from the prior week’s average rate of 3.39%.

7 year adjustable mortgage rates are averaging 3.41%, down from the previous week’s average 7 year loan rate of 3.43%.

10 year adjustable mortgage rates are averaging 3.89%, down from last week’s average 10 year adjustable rate of 3.91%.

Adjustable Jumbo Mortgage Rates Current

1 year jumbo adjustable mortgage rates are averaging 4.05%, up from last week’s average adjustable jumbo mortgage rate of 4.00%.

3 year adjustable jumbo rates are averaging higher at 3.41%, up from last week’s average 3 year jumbo adjustable rate of 3.38%.

5 year adjustable jumbo rates today are averaging 3.29%, a decrease from last week’s average jumbo adjustable rate of 3.42%.

Current 7 year jumbo adjustable loan rates are averaging 3.93%, up from last week’s average 7 year adjustable home loan rate of 3.53%.

10 year jumbo loan rates are averaging 4.37%, down from the prior week’s average 10 year jumbo home loan rate of 4.52%. 

Conventional Interest Only Adjustable Mortgage Rates Today

3 year interest only adjustable mortgage loan rates are averaging 3.13%, up from last week’s average interest only mortgage loan rate of 3.05%.

5 year IO adjustable loan rates are averaging 3.15%, down last week’s average five year interest only mortgage loan rate of 3.19%.

7 year interest only adjustable mortgage loan rates are averaging 3.51%, down from last week’s average 7 year interest-only mortgage interest rate of 3.53%. 

Interest Only Jumbo Mortgage Rates Currently

3 year jumbo interest only adjustable loan rates are averaging 3.47%, a decline from last week’s average jumbo adjustable interest only rate of 3.93%.

5 year adjustable jumbo interest only rates are averaging 3.67%, up from last week’s average IO home mortgage interest rate of 3.65%.

7 year jumbo interest only adjustable rates are averaging 4.02%, down from last week’s average jumbo 7 year home loan rate of 4.07%.

Today's Home Equity Loan Rates

10 year home equity loan rates are averaging 6.77%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.82%, down from the prior week’s average home equity loan rate of 6.98%.

Current HELOC Rates

Home equity line of credit rates are averaging 4.97%, unchanged from last week’s average rate HELOC rate.