Mortgage Rates: Today’s Average Mortgage Rates Mixed: 30 Year Mortgage Rates at 4.71%

In the daily Mortgage Rate Survey released by MonitorBankRates.com, 30 year conforming mortgage rates are averaging 4.71%, up from yesterday's average 30 year rate of 4.69%. 30 year mortgage rates in Washington are higher than the national average. Current 30 year rates in WA are averaging 4.78%

15 year conforming mortgage rates are averaging 4.00%, unchanged from yesterday's average 15 year rate. Conforming 15 year mortgage rates in Georgia are slightly lowerthan the national average. Current 15 year rates in Gegoria are under 4.00% averaging in at 3.99%.




30 year jumbo mortgage rates today are averaging 5.19%, down from yesterday's average 30 year jumbo rate of 5.26%. 30 year jumbo rates in Oregon are higher than the national average. Today's 30 year jumbo mortgage rates in Oregon are averaging 5.30%.

Current 15 year jumbo mortgage rates are averaging 4.52%, down from yesterday's average 15 year rate of 4.57%. 15 year jumbo rates in New York are lower than the national average rate. 15 year jumbo mortgage rates today in New York are averaging 4.40%.

Mortgage Rates


In the weekly Mortgage Rate Survey released by MonitorBankRates.com, 30 year conforming mortgage rates are averaging 4.69%, down from last week's average 30 year rate of 4.85%. Average 30 year rates in South Carolina are also averaging 4.69%.

Conforming 15 year mortgage rates are also lower this week. The current average 15 year mortgage rate is at 4.00%, down from last week's average 15 year rate of 4.18%. 15 year conforming mortgage rates in Indiana are higher than the national average. Current 15 year rates in Indiana are averaging 4.08%.

Jumbo mortgage rates are also lower this week over last week. Today's 30 year jumbo mortgage rates are averaging 5.26%, down from last week's average 30 year jumbo rate of 5.33%. 30 year jumbo rates in California are higher than the national average. Current 30 year jumbo California mortgage rates are averaging 5.32%.

Current 15 year jumbo mortgage rates are averaging 4.57%, down from the previous week's average 15 year rate of 4.68%. 15 year jumbo rates in Texas are higher than the national average. 15 year jumbo mortgage rates today in Texas are averaging 4.68%.

Conforming Adjustable Mortgage Rates Today

The current average rate on 1 year adjustable mortgage loans is at 3.39%, unchanged from last week's average 1 year adjustable interest rate.

Today's 3 year adjustable mortgage refinance rates and adjustable mortgage rates are averaging 3.27 percent, down from last week’s average 3 year rate of 3.39 percent.

Current interest loan rates on 5 year ARMs are averaging 3.13 percent, down  from the prior week’s average rate of 3.27 percent.

Today's refinance rates and mortgage rates on 7 year adjustable loans are averaging 3.59 percent, down from the previous week’s average of 3.64 percent.

10 year adjustable loan rates are averaging 4.03 percent this week, down from last week’s average 10 year adjustable rate of 4.17 percent. Average refinance rates on 10 year home loans are also averaging 4.03 percent.

Today's Adjustable Jumbo Mortgage Rates


Today’s 1 year jumbo adjustable loan rates are averaging 4.05 percent, unchanged from the prior week’s average 1 year jumbo adjustable rate. Jumbo refinance rates are also unchanged at 4.05 percent.

3 year adjustable jumbo rates are averaging 3.92 percent, down from last week’s average 3 year jumbo rate of 3.92 percent. Refinance rates today on 3 year jumbo loans are also lower, averaging 3.92 percent.

5 year adjustable jumbo interest rates today are averaging 3.57 percent, down from last week’s average jumbo adjustable rate of 3.67 percent. Today’s refinancing interest rates are also averaging 3.57 percent.

7 year jumbo adjustable loan rates are averaging 4.15 percent, down from last week’s average 7 year adjustable rate of 4.32 percent. 7 year jumbo refinance rates are also lower at 4.15 percent.

10 year jumbo loan rates are averaging 4.71 percent, down from the prior week’s average 10 year jumbo rate of 4.83 percent. 10 year jumbo refinance interest rates are also higher, averaging 4.71 percent.

Current Conforming Interest Only Adjustable Mortgage Rates


Current 3 year interest only adjustable rates are averaging 3.17 percent, down from last week’s average loan rate of 3.20 percent. 3 year interest only adjustable refi rates are also averaging 3.17 percent.

Today's 5 year interest only ARMs are averaging 3.27 percent, down from last week’s average 5 year rate of 3.43 percent. 5 year IO adjustable refinance mortgage loan rates are also averaging 3.27 percent.

7 year interest-only adjustable mortgage loan rates today are averaging 3.73 percent, down from last week’s average 7 year interest only mortgage rate of 3.84 percent. 7 year adjustable refi rates are averaging 3.73 percent.

Interest Only Jumbo Refinance Adjustable Mortgage Rates Today


3 year jumbo interest only loan rates are averaging 4.29 percent, down from last week’s average jumbo adjustable interest only rate of 4.64 percent. 3 year interest only adjustable jumbo refi rates are also averaging 4.29 percent.

5 year adjustable jumbo interest only rates are averaging 3.97 percent, down from last week’s average IO home mortgage interest rate of 4.02 percent. 5 year jumbo adjustable IO loan rates are also averaging 3.97 percent.

7 year jumbo interest only adjustable rates are averaging 4.42 percent, down from last week’s average jumbo rate of 4.45 percent. 7 year jumbo adjustable IO refi are also averaging 4.42 percent.

Home Equity Loan Rates Today


10 year home equity loan rates are averaging 6.79 percent, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.88 percent, up from the prior week’s average home equity loan rate of 6.50  percent.

Home Equity Line of Credit Rates Current


Home equity line of credit rates are averaging 4.99 percent, no change from last week’s average rate HELOC rate.

 
 
Author: Lisa Graham
May 3rd, 2011
Posted in: Mortgage Rates