Mortgage Rates Today: 30 Year Mortgage Interest Rates Below 4.00%

Mortgage rates are currently lower, the third consecutive day of  declines in average mortgage interest rates. Mortgage rates today on 30 year home loans are averaging 3.99%, down from yesterday’s average 30 year mortgage rate of 4.02%. Current fixed mortgage rates on 15 year home loans are averaging 3.30%, a decline from yesterday’s average 15 year rate of 3.32%. 

Compare a list of current mortgage rates from several lenders by using our rate tables here: Current Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.



Today's home mortgage rates on 30 year jumbo mortgage loans are averaging 4.39%, down from yesterday’s average 30 year jumbo mortgage rate of 4.40%. 15 year jumbo mortgage loan rates are averaging 3.69%, down from yesterday’s average 15 year jumbo mortgage rate of 3.71%.

Mortgage Interest Rates


Conforming Adjustable Mortgage Loan Rates


1 year home loan adjustable mortgage refinance rates current are averaging 3.71%, a decrease from last week’s average 1 year adjustable mortgage rate of 3.75%. This rate is one of the lowest mortgage rates available today.

3 year adjustable mortgage rates today are averaging 2.69%, an increase from last week’s average 3 year adjustable mortgage rate of 2.67%.

5 year adjustable home mortgage interest rates are averaging 2.76%, an increase from the prior week’s average 5 year adjustable rate of 2.75%.

Current 7 year adjustable mortgage rates are averaging 3.03%, no change from the previous week’s average 7 year adjustable mortgage rate.

10 year adjustable mortgage rates currently are averaging 3.55%, down from last week’s average 10 year adjustable rate of 3.58%.

Adjustable Jumbo Home Loans – Today's Mortgage Interest Rates


Current 1 year jumbo adjustable mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.26%, down from last week’s average 3 year jumbo adjustable rate of 3.35%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.01%, down from last week’s average jumbo adjustable rate of 3.05%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.51%, down from last week’s average 7 year adjustable home loan rate of 3.56%.

10 year jumbo loan rates and refi rates are averaging 3.84%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.98%.

Conforming IO Adjustable Mortgage Loans – Current Mortgage Interest Rates


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.90%, down from last week’s average interest only mortgage loan rate of 2.93%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.88%, up from last week’s average five year interest only mortgage rate of 2.83%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.17%, up from last week’s average 7 year interest-only mortgage interest rate of 3.15%.

IO Jumbo Home Loans – Today's Mortgage Rates


Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.39%, down from last week’s average jumbo adjustable interest only rate of 3.59%

Current 5 year adjustable jumbo interest only rates are averaging 3.44%, a decrease from last week’s average IO home mortgage interest rate of 3.52%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.70%, down from last week’s average jumbo 7 year home mortgage loan rate 3.78%.

Home Equity Loan Rates Today


10 year home equity loan rates are averaging 6.25%, up from last week’s average home equity loan rate of 6.23%.

15 year home equity rates are averaging 6.40%, up from last week’s average home equity loan rate of 6.39%.

HELOC Rates Currently


Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

Mortgage Calculator


Monitor Bank Rates offers a free mortgage calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage calculator under our “Calculators” section.

Mortgage Interest Rate Widget


Monitor Bank Rates also offers free mortgage interest rates widgets including state average mortgage rates that are automatically updated daily. Our mortgage rate widgets are free for anyone to use on their website, you can find the mortgage rate widgets under our “Widgets” section.
Loan Term
Lender
APR / Rate
Payment
Fees and Points
 
No rates found
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.

Mortgage Rates November 29, 2023

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
7.250%
9.002%
0.000
30-Year Fixed
8.375%
8.498%
0.000
30-Year Fixed
8.250%
8.411%
0.000
5/6M SOFR ARM
8.250%
8.361%
0.000
20-Year Fixed
8.150%
8.354%
0.000
5Y/6M ARM
8.000%
8.348%
0.991
10Y/6M ARM
8.000%
8.295%
0.812
5-Year ARM FHA
6.625%
8.277%
2.000
1-Year ARM
6.750%
8.270%
0.000
5-Year Jumbo ARM
6.125%
8.242%
2.000
5-Year ARM
6.500%
8.213%
2.000
7Y/6M ARM
7.750%
8.176%
0.842
10-Year ARM
8.000%
8.174%
0.000
5/1 ARM
7.500%
8.051%
0.950
30-Year Fixed
8.000%
8.000%
0.000
10/1 Jumbo ARM
7.625%
7.975%
0.990
7-Year ARM
7.500%
7.959%
0.000
30-Year Fixed
7.875%
7.957%
0.250
15-Year Fixed VA
6.750%
7.929%
2.000
15-Year Fixed FHA
6.750%
7.929%
2.000
30-Year Fixed FHA
6.990%
7.913%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
30-Year Fixed FHA
6.990%
7.907%
2.000
20-Year Fixed
7.625%
7.906%
0.512
30 Year Fixed
7.625%
7.891%
0.958
5/6 ARM
7.625%
7.884%
0.000
30-Year Fixed
7.750%
7.833%
0.000
7/1 ARM
7.250%
7.815%
0.715
5/1 Jumbo ARM
6.875%
7.764%
0.700
30-Year Fixed Jumbo
7.750%
7.760%
0.000
20-Year Fixed
7.500%
7.747%
0.000
15-Year Fixed
7.500%
7.746%
0.000
30-Year Fixed
7.625%
7.740%
0.000
20-Year Fixed
7.500%
7.735%
1.000
30-Year Fixed
7.375%
7.725%
2.125
5/6 Month ARM
6.750%
7.710%
1.000
5/1 ARM Jumbo
7.000%
7.705%
0.000
30-Year Fixed Jumbo
7.250%
7.700%
0.500
5/6 ARM
6.750%
7.700%
0.500
30-Year Fixed
7.500%
7.691%
0.000
15-Year Fixed
7.500%
7.682%
0.000
30-Year Fixed
7.500%
7.682%
1.000
30-Year Fixed
7.625%
7.669%
0.000
5/1 ARM
6.875%
7.668%
0.000
5/6 ARM Jumbo
6.750%
7.640%
0.500
10/6 ARM
7.250%
7.640%
0.000
7/6 ARM
7.000%
7.632%
0.000
7/6 Month ARM
7.000%
7.627%
1.000
15-Year Fixed
7.625%
7.625%
0.000
3-Year ARM
7.000%
7.605%
0.000
5-Year ARM
7.250%
7.600%
0.000
7/6-Month ARM
6.750%
7.591%
1.000
10-Year Fixed
7.250%
7.591%
0.000
7/1 ARM
7.000%
7.577%
0.000
30-Year Fixed
7.500%
7.577%
0.000
30-Year Fixed FHA
6.750%
7.572%
1.000
7/1 ARM Jumbo
6.999%
7.570%
0.000
10/6 ARM
7.125%
7.560%
0.500
15-Year Fixed
7.375%
7.558%
0.000
30-Year Fixed
7.375%
7.524%
1.000
10-Year Fixed
7.125%
7.524%
1.000
7/6 ARM
6.750%
7.520%
0.500
30-Year Fixed
7.250%
7.520%
0.955
30-Year Fixed
7.500%
7.514%
0.000
30-Year Fixed
7.500%
7.512%
0.000
15-Year Fixed
7.375%
7.505%
0.000
10/6 ARM Jumbo
7.125%
7.500%
0.500
30-Year Fixed
7.350%
7.500%
0.750
30-Year Fixed
7.125%
7.489%
2.000
15-Year Fixed
7.250%
7.480%
0.000
30-Year Fixed
7.375%
7.462%
0.000
20-Year Fixed Jumbo
7.250%
7.462%
0.740
7/6 ARM Jumbo
6.750%
7.460%
0.500
15-Year Fixed
7.375%
7.444%
0.000
30-Year Fixed
3.375%
7.442%
0.000
10/1 ARM
6.875%
7.439%
0.740
30-Year Fixed VA
6.750%
7.436%
2.000
30-Year Fixed FHA
6.750%
7.436%
2.000
7/6-Month ARM Jumbo
6.625%
7.430%
1.000
30-Year Fixed VA
6.875%
7.427%
2.000
30-Year Fixed
7.375%
7.424%
0.000
30-Year Fixed Jumbo
7.250%
7.408%
1.000
7/1 Jumbo ARM
6.500%
7.406%
0.590
30-Year Fixed
7.250%
7.393%
0.000
30-Year Fixed
7.250%
7.385%
0.000
30-Year Fixed
7.300%
7.381%
0.000
15-Year Fixed
7.350%
7.379%
0.000
5/1 ARM
6.125%
7.371%
0.000
30-Year Fixed
7.250%
7.361%
0.000
20-Year Fixed
7.250%
7.354%
0.000
30-Year Fixed
7.250%
7.343%
1.000
30-Year Fixed
7.125%
7.334%
1.000
30-Year Fixed
7.250%
7.322%
0.000
30-year Fixed
7.250%
7.320%
0.500
30-Year Fixed
7.125%
7.316%
0.000
30-Year Fixed
6.990%
7.310%
2.125
30-Year Fixed Jumbo
7.250%
7.298%
0.000
30-Year Fixed Jumbo
7.125%
7.279%
0.665
10/6 Interest Only Jumbo ARM
6.750%
7.276%
1.000
15-Year Fixed Jumbo
7.125%
7.270%
0.500
20-Year Fixed Jumbo
7.125%
7.260%
0.500
20-Year Fixed
6.875%
7.256%
1.875
5/1 ARM
5.500%
7.250%
0.000
15-Year Fixed
7.125%
7.246%
0.000
15-Year Fixed
7.125%
7.240%
0.500
30-Year Fixed
7.000%
7.224%
1.000
15-Year Fixed
7.000%
7.220%
1.000
15-Year Fixed
6.875%
7.215%
1.000
15-Year Fixed
7.000%
7.215%
0.000
30-Year Fixed
7.000%
7.204%
1.000
30-Year Fixed
7.125%
7.197%
0.000
15-Year Fixed
7.000%
7.188%
0.625
10-Year Fixed
6.875%
7.187%
0.000
7/1 ARM
7.000%
7.186%
0.000
20-Year Fixed
7.000%
7.181%
0.000
30-Year Fixed
7.000%
7.177%
1.000
15-Year Fixed Jumbo
6.875%
7.165%
0.925
10-Year Fixed
7.000%
7.160%
0.500
30-Year Fixed
6.990%
7.145%
0.688
20-Year Fixed
7.125%
7.141%
0.000
20-Year Fixed
7.000%
7.139%
0.000
15-Year Fixed
6.625%
7.099%
0.955
15-Year Fixed
6.875%
7.098%
0.000
15-Year Fixed
6.875%
7.092%
0.875
20-Year Fixed
7.000%
7.092%
0.000
15-Year Fixed
6.750%
7.084%
1.000
30-Year Fixed
7.000%
7.070%
0.000
15-Year Fixed
6.990%
7.067%
0.000
15-Year Fixed
7.000%
7.054%
0.000
30-Year Fixed
6.750%
7.050%
1.000
15-Year Fixed
6.750%
7.029%
1.000
30-Year Fixed
6.875%
7.020%
1.000
15-Year Fixed
6.875%
7.013%
0.000
20-Year Fixed
6.750%
7.010%
1.000
15-Year Fixed
6.875%
6.997%
0.000
30-Year Fixed
6.875%
6.988%
0.000
15-Year Fixed
6.750%
6.984%
1.000
5-Year ARM
6.750%
6.983%
0.000
20-Year Fixed
6.875%
6.970%
0.500
15-Year Fixed
6.375%
6.961%
2.125
30-Year Fixed
6.625%
6.944%
2.000
15 Year Fixed Jumbo
6.750%
6.943%
1.000
30-Year Fixed
6.740%
6.924%
0.000
15-Year Fixed
6.750%
6.917%
0.000
15 Year Fixed
6.500%
6.889%
0.844
15-Year Fixed
6.375%
6.871%
2.000
30 Year Jumbo Fixed
6.625%
6.869%
2.000
30-Year Fixed Jumbo
6.625%
6.869%
2.000
15-Year Fixed
6.750%
6.865%
0.000
30 Year Fixed Jumbo
6.750%
6.856%
1.000
30-Year Fixed Jumbo
6.625%
6.856%
1.250
20-Year Fixed
6.750%
6.839%
0.000
15-Year Fixed Jumbo
6.625%
6.826%
0.250
30-Year Fixed VA
6.500%
6.824%
1.000
15-Year Fixed
6.500%
6.795%
0.000
15-Year Fixed
6.750%
6.772%
0.000
10-Year Fixed
6.375%
6.768%
0.882
15-Year Fixed
6.250%
6.765%
2.000
30-Year Fixed
6.650%
6.750%
0.000
30-Year Fixed Jumbo
6.500%
6.722%
2.000
20-Year Fixed
6.625%
6.713%
0.601
15-Year Fixed
6.625%
6.699%
0.000
30-Year Fixed
6.625%
6.670%
0.000
15-Year Fixed
6.375%
6.653%
0.879
30-Year Fixed
6.250%
6.647%
1.000
15-Year Fixed
6.500%
6.609%
0.000
30-Year Fixed Jumbo
6.490%
6.575%
1.000
15-Year Fixed
6.375%
6.574%
0.250
30-Year Fixed FHA
5.625%
6.567%
1.125
20-Year Fixed
6.500%
6.559%
0.000
15-Year Fixed Jumbo
5.875%
6.514%
2.000
15-Year Fixed
6.000%
6.480%
1.000
30-Year Fixed Jumbo
6.625%
6.474%
0.025
30-Year Fixed
6.625%
6.474%
0.250
15-Year Fixed
6.000%
6.279%
1.000
7/1 ARM
6.500%
6.218%
0.000
3/5 Jumbo ARM
5.000%
6.063%
0.250
3/5 Conforming ARM
5.000%
6.053%
0.250
5/5 ARM
5.250%
5.989%
0.250
5/5 Jumbo ARM
5.250%
5.989%
0.250
3/1 ARM
6.000%
5.892%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

 
 
Author: Lisa Graham
December 9th, 2011
Posted in: Mortgage Rates