Mortgage Rates Stabilize This Morning: 30 Year Conforming Mortgage Rates and Refinance Mortgage Rates at 4.67%
Mortgage rates and mortgage refinance rates are unchanged this morning. 30 year conforming home mortgage rates and refinance mortgage rates are averaging 4.67 percent, unchanged from yesterday’s average home mortgage rate and mortgage refinance rate. 30 year home mortgage rates and home refinance mortgage rates in Illinois are even higher averaging 4.74 percent. 15 year refinance mortgage rates and home mortgage rates are averaging 3.95 percent this morning, unchanged yesterday’s average 15 year home mortgage loan rate and mortgage refinance rate. 15 year home mortgage loan rates and mortgage refinance rates in Oklahoma are lower averaging 3.90 percent.
30 yr fixed Mortgage Loan from Lending.com
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300000
Refinance
4.194
4.125
USD
Thank you for your inquiry, we will be in touch shortly.
30 yr fixed Mortgage Loan from Northpointe Bank
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300000
Refinance
4.232
4.125
USD
Thank you for your inquiry!
30 yr fixed Mortgage Loan from Ally Bank
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300000
Refinance
4.459
4.375
USD
Thanks for the inquiry!
30 yr fixed Mortgage Loan from McGlone Mortgage Group
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300000
Refinance
4.280
4.250
USD
Thanks for the inquiry!
30 yr fixed Mortgage Loan from Citibank, N. A.
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300000
Refinance
4.671
4.625
USD
30 yr fixed Mortgage Loan from Lending.com
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300000
Refinance
4.265
4.250
USD
Thank you for your inquiry, we will be in touch shortly.
30 yr fixed Mortgage Loan from Ally Bank
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300000
Refinance
4.650
4.625
USD
Thanks for the inquiry!
30 yr fixed Mortgage Loan from Northpointe Bank
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300000
Refinance
4.250
4.250
USD
Thank you for your inquiry!
30 yr fixed Mortgage Loan from Better Mortgage Inc
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300000
Refinance
4.148
4.125
USD
 NMLS # 330511 State Lic # ML-330511
Thank you for your quote.
30 yr fixed Mortgage Loan from Lending.com
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300000
Refinance
4.034
3.875
USD
Thank you for your inquiry, we will be in touch shortly.
30 yr fixed mtg refi Mortgage Loan from The Guilford Savings Bank
The Guilford Savings Bank
300000
Refinance
4.542
4.500
USD
The Guilford Savings Bank
4.500%
at 0.250 pts 60 day lock rate
Est payment: $1,520.06
Fees in APR: $719
30 yr fixed mtg refi Mortgage Loan from Savings Bank of Danbury
300000
Refinance
4.523
4.500
USD
4.500%
at 0.000 pts 60 day lock rate
Est payment: $1,520.06
Fees in APR: $790
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
300000
Refinance
4.550
4.500
USD
4.500%
at 0.250 pts 60 day lock rate
Est payment: $1,520.06
Fees in APR: $998
30 yr fixed mtg refi Mortgage Loan from Union Savings Bank
300000
Refinance
4.649
4.625
USD
4.625%
at 0.000 pts 60 day lock rate
Est payment: $1,542.42
Fees in APR: $852
30 yr fixed mtg refi Mortgage Loan from Liberty Bank
300000
Refinance
4.419
4.375
USD
4.375%
at 0.250 pts 60 day lock rate
Est payment: $1,497.86
Fees in APR: $814
30 yr fixed mtg refi Mortgage Loan from UniBank for Savings
300000
Refinance
4.786
4.750
USD
4.750%
at 0.250 pts 60 day lock rate
Est payment: $1,564.94
Fees in APR: $500
30 yr fixed mtg refi Mortgage Loan from First National Bank of Omaha
First National Bank of Omaha
300000
Refinance
4.815
4.750
USD
First National Bank of Omaha
4.750%
at 0.500 pts 60 day lock rate
Est payment: $1,564.94
Fees in APR: $752
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
300000
Refinance
4.405
4.375
USD
4.375%
at 0.000 pts 45 day lock rate
Est payment: $1,497.86
Fees in APR: $1,043
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
300000
Refinance
4.683
4.625
USD
4.625%
at 0.000 pts 60 day lock rate
Est payment: $1,542.42
Fees in APR: $2,004
30 yr fixed mtg refi Mortgage Loan from The Washington Trust Company
The Washington Trust Company
300000
Refinance
4.280
4.250
USD
The Washington Trust Company
4.250%
at 0.000 pts 30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,083
30 yr fixed mtg refi Mortgage Loan from United Bank
300000
Refinance
4.401
4.375
USD
4.375%
at 0.000 pts 30 day lock rate
Est payment: $1,497.86
Fees in APR: $911
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.406
4.375
USD
LincolnWay Community Bank
4.375%
at 0.000 pts 30 day lock rate
Est payment: $1,497.86
Fees in APR: $1,085
30 yr fixed mtg refi Mortgage Loan from Bank of America
300000
Refinance
4.373
4.250
USD
4.250%
at 0.998 pts 60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,351
Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.
The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.
30 year jumbo refinance mortgage rates and mortgage rates are averaging 5.36 percent, unchanged yesterday’s average 30 year jumbo home loan rate and refinance loan rate. 30 year jumbo home mortgage rates and home refinance rates in New Jersey are lower averaging 5.10 percent.
This morning's 15 year jumbo mortgage rates and current refinance mortgage rates are averaging 4.56 percent, unchanged yesterday’s average 15 year jumbo loan rate and 15 year jumbo refinance rate. 15 year jumbo home mortgage rates and mortgage refinance rates in Michigan are lower averaging 4.46 percent.
Following is a more in-depth mortgage report released by MonitorBankRates.com earlier this week:
Current Refinance Mortgage Rates and Mortgage Rates
Adjustable Conforming Mortgage Refinance Rates and Conforming Mortgage Rates
1 year adjustable refinance rates and mortgage rates today are averaging 3.05 percent, unchanged from last week’s average 1 year adjustable home mortgage refinance rate and mortgage loan rate of 3.09 percent.
3 year adjustable mortgage rates are averaging 3.37 percent, up from last week’s average 3 year adjustable mortgage loan rate of 3.23 percent. Today’s refinance interest rates are also higher, averaging 3.37 percent.
5 year adjustable mortgage loan rates today are averaging 3.16 percent, down from the prior week’s average mortgage rate of 3.40 percent. Today’s refi mortgage rates are averaging in lower at 3.16 percent.
7 year adjustable mortgage loan interest rates today are averaging 3.49 percent, up from the previous week’s average 7 year home mortgage rate of 3.45 percent. Today’s 7 year refinance rates are also higher, averaging 3.49 percent.
10 year adjustable mortgage loan rates today are averaging 3.98 percent this week, up slightly from last week’s average 10 year adjustable mortgage rate of 3.96 percent. 10 year home refinance rates today are also averaging 3.98 percent.
Adjustable Jumbo Mortgage Refinance Rates and Mortgage Rates
1 year jumbo adjustable loan rates are averaging 4.92 percent, unchanged from the prior week’s average 1 year jumbo adjustable loan mortgage interest rate. 1 year jumbo refinance loan mortgage rates today are also averaging 4.92 percent.
3 year adjustable jumbo mortgage rates today are higher averaging 4.06 percent, down from last week’s average 3 year jumbo adjustable loan rate of 4.09 percent. 3 year jumbo refinance rates today are also lower at 4.06 percent.
5 year adjustable jumbo mortgage rates today are averaging 3.62 percent, up from last week’s average mortgage rate of 3.58 percent. 5 year jumbo refi rates today are also averaging 3.62 percent.
7 year jumbo adjustable mortgage rates today are averaging 4.41 percent, down from last week’s average 7 year home mortgage loan rate of 4.42 percent. 7 year jumbo refinance mortgage rates today are also lower at 4.41 percent.
10 year jumbo loan interest rates are averaging 4.99 percent, up from the prior week’s average 10 year jumbo home mortgage rate of 4.97 percent. 10 year jumbo home loan refinance interest rates today are also higher, averaging 4.99 percent.
Interest Only Conforming Adjustable Mortgage Refinance Rates and Adjustable Mortgage Rates
3 year interest only adjustable mortgage loan rates today are averaging 3.40 percent, up from last week’s average interest only mortgage loan rate of 3.38 percent. 3 year interest only adjustable refinance mortgage rates are also higher at 3.40 percent.
5 year interest only adjustable loan rates are averaging 3.32 percent, up from last week’s average five year interest only mortgage loan rate of 3.26 percent. Current 5 year interest only adjustable refinance mortgage rates are also averaging 3.32 percent.
7 year interest only adjustable mortgage loan rates are averaging 3.70 percent, up from last week’s average 7 year interest-only mortgage interest rate of 3.58 percent. 7 year adjustable refinance rate mortgages today are averaging 3.70 percent.
Interest Only Adjustable Jumbo Refinance Mortgage Rates and Home Loan Rates
3 year jumbo interest only adjustable mortgage rates today are averaging 4.54 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.58 percent. 3 year interest only adjustable jumbo refinance rates today are also lower, averaging 4.54 percent.
5 year adjustable jumbo loan interest only mortgage rates today are averaging 4.13 percent, up from last week’s average IO home mortgage interest rate of 4.00 percent. 5 year jumbo adjustable IO loan rates are also averaging higher at 4.13 percent.
7 year jumbo interest only adjustable mortgage rates are averaging 4.70 percent, down from an average jumbo 7 year home mortgage rate of 4.81 percent last week. Current 7 year jumbo adjustable interest-only mortgage rates today are also averaging 4.70 percent.
Today's Home Equity Loan Rates
Current 10 year home equity loan rates are averaging 6.700 percent, unchanged from last week’s average home equity rate.
Today’s 15 year home equity rates are averaging 7.088 percent, unchanged from last week’s average home equity rate.
Today's HELOC Rates
Home equity line of credit rates are averaging 5.15 percent, unchanged from last week’s average HELOC rate.
Author: Brian McKay
December 10th, 2010
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