Mortgage Rates Mostly Higher: 30 Year Mortgage Rates at 4.02%

Mortgage rates are mostly higher today except for average 30 year mortgage rates. Current mortgage rates on 30 year home loans are averaging 4.02%, down from yesterday’s average 30 year mortgage rate of 4.03%. Mortgage rates on 15 year mortgage loans are averaging 3.35%, an increase from yesterday’s average 15 year rate of 3.33%. 

Compare current mortgage rates today from several lenders by using our rate tables here: MortgageRates.MonitorBankRates. Unlike most websites, no personal information is needed to view a list of mortgage rates.




Average mortgage rates on 30 year jumbo home loans are at 4.52%, up from yesterday’s average 30 year jumbo mortgage interest rate of 4.45%. Mortgage interest rates on 15 year jumbo loans are averaging 3.75%, up from yesterday’s average 15 year jumbo mortgage rate of 3.69%.

Mortgage Rates


Conforming Adjustable Mortgage Loans - Today’s Mortgage Rates


1 year home loan adjustable mortgage rates current are averaging 3.63%, a decrease from last week’s average 1 year adjustable mortgage rate of 3.71%.

3 year adjustable mortgage interest rates today are averaging 2.74%, an increase from last week’s average 3 year adjustable mortgage rate of 2.69%.

5 year adjustable mortgage rates are averaging 2.68%, a decrease from the prior week’s average 5 year adjustable mortage interest rate of 2.76%.

Current 7 year adjustable mortgage rates are averaging 3.01%, down from the previous week’s average 7 year adjustable mortgage rate of 3.03%.

10 year adjustable mortgage rates currently are averaging 3.52%, down from last week’s average 10 year adjustable rate of 3.55%.

Adjustable Jumbo Home Loans – Current Mortgage Rates Today


Current 1 year adjustable jumbo mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.30%, up from last week’s average 3 year jumbo adjustable rate of 3.26%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 2.99%, down from last week’s average jumbo adjustable rate of 3.01%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.34%, down from last week’s average 7 year adjustable home loan rate of 3.51%.

10 year jumbo loan rates and refi rates are averaging 3.91%, up from the prior week’s average 10 year jumbo home mortgage loan rate of 3.84%.

Conventional IO Adjustable Home Loans – Today's Mortgage Rates


3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.97%, up from last week’s average interest only mortgage loan rate of 2.90%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.83%, down from last week’s average five year interest only mortgage rate of 2.88%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.16%, down from last week’s average 7 year interest-only mortgage interest rate of 3.17%.

IO Jumbo Home Loans – Current Mortgage Rates


Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.46%, up from last week’s average jumbo adjustable interest only rate of 3.53%

Current 5 year adjustable jumbo interest only rates are averaging 3.41%, a decrease from last week’s average IO home mortgage interest rate of 3.44%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.59%, down from last week’s average jumbo 7 year home mortgage loan rate 3.70%.

Current Home Equity Loan Rates


10 year home equity loan rates are averaging 6.25%, unchanged from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.41%, up from last week’s average home equity loan rate of 6.40%.

Today's Home Equity Line of Credit Rates


Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

Mortgage Loan Calculator


Monitor Bank Rates offers a free mortgage calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage calculator under our “Calculators” section.

Free Mortgage Rate Widget


Monitor Bank Rates also offers a free mortgage rate widget including state average mortgage rates widgets that are automatically updated daily. Our mortgage rate widgets are free for anyone to use on their website, you can find the mortgage rate widgets under our “Widgets” section.

 
 
Author: Lisa Graham
December 16th, 2011
Posted in: Mortgage Rates